Loan Origination Fees

Loan origination fees are fees charged by the lender for processing the loan and are often expressed as a percentage of the loan amount.

Source: Federal Trade Commission

The charge for originating a loan; is usually calculated in the form of points and paid at closing.

Source: U.S. Department of Housing and Urban Development

The amount charged by a lender to originate and close a mortgage loan. Origination fees are usually expressed in points.

Source: Ginnie Mae

Last reviewed October 2022