Table of Contents

BUYING YOUR HOME

Settlement Costs and Helpful Information

Table of Contents

1. Introduction
2. Buying & Financing A Home
   1. Role of the Real Estate Broker
   2. Selecting an Attorney
   3. Terms of the Agreement of Sale
   4. Shopping For a Loan
   5. Selecting a Settlement Agent
   6. Securing Title Services
   7. RESPA Disclosures
   8. Processing Your Loan Application
   9. RESPA Protection Against Illegal Referral Fees
   10. Your Right to File Complaints
3. Your Settlement Costs
   1. Specific Settlement Costs
   2. Calculating the Amount You Need At Settlement
   3. Adjustments To Costs Shared By Buyer and Seller
   4. HUD-1 Settlement Statement
4. Appendix

U.S. Department of Housing and Urban Development
Office of Housing - Federal Housing Administration
June 1997