Norwood, New York Bankruptcy Lawyers

Potsdam, NY Bankruptcy Attorney. 45 years experience
(315) 265-2595 107 S Canton Rd
Potsdam, NY 13676
Bankruptcy, Criminal, Divorce and Estate Planning
Vanderbilt School Of Law
Paul Harald Roalsvig
Claimed Lawyer Profile
Long Lake, NY Bankruptcy Lawyer. 21 years experience
(518) 624-2722 8581 Newcomb Road, Suite 1
P.O. Box 735
Long Lake, NY 12847
Bankruptcy, Business, Criminal and Immigration
State University of New York - Buffalo
Steven Richard Dolson
Claimed Lawyer Profile
Watertown, NY Bankruptcy Lawyer. 12 years experience
(315) 423-3328 215 Washington Street -B2
Watertown, NY 13601
Free ConsultationBankruptcy, Administrative, Consumer and Environmental
Plattsburgh, NY Bankruptcy Attorney. 32 years experience
(518) 562-0600 206 West Bay Plaza
Plattsburgh, NY 12901
Bankruptcy, Business and Real Estate
Albany Law School
Plattsburgh, NY Bankruptcy Lawyer. 18 years experience
(518) 562-0600 54 NY-5
Plattsburgh, NY 12901
Bankruptcy, Criminal, DWI and Estate Planning
Albany Law School
Lake Placid, NY Bankruptcy Attorney.
3 Church St
Lake Placid, NY 12946
Bankruptcy, Business, Divorce and Estate Planning
Jonathan David Warner
Claimed Lawyer ProfileSocial Media
Albany, NY Bankruptcy Attorney. 3 years experience
(518) 451-9388 6 Automation Lane
Suite 109
Albany, NY 12205
Free ConsultationBankruptcy, Foreclosure Defense and Tax
Michigan State University
Jonathan D. Warner is the co-founder and managing partner at Warner & Warner, PLLC in Albany New York. Jonathan focuses his practice in the areas of Consumer Bankruptcy Law, Foreclosure Defense Law, Consumers’ Rights Law, and Mortgage Modification assistance. Prior to attending law school, Jonathan graduated magna cum laude and Phi Beta Kappa from SUNY Albany in 2007. Thereafter, Jonathan graduated from the Michigan State University College of Law in 2011. During law school, Jonathan participated in the Jessup International Moot Court Team, served as an elected student leader in two student organizations, and worked as the Senior...
Mr. John P. Fazzio III Esq.
Claimed Lawyer ProfileSocial Media
New York, NY Bankruptcy Lawyer. 10 years experience
(201) 529-8024 26 Broadway, 21st Floor
New York, NY 10004
Free ConsultationBankruptcy, Business, Foreclosure Defense and Tax
New York University School of Law and Brooklyn Law School
John Fazzio is an aggressive young trial lawyer who is a fierce advocate for his clients in and out of the courtroom. He lives for David and Goliath type contests. John is not afraid to go to trial and has gone all the way to verdict on varied cases including foreclosure, bankruptcy, tax, intellectual property, criminal, and personal injury. John has also prosecuted a number of appeals cases. John regularly practices in the State and Federal Courts in New York and New Jersey.
(201) 529-8024 164 Franklin Turnpike
Mahwah, NJ 07430
Dennis Charles Gaughan
Claimed Lawyer ProfileSocial Media
Hamburg, NY Bankruptcy Attorney. 32 years experience
(716) 648-8000 6161 South Park Ave
Hamburg, NY 14075
Free ConsultationBankruptcy, Appeals, Business and Criminal
New York Law School
We chose to remain a small law office to provide personal, dedicated and aggressive service to our clients. My office costs a few dollars more but excellent service takes time and strategy. Offsetting our higher fees we have payment plans. We have seven lawyers working together to get the best solutions. As a small firm we call upon all areas of the law to form a comprehensive strategy and plan. As in a game making the right move determines the outcome of the case. A divorce case is often helped by a bankruptcy or our tax law knowledge. We create...
