Mira Loma, California Bankruptcy Lawyers

Daniel Robert Shapiro
Claimed Lawyer Profile
Riverside, CA Bankruptcy Attorney with 27 years experience
(951) 361-0500 5610 Felspar St
Riverside, CA 92509
Bankruptcy, Criminal, DUI and Personal Injury
Western State Univ COL
Brent David Grider
Claimed Lawyer Profile
Norco, CA Bankruptcy Attorney with 24 years experience
(951) 582-0560 1700 Hamner Ave
Suite 100
Norco, CA 92860
Bankruptcy, Divorce, Estate Planning and Family
Western State Univ COL
Michael Jay Berger
Claimed Lawyer ProfileQ&ASocial Media
11801 Pierce Street Suite 200
Riverside, CA 92505
Free ConsultationRiverside, CA Bankruptcy Lawyer with 36 years experience
Bankruptcy, Appeals, Collections and Foreclosure Defense
University of California - Hastings College of the Law
Serving Los Angeles, Beverly Hills, San Fernando Valley, Santa Ana, Santa Barbara and Riverside. I am a Certified Specialist in Bankruptcy Law. I am an "AV"* rated attorney with 36 years of experience in solving bankruptcy problems. I am a Mensa certified genius with a strong ability to analyze and solve problems. If you are being hounded by creditors, I can legally erase your debts and get you a fresh start. If your business needs reorganization, I can give you protection from your creditors while you reorganize. If you have a claim against an individual or company that has filed...
515 South Flower Street, 36th Floor
Los Angeles, CA 90071
333 City Boulevard West
Orange, CA 92868
(310) 271-6223 9454 Wilshire Blvd. 6th Floor
Beverly Hills, CA 90212-2929
6320 Canoga Avenue 15th Floor
Woodland Hills, CA 91367
Marc Elliot Grossman
Claimed Lawyer ProfileSocial Media
Upland, CA Bankruptcy Lawyer with 20 years experience
(909) 608-7426 100 N Euclid Ave
Suite 201
Upland, CA 91786
Free ConsultationBankruptcy, Business and Criminal
Univ of LaVerne COL
Grossman studied at the University of California at Los Angeles (1984-1987) matriculating in psychology and business and the University of California at Santa Cruz (1988-1990) attaining a Bachelor of Arts degree in Philosophy. During law school, Grossman worked as a substitute high school teacher and as a vest-pocket coin dealer. Grossman attained a Juris Doctor degree from the University of La Verne College of Law in 1998 and was admitted to the California State Bar in November, 1998.
Stephen B Mashney
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Attorney with 25 years experience
(800) 555-6655 12321 Magnolia Ave, Suite D
Riverside, CA 92503
Free ConsultationBankruptcy, Personal Injury, Products Liability and Workers' Comp
San Francisco Law School
Born on the 4th of July, Stephen Mashney has independence in his genes! Since childhood, he confronted bullies & fought his way from elementary school till today. Stephen will not look the other way when he sees injustice. He will fight for the underdog & win. Stephen has compassion for & respect to others including animals. As a child, Stephen adopted countless stray cats & dogs & he would not hurt a fly today.
In 1978, Mr. Mashney received his Bachelor of Pharmacy degree from Cairo University, Egypt & worked as a pharmacist in Ramallah. In 1979, he immigrated...
(800) 555-6655 335 N Brookhurst Street
Anaheim, CA 92801
John-Paul Anthony Serrao
Claimed Lawyer ProfileSocial Media
Ontario, CA Bankruptcy Attorney with 16 years experience
(909) 906-9040 800 N. Haven Avenue
Suite 205
Ontario, CA 91764
Free ConsultationBankruptcy, DUI, Medical Malpractice and Personal Injury
Southwestern University School of Law
A graduate of York University in Toronto, Canada, Mr. Serrao earned his law degree at Southwestern University School of Law in Los Angeles, California. He is admitted to practice before all California State and Federal courts, as well as the United States Supreme Court. He is an aggressive personal injury and criminal defense attorney who has been representing clients in the Inland Empire over the past decade and has several convenient offices to serve clients, including locations in Ontario, Victorville, Redlands and Riverside. Mr. Serrao's criminal practice focuses on defending individuals faced with misdemeanor or felony charges...
