Crownsville, Maryland Bankruptcy Lawyers

Jonathan M. Herbst
PREMIUM

Free Consultation! Dedicated Bankruptcy Law Attorney for Lending Institutions!

I am an experienced and skilled Maryland bankruptcy attorney. I offer exceptional service and advocacy in a vast array of bankruptcy law matters. Visit my website for client testimonials or call for a free consultation. Read More »
View Profile
Pierce Murphy
PREMIUM

Free Consultation! Experienced & Dedicated Bankruptcy Law Attorney! Call Now!

I am a knowledgeable and experienced bankruptcy lawyer. I provide skilled legal representation in a wide range of bankruptcy matters. Visit my website for case settlements and verdicts, and call for a free consultation. Read More »
View Profile
Jeffrey Scholnick
PREMIUM

Maryland Bankruptcy Attorney with 36 years experience

University of Maryland - BaltimoreMaryland
View Profile
Steven N. Leitess
PREMIUM

Free Consultation! Successful & Experienced Bankruptcy Law Attorney! Call Now!

I have been advocating for the rights and interests of those with bankruptcy concerns for 25 years. I am committed exceptional service and representation! Call for a free consultation! Visit my website to see results. Read More »
View Profile
Diana Valle
Claimed Lawyer ProfileSocial Media
Annapolis, MD Bankruptcy Attorney
(301) 340-1911 1997 Annapolis Exchange Pkwy
Ste 300
Annapolis, MD 21401
Bankruptcy, Family and Foreclosure Defense
American University Washington College of Law and University of Maryland Francis King Carey School of Law
Diana Valle offers a comprehensive, individually tailored approach to legal representation. Every client is assessed not only to analyze the correct legal course and strategy but to offer general ancillary assistance on other issues. For example, a client with a bankruptcy problem may also need tax assistance, while a client who is in foreclosure may need a bankruptcy.

Ms. Valle's interest in the law stemmed from her sense of justice and fair play for all. The challenges of learning the law coupled with her passion for justice peaked Ms. Valle's interest in pursuing a legal career. Ms....
Diana Lee Klein
Claimed Lawyer Profile
Annapolis, MD Bankruptcy Lawyer with 19 years experience
(443) 569-4574 2450 Riva Rd
Suite 200
Annapolis, MD 21401
Free ConsultationBankruptcy, Business, Foreclosure Defense and Probate
Widener University Delaware School of Law
Diana Klein also owns a title company, Lawyers' Title & Escrow Services and has her real estate brokers license and operates a brokerage firm helping buyer and sellers with residential, commercial, luxury, standard or short sales at Lawyers' Realty, LLC.
Lorrianne Jeanette Rice
Claimed Lawyer ProfileSocial Media
Annapolis , MD Bankruptcy Lawyer with 24 years experience
(410) 443-0469 Suite 205
Annapolis , MD 21401
Bankruptcy, Divorce, Family and Tax
University of Maryland Francis King Carey School of Law
Suren Adams
Claimed Lawyer ProfileSocial Media
Bowie, MD Bankruptcy Attorney with 16 years experience
(301) 805-5892 4201 Northview Drive, Suite 401
Bowie, MD 20716
Free ConsultationBankruptcy, Business, Estate Planning and Probate
The George Washington University Law School
Suren G. Adams is an attorney with a passion for organization and excellence. She founded Adams Law Office, LLC, over 14 years ago to help her clients get their financial houses in order and find peace of mind. She is an experienced member of the Maryland Bar Association, the District of Columbia Bar Association, the Alliance of Black Women Attorneys, the Christian Legal Society, and the Prince George’s County Bar Association. Suren obtained a Bachelor of Arts degree in Government and Politics from the University of Maryland in 1994 and then completed course work for a Master of Arts...
Robert Siegel
Claimed Lawyer Profile
(410) 760-9433 7310 Ritchie Highway
Suite 1001
Glen Burnie, MD 21061
Free ConsultationGlen Burnie, MD Bankruptcy Lawyer with 20 years experience
Bankruptcy, Criminal, DUI and Family
University of Baltimore School of Law
Robert A. Siegel is a life-long Maryland resident having grown up in Montgomery County. Robert graduated from the University of Maryland with a Bachelor of Science degree in Accounting. Soon thereafter, Robert passed the CPA exam and gained valuable experience working at a Fortune 500 Company. Not satisfied with a desk job, Robert went back to school to fulfill his childhood dream of becoming a courtroom lawyer. In 1998, Robert graduated Cum Laude from the University of Baltimore School of Law and passed the Bar. The next year, Robert was admitted to practice in the...
Jan Ingham Berlage
Claimed Lawyer ProfileSocial Media
Annapolis, MD Bankruptcy Attorney with 24 years experience
111 Cathedral Street
Suite 301
Annapolis, MD 21401
Free ConsultationBankruptcy, Appeals, Business and IP
University of Virginia
Morgan Fisher
Claimed Lawyer ProfileSocial Media
Annapolis, MD Bankruptcy Lawyer with 16 years experience
(410) 626-6111 1125 West Street
Suite 227
Annapolis, MD 21401
Free ConsultationBankruptcy
Tulane University School of Law
Eilene Brown
Claimed Lawyer Profile
Bowie, MD Bankruptcy Attorney with 21 years experience
(301) 352-8960 3540 Crain Hwy #331
Bowie, MD 20716
Bankruptcy, Estate Planning and Family
Brooklyn Law School
Deborah Grace Van Bergen
Claimed Lawyer Profile
Glen Burnie, MD Bankruptcy Lawyer with 21 years experience
(410) 609-3695 1406 Crain Hwy S
Suite 104
Glen Burnie, MD 21061
Bankruptcy, Business and Personal Injury
Deborah G. Van Bergen has been serving the legal needs of individual clients in Anne Arundel County, the Baltimore Metropolitan Area and Eastern shore for over 13 years. She emphasizes the high quality personal service to solve problems and create opportunities in the most practical, efficient and effective manner possible. http://www.dvanbergen.com/
Jonathan Alan  Gladstone
Claimed Lawyer Profile
Annapolis, MD Bankruptcy Lawyer with 34 years experience
(410) 974-6903 700 Melvin Ave., Ste 6
Annapolis, MD 21401
Bankruptcy, Criminal, Divorce and Domestic Violence
University of Wisconsin - Madison
Jodie E. Buchman
PREMIUM

