Wyanet, Illinois Bankruptcy Lawyers

Ohio, IL Bankruptcy Attorney
(815) 376-4082 203 N Main St
Ohio, IL 61349
Bankruptcy, Collections and Consumer
Ray Choudhry
Claimed Lawyer ProfileQ&ASocial Media
Moline, IL Bankruptcy Attorney with 44 years experience
(309) 797-8000 1515 5th Ave #430
Moline, IL 61265
Free ConsultationBankruptcy, Divorce, Family and Probate
Northwestern University School of Law
Ray recieved his J.D. at Northwestern University in 1974 and M.B.A. at Northwestern University in 1972 with a B.A. at California State, L.A. in 1968. He is a member of the Illinois State Bar Association and Rock Island County Bar Association.

Former Public Administrator of Rock Island County

Former Public Guardian of Rock Island County

HUD Foreclosure Commissioner
Thomas Howard
Claimed Lawyer ProfileQ&ASocial Media
Peoria, IL Bankruptcy Lawyer with 11 years experience
(309) 740-4033 316 SW Washington St. Suite 1A
Peoria, IL 61602
Bankruptcy, Business, Collections and Real Estate
Marquette University Law School
Licensed to practice since 2008, Thomas Howard has represented numerous financial institutions in litigation to enforce their security interests. Over the past decade, he has assisted community banks in complex commercial workouts involving some of the most sophisticated financial products in the banking industry. He has also litigated in contested contract cases on various legal theories.

