Insurance Overview

Insurance law governs the contractual relationship between an insured and an insurer. The contract is called a policy, and the insured is the policyholder. The policy contains an agreement between the insured (such as an individual or a business) and an insurance company that in exchange for the insured's payment of a premium, the insurance company will reimburse the insured for losses associated with covered risks. The insurance policy will state the extent to which a risk is covered and amount of reimbursement the insured may receive in the event of a loss.

Show Extended Summary

Featured Cases AddThis Feed Button

  • Chateau Fiduciaire S.A. v. Argus International Life Bermuda Limited et al
    New York Southern District Court
    Plaintiff
    Filed: January 20, 2009
    Plaintiff: Chateau Fiduciaire S.A.; Defendant: Argus International Life Bermuda Limited, Argus Group Holdings Limited, Massachusetts Mutual Life Insurance Co., Oppenheimer Acquisition Corporation, Rye Investment Management and others...
    Last Docket Report Change Found: April 21, 2009

    (April 20, 2009)
  • DUKE UNIVERSITY et al v. NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA
    North Carolina Middle District Court
    Plaintiff
    Filed: November 24, 2008
    Plaintiff: DUKE UNIVERSITY, DUKE UNIVERSITY HEALTH SYSTEM, INC.; Defendant: NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA
    Last Docket Report Change Found: April 20, 2009

    (April 19, 2009)
  • Hartford Casualty Insurance Company v. Peanut Corporation Of America
    Virginia Western District Court
    Plaintiff
    Filed: February 3, 2009
    Plaintiff: Hartford Casualty Insurance Company; Defendant: Peanut Corporation Of America
    Last Docket Report Change Found: April 16, 2009

    (April 15, 2009)
  • Atlanta National League Baseball Club, Inc. v. Hartford Life Insurance Company
    Plaintiff Atlanta National League Baseball Club, Inc., the owner and operator of the Atlanta Braves, alleged that Defendant Hartford Life Insurance Company failed to pay benefits owed under a policy insuring against the disability of a former Braves' player, pitcher Michael W. (Mike) Hampton.
    Georgia Northern District Court
    Insurance
    Filed: February 13, 2009
    Plaintiff: Atlanta National League Baseball Club, Inc., Atlanta National League Baseball Club, Inc. Defendant: Hartford Life Insurance Company
    Last Docket Report Change Found: February 18, 2009

    (February 17, 2009)
  • Intel Corporation v. American Guarantee and Liability Insurance Company
    California Northern District Court
    Plaintiff
    Filed: January 23, 2009
    Plaintiff: Intel Corporation; Defendant: American Guarantee and Liability Insurance Company
    Last Docket Report Change Found: January 30, 2009

    (January 29, 2009)

Dockets AddThis Feed Button

Legislation AddThis Feed Button

Regulations AddThis Feed Button

  • Rule - Premiums
    Farm Credit System Insurance Corporation
    Rule
    Premiums
    ,
    17371-17374 [E9-8535]
    FARM CREDIT SYSTEM INSURANCE CORPORATION 12 CFR Part 1410 RIN 3055-AA10 Premiums Agency: Farm Credit System Insurance Corporation. ACTION: Direct final rule. SUMMARY: The Farm Credit System Insurance Corporation (FCSIC or Corporation) is issuing a direct final rule amending its premium regulations to reflect the amendments of the Farm Credit Act of 1971 that were made by the enactment of the Food, Conservation, and Energy Act of 2008. The purpose of the amended rule is to clarify the premium... [read document]
    View Document | Download PDF

    (April 14, 2009)
  • Rule - Common Crop Insurance Regulations, Tobacco Crop Insurance Provisions
    Federal Crop Insurance Corporation
    Rule
    Common Crop Insurance Regulations, Tobacco Crop Insurance Provisions
    ,
    13055-13061 [E9-6726]
    Rules and Regulations Federal Register DEPARTMENT OF AGRICULTURE Federal Crop Insurance Corporation 7 CFR Part 457 RIN 0563-AB98 Common Crop Insurance Regulations, Tobacco Crop Insurance Provisions AGENCY: Federal Crop Insurance Corporation, USDA. ACTION: Final rule. SUMMARY: The Federal Crop Insurance Corporation (FCIC) finalizes the Common Crop Insurance Regulations Tobacco Crop Provisions. The amended provisions removed the Quota Tobacco Crop Insurance Provisions, and revised the Guaranteed... [read document]
    View Document | Download PDF