Dedicated and experienced bankruptcy attorney. Call for a free consultation!

I’m an experienced Baltimore bankruptcy lawyer and represent clients in all types of cases, including Chapter 7 and Chapter 13. I provide personal attention and will fight for your rights throughout your case. Read More »
View Profile
Mark Edelson
PREMIUM

Maryland Bankruptcy Lawyer

University of Maryland School of Law4th Circuit, District of Columbia, Florida, Maryland, United States District Court, District of Columbia, United States District Court, District of Maryland, United States District Court, Middle District of Florida,...
View Profile
Robert DePont
Claimed Lawyer Profile
Annapolis, MD Bankruptcy Lawyer with 37 years experience
(410) 263-0632 150 South Street, #101
Annapolis, MD 21401
Bankruptcy
Georgetown University Law Center
Jonathan M. Herbst
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Baltimore, MD Bankruptcy Lawyer with 16 years experience
(410) 207-2597 400 E Pratt St
8th Floor
Baltimore, MD 21202
Bankruptcy, Business, Foreclosure Defense and Real Estate
University of Maryland Francis King Carey School of Law
Jonathan M. Herbst is a graduate of the University of Delaware (B.A., 1999) and the University of Maryland School of Law (J.D., 2003). Prior to joining The Herbst Firm in 2017, Jonathan practiced as an attorney at several prominent law firms in the Baltimore area, including working for more than seven years at Royston, Muller, McLean & Reid, LLP in Towson, Maryland. Jonathan focuses his practice on business and real estate transactions, as well as business and commercial litigation. Jonathan assists small business owners with every aspect of business organization and operation, including handling various employment-related issues and litigating employment...
Steven N. Leitess
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Baltimore, MD Bankruptcy Lawyer with 31 years experience
(800) 385-2243 201 N Charles St
26th Floor
Baltimore, MD 21201
Free ConsultationBankruptcy, Business and Products Liability
University of Maryland Francis King Carey School of Law
Mr. Leitess’ practice has a national scope, serving clients located around the country in litigation and transactional matters arising in Maryland, Virginia and the District of Columbia. His practice focuses on the areas of substantive law that businesses rely upon daily.

