Saline County Bankruptcy Lawyers

I bring an ivory tower legal education from Washington University and over 35 years of legal experience to down to earth people. Since 2004 I have been the Illinois Downstate Chair for the National Association of Consumer Bankruptcy Lawyers. And I am a founding member of the Bankruptcy Law Network legal blog. I also recognize that sometimes bad things happen to good people. When you get tired of abusive debt collectors call me for reasonable and respectable solutions to your financial problems.

For the past 25 years, my practice has focused on helping individuals, families, and small businesses to overcome financial setbacks and obtain a Fresh Start. Sometimes this means fighting foreclosures or defending against credit card suits. Very often, it involves filing bankruptcy to eliminate multiple debts or to consolidate several debts into one smaller monthly payment that my clients can actually afford. I treat my clients with dignity and respect and am proud to have served more than 10,000 people in Western Kentucky and Southern Illinois.

DUI lawyer for over ten years and author of two books explaining DUI law to non-attorneys. Former courtroom attorney for two of Southern Illinois' largest bankruptcy law firms. I always have plenty of time for my clients, am available for after or before hour calls. We work together as a team. You can participate as little or as much as you prefer.

Karl J. Wulff, (BA ’93, JD ’96) is the firm’s principal attorney. He received his Bachelor of Arts degree from Webster University in 1993. He received his Juris Doctor degree from Oklahoma City University School of Law in 1996. Prior to attending university Mr. Wulff served in the United States Navy on board the amphibious assault aircraft carrier U.S.S. Tripoli (LPH-10) in the air department from 1987 to 1989 and later on board the aircraft carrier U.S.S. Saratoga (CV-60) as a reservist, earning the Sea Service Ribbon and the National Defense Medal. Mr. Wulff is a member of the National...

Stan R. Weller is a practicing attorney in the Southern Illinois/Metro East St. Louis area. He established the Weller Law Firm in 2006 after a number of years in private firms, as well as a period with the Illinois Attorney General’s office working in the Sexually Violent Persons Unit. He received his Bachelor of Science degree from the University of Wisconsin, Madison in 1992 and his Juris Doctorate degree from the Southern Illinois University of Carbondale in 1998. He is a certified mediator, arbitrator, and former guardian ad litem, but concentrates his practice in the areas of family law and...

Providing compassionate and comprehensive bankruptcy services to consumer debtors for over 20 years: Chapter 7 and Chapter 13 Bankruptcy Protection

Rich Fonfrias is a respected Financial Rescue and Bankruptcy Lawyer based in Chicago, Illinois. He has practiced law since 1996 and has in-depth experience helping families and business owners overcome serious financial problems. Rich represents clients in all types of financial emergencies, including creditor lawsuit defense – credit card defense – foreclosure defense – debt elimination, reduction and settlement – tax elimination, reduction and settlement – and loan and mortgage modifications, as well as chapter 7, 11 and 13 bankruptcies. In 1990, Rich graduated from State University of New York at Stony Brook, where he earned a Bachelor of Arts Degree in...

Jonathan Anderson is the owner and founder of Anderson Attorneys, PC. For more than 35 years, Jon Anderson owned Anderson & Associates, P.C. which grew to be a leading law firm with 12 attorneys in four offices who represented clients in divorce, family law, estate planning, probate, bankruptcy, and debtor/creditor relations and other matters. In June 2022, he sold Anderson & Associates, P.C. In 2023, he founded Anderson Attorneys, PC, a smaller, high-quality, specialized, boutique law firm that focuses on financially sophisticated divorce litigation and estate planning, and probate matters. For over 35 years, Jonathan Anderson...

Michigan State University School of Law, East Lansing, Michigan Juris Doctorate University of Illinois Chicago School of Law LLM (Law of Masters Candidate) Real Estate Law Argosy University, Chicago Illinois Doctorate of Business Administration, International Business Published Dissertation Robert Morris University, Chicago, Illinois Master in Business Administration, Concentration Management Southern Illinois University, Carbondale, Illinois Bachelor of Arts, Administration of Justice, Minor: Sociology LAW LICENSES: Illinois Northern District of Illinois Central District Court of Illinois Southern District Court of Illinois United States Tax Court I am an attorney who is passionate about my profession and clients. I believe in providing top-notch, innovative, cutting-edge strategies and advice. My clients feel as if they are my only client. ...

Ray recieved his J.D. at Northwestern University in 1974 and M.B.A. at Northwestern University in 1972 with a B.A. at California State, L.A. in 1968. He is a member of the Illinois State Bar Association and Rock Island County Bar Association.

Former Public Administrator of Rock Island County

Former Public Guardian of Rock Island County

HUD Foreclosure Commissioner

John Lynch became interested in debt relief and bankruptcy before he went to Law School. John was employed at Eastern Airlines in Miami, Florida, which at that time was the second largest airline in the US. Eastern Airlines filed for bankruptcy in 1990 and by 1991 it had closed its doors. John knew so many people that could not find work, had cars repossessed and faced mounting debt. Then, in 1992 Hurricane Andrew hit South Florida and Pan Am airlines also closed its doors. By that time John was a Paralegal and owner of a Title Company. He worked as...

Tina Adams has been with Robert J. Adams & Associates full time since 1993. After law school, Tina became the managing partner at Robert J. Adams & Associations. Tina like her father concentrates in Consumer Bankruptcy. In addition, Tina works with business bankruptcy and Personal Injury cases. Tina is the Lake County attorney for Robert J. Adams & Associates. Additionally, in 2005 Tina became a part time adjunct instructor at the College of Lake County.

