Hollywood, Florida Bankruptcy Lawyers

David Robbins
PREMIUM

Florida Bankruptcy Lawyer

David is an associate attorney who represents businesses and individuals in a wide variety of commercial litigation matters, including complex and general commercial litigation, business disputes, as well as bankruptcy... Read More »
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Clare Casas, Esq.
PREMIUM

Free Consultation! Exceptional Bankruptcy Law Attorney! Skilled Legal Advocacy!

I am an experienced and dedicated bankruptcy lawyer for individuals and businesses. I am committed to getting you back on a sound financial path! Visit my website to see client reviews and call for a free consultation! Read More »
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Robert A. Stok
PREMIUM

Free Consultation! Dedicated Bankruptcy Advocate with Experience & Expertise!

I provide exceptional counsel and representation for bankruptcy law matters. I am dedicated to the best possible outcomes for your legal needs! Visit my website for more information or call for a free consultation. Read More »
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Natasha Shaikh
PREMIUM

Florida Bankruptcy Attorney

Natasha concentrates her law practice in the area of commercial litigation. Natasha represents businesses and individuals in a variety of litigation matters, including landlord/tenant disputes, business litigation,... Read More »
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Simona Burshteyn
Claimed Lawyer ProfileSocial Media
Hollywood, FL Bankruptcy Attorney
(954) 613-1870 1930 Harrison St.
Ste 209
Hollywood, FL 33020
Free ConsultationBankruptcy, Business and Real Estate
Nova Southeastern University
Simona currently focuses her practice areas in real estate law, bankruptcy and general civil and commercial litigation.
Clare Casas, Esq.
Claimed Lawyer ProfileLII GoldSocial Media
Coral Springs, FL Bankruptcy Lawyer with 16 years experience
(954) 327-5700 9900 W Sample Rd
#337
Coral Springs, FL 33065
Free ConsultationBankruptcy
University of Miami
I would like to share with you what drove me to become a lawyer and what led me to focus in bankruptcy law.

During my childhood, I watched my parents suffer through financial issues with no direction or guidance. Our family struggled through economic downturns and corporate downsizing.

In the summer of 1992, my parents were finally able to purchase their first home. Three months after we moved into the house, Hurricane Andrew made landfall and we lost everything. Our home was destroyed and all of our personal belongings were ruined or damaged for the exception of a couch and two mattresses.

I...
Kevin Lawrence Hagen
Claimed Lawyer Profile
Fort Lauderdale, FL Bankruptcy Attorney with 25 years experience
(954) 987-0515 3531 Griffin Rd
Fort Lauderdale, FL 33312
Free ConsultationBankruptcy, Business and Real Estate
Owei Belleh
Claimed Lawyer ProfileSocial Media
Cooper City, FL Bankruptcy Attorney with 16 years experience
(888) 450-7999 2525 Embassy Drive
Suite 2
Cooper City, FL 33026
Bankruptcy, Business, Estate Planning and Foreclosure Defense
University at Buffalo Law School, The State University of New York
I focus my law practice in the areas of real property transaction and litigation, bankruptcy, business and immigration. I have experience representing public corporations, privately-held corporations and accredited investors, but take particular pride in representing entrepreneurs and small business owners - the cornerstone of the American economy.
Alberto Homar Hernandez
Claimed Lawyer ProfileSocial Media
Pembroke Pines, FL Bankruptcy Lawyer with 28 years experience
(954) 825-7779 15800 Pines Blvd
Pembroke Pines, FL 33027
Free ConsultationBankruptcy and Foreclosure Defense
University of Florida Levin College of Law
Alberto H. Hernandez is a graduate of Cornell University in New York and University of Florida Levin College of Law, where he attained his Juris Doctorate Degree in 1990. He was admitted to the Florida Bar Association in 1991, and also has membership in the federal courts' Southern District Court, the Northern District Court and the Middle District Court of Florida. He is also a member of the National Association of Consumer Bankruptcy Attorneys (NACBA), member and Director of the Miami Lakes Bar Association, and one of the founding members of the Miami Lakes Chapter of BNI Excellence.
Matthew David Bavaro
Claimed Lawyer ProfileSocial Media
Fort Lauderdale, FL Bankruptcy Attorney with 20 years experience
(844) 344-4813 2150 South Andrews Avenue
2nd Fl
Fort Lauderdale, FL 33316
Bankruptcy and Foreclosure Defense
Shepard Broad Law Center, Nova Southeastern University
As a partner at Loan Lawyers, Fort Lauderdale lawyer Matthew Bavaro offers legal counsel to those who are in debt. He has been practicing as a lawyer in the state of Florida for 15 years. Before co-founding Loan Lawyers, LLC, he previously served as a personal injury lawyer. Attorney Bavaro is the recipient of an Avvo Rating on 9.0 Superb. He is a graduate of the Shepard Broad Law Center at Nova Southeastern University. To learn more, contact his firm today.
Renzo Bosoni
Claimed Lawyer ProfileSocial Media
Hollywood, FL Bankruptcy Lawyer
(954) 613-1865 1930 Harrison St.
Suite 209
Hollywood, FL 33020
Free ConsultationBankruptcy, Estate Planning, Foreclosure Defense and Probate
American University Washington College of Law
Renzo Bosoni is the founding member of First Legal, a well established law firm focusing in the areas of probate administration, estate planning, trusts and will, guardianship and elder law. With a combined experience of over 30 years, the attorneys at First Legal have the necessary expertise and knowledge to handle the preparation of simple wills so you can pass on your assets to your loved ones to even the most difficult sets of issues, whether it be contested probate administrations, or complex estate planning needs.

