Ivins, Utah Bankruptcy Lawyers

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Daniel J Tobler
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St. George, UT Bankruptcy Attorney. 9 years experience
(435) 628-1435 32 East 100 South
Suite 203
 St. George, UT 84770
Free ConsultationBankruptcy, Divorce, Estate Planning and Family
Gonzaga University School of Law
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Daniel J. Tobler was born and raised in Southern Utah. The son of a school teacher and farmer, Mr. Tobler learned the value of education and hard work at an early age. He graduated from Pine View High School, attended Dixie College and served a full-time mission for The Church of Jesus Christ of Latter-day Saints. At age 22, Mr. Tobler graduated with honors from Dixie State College with an Associate Degree. Two years later he graduated from Weber State University with a Bachelor Degree, also earning honors. Mr. Tobler received his Juris Doctor, again...
Geoffrey L. Chesnut
Claimed Lawyer Profile
Saint George, UT Bankruptcy Lawyer.
(435) 634-1000 20 North Main Street, Ste. 305, Saint George, UT 84770
51 East 400 North, Building 1, Cedar City, UT 84721
 Saint George, UT 84770
Bankruptcy, Collections, Consumer and Divorce
Sandra Day O'Connor College of Law, Arizona State University
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Geoffrey L. Chesnut has been focused on representing individual and business debtors in Chapters 7, 13 and 11 bankruptcies since he was admited to the Utah bar in 2008. He has quickly established a reputation among other attorneys, bankruptcy trustees and the bankruptcy court as an efficient, effective and knowledgable advocate for his clients. He receives regular referrals from the large well-known firms such as Durham Jones & Pinegar; Clarkson Beckstrom Draper and Snow Jensen & Reese, who feel comfortable sending their clients in need of bankruptcy assistance to consult with Geoffrey. While in law school Geoffrey was...
Robert S. Payne
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Saint George, UT Bankruptcy Lawyer. 18 years experience
(435) 574-9774 321 N. Mall Drive, Ste R309
 Saint George, UT 84790
Bankruptcy
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With offices in American Fork, Provo, and St. George, he serves all of Utah. He files bankruptcies in St. George and is available for free initial consultations and telephone consultations. Robert has filed well over 1,000 bankruptcies in Utah in the past 4 years. In 2009 and 2010, Robert filed the most chapter 7 bankruptcies of any attorney in the state of Utah.
3650 N. 100 E., Suite 350
 Provo, UT 84604
(801) 787-8860 3651 N. 100 E., Suite 350
 Provo, UT 84604
Jeremy R. McCullough
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St. George, UT Bankruptcy Attorney. 11 years experience
(435) 627-1260 321 North Mall Drive
Suite O-102
 St. George, UT 84790
Bankruptcy, Broker Fraud, Consumer and Elder
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Stephen Harris
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Hurricane, UT Bankruptcy Lawyer. 29 years experience
(435) 635-9814 4 S 2600 W
Suite 1
 Hurricane, UT 84737
Free ConsultationBankruptcy, Elder, Estate Planning and Probate
Western State University College of Law
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Stephen K Harris established his first law practice in Irvine, California in 1988 and later in Hurricane, Utah in 1993. He continues as a member of both the California State Bar and the Utah Bar. He received his Bachelor of Science degree from Idaho State University and his Juris Doctor degree (with scholastic merit) from Western State University, Fullerton, California in 1987. He served on the editorial board of the Western State University Law Review. After moving to Utah, he was appointed to the Hurricane City Planning Commission serving five years as a commissioner and one year as vice-chairman. He...
Daniel Robison
St George, UT Bankruptcy Lawyer.
(435) 656-3227 1079 E Riverside Dr
 St George, UT 84790
Bankruptcy, Business and Estate Planning
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Matt A Munson
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Cedar City, UT Bankruptcy Attorney. 8 years experience
(435) 238-7734 970 S. Sage Dr.
