Springfield, Illinois Bankruptcy Lawyers
I grew up Nokomis (Montgomery County), where my parents still reside. My degrees are from Southern Illinois University Edwardsville and Thomas M. Cooley Law School....
Corner of Melrose and North Main
Decatur, IL 62526
The John Marshall Law School and University of Illinois - Urbana-Champaign
Collinsville, IL 62234
Oklahoma City University School of Law
I received my Bachelor of Arts Degree in Business Management from Eureka College where I also minored in Spanish. I then received my law degree from Southern Illinois University School of Law. While in law school I worked in the...
After being licensed to practice for ten years, Mr. Howard joined Hall Rustom and Fritz in June of 2018 to expand his legal offerings to business clients to include a higher level of service through his knowledge of technology. To assist downstate...
Bankruptcy Lawyers in Nearby Cities
Bankruptcy Lawyers in Nearby Counties
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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