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Justia Small Business Legal Center Fair Debt Collection Practices Act Background

Background

The Fair Debt Collection Practices Act (FDCPA) (15 USC 1692 et seq.), which became effective in March 1978, was designed to eliminate abusive, deceptive, and unfair debt collection practices. It also protects reputable debt collectors from unfair competition and encourages consistent state action to protect consumers from abuses in debt collection.

Last reviewed October 2023

Small Business Legal Center Contents   

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  • Small Business Legal Center
  • Starting a Business & Choosing a Legal Ownership Structure
  • Hiring and Managing Employees & Relevant Legal Considerations
  • Business Management, Growth, and Related Legal Concerns
  • Business Disputes & Related Lawsuits
  • Social Media Influencer Marketing & Related Legal Issues
  • Making a Business Contract
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  • Small Business Law FAQs
  • Find a Collections Lawyer
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