Every client we meet has different needs and wishes about how they want their...
Mark Seff
Claimed Lawyer ProfileSocial Media
Hollywood, FL Bankruptcy Attorney
(954) 920-9220 2500 Hollywood Blvd Suite 201
Hollywood, FL 33020
Free ConsultationBankruptcy, Family, Immigration and Social Security Disability
University of Baltimore School of Law
Mark A. Seff was born in Baltimore, Maryland. He and Anna-Maria Capizzi formed Seff Capizzi Law Group in order to provide the community with accurate, reliable and proven results in the Family, Social Security Disability, Bankruptcy, Immigration & General Practice Areas. Mark has over 35 years of experience as a star attorney, has made appearances in ABC News articles and has been a Panel Participant in the cable television production of “We the People”.
Jeffrey David Solomon
Claimed Lawyer ProfileSocial Media
Hollywood, FL Bankruptcy Lawyer with 38 years experience
(954) 967-9800 3864 Sheridan St
Hollywood, FL 33021
Free ConsultationBankruptcy, Business, Collections and Consumer
University of Virginia
Jeffrey Solomon has practiced in South Florida since 1980. He has had his own practice since 1988. After graduating high school in South Florida, he attended Emory for college (Phi Beta Kappa) and graduated in the top 10 percent of his class at the University of Virginia Law School. He has lectured at numerous seminars on bankruptcy. He has served on the Board of Directors of the Broward County Bar Association and has received awards from the Broward Bar. He takes pride in providing individual service to his clients.
Craig Robert Lewis
Claimed Lawyer ProfileSocial Media
Fort Lauderdale, FL Bankruptcy Attorney with 12 years experience
(305) 932-4044 401 SE 12 Street, Ste 300
Fort Lauderdale, FL 33316
Free ConsultationBankruptcy, Appeals, Construction and Insurance Claims
Florida International University College of Law
Attorney at the law firm of Vincent F. Vaccarella, P.A., practicing construction litigation (arbitration, trial, and appeals). Previously practiced commercial litigation and arbitration, bankruptcy and creditor's rights, managed care disputes, building and construction litigation, and other collection related litigation at Jorge M. Abril, P.A. Admitted to practice before the Florida Supreme Court and all Florida State Courts, the United States District Courts for the Southern and Middle Districts of Florida, and the United States Bankruptcy Courts for the Southern and Middle Districts of Florida. Attended Law School at the Florida International University College of Law, serving on the Law Review's...
Mr. Chad Van Horn
PREMIUM

Florida Bankruptcy Attorney with 10 years experience

Chad Van Horn, Esq. is a South Florida business leader and founding partner attorney of Van Horn Law Group, P.A. Through a combination of dedicated philanthropy, spirited entrepreneurship and legal expertise, he... Read More »
10.0Justia Lawyer Rating for Mr. Chad Van Horn View Profile
Jeffrey S. Berlowitz
PREMIUM

Dedicated & Personalized Legal Representation for Your Bankruptcy Law Matters!