Naresh Menghraj Gehi
Claimed Lawyer ProfileSocial Media
Queens, NY Bankruptcy Lawyer. 21 years experience
(718) 263-5999 118-21 Queens Blvd
Queens, NY 11375
Free ConsultationBankruptcy, Business, Family and Immigration
The University of Georgia School of Law and New Law College
Naresh Gehi is too experienced Immigration attorney licences in the Eastern and Southern district of New York and Connecticut. Mr Naresh Gehi practiced in New York and Connecticut, the US Southern and Eastern District courts of New York. Attorney Gehi holds a master of laws from the University of Georgia, especially sophisticated in Immigration laws. Naresh Gehi successfully challenged many Immigration and deportation cases and helping the Immigrants to get out of the legal problems for the last 13 years in New York. Along with the other Immigration lawyers launched an Immigration law firm called Gehi & Associates. This...
Liberty Avenue,
Ozone Park, , NY 11417
Allen A. Kolber, Esq.
Claimed Lawyer ProfileSocial Media
Suffern, NY Bankruptcy Attorney. 27 years experience
(845) 918-1277 Rockland County Office
134 Route 59, Suite A
Suffern, NY 10901
Free ConsultationBankruptcy and Business
Benjamin N. Cardozo School of Law
Allen A. Kolber, Esq. graduated as a Belkin Fellow from Cardozo Law School in 1987 and was admitted into the New York State Bar. Mr. Kolber served as a Queens County Assistant District Attorney, was appointed a Supervisor in the Trial Bureau and later served in the Appeals Bureau drafting and arguing appeals before the New York State Appellate Division. In 1991, Allen Kolber accepted a position with a Wall Street litigation firm, and for the next 7 years, Mr. Kolber represented Underwriters at Lloyds of London in the New York Federal Courts, litigating multi-million dollar cases to...
Anthony J. Pietrafesa
Claimed Lawyer ProfileQ&ASocial Media
Albany , NY Bankruptcy Attorney. 33 years experience
(518) 218-0851 1971 Western Avenue #181
Albany , NY 12203
Free ConsultationBankruptcy, Arbitration & Mediation, Consumer and Divorce
Syracuse University College of Law
Stephen Bilkis
Claimed Lawyer ProfileQ&ABlawgsearchSocial Media
Bronx, NY Bankruptcy Lawyer. 19 years experience
(800) 696-9529 901 Sheridan Ave
Bronx, NY 10451
Free ConsultationBankruptcy, Consumer, Criminal and Divorce
Touro Law School
Alexander Korotkin
Claimed Lawyer ProfileBlawgsearchSocial Media
Rochester, NY Bankruptcy Lawyer. 21 years experience
(585) 419-5714 70 Linden Oaks, 3rd Floor
Rochester, NY 14625
Free ConsultationBankruptcy, Business, Criminal and Divorce
I have been practicing law in Rochester, New York, and nearby towns for the past 13 years. I concentrate my practice in matrimonial and family law. I counsel my clients on divorce, separation, custody, relocation, child support, adoption, premarital and postmarital agreements. More specifically, I assist my clients with such matters as: * Adoption * Alimony/Maintenance * Annulments * Child Abuse * Child Custody * Child Support * Child Support Enforcement * Dependency Proceedings * Divorce * Domestic Partnerships * Domestic Violence Orders * Family Court Proceedings * Family Law * Fertility and Surrogacy * Foreign Adoption * Foster Care * Grandparent Custody & Visitation Rights * Grandparent Rights * Guardianship * Name Change * Parental Rights * Paternity * Postnuptial Agreements *...
Scott T. Dillon
Claimed Lawyer ProfileSocial Media
Albany, NY Bankruptcy Lawyer. 10 years experience
441 New Karner Road
Albany, NY 12205
Touro College
Scott T. Dillon is an Associate in the Bankruptcy department of Tully Rinckey PLLC. Scott focuses his practice on bankruptcy litigation, including Chapter 7, Chapter 13 and Chapter 11 filings. He previously was an Associate of another Capital Region firm and a New York City International AMLAW 100 Firm. He has represented secured lenders, debtors, trustees, and creditor committees in consumer and commercial bankruptcies throughout the northeast corridor and has represented national lender institutions. Scott has extensive court experience client representation in U.S. Bankruptcy Courts, U.S. District Courts and N.Y.S. Supreme Courts. Scott has represented individuals and companies in all aspects...