Rachelle Shakoori
Claimed Lawyer ProfileBlawgsearchSocial Media
Rancho Cucamonga, CA Bankruptcy Lawyer with 20 years experience
(877) 529-4545 9431 Haven Ave
#100
Rancho Cucamonga, CA 91730
Bankruptcy, Business, Consumer and Employment
Pepperdine University School of Law
Rachelle was a founding member of Fakhimi & Associates before leaving to join a major corporation as its Associate In-house Counsel where she oversees the company's every day legal affairs such as reviewing and drafting of all business contracts, drafting of manufacturing and reseller agreements, advising the company's director of Human Resources on employment law issues and other matters which might need legal input. She has since re-established her own practice devoted to consumer bankruptcy law and loan modification. As a former member of our team Ms. Shakoori is a trusted and reliable consultant to Employment Law Team and...
Richard Gaines Heston
Claimed Lawyer Profile
Riverside, CA Bankruptcy Attorney with 39 years experience
(951) 290-2827 4192 Brockton Avenue
Suite 100
Riverside, CA 92501
Free ConsultationBankruptcy, Divorce and Family
Southwestern Law School
Having practiced for 29 years in both bankruptcy and family law, two often related fields of practice effecting consumers, I have gained considerable expertise as well as an understanding that consumers are seeking prompt resolution of such issues with the least conflict and at the lowest cost. Being among a small handful of dual Certified Specialists in both Bankruptcy and Family Law, I am frequently sought out by attorneys and litigants whose cases originating in one field have spilled over into the other, where knowledge and experience in both areas is essential.
(949) 222-1041 19700 Fairchild Road
Suite 280
Irvine, CA 92612
Mark Albert Mellor Esq.
Claimed Lawyer Profile
Riverside, CA Bankruptcy Lawyer with 25 years experience
(951) 222-2100 6800 Indiana Ave
Suite 220
Riverside, CA 92506
Bankruptcy, Business, Construction and Real Estate
Southwestern Law School
Mr. Mellor obtained his Bachelor of Science Degree from Cornell University in 1988. While at Cornell he was a member of Cornell University's National Debate and Forensics Team, repeatedly recognized as an exceptional debater and individual public speaker throughout the country. Mr. Mellor obtained his Juris Doctorate from Southwestern University School of Law in 1992. He was admitted to both the California and the District of Columbia Bars and has been practicing law for over 21 years in both state and federal courts, including the Ninth Circuit Court of Appeals. Mr. Mellor started his own Real Estate and Business Litigation...
Suzette Douglas
Claimed Lawyer ProfileQ&ASocial Media
Chino, CA Bankruptcy Attorney with 28 years experience
(909) 342-6229 15338 Central
Chino, CA 91710
Bankruptcy
University of Texas - Austin
Christopher Donald Hewitt
PREMIUM

California Bankruptcy Lawyer with 13 years experience

Golden Gate UniversityU.S. District Court, Central District of California, U.S. District Court, Eastern District of California, U.S. District Court, Northern District of California, U.S. District Court, Southern District of California and...
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Sanaz Sarah Bereliani
PREMIUM

California Bankruptcy Lawyer with 10 years experience

Whittier Law SchoolCalifornia
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Todd Turoci
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Attorney with 25 years experience
(951) 784-1678 4296 Orange St.
Riverside, CA 92501
Free ConsultationBankruptcy
University of the Pacific, McGeorge School of Law
I have been practicing Bankruptcy Law for over 22 years. Prior to Law School I served as a Captain in the Marine Corps. My experience as a Judge Pro Tem -- as well as Deputy District Attorney have prepared me for the type of issues that can arise in a Bankruptcy case. My Experience and Qualifications: Judge Pro Tem, Small Claims/Family Matters Hearing Officer, MDAQMD President Board of Trustees of the HUSD President and Member, Hesperia Kiwanis Vice-President, Hesperia Chamber of Commerce Founding Member, San Bernardino Cnty Barrister's Assn Inland Empire Bankruptcy Forum Victor Valley...