Consistently achieving positive results for her clients does not happen by accident. Attorney Tracey A. Hower is a certified Guardian Ad Litem and Mediator which requires intense listening skills, and she is an effective communicator who keeps her clients regularly informed of the case status and strategy. Inquiries are a top firm priority. Simple inquiries like, “when is my next court date” are handled by the staff. Complex inquiries regarding the case are answered immediately by Tracey, if she is available, or promptly at the next available time.

Some attorneys will sugar coat the truth. Although compassion is a priority...

Kiley M. Whitty is a licensed attorney specializing in the areas of family law, child custody, bankruptcy, and creditor negotiations in Cook, DuPage, Kane, Will and surrounding collar counties. While in law school at Loyola University Chicago School of Law, Kiley earned a certificate in Child and Family Law as well as a certificate in Advocacy which aided in her success as a litigator. As an associate with Anderson & Associates, P.C., Kiley has handled complex custody cases involving issues with legal and residential custody, parenting time, allegations of abuse and neglect, and child removal. Kiley has also handled a...

Mazyar M. Hedayat is the principal of M. Hedayat & Associates, PC, a law firm that has represented Clients for nearly 25 years in the areas of business law and litigation, bankruptcy law and litigation, real property transactions and litigation, construction law and mechanics liens, corporate law, and more. After attending the University of Chicago and University of Michigan, Mr. Hedayat received his MBA from the U.M. Ross School of Business, and his J.D. from DePaul University College of Law. Mr. Hedayat is a title insurance agent and operated a full-service title company for 6 years....

I have been practicing law for over 32 years. I graduated 3rd in my class from law school, so I had the opportunity to work at one of Chicago's largest law firms on Michigan Avenue, Ross & Hardies, right out of law school. At that time my experience was mostly in the area of personal injury law having clerked during law school for one of the nations top personal injury lawyers, Leonard M. Ring & Associates. In April of 1991 I started my own firm that has continued to prosper under the philosophy of providing, "Quality,...

Eric Zelazny is a bankruptcy attorney who is the founder and managing partner of Zelazny Business Bankruptcy. Before becoming an attorney, Eric was a Certified Public Accountant and worked for KPMG, which is the largest accounting firm in the world. He graduated from the University of Illinois Champaign Urbana with Honors. At the time, the University of Illinois was the number one-ranked accounting program in the United States. Eric also managed to pass the Certified Public Accountant exam the first time he sat for the exam, a feat only twenty-eight percent of those who took the exam managed...

I represent individuals in Chapter 7 and 13 bankruptcies in Illinois. Free consultation available. Payment plans available for qualified clients.

Bar Admissions
- State of Illinois, 2010
- United States Court of Appeals, Seventh Circuit, 2011
- United States District Court for the Northern District of Illinois, 2011
- United States Bankruptcy Court, Northern District of Illinois, 2013
- United States Bankruptcy Court, Central District of Illinois, 2016
- State of Texas, 2020

Professional Memberships:
- State Bar of Texas

Gary Newland is an experienced trial attorney evidenced by the hundreds of cases he has successfully won at trial. Many of Gary's cases have been covered by USA Today, Forbes, Chicago Tribune, Chicago Sun-Times, NBC, The Daily Herald, Oprah Winfrey, and the list goes on. Many of the clients Gary represents are referrals from other attorneys who are aware of his skills and reputation in the community. He has been an invited guest lecturer to the Bar Association and other legal organizations as well as an author of published articles on legal issues. He has been a member of the...

Bankruptcy attorney in Chicago with 20+ years bankruptcy experience. I handle all aspects of chapter 7 and chapter 13 cases in Chicagoland. I offer free consultations to help get you the advice you need to make an educated decision about the bankruptcy filing process. Contact me to get the fresh start you deserve.

I am a member of the American Bankruptcy Institute, the Chicago Bar Association and the Illinois Bar Association. I have filed thousands of bankruptcy cases in Illinois and have eliminated millions of dollars in debt from credit cards, medical bills, repossessions,...

Attorney Charles N. Therman is an effective, experienced, compassionate advocate. He represents clients in personal injury, workers' compensation, nursing home abuse, bankruptcy and foreclosure defense matters. He provides straightforward answers and solutions for his clients. Contact Charles for a free consultation!

Jane E. Nagle is a founding partner of McSwain Nagle Giese & Rapp, P.C., and she concentrates her practice primarily in the areas of divorce and family law in DuPage, Cook, Will, Kane, Kendall, Lake and surrounding collar counties. Over the years, Jane has handled numerous pre-decree and post-decree divorce cases as well as paternity, child support enforcement, and contested cases involving the allocation of parental decision-making and parenting time. Jane is also experienced in handling chapter 7 bankruptcy cases as well as negotiating various types of unsecured debts, obtaining excellent settlements for her clients facing financial hardship. Through...

Lisa M. Nyuli has been a partner since joining the firm of Ariano Hardy Ritt Nyuli Richmond Lytle & Goettel P.C. in 2000. Prior to joining the firm, for the first 10 years of her career, she worked as an attorney in Aurora, Illinois and in Geneva, Illinois. She was licensed in 1989 and focuses her practice primarily in all areas of family law. In 2008, she became a Fellow of the American Academy of Matrimonial Lawyers.

Ms. Nyuli is also active in the Illinois State Bar Association as a member, having served two terms on the Board of Governors, and...

Stephen S. Newland obtained his undergraduate degree in political science from the University of Illinois in Urbana-Champaign. Steve then went on to receive his law degree from DePaul University in Chicago, excelling in law school as a recipient of the Dean's Scholarship Award for Academic Excellence. Steve was employed at one of the largest and most prestigious personal injury law firms in the nation where he worked on multimillion-dollar high publicity cases such as the Tylenol poisonings and major aviation disasters. While working on high profile injury cases, Steve also provided legal representation to those unable to afford an attorney...