Folsom, California Bankruptcy Lawyers

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Candace Y. Brooks
Candace Y. Brooks
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California Bankruptcy Lawyer with 23 years experience

Candace opened her own law practice in 1996. Candace’s law practice focuses on helping clients with their bankruptcy and business needs. For the past 23 years, Candace has devoted her law practice to assisting... Read More »
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Seth L. Hanson
Seth L. Hanson
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Folsom, CA Bankruptcy Attorney with 17 years experience

At my firm, bankruptcy is all we do. By focusing just on bankruptcy, we are able to keep our skills sharp and maintain great relationships with the local bankruptcy trustees and bankruptcy judges. Those relationships... Read More »
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Seth L. Hanson
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
10.0 Justia Lawyer Rating for Seth L. Hanson (1 Peer Review)
(916) 780-7005 1024 Iron Point Road
 Folsom, CA 95630
Free ConsultationFolsom, CA Bankruptcy Attorney with 17 years experience
Bankruptcy
Brigham Young Univ J Reuben Clark LS UT
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At my firm, bankruptcy is all we do. By focusing just on bankruptcy, we are able to keep our skills sharp and maintain great relationships with the local bankruptcy trustees and bankruptcy judges. Those relationships are extremely important when choosing a bankruptcy attorney.

I have been practicing law since 2001 and opened my own bankruptcy law firm in 2006. I have filed over 1,400 bankruptcy cases and have counseled with thousands of individuals about Chapter 7 and Chapter 13 bankruptcy. My firm colleagues and I work very hard to ensure that each bankruptcy client is treated with...
Mikalah Raymond Liviakis
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Folsom, CA Bankruptcy Lawyer with 11 years experience
(916) 459-2364 101 Parkshore Drive
 Folsom, CA 95630
Free ConsultationBankruptcy and Foreclosure Defense
University of the Pacific, McGeorge School of Law
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I have been helping Californians keep their homes while reducing their credit card debt since 2008. I am confident that our firm can solve most mortgage, credit card, and medical debt problems. We specialize in bankruptcy, including chapter 13, chapter 7, and chapter 11. But we also offer alternatives to bankruptcy, such as debt settlement. We are A+ rated by the Better Business Bureau and we offer a free initial consultation. Call us today to start your new financial direction with confidence. 916-459-2364.
Chris Wrabel Esq.
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El Dorado Hills, CA Bankruptcy Lawyer
(916) 789-9810 5137 Golden Foothill Pkwy.
Suite 110
 El Dorado Hills, CA 95762
Bankruptcy
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Gerald Lewis White
Folsom, CA Bankruptcy Attorney with 40 years experience
(916) 985-3330 111 Woodmere Rd Ste 150
 Folsom, CA 95630
Bankruptcy, Business, Consumer and Tax
McGeorge School of Law Univ of the Pacific
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Thomas Allen Aceituno
Folsom, CA Bankruptcy Lawyer with 41 years experience
(916) 337-2509 326 Iris Cir
 Folsom, CA 95630
Bankruptcy
McGeorge School of Law Univ of the Pacific
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Patricia Kramer
Folsom, CA Bankruptcy Lawyer with 28 years experience
(916) 853-8030 340 Palladio Pkwy #535
 Folsom, CA 95630
Bankruptcy, Business, Civil Rights and Collections
Monterey COL
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Kimberly Ann Dawson
Folsom, CA Bankruptcy Lawyer with 22 years experience
(916) 984-6841 831 Willow Creek Dr
 Folsom, CA 95630
Bankruptcy
Golden Gate Univ School of Law
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David Paul Cusick
Folsom, CA Bankruptcy Lawyer with 27 years experience
(916) 856-8000 80 Blue Ravine Rd Ste 150
 Folsom, CA 95630
Bankruptcy
McGeorge School of Law Univ of the Pacific
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Charles Quentin Jakob
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Carmichael, CA Bankruptcy Attorney with 25 years experience
(916) 900-4244 7144 Fair Oaks Blvd.
Suite 3A
 Carmichael, CA 95608
Free ConsultationBankruptcy, Appeals, Business and Collections
Ohio State University - Columbus
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Mr. Jakob earned his bachelor's degree (dual major in economics and government) from the College of Arts & Sciences at Cornell University. He earned his master's degree in economics from Duke University. After working in Washington, DC for National Economic Research Associates he earned his MBA, with a focus on finance, on a scholarship to what is now the Fisher College of Business at Ohio State University. While there he earned his law degree from what is now the Moritz College of Law. In law school he was a member of the school's ABA moot court...
Stephan M. Brown
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Roseville, CA Bankruptcy Lawyer with 13 years experience
(800) 358-0305 3300 Douglas Blvd
Suite 100A
 Roseville, CA 95661
Free ConsultationBankruptcy and Tax
Chapman University Fowler School of Law
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Stephan helps individuals and businesses resolve tax controversies and minimize tax liability. He is a tax attorney with the NewPoint Law Group. The mission of NewPoint Law Group is to provide the highest level of client service in the areas of taxation, estate planning, business law, and real property law. Our team of tax attorneys and professionals is motivated by the relentless pursuit of helping our clients achieve their goals.
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Matthew D. Roy
Matthew D. Roy
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California Bankruptcy Lawyer with 10 years experience