Vildan Erturk Starr
Claimed Lawyer ProfileSocial Media
New York, NY Bankruptcy Attorney. 26 years experience
(888) 867-8165 260 Madison Ave
17th Floor
New York, NY 10016
Free ConsultationBankruptcy, Collections and Foreclosure Defense
University of Ankara, Faculty of Law and Georgetown University Law Center
Stephen Barry Kass
Claimed Lawyer ProfileSocial Media
New York, NY Bankruptcy Attorney. 24 years experience
(212) 843-0050 225 Broadway
Ste 711
New York, NY 10007
Free ConsultationBankruptcy and Tax
New York University School of Law and Maurice A. Deane School of Law at Hofstra University
NYC Based Bankruptcy & Tax Attorney handling corporate and consumer cases. Chapter 11 filings in New York for high tax debt and other business problems. Consumer Discharges for credit card and mortgage problems. Tax Court filings in NYC, Offer in compromise filings, intallment agreements.
John Peter Brooke
Claimed Lawyer ProfileSocial Media
Brightwaters, NY Bankruptcy Attorney. 9 years experience
(631) 397-0042 256C Orinoco Drive
Brightwaters, NY 11718
Free ConsultationBankruptcy, Family, Foreclosure Defense and Landlord Tenant
California Western School of Law
After working for several Long Island law firms practicing in the areas of bankruptcy, loan modifications, estates, civil litigation and family law, John P. Brooke, Esq. opened his own law office. The Brooke Law Firm serves is a full service law practice dedicated to helping Long Islander's in all the legal challenges that life throws at them. John P. Brooke, Esq. also interned for Senior Federal Judge Leonard Wexler while in law school. John is also currently a Special Assistant Prosecutor for the Village of Ocean Beach on Fire Island.
Marissa Soto
Claimed Lawyer ProfileQ&A
Bronx, NY Bankruptcy Lawyer. 9 years experience
(718) 931-2575 778 Castle Hill Avenue
Bronx, NY 10473
Free ConsultationBankruptcy, Elder, Immigration and Personal Injury
New York University School of Law
Marissa Soto began her law career as an associate with Fried, Frank, Harris, Shriver & Jacobson LLP, one of the top 100 law firms in the United States. As a first year associate, Marissa worked on the highly complex bankruptcy for the auto parts manufacturer, Delphi, and from the beginning was involved in fast paced, high stakes litigation – pivotal to her client’s interests. Ms. Soto briefly left the firm in 2007 to serve as law clerk to a United States Bankruptcy Court Judge, the Honorable Martin Glenn. She returned to the firm in 2008 specializing in bankruptcy and progressed...
Richard Jacoby
Claimed Lawyer ProfileSocial Media
Medford, NY Bankruptcy Lawyer. 22 years experience
(631) 289-4600 1737 North Ocean Ave.
Medford, NY 11763
Free ConsultationBankruptcy, Personal Injury, Real Estate and White Collar Crime
Southwestern University
Richard graduated from American University in Washington, D.C., with a major in finance and accounting in 1987. He waited three years before entering the Southwestern University School of Law in Los Angeles, receiving his Juris Doctor in 1993. He worked briefly as a clerk in the United States Attorney's Office in Las Vegas and then he joined his father Melvyn Jacoby's firm in 1994. Richard is a member of the Suffolk County Bar Association, the New York State Bar Association, the American Bar Association and the National Consumer Bankruptcy Association.
Natasha Meruelo
Claimed Lawyer ProfileSocial Media
White Plains, NY Bankruptcy Lawyer. 9 years experience
(914) 752-5098 445 Hamilton Avenue
Suite 1102
White Plains, NY 10601
Bankruptcy and Foreclosure Defense
Fordham University School of Law
As the founder of Natasha Meruelo, Attorney at Law, White Plains attorney Natasha C. Meruelo Esq. provides legal assistance in bankruptcy and other debt relief matters. Presently, Attorney Meruelo maintains active legal licenses in three jurisdictions: the District of Columbia, New York and New Jersey. She received her undergraduate degree from New York University and her Juris Doctor degree from the Fordham University School of Law. Get in touch with her firm today for your free consultation.
