Scales Mound, Illinois Bankruptcy Lawyers

James T. Finegan
Claimed Lawyer ProfileSocial Media
Bloomington, IL Bankruptcy Attorney with 46 years experience
(309) 827-0388 111 W. Front St.
Bloomington, IL 61701
Free ConsultationBankruptcy, Business, Collections and Real Estate
Northwestern University School of Law
Jim Finegan attended the University of Illinois for undergraduate school and Northwestern University for Law School. He moved to Bloomington, Illinois after graduating law school and he has over 40 years experience. He specializes in bankruptcy, real estate, and civil litigation.
James R. Enlow
Claimed Lawyer Profile
Springfield, IL Bankruptcy Lawyer with 31 years experience
(217) 522-9010 1231 S 8th St
Springfield, IL 62703
Bankruptcy, Criminal, Employment and Probate
Southern Illinois University - Carbondale
Richard F. Doerr
Claimed Lawyer ProfileSocial Media
St. Charles, IL Bankruptcy Attorney with 46 years experience
(331) 210-0063 https://bankruptcy.mevorahlaw.com/
333 N. Randall Road, Suite 104
St. Charles, IL 60175
Free ConsultationBankruptcy and Criminal
Washington University School of Law
Richard Doerr is married and has two children and three teenage grandchildren. In his 40+ years' experience, Mr. Doerr has tried cases on matters ranging from speeding to murder. In 1972, he was selected out of 200 applicants as one of ten participants in the St. Louis County Prosecutor's intern program. During his 31 years in bankruptcy practice, he has seen two major revisions in bankruptcy laws, the first in 1978 and the second in 2005. Mr. Doerr's leisure activities include cross-country skiing, car shows, and driving his classic 1973 Corvette convertible.
Stan Weller
Claimed Lawyer ProfileSocial Media
Belleville, IL Bankruptcy Attorney with 21 years experience
(618) 277-3476 1 S. Church St.
Suite 202
Belleville, IL 62220
Free ConsultationBankruptcy, Divorce, Domestic Violence and Family
Southern Illinois University - Carbondale
Stan R. Weller is a practicing attorney in the Southern Illinois/Metro East St. Louis area. He established the Weller Law Firm in 2006 after a number of years in private firms, as well as a period with the Illinois Attorney General’s office working in the Sexually Violent Persons Unit. He received his Bachelor of Science degree from the University of Wisconsin, Madison in 1992 and his Juris Doctorate degree from the Southern Illinois University of Carbondale in 1998. He is a certified mediator, arbitrator, and former guardian ad litem, but concentrates his practice in the areas of family law and...
David Nelson
Claimed Lawyer ProfileSocial Media
Chicago, IL Bankruptcy Lawyer with 25 years experience
(773) 960-1162 53 West Jackson Boulevard
Suite 430
Chicago, IL 60604
Free ConsultationBankruptcy, Estate Planning, Foreclosure Defense and Landlord Tenant
Drake University Law School
John P. Houlihan
Claimed Lawyer ProfileSocial Media
Wheaton, IL Bankruptcy Attorney with 32 years experience
(630) 933-9220 534 W. Roosevelt Road
Wheaton, IL 60187
Bankruptcy, Criminal and Real Estate
Drake University Law School
Mr. Houlihan was admitted to the State Bar of Illinois in 1986. He is also admitted to practice in the United States District Court for the Northern District of Illinois as a member of the trial bar. He has been admitted to the Capital Litigation Trial Bar of the State of Illinois to represent criminal defendants in death penalty cases. Mr. Houlihan is a member of the DuPage County Bar Association, where he has served as Co-Chairman of the Younger Members Committee (1988-1989); Chairman of the Criminal Law Committee (1990-1991); and Chairman of the Membership Committee (2000-2001). He is...
Derrick B. Hager
Claimed Lawyer Profile
West Chicago, IL Bankruptcy Attorney with 14 years experience
(630) 587-7490 245 W. Roosevelt Rd.