Matthew Roy graduated with a degree in Government from CSU, Sacramento and his J.D. from University of the Pacific McGeorge School of Law. While living in Sacramento, Matthew has participated in various community groups... Read More »
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Marc A. Carpenter
Marc A. Carpenter
PREMIUM

California Bankruptcy Lawyer with 34 years experience

Golden Gate University School of LawCalifornia
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Miss Brooke Katrina Bryant
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Roseville, CA Bankruptcy Attorney with 12 years experience
(916) 782-4529 108 Main Street
 Roseville, CA 95678
Free ConsultationBankruptcy and Family
University of California - Davis
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I specialize in family and bankruptcies. I have handled all aspects of family law cases from initial consultation, up through trial, and final judgment. I am also available to assist you with your bankruptcy needs, and figure out which chapter is right for you.
Jaspreet Singh Hundal
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Roseville, CA Bankruptcy Lawyer with 2 years experience
(916) 580-3681 2200 Douglas Blvd., Bld. B, Ste. 175B
 Roseville, CA 95661
Bankruptcy, Business and Tax
University of the Pacific, McGeorge School of Law
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Jaspreet Hundal is a managing partner at Randhawa Hundal LLP. His practice focuses exclusively on Tax Law, Business Law, and Bankruptcy. He works with individuals and small to medium sized businesses on various legal issues.
Candace Y. Brooks
Claimed Lawyer ProfileLII GoldSocial MediaResponsive Law
10.0 Justia Lawyer Rating for Candace Y. Brooks (1 Peer Review)
(916) 927-4989 555 University Avenue
Suite 130
 Sacramento, CA 95825
Free ConsultationSacramento, CA Bankruptcy Lawyer with 23 years experience
Bankruptcy, Business and Foreclosure Defense
Lincoln Law School of Sacramento
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Candace opened her own law practice in 1996. Candace’s law practice focuses on helping clients with their bankruptcy and business needs.

For the past 23 years, Candace has devoted her law practice to assisting individuals and businesses through the difficult process of re-organization, examination of all options, and filing for protection under the federal bankruptcy law.

Candace has fought for the rights of numerous individuals and businesses facing economic uncertainty which has required representation in the federal Bankruptcy Courts, and advising individuals and businesses on a fresh economic recovery after bankruptcy.

Candace was a "military brat" and moved...
Cindy Lee Hill
Claimed Lawyer ProfileSocial Media
Fair Oaks, CA Bankruptcy Attorney with 33 years experience
(916) 671-1144 5150 Sunrise Blvd F-5
 Fair Oaks, CA 95628
Free ConsultationBankruptcy
University of the Pacific, McGeorge School of Law
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I am the bankruptcy attorney with Hill and Morris. Ours is a small firm, and we enjoy working personally with our clients. You will probably be greeted at the door by our furry receptionist (although sometimes she's busy watching for squirrels out of the windows.) Once you sit down with me, I'll ask simple questions to obtain the information I need then try to answer your questions about bankruptcy so that you can make an informed decision about your options. We will lead you through the paperwork, the meetings at court and help you do what you...
Debora Paul
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Roseville, CA Bankruptcy Lawyer with 25 years experience
(916) 635-2092 3017 Douglas Blvd.
Suite 300
 Roseville, CA 95661
Free ConsultationBankruptcy and Estate Planning
Western State University College of Law
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Daniel Martin Davis
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Carmichael, CA Bankruptcy Attorney with 44 years experience
(916) 837-1933 P.O. Box 2189
davisamayad@netscape.net
 Carmichael, CA 95609
Free ConsultationBankruptcy, Criminal, DUI and Family
McGeorge School of Law Univ of the Pacific
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I have been a Sacramento criminal defense attorney and family law practitioner for over 40 years. I am very well versed in the procedures employed in charging and defending felonies and misdemeanors and have stayed current with all recent propositions that have enabled people to take advantage of recent modifications of the criminal justice system.