Suite 109
 Cedar City, UT 84720
Free ConsultationBankruptcy, Criminal, DUI and Personal Injury
University of Utah
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At M.A. Munson Law, P.C., you can expect zealous and effective advocacy on your behalf. Whether you need legal representation in the areas of Criminal Defense, Bankruptcy, Corporate Law, or Estate Planning, our mission is to provide each client with exceptional legal representation at an exceptional value. We hold sacred the trust that our clients place in us, and when you visit or call our office, we want you to feel comfortable discussing your legal concerns and questions with us. Contact us today to schedule a FREE CONSULTATION.
Abraham Bates
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Salt Lake City, UT Bankruptcy Lawyer.
(801) 662-0077 4525 Wasatch Blvd
Suite 300
 Salt Lake City, UT 84124
Free ConsultationBankruptcy, Broker Fraud, Business and Consumer
University of Utah
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Abraham Bates is a foreclosure-defense attorney practicing in Utah. Based out of Salt Lake City, his practice covers the entire state of Utah, Nevada, Arizona and California, and he is the Managing Partner of a law firm with attorneys licensed in the states of Nevada, Arizona and California. Abe is a committed defender of the rights of homeowners and he strongly believes that homeownership - including having equity in your home - is fundamental to the fabric of democracy and American society. As Managing Partner of Wasatch Advocates and Homeowner Legal Defense Advocates, Abe manages a team of over 30 attorneys,...
Russell Weekes
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Lehi, UT Bankruptcy Attorney. 13 years experience
(888) 818-9221 179 North 1200 East
Ste. 104
 Lehi, UT 84043
Free ConsultationBankruptcy, Business, Consumer and Foreclosure Defense
University of Oregon School of Law
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Our Low Cost Bankruptcy program has helped hundreds of people file bankruptcy in Utah fast for only $550. Salt Lake City Utah Bankruptcy attorneys with Weekes Law help their clients get financial relief and stop foreclosure, repossession, and garnishments fast with low upfront costs, flexible payment arrangements, a convenient online process, and understanding attorneys and staff. Need to file bankruptcy, but think you can't afford it? Think Again! We understand that the people who need to file bankruptcy the most usually don't have the $1,500 or more upfront to file bankruptcy. That's why with our Low Cost...
(888) 818-9221 8823 South Redwood Rd.
Ste. D-3
 West Jordan, UT 84088
(435) 657-5510 345 West 600 South, Ste. 111
 Heber City, UT 84032
Mckail Hamilton
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Sandy, UT Bankruptcy Lawyer. 5 years experience
(801) 784-0529 9980 South 300 West, #200
 Sandy, UT 84070
Free ConsultationBankruptcy, Divorce and Family
The University of Utah S.J. Quinney College of Law and Utah State University
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Mckail Hamilton of Atticus Legal Group, Divorce attorney's in salt lake city, Sandy, Provo, Ogden, South Salt Lake Utah has worked in family law since March of 2011. She is now pleased to be a part of Atticus Legal Group, LLC. Mckail has enjoyed practicing in family law, divorce and custody issues. While she thrives in negotiation and mediation with opposing parties to reach an agreement in her client's best interests, she doesn't shy away from litigating in court. Mckail grew up in Sandy, Utah, and loves the many hidden wonders Utah brings. Whether...
623 East 2100 South
 Salt Lake City, UT 84106
Daniel R. Ybarra
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Orem, UT Bankruptcy Attorney. 5 years experience
(801) 310-7286 1429 S. 550 East
 Orem, UT 84097
Bankruptcy, Criminal, Divorce and Employment
Brigham Young University
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With a broad range of experience winning very high stakes cases, Daniel Ybarra is equipped to handle your case and will take it as seriously as you do. Daniel has taken the lead role in a wide range of cases involving 1st degree felonies, multi million dollar civil suits, high conflict divorces, business contracts, estate planning, and most things in between. Daniel is the founder of the The Ybarra Legal Group and has an extensive background in the law. Coming from a family full of attorneys and having attended law school at the prestigious J. Reuben Clark law School,...
