Consumer Law
Overview
What is consumer law?
Consumer law covers a broad range of legal issues that affect consumers, such as consumer fraud, investment fraud, identity theft, warranties, product safety (including food and drug safety and products liability), debtor rights, and many others. Consumer law is designed to protect the consumer from deception (such as palpably false information about a product or service) and coercion.
Consumer law places restrictions on businesses advertising and selling products or services to consumers. For example, consumer law forbids creditors from discriminating against an applicant for credit on the basis of race, sex, religion, color, national origin, marital status, or for receiving public assistance. It also grants consumers various rights, such as the right to privacy. Consumer law is commonly referred to as "consumer protection law," reflecting its intended function.
Dockets
Federal National Mortgage Association v. Arp et al
2:2012cv00258
Filed in Washington Western District Court
Type of Suit: Truth in Lending
Plaintiff: Federal National Mortgage Association. Defendant: Wanda Arp and John and Jane Doe.
Judge: Ricardo S Martinez
Cause Of Action: Fed. QuestionNovak, Kristine v. JP Morgan Chase
3:2012cv00105
Filed in Wisconsin Western District Court
Type of Suit: Truth in Lending
Plaintiff: Kristine A. Novak. Defendant: JP Morgan Chase.
Judge: Stephen L. Crocker
Cause Of Action: Truth in LendingIn Re: Civil Investigation Demand 11-233 Investigation of CH2M Hill Hanford Group Inc Issued ...
2:2012cv03013
Filed in Washington Eastern District Court
Type of Suit: Truth in Lending
Judge: Lonny R. Suko
Cause Of Action: False Claims ActBronstein v. U.S. Bank, N.A.
1:2012cv20579
Filed in Florida Southern District Court
Type of Suit: Truth in Lending
Plaintiff: Joseph Bronstein. Defendant: U.S. Bank, N.A.
Judge: Ursula Ungaro
Cause Of Action: Notice of RemovalBank of America v. Gary Peterson, et al
12-1345
Filed in Eighth Circuit Court of Appeals
Type of Suit: Truth in Lending
Plaintiff - Appellee: Bank of America, N.A. Defendant - Appellant: Gary R. Peterson and Sally L. Peterson. Defendant: JP Morgan Chase Bank, N.A., and its successors and assign, Horizon Bank, National Association and Clear & Close Title Agency, Ltd., also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or entities claiming any right, title, estate, lien or interest in real estate described in the Summons and Complaint herein.
Legislation
Bill Enacted: H.R.2055 Military Construction and Veterans Affairs, and Related Agencies ...
Making appropriations for military construction, the Department of Veterans Affairs, and related agencies for the fiscal year ending September 30, 2012, and for other purposes.
December 22, 2011: Became Public Law No: 112-74.Bill Introduced: S.2012 Children's Sleepwear Labeling Act of 2011
A bill to require that labels on children's sleepwear that indicate the sleepwear is flame resistant to include the chemical name of the flame retardant used, and for other purposes.Bill Introduced: H.R.3671 Judiciary Appropriations Act, 2012
Making consolidated appropriations for the fiscal year ending September 30, 2012, and for other purposes.Bill Introduced: H.R.3646 Foreign Manufacturers Legal Accountability Act of 2011
To require foreign manufacturers of products imported into the United States to establish registered agents in the United States who are authorized to accept service of process against such manufacturers, and for other purposes.Bill Introduced: S.1946 Foreign Manufacturers Legal Accountability Act of 2011
A bill to require foreign manufacturers of products imported into the United States to establish registered agents in the United States who are authorized to accept service of process against such manufacturers.