The majority of Mr. Leitess’ daily professional activity relates to business litigation and arbitration, however a substantial amount of his time is dedicated to transactional matters and “outside general counsel” services for day-to-day operations of clients who do not have an in-house legal department.

Mr. Leitess has 25 years of experience as “first chair” attorney in numerous evidentiary and non-evidentiary hearings,...
Ingmar Goldson
Claimed Lawyer ProfileSocial Media
Silver Spring, MD Bankruptcy Lawyer
(240) 780-8829 1734 Elton Road, Suite 210
Silver Spring, MD 20903
Bankruptcy, Consumer, Foreclosure Defense and Personal Injury
UDC David A. Clarke School of Law and Georgetown University Law Center
At The Goldson Law Office, we represent Maryland consumers. Give us a call and learn why we are the best choice for those who have been defrauded, scammed, or harassed by banks, debt collectors, auto dealers, and other businesses.
Pierce Murphy
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Baltimore, MD Bankruptcy Attorney
(800) 385-2243 201 N. Charles St
26th Floor
Baltimore, MD 21201
Bankruptcy, Appeals, Arbitration & Mediation and Business
University of Baltimore School of Law
Mark Edelson
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Baltimore, MD Bankruptcy Lawyer
(800) 385-2243 201 N Charles St
26th Floor
Baltimore, MD 21201
Bankruptcy, Appeals, Business and Estate Planning
University of Maryland School of Law
Rowena Nicole Nelson
Claimed Lawyer Profile
Largo, MD Bankruptcy Lawyer with 14 years experience
(301) 358-3271 1801 McCormick Drive
Suite 150
Largo, MD 20774
Bankruptcy, Criminal and Divorce
Nova Southeastern University
Keith Havens
Claimed Lawyer ProfileSocial Media
Greenbelt, MD Bankruptcy Lawyer with 26 years experience
(301) 229-8880 Ivy Lane
Greenbelt, MD 20770
Bankruptcy, Appeals, Divorce and Family
American University Washington College of Law
At Havens & Associates, LLC, our clients come first. Every client is treated with personalized attention and is guaranteed effective representation. Our expertise and integrity have earned us a reputation as one of the premier legal firms in Maryland and the District of Columbia. Havens & Associates, LLC is dedicated to achieving the best outcome for every client. Havens & Associates, LLC represent clients in all state and federal courts located in the State of Maryland and the District of Columbia.
Mr. Brett Weiss
Claimed Lawyer ProfileSocial Media
(301) 924-4400 6404 Ivy Lane, Suite 650
Greenbelt, MD 20770
Free ConsultationGreenbelt, MD Bankruptcy Attorney with 35 years experience
Bankruptcy
University of Maryland Francis King Carey School of Law
Brett Weiss, a senior partner at The Weiss Law Group, LLC, has been representing people and businesses in all phases of bankruptcy for over 30 years. He has experience in complex individual Chapter 7, Chapter 11 and Chapter 13 bankruptcy cases, and in Chapter 11 small business restructuring and reorganization. Brett Weiss is the co-author of "Chapter 11 for Individual Debtors," published by Lexis-Nexis, and articles for the American Bankruptcy Institute Journal, the Maryland Bar Journal, and the Bankruptcy Law Network. Mr. Weiss lectures nationally on bankruptcy issues. He has spoken before the National Conference of Bankruptcy...
Maximillian F. Van Orden, Esq.
Claimed Lawyer ProfileSocial Media
Baltimore, MD Bankruptcy Attorney with 23 years experience
(800) 547-4529 923 N. Calvert Street
Baltimore, MD 21202
Free ConsultationBankruptcy, Personal Injury, Social Security Disability and Workers' Comp
University of Maryland - Baltimore
Max Van Orden graduated magna cum laude with a Bachelor of Arts degree in Government and Politics from the University of Maryland, College Park in 1992. He received his law degree from the University of Maryland School of Law in 1995, passed the Maryland Bar in December of that same year, and has been practicing law exclusively in the state of Maryland ever since. Mr. Van Orden regularly represents individual clients before the United States Bankruptcy Court for the District of Maryland, the Social Security Administration, the Workers’ Compensation Commission, and the District and Circuit Courts of Maryland. Currently, Mr....