Likewise, I have always taken great satisfaction in helping families in times of domestic turmoil by plain-speaking the issues associated with divorce, custody, support, and property division. I believe it is easier to handle stressful situations in a relaxed manner, but with firm resolve when...
Nancy Regan
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Gold River, CA Bankruptcy Lawyer with 44 years experience
(916) 962-1233 2377 Gold Meadow Way
Suite 100
 Gold River, CA 95670
Free ConsultationBankruptcy, Arbitration & Mediation and Estate Planning
UC Hastings COL
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I have had over 30 years' experience in counseling and representing clients in estate planning, probate, conservatorship, and bankruptcy matters. I have also represented hundreds of clients in family law cases. My practice is first of all to listen to the client and help to clarify the client's issues and provide useful information. My goal is to help my clients resolve their issues in a cost-effective, efficient and compassionate manner. I find that clients experience an enormous sense of relief after they have...
Diane Anderson
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Citrus Heights, CA Bankruptcy Attorney with 12 years experience
(916) 502-8411 6060 Sunrise Vista Drive
Suite 1450
 Citrus Heights, CA 95610
Bankruptcy, Divorce, Estate Planning and Probate
McGeorge Law School
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Kristy A Hernandez
Claimed Lawyer ProfileSocial Media
Citrus Heights, CA Bankruptcy Lawyer
(510) 456-7400 7777 Greenback Lane, Ste. 212
 Citrus Heights, CA 95610
Bankruptcy, Divorce and Real Estate
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Kristy Hernandez received her B.A. in Political Science and Comparative Literature from the University of California at Davis. She received her Juris Doctorate from the University of the Pacific, McGeorge School of Law with a concentration in Advocacy. In 2004 Kristy founded the Law Office of Kristy Hernandez which now has offices in Sacramento and Fresno. Kristy has assisted hundreds of clients in debt relief cases and is a passionate advocate for consumer rights. In addition to practicing law, from 2004 to 2007 Kristy taught at legal writing and oral advocacy as an adjunct professor at McGeorge School of Law. Kristy is...
Ronald Holland
Claimed Lawyer ProfileQ&A
Roseville, CA Bankruptcy Lawyer with 38 years experience
(916) 749-6456 805 Douglas Blvd.
Suite 121
 Roseville, CA 96789
Bankruptcy
University of California, Davis, School of Law
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Ronald W. Holland has been practicing Bankruptcy Law and representing debtors in bankruptcy cases since 1982. He has been the supervising attorney of some of the largest and most prestigious bankruptcy firms in Northern California and is now offering his services directly to consumers and small business at Holland Law Firm.