Building 15 - Suite 119
West Chicago, IL 60185
Free ConsultationBankruptcy and Real Estate
Southern Illinois University School of Law
Bankruptcy Attorney Serving DuPage County & Kane County of Illinois Derrick B. Hager, P.C. is a Consumer Bankruptcy law practice dedicated to representing individuals and families in need of financial restructuring through Chapters 7 and 13 under the Federal Bankruptcy Code. We do not represent creditors. Our mission is to help you and your family get to that place in life where you are free to prioritize your children, your significant other and saving for the future without the stress and hardship of overwhelming and relationship destroying debt. ? We help people and families with consumer bankruptcy law in Aurora,...
Bradley Covey
Claimed Lawyer ProfileSocial Media
Elgin, IL Bankruptcy Attorney with 27 years experience
(847) 608-1313 2205 Point Blvd.
Suite 125A
Elgin, IL 60123
Free ConsultationBankruptcy
Northern Illinois University
Mr. Covey concentrates his practice in all chapters of bankruptcy and bankruptcy-related law with special emphasis in Chapter 7 and Chapter 13. Mr. Covey has concentrated his practice in consumer and business bankruptcy matters for the past 21 years. Mr. Covey graduated from Southern Illinois University in 1984 with a B.S in Journalism. He then earned his J.D. at Northern Illinois University College of Law in 1992.
Andy Miofsky
Claimed Lawyer ProfileBlawgsearchSocial Media
(618) 931-1313 24 Covered Bridge Ln
Glen Carbon, IL 62034
Free ConsultationGlen Carbon, IL Bankruptcy Lawyer with 40 years experience
Bankruptcy
Washington University School of Law
I bring an ivory tower legal education from Washington University and over 35 years of legal experience to down to earth people. Since 2004 I have been the Illinois Downstate Chair for the National Association of Consumer Bankruptcy Lawyers. And I am a founding member of the Bankruptcy Law Network legal blog. I also recognize that sometimes bad things happen to good people. When you get tired of abusive debt collectors call me for reasonable and respectable solutions to your financial problems.
Joe Pioletti
Claimed Lawyer ProfileSocial Media
Eureka, IL Bankruptcy Lawyer with 6 years experience
(309) 467-3213 107 E Eureka Ave #1
Eureka, IL 61539
Free ConsultationBankruptcy, Criminal, DUI and Traffic Tickets
Southern Illinois University - Carbondale
I help people across central Illinois obtain relief from their debt through filing bankruptcy. I represent people in both Chapter 7 and Chapter 13 bankruptcy. I am licensed to practice in Illinois, am a member of the Illinois State Bar Association, and am admitted to practice in the U.S. District Court for the Central District of Illinois.

I received my Bachelor of Arts Degree in Business Management from Eureka College where I also minored in Spanish. I then received my law degree from Southern Illinois University School of Law. While in law school I worked in the...
Charlie Glanzer
Claimed Lawyer ProfileSocial Media
Wilmette, IL Bankruptcy Attorney with 27 years experience
(312) 644-2227 3221 Central Avenue
Wilmette, IL 60091
Bankruptcy
Western Michigan University Cooley Law School
Chicago bankruptcy attorney Charlie Glanzer will be able to provide guidance regarding various bankruptcy law related cases. If you need assistance filing for Chapter 7, Chapter 13 bankruptcy, dealing with credit repair or any other related matter then you need to consult with an experienced legal advocate. At Glanzer & Associates, P.C. the firm handles all aspects of bankruptcy law, a member of our legal team will be able to provide the financial guidance you deserve. Call the firm to schedule a consultation today.
Stephen S. Newland
Claimed Lawyer Profile
Arlington Heights, IL Bankruptcy Lawyer with 28 years experience
121 S. Wilke Road
Arlington Heights, IL 60005
Free ConsultationBankruptcy, Estate Planning, Foreclosure Defense and Real Estate
DePaul College of Law
Joseph P. Doyle
Claimed Lawyer ProfileSocial Media
Schaumburg, IL Bankruptcy Lawyer with 15 years experience
(847) 985-1100 105 S. Roselle Road
Suite 203
Schaumburg, IL 60193
Free ConsultationBankruptcy and Collections
Case Western Reserve University School of Law
Are you facing bankruptcy? Seeking the help of a competent and experienced bankruptcy attorney could be your first step to a fresh start. Joseph P. Doyle, Schaumburg bankruptcy attorney, is committed to providing clients with the information and assistance they need to get back on track. When it comes to financial struggles, action is imperative; if you are dealing with financial challenges, let a competent and knowledgeable attorney help you explore your options. The legal team at Joseph P. Doyle can help you file for Chapter 7 or Chapter 13 bankruptcy, provide defense from creditor harassment,...