Regulations
Proposed Rule - Labeling Requirements for Alternative Fuels and Alternative Fueled Vehicles
Federal Trade Commission
Proposed Rule
Labeling Requirements for Alternative Fuels and Alternative Fueled Vehicles
,
31513-31517 [2011-13520]
FEDERAL TRADE COMMISSION 16 CFR Part 309 Labeling Requirements for Alternative Fuels and Alternative Fueled Vehicles AGENCY: Federal Trade Commission (FTC or Commission). ACTION: Advance notice of proposed rulemaking. SUMMARY: The Commission seeks public comment on its Labeling Requirements for Alternative Fuels and Alternative Fueled Vehicles (``Alternative Fuels Rule'' or ``Rule''). As part of its systematic review of all FTC rules and guides, the Commission requests public comment on the... [read document]
View Document | Download PDFRule - Guide Concerning Fuel Economy Advertising for New Automobiles: Postponement of Amendment
Federal Trade Commission
Rule
Guide Concerning Fuel Economy Advertising for New Automobiles:
Postponement of Amendment
,
31467-31468 [2011-13519]
FEDERAL TRADE COMMISSION 16 CFR Part 259 Guide Concerning Fuel Economy Advertising for New Automobiles AGENCY: Federal Trade Commission. ACTION: Postponement of amendment of guide. SUMMARY: The Federal Trade Commission (``FTC'' or ``Commission'') gives notice that it is postponing any amendments to its Guide Concerning Fuel Economy Advertising for New Automobiles (``Fuel Economy Guide'' or ``Guide'') pending completion of ongoing review by the Environmental Protection Agency (``EPA'') and the... [read document]
View Document | Download PDFRule - Appliance Labeling
Federal Trade Commission
Rule
Appliance Labeling
,
20233-20237 [2011-8689]
FEDERAL TRADE COMMISSION 16 CFR Part 305 RIN 3084-AB03 Appliance Labeling Rule AGENCY: Federal Trade Commission (FTC or Commission). ACTION: Final rule. SUMMARY: The Commission extends the effective date for its new light bulb labeling requirements to January 1, 2012, to provide manufacturers with additional compliance time. In addition, the Commission exempts from the new label requirements incandescent bulbs that will not be produced after January 1, 2013, due to Federal efficiency standards.... [read document]
View Document | Download PDFRule - Automotive Fuel Ratings Certification and Posting
Federal Trade Commission
Rule
Automotive Fuel Ratings Certification and Posting
,
19684-19692 [2011-8097]
FEDERAL TRADE COMMISSION 16 CFR Part 306 Automotive Fuel Ratings Certification and Posting AGENCY: Federal Trade Commission. ACTION: Final rule. SUMMARY: The Commission issues final amendments to its Rule for Automotive Fuel Ratings, Certification and Posting (``Fuel Rating Rule'' or ``Rule'') by allowing an alternative octane rating method and making other miscellaneous revisions. The Commission declines to issue final ethanol labeling amendments at this time. DATES: The amendments published... [read document]
View Document | Download PDFProposed Rule - Fair Credit Reporting Risk-Based Pricing Regulations
Federal Trade Commission
Proposed Rule
Fair Credit Reporting Risk-Based Pricing Regulations
,
13902-13921 [2011-5413]
FEDERAL RESERVE SYSTEM 12 CFR Part 222 [Regulation V; Docket No. R-1407] RIN 7100-AD66 FEDERAL TRADE COMMISSION 16 CFR Parts 640 and 698 RIN R411009 Fair Credit Reporting Risk-Based Pricing Regulations AGENCIES: Board of Governors of the Federal Reserve System (Board) and Federal Trade Commission (Commission). ACTION: Notice of proposed rulemaking. SUMMARY: On January 15, 2010, the Board and the Commission published final rules to implement the risk-based pricing provisions in section 311 of... [read document]
View Document | Download PDF
Articles
Revision of the Consumer-acquis? Twelve Propositions on the European Commission's Proposal for ...
Schriftenreihe des Zentrums für Europäisches Wirtschaftsrecht der Universität Bonn, 2012, Nils Jansen University of Muenster Date Posted: February 05, 2012 Last Revised: February 16, 2012Designing the Personal Data Stream: Enabling Participatory Privacy in Mobile Personal Sensing
TPRC 2009 Katie Shilton , Jeff Burke , Deborah Estrin , Ramesh Govindan , Mark Hansen , Jerry Kang and Min Mun University of California, Los Angeles (UCLA) - Graduate School of Education and Information Studies , University of California, Los Angeles (UCLA) , University of California, Los Angeles (UCLA) , University of Southern California , University of California, Los Angeles - Department of Statistics , University of California, Los Angeles (UCLA) - School of Law and University of California, Los Angeles (UCLA) Date Posted: February 06, 2012 Accepted Paper Series 3 downloads Ethical Problems in Class Arbitration Journal of Dispute Resolution, p. 309, 2011 Andrew M. Powell and Richard A. Bales Northern Kentucky University and Northern Kentucky University - Salmon P. Chase College of Law Date Posted: February 06, 2012 Last Revised: February 16, 2012Identity Theft and Consumer Payment Choice: Does Security Really Matter?