I am an experienced and determined bankruptcy attorney. I am committed to finding the best possible solutions to your bankruptcy and debt difficulties. Visit my website for more information or call for a consultation. Read More »
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Kevin Christopher Gleason
Claimed Lawyer ProfileSocial Media
Hollywood, FL Bankruptcy Lawyer with 36 years experience
(954) 893-7670 4121 N 31st Ave
Hollywood, FL 33021
Free ConsultationBankruptcy, Appeals, Business and Tax
Villanova University School of Law
Maite L. Diaz
Claimed Lawyer ProfileSocial Media
Pembroke Pines, FL Bankruptcy Lawyer with 13 years experience
(954) 389-1667 400 N Hiatus Rd
Suite 200
Pembroke Pines, FL 33026
Free ConsultationBankruptcy and Real Estate
Florida International University College of Law
Joseph Brien
Claimed Lawyer Profile
Hollywood, FL Bankruptcy Attorney with 27 years experience
(954) 320-6940 Suite 204
Hollywood, FL 33020
Bankruptcy, Business, Consumer and Foreclosure Defense
Nova Southeastern University
Born and raised in Canada and the United States, I have been representing people and small businesses in legal matters for over 22 years.
Mark Roseman
Claimed Lawyer Profile
Hollywood, FL Bankruptcy Attorney with 39 years experience
(954) 963-8719 3325 Hollywood Blvd Suite 308
Hollywood, FL 33021
Bankruptcy, Elder, Estate Planning and Foreclosure Defense
Boston University School of Law
Graduate of Dartmouth College and Boston University Law School. Practice Medicaid planning, asset protection, elder law, probate.
Gina Z. Harris
Claimed Lawyer Profile
Pembroke Pines, FL Bankruptcy Attorney
(954) 704-0400 1806 N. Flamingo Rd
#300
Pembroke Pines, FL 33028
Free ConsultationBankruptcy, Consumer and Foreclosure Defense
Nova Southeastern University
Mitchell E. Jacobs Esq.
Claimed Lawyer Profile
Davie, FL Bankruptcy Attorney with 25 years experience
(954) 358-2900 7320 Griffin Road, Suite 223
Davie, FL 33314
Bankruptcy, Collections and Real Estate
University of Miami School of Law
Felipe Plechac-Diaz
Claimed Lawyer Profile
Fort Lauderdale, FL Bankruptcy Lawyer
(954) 920-5355 2699 Stirling Rd.
STE C401
Fort Lauderdale, FL 33312
Bankruptcy and Business
University of Miami
Perry Monioudis
Claimed Lawyer Profile
Fort Lauderdale, FL Bankruptcy Attorney
(954) 523-8787 800 SE 3rd Ave
Suite 200
Fort Lauderdale, FL 33316
Bankruptcy
Lawrence A. Levine
Social Media
Fort Lauderdale, FL Bankruptcy Lawyer with 51 years experience
(800) 747-3733 300 SE 17th St
Fort Lauderdale, FL 33316
Free ConsultationBankruptcy, Criminal, Personal Injury and Workers' Comp
Fordham University School of Law
Mr. Levine has represented hundreds of families with bankruptcy filings.
Jennifer Laufgas
Social Media
Fort Lauderdale, FL Bankruptcy Lawyer with 11 years experience
(800) 747-3733 300 SE 17th St
Fort Lauderdale, FL 33316
Free ConsultationBankruptcy, Arbitration & Mediation and Foreclosure Defense
University of Florida College of Law
Eric Nissim Assouline
PREMIUM

