Severance, Colorado Bankruptcy Lawyers
I’ve been practicing family/domestic relations law in Larimer County for about fifteen years and bankruptcy law for approximately eleven years. Although practicing in those areas of law (especially family law) can be challenging, I find it highly rewarding. I appreciate having the opportunity to help people through what is often the most difficult time in their lives. Whether it’s a divorce or a bankruptcy, my goal is to get my client through the process as painlessly as possible and...
After graduating from law school, Amy received an invaluable experience in the inner workings of the Colorado Judicial System as a Law Clerk for the Honorable Judge Harlan Bockman in the 17th Judicial District. In 2001, Amy joined Jorgensen, Motycka & Lewis, P.C. as an Associate Attorney where she practiced Family Law, Real Estate Law, Probate, Collections and...
Loveland, CO 80538
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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