(888) 332-8362 633 W. 5th St.; Ste 2600
Los Angeles , CA 90071
(888) 332-8362 15437 Anacapa Rd
Victorville , CA 92392
John F. Brady
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Attorney with 39 years experience
(951) 682-3050 4308 Lime Street, Ste. 200
Riverside, CA 92501
Free ConsultationBankruptcy, Business, Foreclosure Defense and Real Estate
Univ of San Diego School of Law
Our bankruptcy attorneys have over 35 years of specialized experience in foreclosure defense, debt relief and bankruptcy law. Our San Diego and Riverside foreclosure attorneys and bankruptcy attorneys have helped many individuals, families and businesses with saving their home and handling debt problems by filing one of the forms of bankruptcy. For many individuals, families and businesses filing bankruptcy with a personal bankruptcy attorney is often the best solution for saving their house and solving debt problems as it gets rid of debts and will give you a fresh start. This is what we like to call the bailout...
(619) 544-9111 1940 5th Ave. Ste 202
San Diego, CA 92101
Winfield Smith Payne III
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Attorney with 39 years experience
(951) 276-9300 3600 Lime Street #311
Riverside, CA 92501
Free ConsultationBankruptcy, Business and Consumer
Western State Univ
When you seek out help at The Law Office of Winfield S. Payne III, you can rest assured in the help you can procure from a bankruptcy lawyer in Riverside. Bankruptcy is a serious issue, but you do not need to be unduly alarmed by it. Instead, be proactive and obtain the representation of Attorney Payne, a trustworthy and experienced lawyer. Attorney Payne attended Chapman College, where he obtained his Bachelor of Arts degree. From there, he went on to earn his law degree at Western States University College of Law. He later obtained his M.S. degree at Golden Gate...
Matthew Edward Sheasby
Claimed Lawyer Profile
Rancho Cucamonga, CA Bankruptcy Lawyer with 20 years experience
(909) 922-2543 9227 Haven Ave.
Suite 280
Rancho Cucamonga, CA 91730
Bankruptcy, Arbitration & Mediation, Divorce and Elder
Golden Gate Univ School of Law
Justin Kenneth Kuney
Claimed Lawyer Profile
Riverside, CA Bankruptcy Attorney with 11 years experience
(951) 686-3880 6820 Indiana Ave. #100
Riverside, CA 92506
Free ConsultationBankruptcy
McGeorge School of Law Univ of the Pacific
Kenneth Sisco
Claimed Lawyer Profile
Norco, CA Bankruptcy Lawyer with 42 years experience
(714) 265-7766 3574 Bluff Street
Norco, CA 92860
Free ConsultationBankruptcy, Business, Legal Malpractice and Tax
Southwestern Univ School of Law
EDUCATION
Graduated from Paramount High School, Paramount, California, 1962
Graduated from California State University, Long Beach, Long Beach, California, 1968. B.S. Degree in Social Sciences.
Received additional B.S. Degree in Political Science from CSULB, 1969.
Completed all requirements, except Thesis, for M.S. Degree in Political Science at CSULB, 1971.
Graduated from Southwestern University School of Law, Los Angeles, 1975.
EMPLOYMENT
Deputy Sheriff, Los Angeles County Sheriff's Department, 1966 to 1974. Promoted to rank of Sergeant and put in charge of Legal Unit, within the Sheriff's Department, acting as legal advisor to Sheriff and liaison between County Counsel and Sheriff's Department.
Account Representative, (Sales - gold, silver and currencies)...