Florida Bankruptcy Attorney with 22 years experience

Eric N. Assouline, Esq., is a litigation partner and concentrates his practice in commercial and bankruptcy litigation. Mr. Assouline has litigated a wide variety of business law disputes. Mr. Assouline also handles... Read More »
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Greg M. Popowitz
PREMIUM

Florida Bankruptcy Lawyer with 10 years experience

Shepard Broad Law Center, Nova Southeastern UniversityFlorida, U.S. District Court, Middle District of Florida, U.S. District Court, Northern District of Florida, U.S. District Court, Southern District of Florida and U.S. Patent and Trademark Office
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Eric Nissim Assouline
Claimed Lawyer ProfileLII SilverBlawgsearchSocial Media
Fort Lauderdale, FL Bankruptcy Attorney with 22 years experience
(954) 929-1899 213 E Sheridan St
Suite 3
Fort Lauderdale, FL 33004
Bankruptcy, Business, IP and Real Estate
University of Miami School of Law
Eric N. Assouline, Esq., is a litigation partner and concentrates his practice in commercial and bankruptcy litigation. Mr. Assouline has litigated a wide variety of business law disputes. Mr. Assouline also handles cases involving Ponzi scheme Clawback litigation, 547 and 548 defense cases, automatic stay litigation, and real estate and landlord and tenant disputes in state and bankruptcy court.
Christopher Emmanuel Benjamin
Claimed Lawyer ProfileSocial Media
Aventura, FL Bankruptcy Lawyer with 17 years experience
(305) 407-1180 18851 NE 29th Avenue
Suite 700 PMB 168
Aventura, FL 33180
Free ConsultationBankruptcy, Arbitration & Mediation, Consumer and Foreclosure Defense
St. Thomas University School of Law
Mr. Benjamin is a Lawprenuer(tm) and the founder of the Barrister Firm, P.A.; his practice emphasizes delivery of outstanding legal services in a variety of legal areas such as civil & commercial litigation, family litigation, criminal litigation, banking, probate administration, employment/labor and bankruptcy just to name a few. He is an AV Preeminent Attorney (highest recognized peer rating) and his clients include lenders, developers, investors, entrepreneurs, entertainers, publishers, corporations (including non-profits), individuals and small business owners. Mr. Benjamin is also a Florida Supreme Court Certified Mediator and Qualified Arbitrator with the prestigious dispute resolution firm of Salmon...
Linda Liang
Claimed Lawyer ProfileQ&ASocial Media
Plantation, FL Bankruptcy Attorney with 9 years experience
(954) 892-5517 8201 Peters Road Suite 1000
Plantation, FL 33324
Free ConsultationBankruptcy, Arbitration & Mediation, Immigration and Trademarks
Attorney Linda Liang was licensed to practice law in US and in China. Attorney Liang earned her Bachelor Degree from Huazhong University of China. Attorney Liang also received her MBA degree from Utah State University. Prior to joining the firm, Attorney Liang worked for several international companies. Attorney Liang was in charge of both legal affairs and business development, In addition, she also practiced with a local Shanghai law firm in the field of corporation and transaction laws. Attorney Liang's major fields of practice include all aspect of immigration such as removal, Labor Certification, National Interest Waiver,...
J Armando Edmiston
Claimed Lawyer ProfileSocial Media
Sunrise, FL Bankruptcy Attorney with 12 years experience
(954) 838-8300 580 Sawgrass Corporate Parkway #401
Sunrise, FL 33323
Free ConsultationBankruptcy, Consumer, DUI and Personal Injury
Nova Southeastern University
J. Armando Edmiston is an aggressive, knowledgeable and experienced personal injury and criminal defense lawyer handling serious felonies, sexual assault, DUI's, driving offenses, drug charges and weapon crimes. ...
Anthony DiTocco
Claimed Lawyer ProfileSocial Media
Fort Lauderdale, FL Bankruptcy Lawyer with 30 years experience
(954) 566-9000 6750 N. Andrews Ave.
Ste. 200
Fort Lauderdale, FL 33309
Free ConsultationBankruptcy
University of Florida
Tony DiTocco earned his Juris Doctorate and his Master's Degree in Accounting in 1988 from the University of Florida. In addition to his Bankruptcy practice, he has served as CEO of a $30 million Construction / Development firm and as lead consultant in the closeout of 500+ distressed condominium units.
Adela Daud Estopinan
Claimed Lawyer ProfileSocial Media
Hollywood, FL Bankruptcy Lawyer with 13 years experience
(305) 646-1460 2847 Hollywood Blvd.
Suite 301
Hollywood, FL 33313
Free ConsultationBankruptcy
Florida International University College of Law
Former Assistant State Attorney. Adjunct Faculty at University of Miami.
Matthew Edmund Mazur Jr
Claimed Lawyer Profile
Weston, FL Bankruptcy Attorney with 21 years experience
(954) 990-0949 2645 Executive Park Dr
Ste 110
Weston, FL 33331-3624
Free ConsultationBankruptcy, Business, Estate Planning and Health Care
University of Miami School of Law
Elias Leonard Dsouza
Claimed Lawyer ProfileSocial Media
Plantation, FL Bankruptcy Attorney with 18 years experience