He has extensive experience representing clients in Bankruptcy actions in Federal court in both the Eastern and Northern Districts of California. Although mostly consumer and small business cases, many of them involved foreclosure and real estate actions, mid-sized businesses, and other complex issues such as dischargeability and asset exemption litigation....
William Steven Shumway
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Roseville, CA Bankruptcy Lawyer with 33 years experience
(916) 789-8821 3400 Douglas Blvd., Suite 250
 Roseville, CA 95661
Bankruptcy, Business, Collections and Foreclosure Defense
McGeorge School of Law Univ of the Pacific
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Over 30 years of experience
Philip James Rhodes
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Fair Oaks, CA Bankruptcy Attorney with 27 years experience
(916) 612-4399 P.O. Box 2911
 Fair Oaks, CA 95628
Bankruptcy, Business and Collections
UC Davis School of Law King Hall
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Mr. Amir J. Javideyan
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Roseville, CA Bankruptcy Attorney
(800) 920-5351 1474 Stone Point Drive, STE 101
 Roseville, CA 95661
Bankruptcy
University of the Pacific, McGeorge School of Law
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Stephen Foondos
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Roseville, CA Bankruptcy Lawyer
(916) 367-0630 3013 Douglas Blvd
Ste 200
 Roseville, CA 95661
Bankruptcy and Personal Injury
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Adam David Garcia
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10.0 Justia Lawyer Rating for Adam David Garcia (1 Peer Review)
(916) 596-1018 4050 Truxel Road # C
 Sacramento, CA 95834
Free ConsultationSacramento, CA Bankruptcy Lawyer with 7 years experience
Bankruptcy
James E. Rogers College of Law, University of Arizona and University of California, Berkeley School of Law
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Adam Garcia is the founder and principal bankruptcy attorney at Sacramento Law Group LLP. Through years of practicing bankruptcy law Adam has developed a streamlined and efficient method for processing chapter 7 and chapter 13 bankruptcy cases. When contacting Sacramento Law Group LLP you will deal directly with an attorney and not a bankruptcy paralegal. From the first phone consultation to the final petition signing you will deal 1 on 1 with an attorney. Your case will not be handed off to a non-attorney at any point throughout your case. Adam's philosophy is to deliver...
Pauldeep Bains
Claimed Lawyer ProfileSocial Media
Sacramento, CA Bankruptcy Attorney with 9 years experience
(916) 800-7690 180 Promenade Circle
Suite 300
 Sacramento, CA 95834
Free ConsultationBankruptcy
Thomas Jefferson School of Law
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Sacramento Bankruptcy Lawyer was formed by local Sacramento bankruptcy attorney Pauldeep Bains with the specific intent of delivering impeccable personal service to all clients while utilizing a streamlined process to promote efficiency and a stress-free atmosphere. When contacting Sacramento Bankruptcy Lawyer, you will deal directly with Mr. Bains from the initial consultation all the way through the completion of your Bankruptcy case. Your case will not be handed off to a paralegal or staff member at any point during your case. Mr. Bains’ philosophy is to provide a personalized, hands-on attorney-client relationship in a detailed, logical, and respectful manner. ...
Gary Ray Fraley
Claimed Lawyer ProfileSocial Media
Sacramento, CA Bankruptcy Lawyer with 41 years experience
(800) 675-1005 1401 El Camino Ave
Suite 370
 Sacramento, CA 95815
Free ConsultationBankruptcy
UCLA School of Law
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I am California State Bar CERTIFIED Bankruptcy Law Specialist with a Perfect 10.0 Avvo Rating. I give a FREE credit rebuilding educational program for all my Chapter 7 Bankruptcy Clients ($1,000 value.) No other attorney does that for free. I have been helping clients just like you solve their debt problems for 37 years. I will give you a Free 1 hour bankruptcy attorney consultation. You will get real, usable information about ALL your options and answers to all your questions, without the high pressure sales pitch. My fees are reasonable and are based on...
Michael A. Hackard
Claimed Lawyer ProfileSocial Media
Mather, CA Bankruptcy Lawyer with 43 years experience
10630 Mather Blvd.
 Mather, CA 95655
Bankruptcy, Business, Estate Planning and Probate
University of the Pacific, McGeorge School of Law
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Michael A. Hackard. Michael A. Hackard is the principal attorney of Hackard Law Corporation - a Sacramento, California firm which represents wealthy families with extensive business interests as well as clients impoverished by the wrongdoing of others. Dedicated to clients. Hackard Law Corporation’s work also includes the representation of individuals, partnerships, limited liability companies, trustees and corporations involved in residential and commercial real estate development, homebuilding companies, construction businesses, general commercial real estate, and general commercial enterprises.The lawyers at Hackard Law also focus on civil and bankruptcy litigation, fiduciary litigation, will contests, trust contests, trust decanting, beneficiary rights, probate administration,...