Matt Wadsworth
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Salt Lake City, UT Bankruptcy Attorney. 9 years experience
(801) 503-0015 510 S 200 W
STE 200
 Salt Lake City, UT 84101
Free ConsultationBankruptcy, Divorce, Family and Real Estate
Oklahoma City University School of Law
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Matt Wadsworth earned his Bachelor’s from the University of Utah in Economics where he graduated in the top ten percent of his class. Matt earned his Juris Doctor from Oklahoma City University School of Law, where he graduated in the top third of his class and earned the Cali Award in Real Estate Finance and Development and the top grade in Land Use and Development. Primary Practice Although, Matt has an extensive history in civil litigation and real estate transaction areas, his current primary focuses are in the areas of Family Law, Divorce, Child Support and Alimony. ...
(801) 475-0123 298 24th St.
Ste. 230
 Ogden, UT 84401
Robert Fugal
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Orem, UT Bankruptcy Attorney. 35 years experience
(801) 426-4700 384 E 720 S
 Orem, UT 84058
Free ConsultationBankruptcy, Elder, Estate Planning and Tax
Brigham Young University
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Robert Fugal, JD, Utah Bar admission October 6, 1982. Robert Fugal loves to help people move from finiancial insecurity to financial strenght. Robert Fugal was born in American Fork and raised in Pleasant Grove and Lindon, Utah. After graduating from Pleasant Grove High School, with the help of scholarships and part time work in Orem and Provo, he graduated from BYU with a bachelors degree in 1977 and a law degree in 1982. He served as a law clerk to the Honorable Eckhart A. Thompson, United States Bankruptcy Judge for the Central District of California, then practiced as...
Stephen Nemelka
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Salt Lake City, UT Bankruptcy Attorney. 17 years experience
(801) 568-9191 6806 S 1300 E
 Salt Lake City, UT 84121
Free ConsultationBankruptcy, Divorce and Family
Creighton University School of Law
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Stephen R. Nemelka has been working in the legal field for over twenty years. He began his legal career focusing mainly on bankruptcy and criminal law but has since narrowed his practice to specialize in family law and all other domestic related fields. Mr. Nemelka holds firm to the belief that he can offer aggressive and competent representation while tempering the emotional and financial distress that domestic litigation can cause.
Brent Jensen
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Orem, UT Bankruptcy Attorney. 35 years experience
(801) 226-2101 853 W Center St
 Orem, UT 84057
Free ConsultationBankruptcy, Criminal and DUI
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Are you facing financial instability? Have you fallen behind on your mortgage, auto loans, medical expenses or other bills? Brent J. Jensen has been helping people overcome debt issues for over 30 years. Our law firm offers prompt and reliable legal support services. Call us at 801-226-2101 or visit our web site at UtahCountyBankrupcy.com to schedule a free initial consultation with Mr Jensen. We also assist clients who have been charged with criminal offenses, including DUI. Our rates are very affordable. Call 801-226-2101 to schedule a free initial consultation.
Craig Helgesen
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Layton, UT Bankruptcy Attorney. 8 years experience
(801) 544-5306 1513 N. Hill Field Road
Suite 3
 Layton, UT 84041
Free ConsultationBankruptcy, Criminal, Divorce and Family
Western Michigan University Cooley Law School
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Craig received his law degree from Thomas M. Cooley Law School in Michigan, the largest law school in the country. He graduated near the top of his class. After graduating law school, he returned back to Utah. He started his career by doing mostly bankruptcies and divorces. He has since added criminal defense and custody matters to his areas of specialization. Craig is a member of the National Association of Consumer Bankruptcy Attorneys. As a member of the NACBA, he helps to influence bankruptcy laws on behalf of the consumers. Craig's dedication has given him a broad understand of all...
Andrew Gustafson
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Orem, UT Bankruptcy Lawyer. 17 years experience
(800) 722-6578 921 West Center St
 Orem, UT 84057
Free ConsultationBankruptcy
University of California, Berkeley School of Law
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Christine Y. Seminario
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American Fork, UT Bankruptcy Attorney.
(801) 709-6309 21 E 100 N
Suite 202
 American Fork, UT 84003
Free ConsultationBankruptcy, Divorce and Immigration
Brigham Young University
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Ms. Seminario has extensive experience representing individuals and families involved in bankruptcy, divorce, and immigration.