After being licensed to practice for ten years, Mr. Howard joined Hall Rustom and Fritz in June of 2018 to expand his legal offerings to business clients to include a higher level of service through his knowledge of technology. To assist downstate...
Charles E. Covey
Claimed Lawyer ProfileSocial Media
Peoria, IL Bankruptcy Lawyer with 41 years experience
(309) 674-8125 416 Main Street
Suite 700
Peoria, IL 61602
Free ConsultationBankruptcy and Foreclosure Defense
Valparaiso University School of Law
For over 30 years Charles Covey has been practicing law. He has handled bankruptcy cases during the duration of his three decades of legal practice and for the past decade, he has practiced exclusively in bankruptcy, debt relief and foreclosure defense matters.
S. Linn Perkins
Claimed Lawyer Profile
Peoria, IL Bankruptcy Attorney with 28 years experience
(309) 671-3550 411 Hamilton Blvd
Suite 1400
Peoria, IL 61602
Bankruptcy, Business and Collections
University of Illinois College of Law
Amira Vicari Hills
Claimed Lawyer Profile
Peoria, IL Bankruptcy Lawyer
(309) 671-3550 411 Hamilton Blvd
Suite 1400
Peoria, IL 61602
Bankruptcy, Administrative, Collections and Family
University of Michigan Law School and Western Michigan University Cooley Law School
Justin Michael Raver
Claimed Lawyer Profile
Kewanee, IL Bankruptcy Lawyer with 11 years experience
(309) 852-5555 211 West 2nd street
Kewanee, IL 61443
Free ConsultationBankruptcy, Agricultural, Appeals and Business
Southern Illinois University - Carbondale
Justin is a partner and chief executive officer of the firm working primarily out of our Kewanee office. Justin graduated from Southern Illinois University School of Law in 2007 and was hired on with Barash and Everett as an associate thereafter. He is a veteran of the United States navy where he served as a Sonar Technician on the Submarine, USS Nevada SSBN 733. BORN: Decatur, Illinois. ADMITTED TO BAR: 2007, Illinois. EDUCATION: Southern Illinois University (B.A., 2004); Southern Illinois University School of Law (J.D., 2007). MEMBER: American Bar Association; Illinois State Bar Association; Henry County...
Edgar Weer
Claimed Lawyer Profile
Peoria, IL Bankruptcy Attorney
(309) 694-6700 456 Fulton Street
Suite #150
Peoria, IL 61602
Bankruptcy
Peoria, IL Bankruptcy Attorney
(309) 497-3235 401 Main Street
Peoria, IL 61602
Bankruptcy, Business, Collections and Real Estate
Boston University School of Law
Peru, IL Bankruptcy Attorney
(815) 224-8157 3815 Progress Blvd
Peru, IL 61354
Bankruptcy and Workers' Comp
Peoria, IL Bankruptcy Lawyer
(309) 497-3210 401 Main Street
Peoria, IL 61602
Bankruptcy, Appeals, Business and Divorce
John Marshall Law School
Moline, IL Bankruptcy Lawyer
(309) 762-6831 3325 23rd Ave
Moline, IL 61265
Bankruptcy, Divorce and Family
Peoria, IL Bankruptcy Attorney
(309) 672-1483 211 Fulton St
Peoria, IL 61602
Bankruptcy, Business and Real Estate
Ottawa, IL Bankruptcy Attorney
(815) 434-7250 628 Columbus St
Ottawa, IL 61350
Bankruptcy, Divorce, Family and Personal Injury
Metamora, IL Bankruptcy Attorney
(309) 383-4034 418 Old Germantown Rd
Metamora, IL 61548
Bankruptcy, Administrative, Business and Criminal
Peoria, IL Bankruptcy Attorney
(309) 839-8340 110 SW Jefferson Ave, Ste 510
Peoria, IL 61602
Bankruptcy
Peoria, IL Bankruptcy Attorney
(816) 306-4189 416 Main Street , Suite 700
Peoria, IL 61602
Bankruptcy
Mazyar M. Hedayat Esq.
Claimed Lawyer ProfileQ&ABlawgsearchSocial MediaResponsive Law
Romeoville, IL Bankruptcy Attorney with 24 years experience
(630) 378-2200 1211 W Lakeview Ct
Romeoville, IL 60446
Free ConsultationBankruptcy, Construction, Foreclosure Defense and Real Estate
University of Michigan - Ann Arbor, DePaul University and University of Michigan - Ann Arbor
Mazyar M. Hedayat is the principal of M. Hedayat & Associates, PC, a law firm that has represented Clients for nearly 25 years in the areas of business law and litigation, bankruptcy law and litigation, real property transactions and litigation, construction law and mechanics liens, corporate law, and more. After attending the University of Chicago and University of Michigan, Mr. Hedayat received his MBA from the U.M. Ross School of Business, and his J.D. from DePaul University College of Law. Mr. Hedayat is a title insurance agent and operated a full-service title company for 6 years....
Thomas Keith Mirabile
Claimed Lawyer Profile
Wheaton, IL Bankruptcy Lawyer with 43 years experience
(630) 665-6904 1745 South Naperville Road Suite 200
Wheaton, IL 60189
Bankruptcy, Health Care and Immigration
Oklahoma City University School of Law and DePaul College of Law
40 years experience in Immigration and International Law, Complex Bankruptcy and Health law Visiting Professor of International Law DePaul University College of Law Global Faculty International Law, Faculty of Law ,University of Liverpool School of Law U.K. Advanced law degree (LL.M) DePaul University
Dr. Maudia Norman Washingon
Claimed Lawyer ProfileSocial Media
Elgin, IL Bankruptcy Attorney
(888) 586-4441 40 DuPage Court
Suite 113
Elgin, IL 60120
Bankruptcy, Arbitration & Mediation, Business and Foreclosure Defense
Michigan State University
Michigan State University School of Law, East Lansing, Michigan
Juris Doctorate

John Marshall School of Law, Chicago Illinois
LLM (Law of Masters Candidate) Real Estate Law

Argosy University, Chicago Illinois
Doctorate of Business Administration, International Business
Published Dissertation

Robert Morris University, Chicago, Illinois
Master in Business Administration, Concentration Management

Southern Illinois University, Carbondale, Illinois
Bachelor of Arts, Administration of Justice, Minor: Sociology

LAW LICENSES:

Illinois
Northern District of Illinois
Central District Court of Illinois
Southern District Court of Illinois
United States Tax Court

