Garfield County, Colorado Bankruptcy Lawyers
I was born and raised in Colorado and love all it has to offer, especially the people! I received my Juris Doctor Degree (law degree) from the Denver University College of Law in 2002. While in law school, I served on the DU Law Review. Since 2002, I have successfully prosecuted thousands of Chapter 7 and Chapter 13 Bankruptcy cases. I'm an active member of the National Association of Consumer Bankruptcy Attorneys (NACBA), as well as a regular speaker and lecturer at Continuing Legal Education bankruptcy seminars, where I...
Colorado Springs, CO 80904
University of Denver
The Law Office of Clark Daniel Dray sets itself apart from other firms by providing unprecedented access to your attorney. By working with a limited number of clients, The Law Office of Clark Daniel Dray can provide the personalized service and attention to detail...
By working with a bankruptcy attorney who also has experience as a trustee, you get the benefit of working with someone who understands the bankruptcy process from a 360-degree perspective.
The way I operate my practice is that if I believe I can assist you – with the deserved level of competence required – I will, and if not, I have a short list of other like-minded attorneys I am comfortable referring good folks to.
Since first deciding to pursue a career in law, I wanted to do it my way, as a solo practitioner. Giving back...
I’ve been practicing family/domestic relations law in Larimer County for about fifteen years and bankruptcy law for approximately eleven years. Although practicing in those areas of law (especially family law) can be challenging, I find it highly rewarding. I appreciate having the opportunity to help people through what is often the most difficult time in their lives. Whether it’s a divorce or a bankruptcy, my goal is to get my client through the process as painlessly as possible and...
Bankruptcy Lawyers in Nearby Cities
Garfield County Bankruptcy Legal Aid & Pro Bono Services
Garfield Legal Services, Inc.
Glenwood Springs, CO
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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