Charles M. Kahn and José Manuel Liñares-Zegarra University of Illinois at Urbana-Champaign - Department of Finance and University of St. Andrews - School of Management Date Posted: February 16, 2012 Working Paper Series 3 downloads Blurred Boundaries: Social Media Privacy and the Twenty-First-Century Employee American Business Law Journal, Vol. 49, No. 1, pp. 63-124, 2012 Patricia Sánchez Abril , Avner Levin and Alissa Del Riego University of Miami Business Law Dept. , Ryerson University, Ted Rogers School of Management and affiliation not provided to SSRN Date Posted: February 14, 2012 Accepted Paper Series 5 downloads Defining and Measuring Search Bias: Some Preliminary Evidence International Center for Law & Economics, November 2011, George Mason Law & Economics Research Paper No. 12-14 Joshua D. Wright George Mason University School of Law Date Posted: February 14, 2012 Accepted Paper Series 15 downloads Consumer Protection in the Shadow of the Global Financial Crisis- A study on the way forward of Consumer Protection in European Union, Republic of Moldova and P.R. of China Sergiu Gojinetsky Zhongnan University of Economics and Law Date Posted: February 13, 2012 Working Paper Series 10 downloads CyberInfants Pepperdine Law Review, Vol. 39, pp. 225-278, 2012 Cheryl B. Preston Brigham Young University - J. Reuben Clark Law School Date Posted: February 13, 2012 Accepted Paper Series 4 downloads Reading Ricci and Pyett to Provide Racial Justice Through Union Arbitration Indiana Law Journal, Vol. 87, 2012 Michael Z. Green Texas Wesleyan University School of Law Date Posted: February 13, 2012 Accepted Paper Series 12 downloads Reverse Engineering Informational Privacy Law Michael Birnhack Tel Aviv University - Buchmann Faculty of Law Date Posted: February 10, 2012 Working Paper Series 42 downloads Credit Card Clarity: CARD Act Reform Works Joshua M. Frank Center for Responsible Lending Date Posted: February 09, 2012 Working Paper Series 8 downloads Do Not Dismiss âAdequacyâ: European Data Privacy Standards are Entrenched Privacy Laws & Business International Report, No. 114, pp. 16â18, December 2011, UNSW Law Research Paper No. 2012-5, Graham Greenleaf Faculty of Law, University of New South Wales Date Posted: February 09, 2012 Accepted Paper Series 5 downloads Numbers Game: The True Cost of Credit Card Mail Offers Joshua M. Frank Center for Responsible Lending Date Posted: February 09, 2012 Working Paper Series 3 downloads Privacy Enforcement Strengthens in Australia & New Zealand Privacy Laws & Business International Report, Issue 115, February 2012, UNSW Law Research Paper No. 2012-4 Graham Greenleaf and Katrine Evans Faculty of Law, University of New South Wales and Government of New Zealand - Office of the New Zealand Privacy Commissioner Date Posted: February 09, 2012 Accepted Paper Series 7 downloads Banks Collect Overdraft Opt-Ins Through Misleading Marketing: Survey Finds Low Opt-In Rate, High Number of Misperceptions Joshua M. Frank Center for Responsible Lending Date Posted: February 08, 2012 Working Paper Series 4 downloads International Payments Law Reform: Introduction of Global Code of Payments Banking & Finance Law Review, Vol. 25, No. 3, p. 405, June 2010 Julius Kiss Charles University in Prague - Law Faculty Date Posted: February 07, 2012 Accepted Paper Series 6 downloads Privacy and the Precautionary Principle Computer Law & Security Review, Vol. 28, pp. 14-24, 2012 Luiz Costa University of Namur - FUNDP Date Posted: February 07, 2012 Accepted Paper Series 18 downloads Proof of Classwide Injury Brooklyn Journal of International Law, Vol. 37, No. 3, 2012, University of Miami Legal Studies Research Paper No. 2012-03 Sergio J. Campos University of Miami - School of Law Date Posted: February 07, 2012 Accepted Paper Series 20 downloads Concepcion and Preemption Under the Federal Arbitration Act Penn State Yearbook of Arbitration and Mediation, Forthcoming Ian D. Mitchell and Richard A. Bales Northern Kentucky University - Salmon P. Chase College of Law and Northern Kentucky University - Salmon P. Chase College of Law Date Posted: February 06, 2012 Last Revised: February 15, 2012Informing and Reforming the Marketplace of Ideas: The Public-Private Partnership for Data ...
Univ. of Wisconsin Legal Studies Research Paper No. 1189 Shubha Ghosh University of Wisconsin Law School Date Posted: February 06, 2012 Accepted Paper Series 15 downloads State-Level Cybersecurity Policy Review, No. 171, February/March 2012 Michael J. Glennon Tufts University - The Fletcher School of Law and Diplomacy Date Posted: February 06, 2012 Accepted Paper Series 6 downloads The Consumer Rights Directive Adopted Caroline Cauffman Universities of Maastricht and Antwerp Date Posted: February 06, 2012 Working Paper Series 11 downloads Who Benefits from Online Privacy? TPRC 2009 Vincent Conitzer , Curtis R. Taylor and Liad Wagman affiliation not provided to SSRN , Duke University - Department of Economics and Duke University Date Posted: February 06, 2012 Accepted Paper Series 6 downloads Infancy Doctrine Inquiries Santa Clara Law Review, Vol. 52, pp. 47-80, 2012 Cheryl B. Preston and Brandon T. Crowther Brigham Young University - J. Reuben Clark Law School and Brigham Young University - J. Reuben Clark Law School Date Posted: February 05, 2012 Last Revised: February 09, 2012Global Data Privacy Laws: 89 Countries, and Accelerating
Privacy Laws & Business International Report, Issue 115, Special Supplement, February 2012, Queen Mary School of Law Legal Studies Research Paper No. 98/2012 Graham Greenleaf Faculty of Law, University of New South Wales Date Posted: February 06, 2012 Last Revised: February 09, 2012