I am an attorney who is passionate about my profession and clients. I believe in providing top-notch, innovative, cutting-edge strategies and advice. My clients feel as if they are my only client. ...
Jason G. Shore
Claimed Lawyer ProfileBlawgsearchSocial Media
St. Charles, IL Bankruptcy Attorney with 9 years experience
(630) 443-0600 https://bankruptcy.mevorahlaw.com/
333 N. Randall Road, Suite 104
St. Charles, IL 60175
Free ConsultationBankruptcy, Divorce, Family and Immigration
DePaul College of Law
Mr. Shore is acutely aware that when an individual contacts Mevorah Law Offices LLC about a legal problem, that for the client it is also a personal problem. In addition to litigating or negotiating settlements in many major cases, Mr. Shore is a skilled listener who is adept at developing and implementing cost effective and winning strategies. Mr. Shore represents divorce and parentage clients in settlement negotiations, pre-trials, hearings, and trials. Mr. Shore is also appointed by the Court to represent minors in custody proceedings. As an appointed guardian for the children (referred to as a Guardian Ad Litem...
John P. Houlihan
Claimed Lawyer ProfileSocial Media
Wheaton, IL Bankruptcy Attorney with 32 years experience
(630) 933-9220 534 W. Roosevelt Road
Wheaton, IL 60187
Bankruptcy, Criminal and Real Estate
Drake University Law School
Mr. Houlihan was admitted to the State Bar of Illinois in 1986. He is also admitted to practice in the United States District Court for the Northern District of Illinois as a member of the trial bar. He has been admitted to the Capital Litigation Trial Bar of the State of Illinois to represent criminal defendants in death penalty cases. Mr. Houlihan is a member of the DuPage County Bar Association, where he has served as Co-Chairman of the Younger Members Committee (1988-1989); Chairman of the Criminal Law Committee (1990-1991); and Chairman of the Membership Committee (2000-2001). He is...
Kiley Whitty
Claimed Lawyer Profile
(630) 690-6800 1761 S. Naperville Rd.
Suite 201
Wheaton, IL 60189
Free ConsultationWheaton, IL Bankruptcy Attorney with 9 years experience
Bankruptcy, Divorce, Family and Foreclosure Defense
Loyola University Chicago School of Law
Kiley M. Whitty is a licensed attorney specializing in the areas of family law, child custody, bankruptcy, and creditor negotiations in Cook, DuPage, Kane, Will and surrounding collar counties. While in law school at Loyola University Chicago School of Law, Kiley earned a certificate in Child and Family Law as well as a certificate in Advocacy which aided in her success as a litigator. As an associate with Anderson & Associates, P.C., Kiley has handled complex custody cases involving issues with legal and residential custody, parenting time, allegations of abuse and neglect, and child removal. Kiley has also handled a...
Tracey A. Hower
Claimed Lawyer ProfileResponsive Law
Saint Charles, IL Bankruptcy Attorney with 10 years experience
(630) 797-5505 2445 Dean Street, Suite G
Saint Charles, IL 60175
Free ConsultationBankruptcy, Divorce, Family and Immigration
Northern Illinois University
With over a decade of experience, Ms. Hower is highly regarded by local Judges in the surrounding counties. She is a Certified GAL and Mediator in Kane and DuPage Counties. She is compassionate about her clients and vigorously advocates for her clients' needs, both in the courtroom and with opposing counsel during negotiations, never losing sight of what is important to her clients. Ms. Hower takes the time to develop a perspective of the entire case and uses her negotiation, litigation, and business experiences to creatively and successfully advocate for her clients.

