Carter County, Kentucky Bankruptcy Lawyers
He has been serving clients in Northern Kentucky since 2009 as a solo-practitioner. He is compassionate and fierce in representing the needs of his clients.
A 1999 graduate of Covington Latin School, Tom continues to actively support and volunteer at CLS where he currently serves on the School Board. He was previously the head coach of the Covington Latin School Varsity...
Lexington, KY 40507-1217
University of Kentucky College of Law
Salmon P. Chase College of Law, Northern Kentucky University
During law school, Danielle was a member of the Client Counseling Competition team with a successful finish in the regional competition in Michigan. She...
Ft. Mitchell, KY 41017
New York Law School
He began working for Robert Cooley in 2010 focusing primarily on personal injury and bankruptcy cases. Jesse's advanced knowledge of technology and computer systems helped grow the law practice quickly. Five years later the pair founded Cooley & Offill.
Cooley & Offill has grown to become a regional law firm with three offices in Louisville, Lexington, and Owensboro.
Jesse is married to Natalie Offill, whom he raises a family with. He...
Carter County Bankruptcy Legal Aid & Pro Bono Services
Volunteer Lawyers for Appalachian Kentucky
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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