Lyon County, Kansas Bankruptcy Lawyers
Kristina focuses exclusively on bankruptcy. She brings her non-profit experience to the table when helping her clients. Kristina is married with three children.
Norman Douglas was born and raised in Illinois, moving to Wichita, Kansas when he was 18. A few years later, he enlisted in the Air Force. While in the Air Force, Norman received his Associates Degree in Police...
After that my wife and I published a small newspaper for six years in Wichita. I also served three terms in the Kansas Legislature. Ultimately, we both went back to school. I obtained a law degree (KU '74) and she a masters in journalism.
We spent a couple of years in Washington, D.C., returned to Lawrence in 1977,...
At KU Law, Steve Ware teaches and researches Contracts, Bankruptcy, Consumer Law, Secured Transactions, and ADR (arbitration, mediation, and negotiation). He is the author of three books, 42 law review articles, and...
Lyon County Bankruptcy Legal Aid & Pro Bono Services
Kansas Legal Services of Emporia
Kansas Bar Foundation
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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