The Hower Law Firm LLC is focused on meeting...
Mark Varboncouer
Claimed Lawyer ProfileSocial Media
Frankfort, IL Bankruptcy Lawyer with 18 years experience
(815) 278-2448 8767 Larawary Road
Frankfort, IL 60423
Bankruptcy, Patents, Personal Injury and Probate
University of Illinois College of Law
Mark Varboncouer is the founder of Varboncouer Law. Mr. Varboncouer is an experienced trial attorney who previously spent 10-plus years with Kirkland & Ellis LLP (“one of the nation's largest and most prestigious law firms”/ “known for its world-class litigation practice”/ “one of the ‘Fearsome Foursome’ — the four firms most likely to strike fear in opposing counsel”); and 4-plus years with another highly-prestigious 1,000-plus attorney law firm, McGuireWoods LLP, where he litigated a variety of issues: contracts, non-competes, tortious interference, unfair competition, fraud, licenses and complex intellectual property issues (e.g., patents, trade secrets, trademarks, copyrights, false advertising etc.)....
Steven H. Mevorah
Claimed Lawyer ProfileBlawgsearchSocial Media
(630) 443-0600 https://bankruptcy.mevorahlaw.com/
333 N. Randall Road, Suite 104
St. Charles, IL 60175
Free ConsultationSt. Charles, IL Bankruptcy Lawyer with 40 years experience
Bankruptcy, Criminal, Divorce and Family
Northern Illinois University
Steven H. Mevorah is the founder of Mevorah Law Offices LLC and began his practice in 1979. Mr. Mevorah brings significant experience to bear in achieving positive results for his clients. With offices in Lombard, Bloomingdale, Chicago, Joliet, and St. Charles, Mr. Mevorah makes his practice accessible to all of those in need throughout the Chicagoland area and surrounding counties. Since the firm's inception, Mr. Mevorah has been committed to building a practice made up of attorneys who share his vision and dedication to offering clients the best legal advice and advocacy combined with unparalleled service. Taking an aggressive...
Richard F. Doerr
Claimed Lawyer ProfileSocial Media
St. Charles, IL Bankruptcy Attorney with 46 years experience
(331) 210-0063 https://bankruptcy.mevorahlaw.com/
333 N. Randall Road, Suite 104
St. Charles, IL 60175
Free ConsultationBankruptcy and Criminal
Washington University School of Law
Richard Doerr is married and has two children and three teenage grandchildren. In his 40+ years' experience, Mr. Doerr has tried cases on matters ranging from speeding to murder. In 1972, he was selected out of 200 applicants as one of ten participants in the St. Louis County Prosecutor's intern program. During his 31 years in bankruptcy practice, he has seen two major revisions in bankruptcy laws, the first in 1978 and the second in 2005. Mr. Doerr's leisure activities include cross-country skiing, car shows, and driving his classic 1973 Corvette convertible.
Marilyn  Johnson
Claimed Lawyer ProfileQ&ASocial MediaResponsive Law
Joliet, IL Bankruptcy Attorney with 39 years experience
(815) 723-8800 15 W Jefferson St
Ste 100
Joliet, IL 60432
Free ConsultationBankruptcy, Criminal, Divorce and Family
Loyola University Chicago School of Law
Marilyn Johnson is a partner at Johnson & Johnson, Ltd. She has been practicing law for over 30 years, concentrating in the areas of divorce, custody, support, and visitation. She has conducted numerous trials and hearings involving large marital estates and complex child custody issues. Prior to practicing law, Marilyn Johnson was a special education teacher who worked with children with learning disabilities and emotional and behavioral problems. Her vast experience as a lawyer, teacher, and mother has enabled her to acquire a deep, compassionate understanding of the family unit, which has enabled her to counsel clients through the most...
Lisa M. Nyuli
Claimed Lawyer ProfileSocial Media
South Elgin, IL Bankruptcy Attorney with 29 years experience
(847) 695-2400 2000 McDonald Road
Suite 200
South Elgin, IL 60177
Bankruptcy, Divorce and Family
Northern Illinois University
Lisa M. Nyuli has been a partner since joining the firm of Ariano Hardy Ritt Nyuli Richmond Lytle & Goettel P.C. in 2000. Prior to joining the firm, for the first 10 years of her career, she worked as an attorney in Aurora, Illinois and in Geneva, Illinois. She was licensed in 1989 and focuses her practice primarily in all areas of family law. In 2008, she became a Fellow of the American Academy of Matrimonial Lawyers.