Stephen Z. Starr
Claimed Lawyer ProfileBlawgsearchSocial Media
New York, NY Bankruptcy Attorney. 24 years experience
(888) 867-8165 260 Madison Ave
17th Floor
New York, NY 10016
Free ConsultationBankruptcy, Arbitration & Mediation, Collections and Foreclosure Defense
University of Southern California Gould School of Law
Dario Di Lello
Claimed Lawyer Profile
Fishkill, NY Bankruptcy Attorney. 22 years experience
(845) 765-0090 1542 Route 52
Fishkill, NY 12524
Free ConsultationBankruptcy and Real Estate
I have been representing consumers in Chapter 7 and Chapter 13 cases since 1999. I take your representation both professionally and personally explaining how the process works. You will not be shoved off to a paralegal after your initial consultation.
Kevin Jay Kohn
Claimed Lawyer ProfileSocial Media
Bronx, NY Bankruptcy Attorney. 25 years experience
(800) 421-9347 1200 Morris Park Avenue
Bronx, NY 10461
Free ConsultationBankruptcy, Divorce, Landlord Tenant and Personal Injury
Western Michigan University Cooley Law School
A General Practice Law Firm with an emphasis in personal injury, car accidents, slip & fall accidents, nursing home cases, and elevator cases. Also handling divorce, real estate, landlord/tenant, and bankruptcy. In The Bronx; Serving The Bronx.
Nancy Baum Delain
Claimed Lawyer ProfileSocial Media
Schenectady, NY Bankruptcy Lawyer. 13 years experience
(518) 371-4599 107 N College St.
Schenectady, NY 12305
Bankruptcy, IP, Patents and Trademarks
University of New Hampshire School of Law and New England Law | Boston
Nancy Delain is a registered patent attorney working in a solo practice in the historic Schenectady Stockade. Coming later in life to the practice of law, she was a technical documentation professional for over 20 years before attending law school, working mainly in the computer industry writing and editing end-user materials. She regularly practices before the US Patent & Trademark Office in both patent and trademark areas. Her practice encompasses transactional patent, trademark, copyright, trade dress, trade secret, franchise and licensing matters. She also practices regularly before the US Bankruptcy Court for the Northern District of New York, handling Chapter...
Brian Fetzko
Claimed Lawyer Profile
Middletown, NY Bankruptcy Attorney. 7 years experience
(845) 775-4363 12 Evergreen Drive
Suite 102
Middletown, NY 10940
Free ConsultationBankruptcy, Criminal, Foreclosure Defense and Real Estate
Touro College
I am admitted to practice law before the courts of the states of New York and New Jersey, as well as the Southern District of New York and District of New Jersey. I earned my J.D. degree from Touro College School of Law and my B.B.A. from Pace University. I practice in the areas of bankruptcy, foreclosure defense, real estate, and criminal law. My office is located in the historic Gaynor Mansion Professional Building in Middletown, New York. I am a proud member of the New York State Bar Association, Orange County Bar Association, and Hudson...
Arnold M. Bottalico
Claimed Lawyer ProfileSocial Media
Garden City, NY Bankruptcy Attorney. 24 years experience
(516) 543-1329 1225 Franklin Avenue
Suite 325
Garden City, NY 11530
Bankruptcy, Estate Planning, Foreclosure Defense and Insurance Claims
Maurice A. Deane School of Law at Hofstra University
Over twenty-three years of diversified legal experience. My practice areas include: Foreclosure Defense, Estate Planning, Real Estate, and Personal Injuries. Call for free consultation!
Ted Araujo
Claimed Lawyer Profile
Syracuse, NY Bankruptcy Attorney. 30 years experience
(315) 422-1234 Bankruptcy Law Center
313 East Willow Street, Suite 105
Syracuse, NY 13203
Free ConsultationBankruptcy and Foreclosure Defense
Ted is the Chair for the State of New York (Northern and Western Districts) for the National Association of Consumer Bankruptcy Attorneys. I am the Managing Attorney for the Bankruptcy Law Center. We have offices in Syracuse and White Plains, New York. After I graduated from Cornell University with a degree in Economics I went to the State University of New York at Buffalo, where I got not only my law degree by also my Master of Arts Degree in Economics. Rather than jump right into private practice I decided to voluntarily give back to my country by joining the U.S....