(954) 358-5911 111 N. Pine Island Road
Suite 205
Plantation, FL 33324
Free ConsultationBankruptcy, Business, Foreclosure Defense and Landlord Tenant
Nova Southeastern University
Our Firm concentrates its practice in Bankruptcy [7, 13 & 11,]Debtor and Creditor Representation, Bankruptcy Related Litigation, Corporate Reorganizations & Workouts & Creditor Rights, foreclosure defense, credit restoration, and we sue debt collectors under the Fair Debt Collection Practices Act. Our firm also does a fair share of family law, wills, probate, commercial and civil litigation, personal injury, real estate transactions, refinancing and foreclosure defense, landlord-tenant issues.
Andres Montejo
Claimed Lawyer Profile
Fort Lauderdale, FL Bankruptcy Lawyer with 16 years experience
(954) 601-1366 800 East Broward Boulevard, Suite 710,
Fort Lauderdale, FL 33301-2085
Free ConsultationBankruptcy, Consumer, Family and Real Estate
Nova Southeastern University
Andres Montejo was born in Bogota, Colombia South America in 1959. Attended private boarding schools in Massachusetts. Earned a Technological degree in Computer Administration. In 1990 earned a Bachelors of Science in Business Administration, in 1992 earned a Masters in Business Administration, and in 2003 earned a Juris Doctor degree, all from Nova Southeastern University located in Fort Lauderdale, Florida. Was admitted in 2003 to the Florida Bar. Andres is not only a member of the Florida Bar but also of the Washington D.C. Bar. He has also been admitted to the Federal Courts of Florida and Washington DC as well...
John A. Moffa
Claimed Lawyer Profile
Plantation, FL Bankruptcy Attorney with 27 years experience
(954) 634-4733 1776 North Pine Island Road
Suite 102
Plantation, FL 33322
Free ConsultationBankruptcy, Business, Insurance Claims and Real Estate
Nova Southeastern University
Board Certified in both Consumer Bankruptcy and Business Bankruptcy by the American Board of Certification. 20 years experience in Bankruptcy Trustee representation and consumer & business bankruptcies for debtors. Highest earned rating by AVVO.com
Christian Veras
Claimed Lawyer ProfileSocial Media
Miami, FL Bankruptcy Lawyer with 4 years experience
(786) 842-1470 5951 NW 173rd Drive Suite 1
Miami, FL 33015
Bankruptcy, Family, Immigration and Real Estate
Ofer Shmucher
Claimed Lawyer ProfileBlawgsearchSocial Media
Miami, FL Bankruptcy Attorney
(305) 741-5553 160 NW 176th St. #304
Miami, FL 33169
Free ConsultationBankruptcy
Nova Southeastern University
Gloria Velazquez
Claimed Lawyer Profile
Miami Lakes, FL Bankruptcy Attorney with 22 years experience
(305) 827-9447 8005 NW 155th Street
Suite A
Miami Lakes, FL 33016
Bankruptcy
Alan P. Byrd
Claimed Lawyer Profile
Miami, FL Bankruptcy Lawyer with 38 years experience
(305) 655-2196 1031 Ives Dairy Rd
Suite 228
Miami, FL 33179
Bankruptcy, Criminal, Divorce and Foreclosure Defense
University of Miami and University of Miami
Yudith De Solo
Claimed Lawyer Profile
Miami Lakes, FL Bankruptcy Attorney with 17 years experience
(305) 508-8978 6447 Miami Lakes Drive East
Ste. 103C
Miami Lakes, FL 33014
Bankruptcy, Business, Divorce and Estate Planning
St. Thomas University School of Law
Paul Botros
Claimed Lawyer Profile
Plantation, FL Bankruptcy Attorney with 16 years experience
(954) 318-0268 600 N Pine Island Rd
Ste 400
Plantation, FL 33324
Bankruptcy and Business
Robert C. Dominguez
Claimed Lawyer Profile
Miami Lakes, FL Bankruptcy Attorney
(866) 822-6783 5881 nw 151 street, suite 124
Miami Lakes, FL 33014
Bankruptcy, Divorce, Insurance Claims and Real Estate
Timothy Kingcade
Claimed Lawyer ProfileQ&ASocial Media
Miami, FL Bankruptcy Lawyer with 23 years experience
(305) 285-9100 1370 Coral Way
Miami, FL 33145
Free ConsultationBankruptcy and Foreclosure Defense
Stetson University College of Law
Timothy Kingcade is Managing Shareholder of Kingcade & Garcia, P.A., which he founded in 1996. Mr. Kingcade practices exclusively in the field of bankruptcy law, handling Chapter 7 filings and foreclosure defense cases for the Southern District of Florida. To compliment his extensive experience in bankruptcy law, Timothy is also a certified public accountant (CPA), which provides him with a unique understanding of how to handle tax-motivated bankruptcy cases against the IRS. Bankruptcy attorney Timothy Kingcade knows how to help clients take full advantage of their rights under bankruptcy protection to restart, rebuild and recover.
Vladimir R. St. Louis
Claimed Lawyer ProfileSocial Media
Miami, FL Bankruptcy Attorney with 6 years experience
(844) 785-2972 11900 Biscayne Blvd.
Suite 742
Miami, FL 33181
Bankruptcy, Personal Injury and Real Estate
Georgetown University Law Center and Florida International University College of Law
Vladimir St. Louis is a licensed member of the Florida Bar; United States Tax Court; the United States Bankruptcy Court for the Southern District of Florida; the United States District Court for the Southern District of Florida; the United States District Court for the Middle District of Florida; and a licensed Title Agent.