Scott Talkov
Claimed Lawyer ProfileBlawgsearchSocial Media
Riverside, CA Bankruptcy Attorney with 8 years experience
(951) 682-1771 3880 Lemon St., Fifth Floor
Riverside, CA 92501
Bankruptcy, Business and Real Estate
Washington University School of Law
Scott Talkov joined Reid & Hellyer in August 2009 after serving as a Summer Law Clerk with the firm in 2008. The emphasis of his practice is in real estate and business litigation. Scott graduated cum laude from of Washington University in St. Louis School of Law, where he sat on the Board of Editors and served as the Online Supplement Editor for the Washington University Law Review. He was also a research assistant for noted land use professor Daniel R. Mandelker and received numerous academic awards, including the Honor Scholar Award for outstanding academic achievement, CALI Award of Excellence for...
James Charles Shields
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Attorney with 23 years experience
(888) 910-6652 3600 Lime St., Building 4
Suite 412
Riverside, CA 92501
Bankruptcy, Estate Planning and Probate
Loyola Marymount University
High caliber legal representation can be difficult to find these days. When you work Attorney James C. Shields, you can feel confident knowing that you have an experienced legal advocate on your side. Attorney Shields has nearly three decades of legal experience and he strives to use that experience and knowledge to help his clients make informed decisions about their future. Mr. Shields specializes in bankruptcy law and he has helped countless clients fight for a fresh start. He also defends against foreclosure and repossession if you are behind on your mortgage payments. He deals with bankruptcy everyday and he...
(888) 910-6652 21707 Hawthorne Blvd
Suite 204
Torrance, CA 90503
(888) 910-6652 18000 Studebaker Road
Suite 700
Cerritos, CA 90703
(888) 910-6652 100 N. Barranca St
Suite 714
West Covina, CA 91791
(888) 910-6652 1050 East Wardlow Road
Long Beach, CA 90807
(888) 910-6652 7755 Center Avenue
11th Floor
Huntington Beach, CA 92647
Kathleen G. Alvarado
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Lawyer with 33 years experience
(951) 682-6630 7177 Brockton Avenue
Suite 335
Riverside, CA 92506
Free ConsultationBankruptcy, Criminal, DUI and Domestic Violence
Loyola Law School, Los Angeles
Kathleen G. Alvarado is an accomplished advocate who is relentless in her goals of obtaining the best settlements and verdicts for her clients. She is not afraid to be firm in her convictions. She leaves no stone unturned, and investigates every option available when working for her clients. Ms. Alvarado is a graduate of Loyola Marymount where she earned her undergraduate degree. She earned her Juris Doctor degree at Loyola Law School. Prior to entering private practice, Ms. Alvarado served as a Deputy District Attorney for San Bernardino. While serving as a Deputy District Attorney for...
Mark Cherney Schnitzer
Claimed Lawyer ProfileBlawgsearch
RIVERSIDE, CA Bankruptcy Attorney with 47 years experience
(951) 682-1771 3880 Lemon Street, 5th Floor
RIVERSIDE, CA 92501
Bankruptcy, Arbitration & Mediation, Business and Collections
Univ of Richmond T C Williams School of Law
Min Stephen Cho
Claimed Lawyer Profile
Rancho Cucamonga, CA Bankruptcy Lawyer with 16 years experience
(909) 652-3020 10535 Foothill Blvd
Suite 490
Rancho Cucamonga, CA 91730
Bankruptcy, Business, Divorce and Foreclosure Defense
Western State Univ COL
David Robert Gunnin
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Attorney with 39 years experience
(909) 667-2694 3600 Lime Street
Suite 311
Riverside, CA 92501
Bankruptcy and Tax
Western State Univ
Attorney Gunnin is ready to take on your case and support you! When you come to the Law Offices of David R. Gunnin, a Chino bankruptcy lawyer will be glad to come to your assistance and support you. Attorney Gunnin obtained his Bachelor of Science degree at the University of North Carolina. He later furthered his education by earning his Juris Doctorate from Western State University College of Law. He has a thorough understanding of bankruptcy law, having served clients for more than 34 years. He is a member of the Inland Empire Bankruptcy Forum and the California State Bar...