    (March 24, 2009)
  • Rule - Amendment of the Temporary Liquidity Guarantee Program to Extend the Debt Guarantee ...
    Federal Deposit Insurance Corporation
    Rule
    Amendment of the Temporary Liquidity Guarantee Program to Extend the Debt Guarantee Program, etc.,
    12078-12085 [E9-6115]
    FEDERAL DEPOSIT INSURANCE CORPORATION 12 CFR Part 370 RIN 3064-AD37 Amendment of the Temporary Liquidity Guarantee Program To Extend the Debt Guarantee Program and To Impose Surcharges on Assessments for Certain Debt Issued on or After April 1, 2009 AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Interim Rule with request for comments. SUMMARY: The FDIC is issuing this Interim Rule to amend the Temporary Liquidity Guarantee Program (TLGP) by providing a limited extension of the... [read document]
    View Document | Download PDF

    (March 21, 2009)
  • Rule - General Administrative Regulations; Administrative Remedies for Non-Compliance; ...
    Federal Crop Insurance Corporation
    Rule
    General Administrative Regulations; Administrative Remedies for Non-Compliance; Correcting Amendments,
    11643 [E9-5793]
    DEPARTMENT OF AGRICULTURE Federal Crop Insurance Corporation 7 CFR Parts 400, 407, 457 RIN 0563-AB73 General Administrative Regulations; Administrative Remedies for Non-Compliance; Correcting Amendments AGENCY: Federal Crop Insurance Corporation, USDA. ACTION: Final rule; correcting amendment. SUMMARY: This document contains correcting amendments to the final regulations that were published December 18, 2008 (73 FR 76868-76891). These regulations pertain to Administrative Remedies for... [read document]
    View Document | Download PDF

    (March 17, 2009)
  • Rule - Assessments
    Federal Deposit Insurance Corporation
    Rule
    Assessments,
    9525-9563 [E9-4584]
    FEDERAL DEPOSIT INSURANCE CORPORATION 12 CFR Part 327 RIN 3064-AD35 Assessments AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Final rule. SUMMARY: The FDIC is amending our regulation to alter the way in which it differentiates for risk in the risk-based assessment system; revise deposit insurance assessment rates, including base assessment rates; and make technical and other changes to the rules governing the risk- based assessment system. DATES: Effective Date: April 1, 2009.... [read document]
    View Document | Download PDF

    (March 3, 2009)

Government AddThis Feed Button

  • Notice - Meetings; Sunshine Act
    Federal Deposit Insurance Corporation
    Notice
    Meetings; Sunshine Act
    ,
    18708 [E9-9365]
    FEDERAL DEPOSIT INSURANCE CORPORATION Notice of Agency Meeting Pursuant to the provisions of the ``Government in the Sunshine Act'' (5 U.S.C. 552b), notice is hereby given that at 12:01 p.m. on Monday, April 20, 2009, the Board of Directors of the Federal Deposit Insurance Corporation met in closed session to consider matters related to the Corporation's resolution activities. In calling the meeting, the Board determined, on motion of Acting Director John E. Bowman (Acting Director, Office of... [read document]
    View Document | Download PDF

    (April 23, 2009)
  • Notice - Agency Information Collection Activities; Proposals, Submissions, and Approvals
    Federal Deposit Insurance Corporation
    Notice
    Agency Information Collection Activities; Proposals, Submissions, and Approvals
    ,
    18234 [E9-9087]
    FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Submission for OMB Review; Comment Request; 3064-0097 AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of information collection to be submitted to Office of Management and Budget (OMB) for review and approval under the Paperwork Reduction Act of 1995. SUMMARY: In accordance with requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. 3501 et seq.), the FDIC hereby gives notice that it is... [read document]
    View Document | Download PDF

    (April 20, 2009)
  • Notice - Agency Information Collection Activities; Proposals, Submissions, and Approvals
    Federal Deposit Insurance Corporation
    Notice
    Agency Information Collection Activities; Proposals, Submissions, and Approvals
    ,
    17862 [E9-8788]
    FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Submission for OMB Review; Comment Request AGENCY: Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of information collections to be submitted to OMB for review and approval under the Paperwork Reduction Act of 1995. SUMMARY: In accordance with requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35), the FDIC hereby gives notice that it plans to submit to the Office of Management and... [read document]
    View Document | Download PDF