Ms. Nyuli is also active in the Illinois State Bar Association as a member, having served two terms on the Board of Governors, and...
John J. Lynch
Claimed Lawyer ProfileSocial MediaResponsive Law
Aurora, IL Bankruptcy Attorney with 19 years experience
(630) 283-7091 1444 North Farnsworth
Suite 100
Aurora, IL 60505
Free ConsultationBankruptcy, Foreclosure Defense, Probate and Real Estate
Nova Southeastern University
John Lynch became interested in debt relief and bankruptcy before he went to Law School. John was employed at Eastern Airlines in Miami, Florida, which at that time was the second largest airline in the US. Eastern Airlines filed for bankruptcy in 1990 and by 1991 it had closed its doors. John knew so many people that could not find work, had cars repossessed and faced mounting debt. Then, in 1992 Hurricane Andrew hit South Florida and Pan Am airlines also closed its doors. By that time John was a Paralegal and owner of a Title Company. He worked as...
Bradley Covey
Claimed Lawyer ProfileSocial Media
Aurora, IL Bankruptcy Attorney with 27 years experience
(630) 907-9811 2000 W. Galena
Suite 203
Aurora, IL 60506
Free ConsultationBankruptcy
Northern Illinois University
Mr. Covey concentrates his practice in all chapters of bankruptcy and bankruptcy-related law with special emphasis in Chapter 7 and Chapter 13. Mr. Covey has concentrated his practice in consumer and business bankruptcy matters for the past 21 years. Mr. Covey graduated from Southern Illinois University in 1984 with a B.S in Journalism. He then earned his J.D. at Northern Illinois University College of Law in 1992.
Jonathan G. Anderson
Claimed Lawyer ProfileBlawgsearchSocial Media
(630) 653-9400 400 S. County Farm Road
Suite 320
Wheaton, IL 60187
Free ConsultationWheaton, IL Bankruptcy Lawyer with 38 years experience
Bankruptcy, Divorce, Estate Planning and Family
University of Florida Levin College of Law
Jonathan Anderson is the principal attorney and founder of Anderson & Associates, P.C.

Jon guided the growth of this family law firm from a one-attorney law practice in Schaumburg, Illinois to an eleven-attorney law firm with Cook County offices in Schaumburg, Chicago, Northbrook, and Orland Park, Illinois and a DuPage County office in Wheaton, Illinois.

For over 25 years, Jon has achieved optimum results for his clients in divorce and other family law litigation involving issues that include family-owned businesses, pre-marital (pre-nuptial) agreements, post-marital (post-nuptial) agreements, marital property and non-marital property distribution, maintenance (alimony), custody, visitation and the removal of...
Dennise McCann
Claimed Lawyer ProfileBlawgsearchSocial Media
Wheaton, IL Bankruptcy Lawyer with 31 years experience
(630) 653-9400 400 S. County Farm Road
Suite 320
Wheaton, IL 60187
Free ConsultationBankruptcy, Divorce, Family and Foreclosure Defense
The John Marshall Law School
Dennise L. McCann is a Partner Anderson & Associates, P.C. who focuses on complex family law, bankruptcy and probate matters. She has been the managing attorney of the firm's Wheaton office since 2007. Dennise has been a certified mediator and guardian ad litem since 2010. She was nominated for an Inspirational Woman Award in 2012. She served as a career law clerk to the Honorable Susan Pierson Sonderby from 1988 to 1992 and was responsible for reviewing her daily motion call, researching legal issues, drafting opinions and writing speech materials for continuing legal education programs. She graduated from The John...
Jane E. Nagle
Claimed Lawyer ProfileBlawgsearchSocial Media
(630) 407-1200 400 S Knoll St
#B
Wheaton, IL 60187
Free ConsultationWheaton, IL Bankruptcy Lawyer with 6 years experience
Bankruptcy, Divorce, Domestic Violence and Family
DePaul College of Law
Jane E. Nagle is a licensed attorney with a concentration in the practice areas of divorce and family law as well as bankruptcy and debtors’ rights in DuPage, Cook, Will, Kane, Kendall, McHenry, Lake and surrounding collar counties. Jane received her law degree from DePaul University College of Law in 2012. She also graduated from Indiana University – Bloomington in 2006 with her Bachelor of Arts in both International Studies and Spanish with a minor in Italian. During law school, Jane worked as an extern for the Honorable Judge Michael Panter in both the Domestic Relations...
Paul Gentile
Claimed Lawyer ProfileSocial Media
Orland Park, IL Bankruptcy Lawyer with 39 years experience
(708) 403-0777 14300 S Ravinia Ave
Suite 302
Orland Park, IL 60462
Free ConsultationBankruptcy, Criminal, Divorce and Family
Northern Illinois University
Paul Gentile has been practicing law for over 30 years. He started his career working for the leading law firm Baker and McKenzie. He served as an Assistant State's Attorney in the traffic, misdemeanor, and felony division for seven years, where he handled over a thousand drunk driving, hit and run, driving while revoked or suspended, misdemeanors, domestic violence, assault, weapons, drugs and countless other crimes. He established his general practice in Orland Park, Illinois in 1987. He expanded his practice to include family law. Over the course of his career, there are not many types of...
Majdel S. Musa
Claimed Lawyer ProfileSocial Media
La Grange, IL Bankruptcy Lawyer with 15 years experience
(708) 326-2500 112 Calendar Avenue
La Grange, IL 60525
Free ConsultationBankruptcy, Business and Real Estate
Western Michigan University Cooley Law School
Joe Pioletti
Claimed Lawyer ProfileSocial Media
Eureka, IL Bankruptcy Lawyer with 5 years experience
(309) 467-3213 107 E Eureka Ave #1
Eureka, IL 61539
Free ConsultationBankruptcy, Criminal, DUI and Traffic Tickets
Southern Illinois University - Carbondale
I help people across central Illinois obtain relief from their debt through filing bankruptcy. I represent people in both Chapter 7 and Chapter 13 bankruptcy. I am licensed to practice in Illinois, am a member of the Illinois State Bar Association, and am admitted to practice in the U.S. District Court for the Central District of Illinois.