Michael Coyle
Claimed Lawyer ProfileSocial Media
Columbia, MD Bankruptcy Lawyer with 25 years experience
(410) 884-3180 Suite 200
Columbia, MD 21046
Free ConsultationBankruptcy, Foreclosure Defense and Personal Injury
American University
The Coyle Law Group is a law firm dedicated to assisting individuals with debt issues, whether foreclosure, mortgage payments, car payments, credit cards, medical bills, etc. Michael Coyle graduated in the Top 15 percent of his class and a Member of The Law Review from American University. After graduation and prior to starting his own firm, Mr. Coyle worked at some of the largest and most prestigious firms in the country. He will bring that large firm experience to your case.
Jodie E. Buchman
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Baltimore, MD Bankruptcy Lawyer
(800) 385-2243 201 N Charles St
26th Floor
Baltimore, MD 21201
Free ConsultationBankruptcy, Appeals, Business and Real Estate
University of Maryland Francis King Carey School of Law
David Erwin Cahn
Claimed Lawyer ProfileSocial Media
Silver Spring, MD Bankruptcy Lawyer with 13 years experience
(301) 799-8072 4316 Medallion Drive
Silver Spring, MD 20904
Bankruptcy, Criminal and DUI
Experienced bankruptcy attorney with over 10 years of experience
Edward Gonzalez
Claimed Lawyer ProfileSocial Media
Greenbelt, MD Bankruptcy Lawyer
(571) 310-6142 6301 Ivy Ln
#700
Greenbelt, MD 20770
Bankruptcy, Business, Foreclosure Defense and Tax
Georgetown University Law Center
Former IRS attorney focused on solving complex financial problems of individuals and businesses in MD and VA. More than 20 years experience. Many of your questions regarding debt and tax problems can be answered at our website: www.Money-Law.com.
Matthew D. Osnos, Esquire
Claimed Lawyer ProfileSocial Media
Greenbelt, MD Bankruptcy Attorney with 36 years experience
(301) 572-3238 7850 Walker Dr
#310
Greenbelt, MD 20770
Bankruptcy, Business and Real Estate
Duke University School of Law
Lawrence F. Regan
Claimed Lawyer ProfileQ&ASocial Media
Silver Spring, MD Bankruptcy Lawyer with 36 years experience
(301) 588-8100 1738 Elton Road
Suite 105
Silver Spring, MD 20903
Free ConsultationBankruptcy, DUI and Personal Injury
University of Maryland Francis King Carey School of Law
Attorney with sophisticated practice including Bankruptcy, Criminal and Civil Litigation, Corporate and Business Law, Personal Injury, Fraud, Real Estate Law and Litigation, Wills and Trusts and Administrative Law. *Counsel of record in more than 2300 bankruptcy cases in Maryland and the District of Columbia. Supervisory counsel in hundreds or thousands more. *Civil and criminal/traffic litigation in State and federal courts in Maryland and the District of Columbia. *General civil practice including business organization and corporate, general business, contracts, landlord tenant, wills, etc. Milliondollaradvocates.com superlawyers.com thenationaltriallawyers.com (Top 100) National Academy for Bankruptcy Attorneys (Top 10 in...
Jeffrey Scholnick
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Baltimore, MD Bankruptcy Attorney with 36 years experience
(800) 385-2243 201 N Charles St
26th Floor
Baltimore, MD 21201
Bankruptcy, Administrative, Criminal and DUI
University of Maryland - Baltimore
Ross D. Hecht
Claimed Lawyer Profile
Upper Marlboro, MD Bankruptcy Lawyer with 26 years experience
(877) 444-0909 14749 Main St
Suite 7
Upper Marlboro, MD 20772
Free ConsultationBankruptcy, Criminal, DUI and Foreclosure Defense