(914) 206-9614 Bankruptcy Law Center
399 Knollwood Road, Suite 300
White Plains, NY 10603
Melvyn Lewis Jacoby
Claimed Lawyer ProfileSocial Media
Miller Place, NY Bankruptcy Lawyer. 54 years experience
(631) 821-8800 565 Route 25A, Suite 5A
Miller Place, NY 11764
Free ConsultationBankruptcy, Construction, Criminal and Divorce
Brooklyn Law School
After graduating from Adelphi College with a major in business administration, Melvyn received his L.L.B from Brooklyn Law School in 1962. He immediately entered private practice in Suffolk County. Melvyn is a member of the Suffolk County Bar Association, the New York State Bar Association and the NYS Trial Lawyers Association.
(631) 289-4600 1737 North Ocean Ave.
Medford, NY 11763
(631) 281-2234 691 Montauk Highway
Shirley, NY 11967
Leslie H. Tayne
Claimed Lawyer ProfileSocial Media
Mount Kisco, NY Bankruptcy Lawyer.
(914) 301-3300 100 South Bedford Road, Suite 340
Mount Kisco, NY 10549
Touro College Jacob D. Fuchsberg Law Center
Leslie H. Tayne, Esq. has almost 20 years experience in the practice area of consumer and business financial debt-related services. She launched her law firm, Tayne Law Group, P.C., formerly Law Offices Of Leslie H. Tayne P.C., in 2001, which is one of the few New York State law practices concentrating in debt management, debt resolution and bankruptcy alternatives for consumers, small business owners and professionals who are in need of help with managing finances. Leslie and her firm deliver comprehensive consulting and support services for clients in all areas of debt including credit cards, unsecured loans, lines of credit...
(631) 470-8204 150 Broadhollow Rd.
Suite 314
Melville, NY 11747
(212) 537-4420 60 East 42nd Street
Manhattan, NY 10165
(914) 301-3300 445 Hamilton Avenue, Suite 1102
White Plains, NY 10601
Victorianne Maxwell Esq.
Claimed Lawyer ProfileSocial Media
New York, NY Bankruptcy Attorney.
(718) 701-0095 80 Broad Street 5th FL
New York, NY 10004
Free ConsultationBankruptcy, Business, Criminal and Foreclosure Defense
North Carolina Central University School of Law
Ronald S. Cook
Claimed Lawyer ProfileSocial Media
White Plains, NY Bankruptcy Lawyer. 12 years experience
(917) 464-3815 445 Hamilton Ave
White Plains, NY 10601
Free ConsultationBankruptcy, Tax and Traffic Tickets
New York Law School
Attorney Cook is an experienced attorney and has been profiled as an expert on the New York Law Journal website. He has extensive experience in resolving legal issues and has authored numerous books, articles, and videos. He has assisted thousands of clients. He has decades of expertise with debt related matters including bankruptcy, loan modifications, foreclosure defense, short sales, judgments, wage garnishments, work outs, debt elimination, debt reduction, debt consolidation, and deed in lieu of foreclosure. Attorney Cook is experienced in working with individuals, couples, business owners, Law Firms, Fortune 500 Firms, and Wall Street Firms. Attorney Cook achieved straight...
(917) 464-3815 30 Wall Street
8th Floor
New York, NY 10005
(917) 464-3815 557 Grand Concourse
Bronx, NY 11201
(917) 464-3815 44 Court Street
Brooklyn, NY 11201
(917) 464-3815 61-43 186th St
Fresh Meadows, NY 11365
(516) 559-7219 1225 Franklin Avenue
Suite 325
Garden City, NY 11530
(631) 265-0102 222 Middle Country Road
Suite 206
Smithtown, NY 11787
Jason Louis Karavias
Claimed Lawyer Profile
New York, NY Bankruptcy Attorney. 15 years experience
(718) 729-5959 445 Park Avenue, 9th Floor
New York, NY 10022
Free ConsultationBankruptcy, Divorce, Family and Immigration
Boston University School of Law
Jason Karavias, Esq. provides personalized legal representation and advice to his clients in the fields of bankruptcy, matrimonial and immigration law
(412) 456-7700 239 4th Avenue, Suite 1603
Pittsburgh, PA 15222
Laura Harris Courage
Claimed Lawyer ProfileSocial Media
Syracuse, NY Bankruptcy Attorney. 32 years experience
(888) 588-3328 4199 E Genesee St
Syracuse, NY 13214
Free ConsultationBankruptcy, Business, Collections and Tax
Robbie L Vaughn
Claimed Lawyer ProfileQ&ASocial Media
Mineola, NY Bankruptcy Lawyer. 8 years experience
(516) 858-2620 393 Jericho Turnpike, Suite 208
Mineola, NY 11501
Free ConsultationBankruptcy, Business, Consumer and Criminal
Touro College
Call The Law Firm of Vaughn & Weber, Pllc, at 516-858-2820 for help with your specific legal issue. Robbie and John are caring and dedicated New York lawyers. They provide their clients with fine legal service at a reasonable fee. They assist Suffolk County, Nassau County, Queens and Brooklyn residents with their Family Law Matters, Real Estate Closings, Real Estate Litigation, Collection Matters, Uncontested and Contested Divorces, Landlord-Tenant Matters, Foreclosure Defense, Loan Modifications, Foreclosure Settlement Conferences, General Civil Litigation and Bankruptcy Filings. They look forward to providing you with answers to your specific legal questions. You can call Robbie L. Vaughn...
