San Jose, California Bankruptcy Lawyers
Michael William Malter
Dedicated & Experienced Bankruptcy Attorney! Aggressive Legal Representation!
View ProfileDavid Duperrault
Exceptional Counsel & Advocacy! Dedicated to Meeting Your Bankruptcy Law Needs!
View ProfileChristian P. Binder
Knowledgeable California Bankruptcy Attorney! Exceptional Advice & Advocacy!
View ProfileDavid Blaise Rao
Experienced Bankruptcy Lawyer! Dedicated to Aggressive Counsel & Representation!
View ProfileWendy Watrous Smith
Over 25 Years of Experience! Exceptional Bankruptcy Counsel & Representation!
View ProfileHeinz Binder
Exceptional Representation! Over 35 Years of Bankruptcy Experience & Success!
View ProfileRobert G. Harris
California Bankruptcy Law Attorney with Extensive Experience & Skill! Call Now!
View ProfileJulie Hope Rome-Banks
Dedicated & Skilled Bankruptcy Law Attorney! Over 20 Years of Legal Experience!
View ProfileBankruptcy Lawyers in Nearby Cities
Bankruptcy Lawyers in Nearby Counties
San Jose Bankruptcy Legal Aid & Pro Bono Services
AIDS Legal Services
(408) 293-3135
San Jose, CA
Related Practice Areas
Considering Bankruptcy?
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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