(801) 709-6309 4001 S 700 E
Suite 500
 Salt Lake City, UT 84107
Andrew B. Clawson
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WEST JORDAN, UT Bankruptcy Lawyer. 13 years experience
(801) 208-8828 8819 S Redwood Rd
#A2
 WEST JORDAN, UT 84088
Free ConsultationBankruptcy and Consumer
Brigham Young University
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Carl Norman Anderson III
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Salt Lake City, UT Bankruptcy Lawyer. 10 years experience
(801) 285-0303 5383 South 900 East, Suite 205
 Salt Lake City, UT 84117
Free ConsultationBankruptcy, Criminal, Divorce and Family
University of Nebraska - Lincoln
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Carl is an experienced litigator. He was born and raised in Layton, Utah. He attended Weber State University, majoring in Psychology, and then later the University of Nebraska, Lincoln, where he obtained his J.D. In law school Carl found his passion for litigation and excelled in trial advocacy obtaining the highest grade in trial ad and the CALI award in advanced trial advocacy. In addition, he successfully completed the Litigation Skills Program of Concentrated study, with a criminal emphasis. After graduation, he moved to Lexington, Nebraska where he successfully prosecuted hundreds of Driving Under the Influence (DUI) cases, at both...
Mark H. Howard
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Salt Lake City, UT Bankruptcy Lawyer. 36 years experience
(801) 532-7080 102 South 200 East
Suite 800
 Salt Lake City, UT 84111
Bankruptcy and Tax
Brigham Young University
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I am transitioning into full retirement and I am not accepting new clients at this time. I have worked as a tax attorney since 1981 when I went to work for the Office of Chief Counsel, Internal Revenue Service and began litigating cases in the United States Tax Court. Over the next 34 years I prepared hundreds of cases for trial, settled many and built a winning record in those I litigated. From 1985 through 2014, I represented the Internal Revenue Service in bankruptcy court after receiving appointment as a Special Assistant United States Attorney. I...
Robert Eder
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Salt Lake City, UT Bankruptcy Attorney. 17 years experience
(877) 608-0111 5667 Redwood Road #8
 Salt Lake City, UT 84123
Bankruptcy and Real Estate
University of Utah
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Robert A. Eder, Jr. helps people file Chapter 7 and Chapter 13 bankruptcy. Robert’s office is located at 5667 S. Redwood Road, Suite 8, Salt Lake City, UT 84123. Robert has been practicing bankruptcy law since 1999. Robert helps clients from all over Utah - if you do not live in the Salt Lake City area, we can take care of almost everything by mail, email, telephone, and fax. Robert offers a free consultation, either in-person or by phone, depending on which works better for you.
Michael Sundwall
Claimed Lawyer ProfileQ&A
Bountiful, UT Bankruptcy Attorney. 20 years experience
(801) 200-5147 533 W 2600 S, Suite 125
 Bountiful, UT 84010
Free ConsultationBankruptcy
University of Utah
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Brian Johnson
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Draper, UT Bankruptcy Lawyer.
(801) 816-1074 12401 S 450 E Suite A2
 Draper, UT 84020
Free ConsultationBankruptcy, Divorce and Family
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At the law office of Brian D. Johnson located in Ogden, Utah, we help people take advantage of their rights under bankruptcy protection to restart, rebuild, and recover their lives. We help people find solutions to escape overwhelming debt and get back on track. When you work with our firm, you work directly with an experienced bankruptcy attorney who will be there to answer all of your questions and guide you through all phases of your case. You have options. You have rights. You have the choice to take back control of your financial future. Contact us today for a free...
(801) 394-2336 290 25th St. Suite 208
 Ogden, UT 84401
Theron Morrison
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Ogden, UT Bankruptcy Attorney. 13 years experience
(801) 392-9324 290 25th St
 Ogden, UT 84401
Bankruptcy, Criminal, Personal Injury and Social Security Disability
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Theron has been practicing law since 2004. His firm has met with over 20,000 families giving them advice and counsel so that they can make the best decision for their families. Theron went into law because he wanted to help people who find themselves in a difficult situation. He founded his practice on the principle that the client comes first. Unlike many law firms, he believes the client and their needs come first. Customer service and a successful outcome for his clients is his focus.