Matthew D. Roy
Claimed Lawyer ProfileLII SilverBlawgsearchSocial Media
Sacramento, CA Bankruptcy Lawyer with 10 years experience
(916) 361-6028 770 L St
#950
 Sacramento, CA 95814
Bankruptcy, Divorce, Family and Probate
University of the Pacific, McGeorge School of Law
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Matthew Roy graduated with a degree in Government from CSU, Sacramento and his J.D. from University of the Pacific McGeorge School of Law. While living in Sacramento, Matthew has participated in various community groups and organizations. He has served on the Board of Governors of the California Community Colleges after his appointment by Governor Gray Davis as well as the Board of Directors for the Camellia Symphony Association of Sacramento. Mr. Roy volunteers with Habitat for Humanity, Women Escaping a Violent Environment (W.E.A.V.E.), the Los Angeles County Bar Association’s Domestic Violence Project, as well as oversees domestic violence prevention workshops...
Michael Scott Noble
Claimed Lawyer ProfileSocial Media
Sacramento, CA Bankruptcy Attorney with 25 years experience
(916) 442-4412 2017 5th Street
 Sacramento, CA 95818
Free ConsultationBankruptcy and Consumer
Gonzaga Univ School of Law
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Michael Noble is a Sacramento bankruptcy attorney with over 20 years experience in the local legal system. The Law Office of Michael Nobel prides itself on a client centered approach.
Joseph B. Angelo
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Roseville, CA Bankruptcy Lawyer with 9 years experience
(916) 290-7778 1430 Blue Oaks Blvd
Suite 250
 Roseville, CA 95747
Free ConsultationBankruptcy and Foreclosure Defense
Willamette University College of Law
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I am a founding partner of Gale, Angelo, Johnson & Pruett P.C., and practice in the areas of bankruptcy and consumer litigation. In bankruptcy, I represent both consumer debtors and businesses in chapter 7, 11, and 13 matters. In consumer litigation, I represent consumers in litigation under the Fair Credit Reporting Act, the Telephone Consumer Reporting Act, the Fair Debt Collection Practices Act, and the Rosenthal Act and has handled cases in those areas before both state and federal courts. I also have experience with appeals, having worked on cases before the Bankruptcy Appellate Panel and the Ninth Circuit Court...
Elliot Gale
Claimed Lawyer ProfileSocial Media
Sacramento, CA Bankruptcy Lawyer with 10 years experience
(916) 273-7777 333 University Avenue
Suite 600
 Sacramento, CA 95825
Free ConsultationBankruptcy, Consumer and Foreclosure Defense
Santa Clara University School of Law
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Hi! I'm Elliot W. Gale, I am a managing partner at Gale, Angelo, Johnson & Pruett PC. I graduated Magna Cum Laude from the University of Florida in 2004 and love all things "Gators" related. Later, I earned my Juris Doctorate from Santa Clara University in 2008 which started my career in law. Prior to opening my own firm, I was a Senior Associate at a consumer bankruptcy law firm for 9+ years and oversaw more than one thousand Chapter 7, chapter 13 filings and argued before both the 9th Circuit Bankruptcy Appellate Panel and the 9th Circuit Court of...
Michael Warren Crosson
Claimed Lawyer ProfileSocial Media
Carmichael, CA Bankruptcy Lawyer with 23 years experience
(916) 973-8288 5650 Marconi Avenue
Suite 20
 Carmichael, CA 95608
Bankruptcy, Divorce and Family
University of the Pacific, McGeorge School of Law
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I am a solo practitioner representing clients in the greater Sacramento area in family law, small business (including copyright & trademark) and bankruptcy matters. I have over 20 years experience and offer honest representation with fair fees. I am very comfortable with technology and happy to assist long distance clients over the Internet. Unbundled legal services available in some situations. Contact me to make an appointment for a initial consultation and strategy session.
Scott M. Johnson
Claimed Lawyer ProfileSocial Media
Roseville, CA Bankruptcy Attorney with 6 years experience
(916) 290-7778 333 University Avenue
Suite 200
 Roseville, CA 95825
Free ConsultationBankruptcy and Consumer
Santa Clara University School of Law
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Hi! I'm Scott M. Johnson and I am founding Partner of Gale, Angelo, Johnson & Pruett PC. I graduated Cum Laude from the University of California, Los Angeles with a major in American Literature, then attended Santa Clara University Law School and graduated Cum Laude. Prior to starting Gale, Angelo, Johnson & Pruett, P.C., I worked for a consumer bankruptcy law firm assisting debtors.