Neil Harris Ackerman
Claimed Lawyer ProfileSocial Media
East Meadow, NY Bankruptcy Attorney. 34 years experience
(516) 493-9920 90 Merrick Avenue
Suite 400
East Meadow, NY 11554
Free ConsultationBankruptcy, Foreclosure Defense and Real Estate
American University Washington College of Law
Personalized care & attention to your concerns & issues by atty with 35+ years' experience, rated 5.0 " "AV® Preeminent" on and (highest ratings achievable). Experience includes successful representation of numerous individuals in Chapters 7, 11 and 13 cases; public corporations & other businesses in Chapter 11 Bankruptcies; defendants in preference, fraudulent conveyance, & other bankruptcy & commercial litigation; and buyers and sellers in real estate transactions. Former bankruptcy trustee in LI for 20+ years. Interviewed on television twice about Bankruptcy Law and issues. Former Chief Law Clerk for Bankruptcy Judge. Wrote numerous articles published in...
Taran Provost
Claimed Lawyer ProfileQ&ASocial Media
Poughkeepsie, NY Bankruptcy Lawyer. 12 years experience
(866) 733-2720 25 Market Street
Suite 700
Poughkeepsie, NY 12601
Free ConsultationBankruptcy, Collections, Criminal and DWI
Brooklyn Law School
Mr. Provost is an attorney practicing in consumer bankruptcy (chapters 7 and 13) with the Law Firm of Ingber & Provost, LLP. His offices serve the Hudson Valley and Catskill regions in New York State, as well as the New York City metropolitan area and Long Island. Together with his partner, Norman Ingber, the Law Firm of Ingber & Provost, LLP has more than 40 years of combined professional experience helping clients find solutions to their debts, as well as other legal matters, such as personal injury, real estate, and criminal law, including DWI defense. Mr. Provost...
David J. Lee
Claimed Lawyer ProfileBlawgsearchSocial Media
New York, NY Bankruptcy Attorney. 10 years experience
(212) 696-1999 1450 Broadway
35th Floor
New York, NY 10018
Free ConsultationBankruptcy, Business, Employment and Securities
St. John's University School of Law
Derek John Soltis
Claimed Lawyer ProfileSocial Media
New York, NY Bankruptcy Lawyer. 2 years experience
(844) 533-3367 One World Trade Center
85th Floor
New York, NY 10007
Bankruptcy, Estate Planning, Landlord Tenant and Probate
Rutgers School of Law-Newark
Derek J. Soltis, Esq. is graduate of Rutgers School of Law Newark and an admitted attorney in the State of New York. Mr. Soltis also has an MBA in Management Systems with an International Business Designation from Fordham University Graduate School of Business and a Master of Science in Information and Communication Systems where he specialized in System Dynamics. While at Fordham Mr. Soltis graduated in the top 10% of class and was enrolled in Phi Kappa Phi the Collegiate Honor Society and Beta Gamma Sigma the Business Honors Society. Mr. Soltis's undergraduate degree is a BBA from the University...
(844) 533-3367 121 Newark Ave
Suite 554
Jersey City, NJ 07302
David Green
Claimed Lawyer ProfileSocial Media
W. Hempstead, NY Bankruptcy Attorney. 27 years experience
(516) 874-6310 329 Hempstead Turnpike
W. Hempstead, NY 11552
Free ConsultationBankruptcy and Real Estate
Syracuse University College of Law
Full service law practice with a concentration on consumer bankruptcy and real estate.

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