    (April 16, 2009)
  • Notice - Meetings; Sunshine Act
    Federal Deposit Insurance Corporation
    Notice
    Meetings; Sunshine Act,
    16870 [E9-8445]
    FEDERAL DEPOSIT INSURANCE CORPORATION Sunshine Act; Notice of Agency Meeting Pursuant to the provisions of the ``Government in the Sunshine Act'' (5 U.S.C. 552b), notice is hereby given that at 4:34 p.m. on Wednesday, April 8, 2009, the Board of Directors of the Federal Deposit Insurance Corporation met in closed session to consider matters related to resolution activities. In calling the meeting, the Board determined, on motion of Vice Chairman Martin J. Gruenberg, seconded by Director Thomas... [read document]
    View Document | Download PDF

    (April 12, 2009)
  • Notice - Applications: Crop Insurance Education in Targeted States; Correction
    Federal Crop Insurance Corporation
    Notice
    Applications:
    Crop Insurance Education in Targeted States; Correction,
    15921-15929 [E9-7895]
    DEPARTMENT OF AGRICULTURE Federal Crop Insurance Corporation Funding Opportunity Title: Crop Insurance Education in Targeted States (Targeted States Program) Announcement Type: Announcement of Availability of Funds and Request for Application for Competitive Cooperative Agreements-- Correction. Catalog of Federal Domestic Assistance Number (CFDA): 10.458. DATES: Hard copy applications are due [5 p.m. EDT, May 11, 2009]. Electronic applications submitted through Grants.gov are due at [11:59 p.m.... [read document]
    View Document | Download PDF

    (April 7, 2009)

Articles AddThis Feed Button

News AddThis Feed Button

Google News & Tags: insurance-bad-faith insurance-defense

Blog Posts AddThis Feed Button

  • Ken Lewis, BofA and the Fed Strong-Arm: Ten Questions
    Bank of America's acquisition of Merrill Lynch went through, so we will (fortunately) never know what would have happened if the deal had collapsed. But as detailed in the April 23, 2009 letter (here) from New York AG Andrew Cuomo to Sen. Chris Dodd, Rep. Barney Frank and others, if it had been up to BofA, the deal would not have closed, and it was only as a result of a combination of threats and inducements from Henry Paulson and Ben Benanke that BofA and its Chariman, Kenneth Lewis, were...
    (April 23, 2009)
  • Texas Senate Approves Bill Authorizing Continued Operation of the Texas Department of Insurance
    On April 20, 2009, the Texas State Senate issued a press release announcing approval of Senate Bill 1007 ("SB 1007" or the "Bill") authorizing continued operation of the Texas Department of Insurance ("TDI") and slightly reforming certain TDI operations. The Bill comes in response to a finding by an advisory commission (the "Sunset Advisory Commission") charged with regularly assessing the continued need for state agencies, such as the TDI. The Sunset Advisory Commission found that Texas has an...
    (April 23, 2009)
  • COBRA Crunch
    Finding affordable health insurance in Georgia is relatively easy for most folks. When you adopt a bare bones approach and only pay for coverage you actually need most people are surprised to see how much money they have wasted in the past and how much they can save going forward. But when you are out of work and without a paycheck, even the employer subsidized COBRA premium can be beyond reach. Danna Walker of Humble, Texas lost her job at DHL and along with it her health insurance. The...
    (April 23, 2009)
  • Cancer Without the Lump
    [Welcome New York Times readers!] Laura Vickers of Sandy Springs has cancer. Not just any cancer, but a rare form of breast cancer called IBC (Inflammatory Breast Cancer). IBC accounts for 1 - 5% of all breast cancer cases and the survival rate is lower than for other forms of breast cancer. You can follow Laura Vickers story on her blog. More information on IBC can be found at IBC Research, the Mayo Clinic, and the American Cancer Society.
    (April 23, 2009)
  • UK: City Lawyer Sues Jesuit School for £5 million Alleging Sexual Abuse
    City lawyer, Patrick Raggett, is suing the Jesuit run school he attended for &#xc2&#xa35 million in damages alleging sexual abuse in the 1970s by the now deceased Father Spencer, a priest at the school before it closed in 1978. If successful, the claim will be by far the largest court award for damages in England for sexual abuse (the current record being &#xc2&#xa3600,000). Mr Raggett's first hurdle will be to overcome the statutory limitation period for bringing his claim which will depend on the exercise of...
    (April 23, 2009)