Camilla, Georgia Bankruptcy Lawyers
Columbus , GA 31901
Thomas Goode Jones School of Law, Faulkner University
But enough about me. Let's talk about what you can expect from me and...
Since 1993, Schuyler Elliott has been representing clients with disputes against their mortgage company-lender, such as wrongful foreclosure and breach of contract aka Foreclosure Defense. Also, filing bankruptcy to stop a foreclosure sale, which is scheduled the first Tuesday of each month, with a few exceptions. One benefit offered is last minute bankruptcy filings to stop a foreclosure sale. Appointments to stop the foreclosure sale can be made Saturday and Sunday and up to Midnight on Monday to meet with clients and file bankruptcy to STOP the foreclosure sale....
At The Ballard Law Group we offer affordable bankruptcy options for those in need and when bankruptcy is not the best solution we offer non-bankruptcy options such as debt settlements and mortgage loan modification.
We are a consumer firm and we never represent the creditor; therefore, your interest is always our priority.
Consultations are always free with flexible payment plans for every budget extending up 12 months.
I sincerely enjoy helping people get a fresh start.
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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