Mr. St. Louis tailors his practice in the areas of real estate, bankruptcy, and civil litigation. He represents buyers, sellers, lenders and investors in commercial and residential real estate transactions; clients in bankruptcy matters; and litigates civil litigation matters. Mr. St. Louis has handled thousands of cases...
Julio Cesar Marrero
Claimed Lawyer ProfileQ&ASocial Media
Miami, FL Bankruptcy Lawyer with 31 years experience
(888) 773-0347 3850 Bird Road, Suite 1001
Miami, FL 33146
Bankruptcy, Divorce, Foreclosure Defense and Real Estate
University of Miami School of Law
Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree Cum laude from the University of Miami School of Law. He has since dedicated his entire professional career to providing legal services to the South Florida community. As a solo practitioner, Julio dedicated his general practice to Civil, Family, & Real Estate Law. He became well known for successfully completing a large volume of Real Estate Transactions as closing and title insurance agent.

Julio C. Marrero is presently the Senior Managing Partner & Founder of MARRERO, CHAMIZO, MARCER LAW, a Miami law...
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Bankruptcy Lawyers in Nearby Cities

Bankruptcy Lawyers in Nearby Counties

Hollywood Bankruptcy Legal Aid & Pro Bono Services

Legal Aid Service of Broward County, Inc.
(954) 765-8957
Ext. 27
Plantation, FL


Legal Aid Society of Dade County Bar Association
(305) 579-5733
Miami, FL

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Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.