Joseph Wrobel
Claimed Lawyer Profile
Chicago, IL Bankruptcy Attorney with 46 years experience
(312) 781-0996 105 W Madison St.
Suite 700
Chicago, IL 60602
Free ConsultationBankruptcy
DePaul University
I have been a practicing attorney since 1973. I used to handle a wide variety of legal matters for individuals and families. At present, my practice is concentrated in consumer bankruptcy. In addition to our main office in Chicago, we also have offices in Skokie, Schaumburg, Naperville, Joliet and Gurnee, Illinois. I am married with one son who is married, living in California, and who is a practicing attorney working for the State of California. I am a member of the Chicago Bar Association, the Illinois Bar Association, the American Bar Association and the Bankruptcy Committee of the Chicago Bar Association....
David Siegel
Claimed Lawyer ProfileQ&A
Chicago, IL Bankruptcy Attorney
(773) 276-6969 19 S. LaSalle St.
Suite 707
Chicago, IL 60603
Bankruptcy and Divorce
1991 John Marshall Law School 1988 University of Illinois
John Ioakimidis
Claimed Lawyer ProfileBlawgsearchSocial Media
Chicago, IL Bankruptcy Attorney with 25 years experience
(312) 229-5500 8770 W Bryn Mawr Ave
#1300
Chicago, IL 60631
Free ConsultationBankruptcy, Criminal, DUI and Personal Injury
Western Michigan University Cooley Law School
Daniel J Winter
Claimed Lawyer Profile
Gurnee, IL Bankruptcy Lawyer
(847) 244-8180 1800 Nations Drive
Suite 117
Gurnee, IL 60031
Free ConsultationBankruptcy, Foreclosure Defense and Real Estate
Washington University School of Law
Law Offices of Daniel J Winter provides personal, high quality representation. Bankruptcy advice and representation for individuals and businesses. We will help you protect your home, car or paycheck. Every case is treated personally. We have offices in Chicago Loop, Oak Lawn, Skokie, and Waukegan. We also represent people in southern Wisconsin in conjunction with Michael S. Winter in Milwaukee. With over 18 years of experience, we will give you "peace of mind".
D. Peter Wise
Claimed Lawyer Profile
Springfield, IL Bankruptcy Attorney with 35 years experience
(217) 522-9010 1231 S 8th St
Springfield, IL 62703
Bankruptcy, Criminal, DUI and White Collar Crime
The John Marshall Law School
Roger Paul Galer
Claimed Lawyer ProfileSocial Media
Chicago, IL Bankruptcy Lawyer with 16 years experience
(312) 288-8518 225 W Washington St., Suite 2200
Chicago, IL 60606
Free ConsultationBankruptcy, Business, Divorce and Estate Planning
The John Marshall Law School
Mr. Galer is licensed to practice law in the states of Illinois and New York and the U.S. District Court of the Northern District of Illinois. He completed his law studies at The John Marshall Law School (Chicago) and American University (Paris Program), then received his Master of Business administration in International Marketing and Finance from DePaul University (Chicago). Following law school, and prior to establishing The Galer Firm, P.C., Mr. Galer worked as a litigator in New York City.
Julianne M. O'Grady
Claimed Lawyer Profile
(312) 338-1808 2550 Golf Rd 2nd Floor
Rolling Meadows, IL 60008
Free ConsultationRolling Meadows, IL Bankruptcy Attorney with 19 years experience
Bankruptcy and Immigration
DePaul College of Law
Capable Lawyer, Dependable Service, Sensible Solutions
Julianne (Julie) O'Grady has more than 15 years of experience handling immigration and consumer bankruptcy cases. She has helped countless immigrants achieve their goals of obtaining permanent residency and U.S. citizenship; uniting fiancés and families in the U.S., and keeping families together; defending immigrants' rights in immigration court despite prior immigration violations and criminal offenses; and helping immigrants successfully win their claims of asylum. She has also helped numerous individuals and couples to file Chapter 7 and Chapter 13 bankruptcy petitions, and obtain a fresh financial start. She is committed to helping individuals navigate their...