Stephen Enderton
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Salt Lake City, UT Bankruptcy Lawyer. 24 years experience
(801) 281-0252 4444 South 700 East, Suite 102
 Salt Lake City, UT 84107
Free ConsultationBankruptcy
University of Denver
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Stephen M Enderton, a graduate of the University of Denver Law School, founded Enderton & Mathews, LLC in April of 2004. Prior to this, Mr. Enderton was an associate attorney practicing primarily in the area of Bankruptcy Law. Mr. Enderton's career started in a general practice dealing in the areas of family law, criminal law and bankruptcy law. Mr. Enderton's primary concentration at Enderton & Mathews, LLC is devoted to bankruptcy law. Mr. Enderton has extensive courtroom experience as a litigator and has successfully argued before the appellate courts. Mr. Enderton is active in the National Association of Consumer Bankruptcy...
Douglas Barrett
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Orem, UT Bankruptcy Lawyer. 17 years experience
(801) 221-9911 1149 W Center Street
 Orem, UT 84057
Free ConsultationBankruptcy
Whittier Law School
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Mr. Barrett received his undergraduate degree from Brigham Young University (BA '93), holds a certificate in International Law from the University of the Pacific, McGeorge School of Law ('99) and is a graduate of Whitter Law School (JD '00). During law school Mr. Barrett was an extern Law Clerk to the Hon. James N. Barr, United States Bankruptcy Court for the Central District of California. After graduating from Whitter Law School, Mr. Barrett served as Law Clerk to the Hon. Lee M. Jackwig, United States Bankruptcy Court for the Southern District of Iowa. Upon completing this...
Robert Spencer Payne
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Provo, UT Bankruptcy Lawyer. 18 years experience
3650 N. 100 E., Suite 350
 Provo, UT 84604
Bankruptcy
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Bankruptcy law practice filing Chapter 7 and Chapter 13 bankruptcies to stop garnishment, foreclosure, and collections. We have offices in West Jordan and Provo.
(801) 980-1313 8833 S. Redwood Road
Suite C
 West Jordan, UT 84088
Joseph Chambers
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Logan, UT Bankruptcy Attorney. 38 years experience
(435) 752-3551 31 Federal Ave
 Logan, UT 84321
Bankruptcy, Business, Construction and Estate Planning
New York University School of Law
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Admitted in Idaho and Utah. AV rated attorney (Martindale Hubbel). Admitted to Utah State Bar in 1979 and Idaho State Bar in 2016. U.S. District Court, District of Utah (1981); U.S District Court of Idaho (2016); U.S. District Court, Northern District of California (1997); U.S. Tenth Circuit Court of Appeals (1983); U.S. Ninth Circuit Court of Appeals (1983); U.S. Tax Court (1980); U.S. Supreme Court (1984); Cache County Bar Assoc. (1980 – present); American Bar Association – ABA (1980 – 1992).
Laura Ferrin
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Sandy, UT Bankruptcy Attorney. 15 years experience
(801) 850-8125 The Law Offices of Laura Ferrin
9130 S. State Street Suite 120
 Sandy, UT 84070
Bankruptcy and Consumer
BYU Law School
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Bankruptcy Attorney. We file Chapter 7 and Chapter 13 bankruptcies. Free Consultation. We are a debt relief agency under the United States Bankruptcy Code. We help people file for bankruptcy relief.
Jesse Murff
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Sandy, UT Bankruptcy Attorney. 8 years experience
(801) 831-5700 9980 S 300 W
Ste. 430
 Sandy, UT 84070
Free ConsultationBankruptcy
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As founder of Murff Law Offices, Jesse strives to deliver exceptional and personal service to each of his clients. Jesse feels that communication is key in the attorney-client relationship, and freely gives clients his cell phone number, which makes him available to clients night or day. Jesse splits his time among his three offices, located in Ogden, Sandy, and Salt Lake.

Jesse's has a solid academic background, receiving numerous law school scholarships and serving on the board of a law review as the managing editor of submissions. Jesse has strong legal research and writing skills, which he uses to deliver...
