Scales Mound, Illinois Bankruptcy Lawyers
I received my Bachelor of Arts Degree in Business Management from Eureka College where I also minored in Spanish. I then received my law degree from Southern Illinois University School of Law. While in law school I worked in the...
Arlington Heights, IL 60005
DePaul College of Law
Julianne (Julie) O'Grady has more than 15 years of experience handling immigration and consumer bankruptcy cases. She has helped countless immigrants achieve their goals of obtaining permanent residency and U.S. citizenship; uniting fiancés and families in the U.S., and keeping families together; defending immigrants' rights in immigration court despite prior immigration violations and criminal offenses; and helping immigrants successfully win their claims of asylum. She has also helped numerous individuals and couples to file Chapter 7 and Chapter 13 bankruptcy petitions, and obtain a fresh financial start. She is committed to helping individuals navigate their...
Ms. Kaplan graduated from law school with a 3.5 GPA and after passing the bar in 2001, began practicing law with her father, Melvin J. Kaplan, renown bankruptcy lawyer for over 58 years and author of two books including, Chapter 13 How To Get Your Creditors Off Your Back Without Losing Your Shirt.
Ms. Kaplan has helped thousands of Chicago families save their homes, cars, and get a fresh start for over 15 years.
Ms. Kaplan is a member of...
In 1984, Stephen J. Costello, a son of Raymond, was admitted to law practice and joined the firm. Raymond passed away in 1994 and the firm continues to proudly carry his name.
Over the years, our firm’s bankruptcy experience has covered nearly every kind of possible bankruptcy matter. We have represented thousands of people of all walks of life in both simple and complex bankruptcy cases. We file Chapter 7...
Charleston, IL 61920
Southern Illinois University - Carbondale
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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