Wayne Johnson
Claimed Lawyer ProfileSocial Media
Joliet, IL Bankruptcy Attorney with 42 years experience
(815) 723-8800 15 W Jefferson St
Ste 100
Joliet, IL 60432
Free ConsultationBankruptcy, Criminal, Divorce and Family
Chicago-Kent College of Law, Illinois Institute of Technology
Wayne Johnson is a partner at Johnson & Johnson, Ltd. He has been practicing law for over 35 years, and his practice focuses primarily on family law, criminal law, bankruptcy law, estate law, and real estate matters. He has conducted numerous trials and court hearings involving large marital estates and complex child custody issues.
Lynda Wesley
Claimed Lawyer Profile
Palatine, IL Bankruptcy Lawyer with 37 years experience
(847) 358-4778 800 E. Northwest Hwy.
Suite 700
Palatine, IL 60074
Free ConsultationBankruptcy
Chicago-Kent College of Law, Illinois Institute of Technology
My practice concentrates on Chapter 7 Bankruptcy. I have done hundreds of bankruptcies in 35 years of practice. I have lots of practical ideas to save you money and then help you rebuild your credit rating.
Raffy A. 'Rae' Kaplan
Claimed Lawyer ProfileSocial Media
Chicago, IL Bankruptcy Lawyer with 18 years experience
(312) 294-8989 25 E Washington St
#1501
Chicago, IL 60602
Bankruptcy and Consumer
The John Marshall Law School
Ms. Kaplan graduated from Boston University in 1996 having received her bachelors degree in political science, and attended the John Marshall Law School.

Ms. Kaplan graduated from law school with a 3.5 GPA and after passing the bar in 2001, began practicing law with her father, Melvin J. Kaplan, renown bankruptcy lawyer for over 58 years and author of two books including, Chapter 13 How To Get Your Creditors Off Your Back Without Losing Your Shirt.

Ms. Kaplan has helped thousands of Chicago families save their homes, cars, and get a fresh start for over 15 years.

Ms. Kaplan is a member of...
Kevin Dreher
Claimed Lawyer Profile
Chicago, IL Bankruptcy Attorney
(312) 324-1143 77 West Wacker Dr.
Chicago, IL 60601
Bankruptcy, Business and Criminal
University of Illinois College of Law
Kevin B. Dreher is a senior associate in the Litigation Practice with a practice that focuses on commercial litigation. Kevin has significant experience representing and counseling Fortune 500 companies in a variety of complex commercial litigation matters including financial services litigation, insurance recovery, general commercial business disputes, breach of contract, breach of fiduciary duty, fraud, and other business tort matters. Kevin also has significant litigation experience with matters involving outsourcing, governmental and corporate investigations, white collar defense, product liability, class action defense, and bankruptcy. Kevin's insurance coverage counseling and litigation experience covers a wide range of insurance disputes, including those...
Christine Thurston
Claimed Lawyer ProfileSocial Media
Schaumburg, IL Bankruptcy Lawyer with 12 years experience
(312) 818-8008 10 Martingale Road
Suite 400
Schaumburg, IL 60173
Free ConsultationBankruptcy
Vermont Law School
Filing bankruptcy does not have to be a stressful situation. In fact, it should be alleviating the financial burden you have been enduring. I strive to provide the most personalized and hands-on approach to serving my clients. You will have access to my cell phone number, and I will always be a phone call, text, or email away to answer any question you have. I am committed to explaining the process so that you understand exactly how bankruptcy works and are prepared for every step, so that there are no surprises.
Michael Goldberg
Claimed Lawyer ProfileSocial Media
Libertyville, IL Bankruptcy Attorney with 7 years experience
(847) 549-0600 350 N. Milwaukee Ave.