I have represented hundreds of Debtors in Chapter 7, 11 and 13 bankruptcy cases throughout Northern California, successfully helping them to discharge the burdensome debt, keep their homes, and restore their credit. Scott also represents consumers in...
Marc A. Carpenter
Claimed Lawyer ProfileLII SilverSocial Media
Sacramento, CA Bankruptcy Lawyer with 34 years experience
(916) 927-4989 555 University Ave
#130
 Sacramento, CA 95825
Free ConsultationBankruptcy, Business and Foreclosure Defense
Golden Gate University School of Law
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Darrel Craig Rumley
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Roseville, CA Bankruptcy Attorney with 20 years experience
(916) 780-7080 915 Highland Pointe Drive
Suite 250
 Roseville, CA 95678
Bankruptcy, Estate Planning and Probate
Univ of N. Calif/Lorenzo Patino School of Law
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After graduating from University of Northern California, Lorenzo Patino School of Law in 1998 and passing the CA State Bar exam the following year, I worked briefly doing criminal defense. Realizing this was not the type of law for me, I decided to set up my own law practice, specializing in two areas of law, bankruptcy and trusts. These two fields have been rewarding to me, as both provide a positive outcome for the client.
Theodore Allan Greene
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Sacramento, CA Bankruptcy Attorney with 16 years experience
(916) 442-6400 1912 F Street #110
 Sacramento, CA 95811
Free ConsultationBankruptcy, Foreclosure Defense, Personal Injury and Real Estate
Lincoln Law School
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The Law Offices of Ted A. Greene, Inc. was formed in 2002. We have helped many people n the years since. We currently have 3 attorneys working in the areas of Personal Injury, Bankruptcy, Foreclosure Defense, Real Estate Law and Civil Litigation. If we can't help you we will try to find you someone who might be able to by referring you to another firm. We pride ourselves on treating our clients like we would like to be treated so if you have any legal needs you should give us a call.
Christopher C. Phillips
Claimed Lawyer ProfileSocial Media
Sacramento, CA Bankruptcy Lawyer with 10 years experience
777 Campus Commons Rd.
Suite 200
 Sacramento, CA 95284
Free ConsultationBankruptcy, Business, Civil Rights and Collections
University of the Pacific, McGeorge School of Law
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Christopher C. Phillips was born in Sacramento and raised in Glen Ellen, CA (the heart of Sonoma Valley). Growing up, Chris was always a good student, but was consumed with Baseball. Following his dream, Chris attended Santa Rosa Junior College and then Texas Tech University to play Baseball. After graduating with an Exercise and Sports Science degree from Texas Tech, Chris decided he had just about reached the end of the line as far as baseball was concerned, so he refocused his goals and decided on Law School. After Graduating from University of Pacific, McGeorge School of Law, Chris clerked for,...
Carolyn J. Chan
Claimed Lawyer Profile
Sacramento, CA Bankruptcy Attorney with 28 years experience
(916) 877-5297 Sierra Oaks Professional
 Sacramento, CA 95825
Free ConsultationBankruptcy, Criminal, Domestic Violence and Family
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Ms.Chan excels at working on challenging cases. Over 20+ years in Family law courts with a very high win rate (Sacto, San Diego, Butte,etc.) In news media for prevailing in horrific Family law case Sacto, in early 1990's; Former Volunteer at Facilitator's Office and Volunteer Legal Services. Statewide legal representation in animal law cases since 2003; Admitted to Federal District Courts CA+Bankruptcy Courts. http://www.criminaldefenseattorneychico.com/ CRIMINAL LAW CASES website * * *Attorney's Cases in the Media* * * ---> http://www.courthousenews.com/2013/11/27/63266.htm ...
Justin Kenneth Kuney
Claimed Lawyer Profile
Sacramento, CA Bankruptcy Attorney with 12 years experience
(916) 446-1791 1300 Ethan Way # 125
 Sacramento, CA 95825
Free ConsultationBankruptcy
McGeorge School of Law Univ of the Pacific
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Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.

Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.

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