(801) 657-5040 435 W 400 S
#103
 Salt Lake City, UT 84101
(801) 657-5040 290 25th St.
Suite 212A
 Ogden, UT 84401
Alvin Lundgren
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Morgan, UT Bankruptcy Attorney. 27 years experience
5015 W Old Highway Rd
 Morgan, UT 84050
Free ConsultationBankruptcy, Appeals, Business and Collections
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Geoffrey C Dietrich
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South Jordan, UT Bankruptcy Lawyer. 9 years experience
(801) 495-4104 1682 W. Reunion Ave.
Suite 100
 South Jordan, UT 84095
Free ConsultationBankruptcy, Business and Estate Planning
Brigham Young University
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Jen Smock
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Salt Lake City, UT Bankruptcy Attorney. 8 years experience
(801) 256-6766 7070 S Union Park Ave Suite 370
 Salt Lake City, UT 84047
Bankruptcy and Construction
Michigan State University
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Jennifer Smock focuses on debtors' rights counseling. Bankruptcy can be an important tool that helps those overburdened with debt to get a fresh financial start. Bankruptcy can stop foreclosure on a house, eviction from a rental, prevent repossession of a car or other property, stop wage garnishment or debt collection harassment, aid in avoidance of liens, and prevent termination of utility services. Bankruptcy can also help reduce and eliminate high medical bills, provide help for large amounts of student loan debt, and challenge claims of fraudulent creditors. Jen has handled hundreds of Chapter 7 and Chapter 13 bankruptcy filings from all...
Andrew T. Curtis
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Orem, UT Bankruptcy Lawyer. 6 years experience
(801) 701-8093 921 West Center Street
 Orem, UT 84057
Free ConsultationBankruptcy
Oklahoma City University School of Law
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Roy Cole
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Ogden, UT Bankruptcy Lawyer.
(801) 334-9537 2564 Washington Blvd
 Ogden, UT 84401
Bankruptcy, Criminal and DUI
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I am an attorney in Ogden, Utah practicing law in the areas of Criminal Defense, Bankruptcy, Personal Injury, Divorce, Custody and DUI. I Have been practicing law in Ogden since 1999. I attended Weber state University in Ogden and did law school at Creighton University in Omaha, Nebraska. I have practiced as a public defender and in private practice.
Sherri Palmer
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Salt Lake City, UT Bankruptcy Lawyer. 30 years experience
(801) 965-1787 7105 South Highland Drive, Suite 102
 Salt Lake City, UT 84121
Free ConsultationBankruptcy
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Born in Brooklyn, New York, studied in New York City, London, England and Brigham Young University.
Tyler D Hawkes
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Salt Lake City, UT Bankruptcy Lawyer. 7 years experience
(801) 810-4295 357 W 200 S, #200
 Salt Lake City, UT 84101
Free ConsultationBankruptcy
Brigham Young University
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Steven Strong
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Salt Lake City, UT Bankruptcy Lawyer. 24 years experience
(801) 363-4300 111 E. Broadway
Suite 1100
 Salt Lake City, UT 84111
Bankruptcy, Business and Real Estate
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Jeff Butler
Claimed Lawyer ProfileBlawgsearchSocial Media
South Jordan, UT Bankruptcy Lawyer. 18 years experience
(801) 495-4104 1682 Reunion Ave #100
 South Jordan, UT 84095
Free ConsultationBankruptcy, Collections, DUI and Divorce
Brigham Young Univ J Reuben Clark LS UT
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Prior to partnering with Carson Pearson, Jeff Butler worked as corporate in-house counsel for companies in Utah and California. He has experience with real estate law, mortgage law, business law, and healthcare law. Mr. Butler grew up in Utah and California. He graduated from Brigham Young University where he graduated with University Honor Program. He attended the J. Reuben Clark Law School at Brigham Young University while also pursuing a master degree from the Romney Institute of Public Management. During law school, he externed for two federal judges, the Honorable Judge Benson and the Honorable Judge...

Bankruptcy Lawyers in Nearby Cities

Bankruptcy Lawyers in Nearby Counties

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Related Practice Areas

Collections
Consumer Law
Foreclosure Defense

Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.

Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.

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