Ste. 202
Libertyville, IL 60048
Free ConsultationBankruptcy, Consumer, Estate Planning and Foreclosure Defense
Stephen J. Costello
Claimed Lawyer ProfileResponsive Law
West Dundee, IL Bankruptcy Attorney with 35 years experience
(847) 428-4544 600 Spring Hill Ring Road, Suite #116
West Dundee, IL 60118
Free ConsultationBankruptcy
Northern Illinois University
Costello Law was originally founded by Raymond J. Costello, in the early 1960s. Ray’s law practice always had a heavy concentration in Bankruptcy. He served for many years as a Bankruptcy Trustee.
In 1984, Stephen J. Costello, a son of Raymond, was admitted to law practice and joined the firm. Raymond passed away in 1994 and the firm continues to proudly carry his name.

Over the years, our firm’s bankruptcy experience has covered nearly every kind of possible bankruptcy matter. We have represented thousands of people of all walks of life in both simple and complex bankruptcy cases. We file Chapter 7...
Vincent Machroli
Claimed Lawyer ProfileSocial Media
Hillside, IL Bankruptcy Attorney with 39 years experience
(708) 449-7400 4415 W Harrison St
Suite 213
Hillside, IL 60162
Free ConsultationBankruptcy, Criminal, Divorce and Personal Injury
The John Marshall Law School
Mr. Christopher M. Cosley
Claimed Lawyer Profile
Rolling Meadows, IL Bankruptcy Lawyer
(847) 394-3200 1855 Rohlwing Road
Suite #D
Rolling Meadows, IL 60008
Free ConsultationBankruptcy, Criminal, Domestic Violence and Foreclosure Defense
Chicago-Kent College of Law, Illinois Institute of Technology
An Experienced Attorney You Can Trust Attorney Christopher M. Cosley is a distinguished graduate of Chicago-Kent College of Law. He went on to pass the Illinois State Bar Exam and is an active member of the Illinois State Bar Association. A former Assistant State’s Attorney, he has been practicing law for over a decade. In 2003, Mr. Cosley started his own practice. Over the years, Mr. Cosley has established a solid reputation within the legal community and is well-respected by his peers.
Brian D. Pondenis
Claimed Lawyer ProfileSocial Media
Charleston, IL Bankruptcy Lawyer with 12 years experience
(217) 345-3929 604 Jackson Avenue
Charleston, IL 61920
Free ConsultationBankruptcy, Collections, Estate Planning and Family
University of Illinois College of Law
Brian is proud to continue the tradition of personal services performed by Brainard Law Offices LLC, the oldest law firm in Charleston. We have the advantage of years of experience, both from debtor, creditor, and trustee perspectives, which enables our firm to provide superior bankruptcy services for our clients. We believe each client deserves individual attention.
Gary Paul McFarling
Claimed Lawyer Profile
Maywood, IL Bankruptcy Lawyer with 21 years experience
(708) 344-4567 1701 S. First Avenue
Suite 202
Maywood, IL 60153
Free ConsultationBankruptcy, Divorce, Domestic Violence and Family
Wayne State University Law School
Providing bankruptcy and family law services throughout the Chicago area since 1998. Have argued before the Illinois Supreme Court. Actively involved in rescuing and "fostering" abandon dogs through the non-profit organization, Illinois Birddog Rescue. I also provide pro bono legal services to the organization.
S. Linn Perkins
Claimed Lawyer Profile
Peoria, IL Bankruptcy Attorney with 29 years experience
(309) 671-3550 411 Hamilton Blvd
Suite 1400
Peoria, IL 61602
Bankruptcy, Business and Collections
University of Illinois College of Law
Gordon W. Gates
Claimed Lawyer Profile
Springfield, IL Bankruptcy Lawyer with 33 years experience
(217) 522-9010 1231 S 8th St
Springfield, IL 62703
Bankruptcy, Business, Construction and Real Estate
Northern Illinois University College of Law
Donald Knuckey Jr.