15338 Central Avenue
Chino, CA 91710
William L Huestis
Claimed Lawyer ProfileBlawgsearchSocial Media
Riverside, CA Bankruptcy Attorney with 11 years experience
(888) 815-3546 11801 Pierce St., #200
Riverside, CA 92505
Bankruptcy, Elder, Estate Planning and Probate
Chapman University Fowler School of Law and Chapman University Fowler School of Law
Jeffrey Thomas Gwynn
Claimed Lawyer ProfileSocial Media
Riverside, CA Bankruptcy Lawyer with 22 years experience
(951) 684-3774 6346 Brockton Avenue
Riverside, CA 92506
Bankruptcy, Business, Construction and Personal Injury
Boston University School of Law
20+ year resident of Riverside. Graduate of Boston University School of Law, 1995. Member of the State Bar of California and the State Bar of Texas. Admitted to the United States District Court for the Eastern, Northern, Southern, and Central Districts of California.
Martha Warriner
Claimed Lawyer ProfileBlawgsearch
RIVERSIDE, CA Bankruptcy Lawyer with 41 years experience
(951) 682-1771 3880 Lemon Street, 5th Floor
RIVERSIDE, CA 92501
Bankruptcy, Collections and Consumer
Benjamin R. Heston
Claimed Lawyer Profile
Riverside, CA Bankruptcy Lawyer with 4 years experience
(949) 222-1041 4192 Brockton Avenue
Suite 100
Riverside, CA 92501
Bankruptcy
Southwestern Law School
Anudeep Singh
Claimed Lawyer ProfileQ&A
Rancho Cucamonga, CA Bankruptcy Lawyer
(909) 457-8200 9121 Haven Ave.
Suite 250
Rancho Cucamonga, CA 91730
Free ConsultationBankruptcy and Immigration
University of Southern California
I am a Southern California bankruptcy and immigration attorney. Helping good people through bad times is my passion, and the reason I became an attorney. I have filed hundreds of Chapter 7 and Chapter 13 bankruptcies, and numerous successful visa and naturalization applications. I am honored to use my knowledge and experience to assist you.
Harutiun Kassakhian
Claimed Lawyer Profile
Riverside, CA Bankruptcy Attorney with 18 years experience
(951) 999-0545 11801 Pierce St.
Riverside, CA 92505
Bankruptcy
Todd Becker
Claimed Lawyer Profile
Riverside, CA Bankruptcy Lawyer
(951) 682-8000 11801 Pierce Street
Riverside, CA 92505
Bankruptcy and Personal Injury
Mr. Becker has earned a national reputation as an exceptional attorney adept at handling business, international, personal injury, and bankruptcy law matters of all sizes and levels of complexity.
(562) 495-1500 3750 East Anaheim Street
Long Beach, CA 90804
Luis Aguilar
Claimed Lawyer Profile
Riverside, CA Bankruptcy Lawyer with 27 years experience
(951) 369-7805 3540 12th St
Riverside, CA 92501
Bankruptcy, Criminal, Divorce and Foreclosure Defense
Univ of Minnesota L S
Barry Lee O'Connor
Claimed Lawyer Profile
Riverside, CA Bankruptcy Lawyer with 30 years experience
(951) 689-9644 3691 Adams St
Riverside, CA 92504
Bankruptcy, Collections and Landlord Tenant
Western State Univ COL
Eviction Attorney Barry O'Connor represents landlords in the counties of Riverside and San Bernardino.
Richard Lynn Barrett Esq.
