Altoona, Alabama Bankruptcy Lawyers
Mr. Starkey received his Bachelor’s degree in marketing from the University of Alabama at Birmingham and then received his law degree from the Birmingham School of Law where he was ranked in the top 10 of his class.
Mr. Starkey has practiced law since 2004. During that time his legal practice has also included bankruptcy, Social Security Disability, evictions and tax law issues. This diverse background is very beneficial to his Family Law...
Joshua's practice tends to focus...
Upon graduation, John began work in Mobile, Alabama with a large Mobile firm handling general litigation and oil, gas & mineral issues. In 2007, John began work with a Birmingham firm specializing in business and other litigation. John’s practice eventually grew to include not only business litigation, but also general business advice and counsel and business transactions. John’s current practice includes business and commercial...
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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