Claimed Lawyer Profile
East Peoria, IL Bankruptcy Attorney with 9 years experience
(309) 825-9485 4001 East Washington Street
East Peoria, IL 61611
Free ConsultationBankruptcy, Criminal, DUI and Family
University of Detroit Mercy School of Law
Joe Pappas
Claimed Lawyer ProfileSocial Media
Charleston, IL Bankruptcy Attorney with 3 years experience
622 Jackson Avenue
Charleston, IL 61920
Free ConsultationBankruptcy, Business, Estate Planning and Probate
Southern Illinois University - Carbondale
I am a personable and caring attorney who aims to serve those in need.

My office is located in Coles County, but happy and able to serve those as far north as Champaign-Urbana, or as far south as Effingham.
Stephanie K. Low
Claimed Lawyer ProfileSocial Media
Geneva, IL Bankruptcy Lawyer with 19 years experience
(630) 844-8781 431 Williamsburg Ave
Geneva, IL 60134
Free ConsultationBankruptcy, Landlord Tenant and Real Estate
University of Denver
Attorney Stephanie K. Low started her legal career at a Spanish Speaking firm on 18th Street, in Pilsen, Chicago, Illinois, where she focused on defending clients charged with murder, attempted murder, rape, predatory criminal sexual assault, felony drug offenses, domestic violence, DUI and other traffic matters. Moreover, she represented clients in residential real estate closings, evictions and family law matters. Today, Stephanie continues to concentrate her practice in residential real estate, closings, bankruptcy, foreclosure defense and landlord tenant matters. Occasionally she will fill in for the City of Aurora as a Local Prosecutor at Aurora Branch Court. Attorney...
David Arena
Claimed Lawyer ProfileQ&A
Park Ridge, IL Bankruptcy Attorney with 23 years experience
(847) 698-9600 216 W Higgins Rd
Park Ridge, IL 60068
Free ConsultationBankruptcy, Business, Collections and Foreclosure Defense
David T. Arena joined Di Monte & Lizak in 1996. He received his Bachelor’s Degree in political science from Loyola University of Chicago in 1993, where he was a member of the Phi Sigma Alpha National Honor Society and recipient of the Presidential Scholarship. David received his law degree from Cleveland Marshall College of Law with honors in 1996. In 1995, David took first place in the Cleveland Marshall College of Law Moot Court Competition, where he received the Dean’s Moot Court Award for Outstanding Advocate and the Hugo Black Award for Outstanding Oralist. David participated in the 1995 ABA...
Charles E. Covey
Claimed Lawyer ProfileSocial Media
Peoria, IL Bankruptcy Lawyer with 41 years experience
(309) 674-8125 416 Main Street
Suite 700
Peoria, IL 61602
Free ConsultationBankruptcy and Foreclosure Defense
Valparaiso University School of Law
For over 30 years Charles Covey has been practicing law. He has handled bankruptcy cases during the duration of his three decades of legal practice and for the past decade, he has practiced exclusively in bankruptcy, debt relief and foreclosure defense matters.
Robert J. Semrad
Claimed Lawyer ProfileSocial Media
Aurora, IL Bankruptcy Attorney with 25 years experience
(630) 741-7101 1444 N. Farnsworth Avenue
Suite 300
Aurora, IL 60505
Bankruptcy
DePaul College of Law
Donald B. Boyd Jr.
Claimed Lawyer Profile
Forest Park, IL Bankruptcy Lawyer with 21 years experience
(708) 848-1005 232 South Lathrop Avenue
Suite 100
Forest Park, IL 60130
Bankruptcy, Divorce, Domestic Violence and Estate Planning
DePaul College of Law
I own and operate The Boyd Law Firm, P.C., a divorce and family law practice in Forest Park, Illinois, a suburb west of Chicago. We concentrate our practice to issues such as asset discovery and recovery, domestic violence and orders of protection, child support, parentage, maintenance, custody, visitation and all related areas of a family law practice. I am a member of the Chicago Bar Association, the Illinois State Bar Association and have been admitted to practice before the United States Supreme Court. We accept all major credit cards and will agree to payment terms. Evening and weekend appointments are...
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Bankruptcy Lawyers in Nearby CitiesBankruptcy Lawyers in Nearby Counties

Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.