Claimed Lawyer Profile
Riverside, CA Bankruptcy Lawyer with 29 years experience
(951) 784-8320 5806 Magnolia Ave
Riverside, CA 92506
Free ConsultationBankruptcy, Estate Planning and Tax
California Western School of Law
H. Christopher Coburn
Claimed Lawyer Profile
Corona, CA Bankruptcy Attorney with 31 years experience
(866) 925-1116 121 E. 4th St., Ste. C
Corona, CA 92879
Bankruptcy, Collections, Foreclosure Defense and Real Estate
Robyn Lynnette Pool
Claimed Lawyer Profile
Ontario, CA Bankruptcy Lawyer with 16 years experience
(909) 962-1891 3633 Inland Empire Boulevard
Suite 550
Ontario, CA 91764
Bankruptcy
Whittier Coll School of Law
John Molina
Claimed Lawyer Profile
Corona, CA Bankruptcy Lawyer with 17 years experience
(951) 840-7868 400 Ramona Avenue
Suite 212
Corona, CA 92879
Bankruptcy, Criminal, DUI and Immigration
Whittier Coll School of Law
Robert McCoy
Claimed Lawyer Profile
Ontario, CA Bankruptcy Attorney with 25 years experience
(909) 467-1169 204 N San Antonio Ave
Ontario, CA 91762
Bankruptcy, Arbitration & Mediation, Collections and Consumer
California Western School of Law
Christopher J. Langley
Claimed Lawyer Profile
Riverside, CA Bankruptcy Lawyer with 9 years experience
(951) 383-3388 4158 14th St.
Riverside, CA 92501
Free ConsultationBankruptcy
Joseph Wilson
Claimed Lawyer ProfileQ&ASocial Media
Yorba Linda , CA Bankruptcy Attorney with 16 years experience
(714) 463-4430 18281 Lemon Drive
Yorba Linda , CA 92886
Bankruptcy, Criminal, Tax and White Collar Crime
University of San Diego and James E. Rogers College of Law, University of Arizona
Mr. Wilson is a former Federal Prosecutor, IRS Attorney and FTB Attorney. Mr. Wilson is the managing partner at the Wilson Tax Law Group, which is a law firm serving the Newport Beach and Yorba Linda areas that specializes in civil audits and criminal tax matters, involving federal and state tax authorities. The firm represents taxpayers during civil audits, administrative appeals, all phases of collection, judicial proceedings in all trial and appellate courts. The firm handles a wide variety of matters including international compliance and offshore banking matters. The firm is headed by Mr. Wilson, whose impressive background includes...
(949) 397-2292 1401 Dove Street
Suite 630
Newport Beach, CA 92660
(714) 463-4430 18032 Lemon Drive
Suite C609
Yorba Linda, CA 92886
Jeffrey Daniel Larkin
Claimed Lawyer Profile
Redlands, CA Bankruptcy Lawyer with 14 years experience
(877) 256-3946 1255 W. Colton Ave., #520
Redlands, CA 92374
Free ConsultationBankruptcy, Collections and Consumer
Thomas Jefferson School of Law
Attorney Larkin is not a newcomer like so many firms that are appearing in the marketplace in response to current economic conditions. For years, Mr. Larkin practiced law with some of San Diego's largest bankruptcy law firms. In fact, attorney Jeffrey D. Larkin was among the top five highest filers in the United States Bankruptcy Court for the Southern District of California in 2008. Yet he still manages to provide individualized attention to each client as though they were his only client. The Larkin Law Firm: Big-Firm Knowledge -- Small Firm Service. Call now for your free consultation.
(877) 256-3946 5927 Balfour Ct., #201
Carlsbad, CA 92008
Charles Josiah Schurter
Claimed Lawyer Profile
Corona, CA Bankruptcy Attorney with 24 years experience
(951) 278-2224 1450 W 6th St #116
Corona, CA 92882
Free ConsultationBankruptcy, Employment and Family
Western State Univ COL
Since 1995 I have been in private practice in areas relating to employment, divore and family law matters, contracts, personal injury, and as corporate counsel. Recently I am concentrating my practice on bankruptcy, loan modifications, alternatives to bankruptcy, and other consumer debt realted matters. Although my main office is located in Corona, Ca., geographicaly, I practice throughout Riverside County and Orange County, California.
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Mira Loma Bankruptcy Legal Aid & Pro Bono Services

Legal Services Program for Pasadena and San Gabriel-Pomona Valley
(909) 622-7455
Pomona, CA

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Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.