I received my Bachelor of Arts Degree in Business Management from Eureka College where I also minored in Spanish. I then received my law degree from Southern Illinois University School of Law. While in law school I worked in the...
Eric Zelazny
Claimed Lawyer ProfileSocial Media
Tinley Park, IL Bankruptcy Lawyer with 24 years experience
(708) 444-4333 18400 Maple Creek Drive
Suite 300
Tinley Park, IL 60477
Bankruptcy, Foreclosure Defense and Tax
University of Missouri - Kansas City School of Law
Eric Zelazny brings over 17 years of legal experience to the practice. Prior to studying law, Eric Zelazny was a Certified Public Accountant (CPA) and continues his education in bankruptcy law staying up-to-date on the latest laws. He is one of the most experienced bankruptcy lawyers in the Chicago area with trial experience in Cook County, DuPage County, and Will County. Eric Zelazny occupies offices in both Chicago and Tinley Park.
Wayne Johnson
Claimed Lawyer ProfileSocial Media
Joliet, IL Bankruptcy Attorney with 42 years experience
(815) 723-8800 15 W Jefferson St
Ste 100
Joliet, IL 60432
Free ConsultationBankruptcy, Criminal, Divorce and Family
Chicago-Kent College of Law, Illinois Institute of Technology
Wayne Johnson is a partner at Johnson & Johnson, Ltd. He has been practicing law for over 35 years, and his practice focuses primarily on family law, criminal law, bankruptcy law, estate law, and real estate matters. He has conducted numerous trials and court hearings involving large marital estates and complex child custody issues.
Robert Finegan
Claimed Lawyer ProfileSocial Media
Bloomington, IL Bankruptcy Attorney with 5 years experience
(309) 827-0388 111 W. Front St.
Bloomington, IL 61701
Free ConsultationBankruptcy, DUI, Real Estate and Traffic Tickets
Northern Illinois University
After attending the University of Illinois for Undergraduate school I attended Northern Illinois University School of Law. I was a Prosecutor for the McLean County State's Attorney's office for a year and a half, before leaving the office to practice with my father Jim Finegan. I will be working closely with my father on bankruptcy, real estate and other civil cases in the Bloomington, Illinois area.
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Bankruptcy Lawyers in Nearby Cities

Bankruptcy Lawyers in Nearby Counties

Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.