Attorney Ross Hecht is actively admitted and licensed to practice law in all Courts of the State of Maryland and in the District of Columbia. His primary area of expertise is Litigation. He is experienced in all areas of criminal defense and trial work, both at the misdemeanor and felony levels to state and federal appellate level. Law Offices also handles Juvenile Court Cases, Extradition Matters, in addition to Last Wills and Testaments, Living Wills, and Powers of Attorney
Cheryl Lyons-Schmidt
Claimed Lawyer Profile
Columbia, MD Bankruptcy Lawyer with 10 years experience
(443) 656-6767 10015 Old Columbia Road
Suite B215
Columbia, MD 21046
Free ConsultationBankruptcy
University of Baltimore School of Law and University of Maryland - University College
Damani Konata Ingram
Claimed Lawyer Profile
Columbia, MD Bankruptcy Attorney with 22 years experience
(410) 992-6603 5457 Twin Knolls Road
Suite 303
Columbia, MD 21045
Bankruptcy, Business, Criminal and Foreclosure Defense
Maryland accident attorneys, bankruptcy attorneys,
Teresa Cho Edwards
Claimed Lawyer ProfileResponsive Law
Largo, MD Bankruptcy Lawyer with 10 years experience
(301) 357-4761 9500 Arena Drive
Suite 440-C
Largo, MD 20774
Bankruptcy and Estate Planning
James Logan
Claimed Lawyer Profile
Baltimore, MD Bankruptcy Lawyer
(410) 243-1508 2419 Maryalnd Avenue
Baltimore, MD 21218
Bankruptcy
University of Maryland Francis King Carey School of Law
Maryland Bankruptcy Attorney Chapter 13 Bankruptcy Chapter 7 Bankruptcy Debt Relief
Donald C. Discepolo
Claimed Lawyer ProfileSocial Media
Baltimore, MD Bankruptcy Lawyer with 21 years experience
(410) 296-0780 111 South Calvert Street
Suite 1950
Baltimore, MD 21202
Free ConsultationBankruptcy, Criminal, Divorce and Personal Injury
Stephen A. Drazin
Claimed Lawyer ProfileSocial Media
Dundalk, MD Bankruptcy Lawyer with 25 years experience
(410) 730-6536 9 Center Place
Second Floor
Dundalk, MD 21222
Free ConsultationBankruptcy, Divorce, Domestic Violence and Foreclosure Defense
Stephen Drazin is the Principal, Legal Coordinator, and Managing Attorney at The Drazin Law Center, P.A. Mr. Drazin offers over 20 years of legal experience to individuals and businesses across Maryland, including the Columbia and Baltimore regions. Stephen Drazin is licensed in all the State and Federal Courts within Maryland, as well as, the U.S. Court of Appeals for the Fourth Circuit (in Richmond, VA). Stephen strives to offer an alternative to large law firms by working with clients from the initial consultation through settlement, trial, or case dismissal. Understanding that clients require and desire to know all...
Davin Van Eyken
Claimed Lawyer ProfileQ&A
Laurel , MD Bankruptcy Lawyer
(301) 660-2635 14502 Greenview Dr.
Ste. 300A
Laurel , MD 20708
Bankruptcy, Consumer, Immigration and Real Estate
American University Washington College of Law and North Carolina Central University School of Law
I go the extra mile in providing my experience, skills and personal commitment to each client. I deliver affordable and tangible solutions for your legal needs.
Murray Singerman
Claimed Lawyer Profile
Columbia, MD Bankruptcy Lawyer with 26 years experience
(443) 472-4101 5401 Twin Knolls Road, Suite 7
Columbia, MD 21045
Bankruptcy and Tax
University of Baltimore
With 25 year's legal & business experience, Murray Singerman is a Maryland tax lawyer who brings to the practice of law advanced tax law training (Masters of Law in Taxation), experience as an aggressive advocate, and expertise in tough negotiations. He serves clients from the DC, Columbia, Baltimore areas and across the nation. For Mr. Singerman, tax controversy litigation is not just an area of law and expertise; the practice of law is an opportunity to improve the lives of his clients. As the CEO of a temporary staffing firm, a marketing executive for an R&D firm,...
Reginald Morris Sealey
Claimed Lawyer Profile
Upper Marlboro, MD Bankruptcy Lawyer with 37 years experience
(866) 952-8809 14412 Old Mill Road #101
Upper Marlboro, MD 20772
Bankruptcy, Business, Divorce and Family
LCDR Reginald M. Sealey, USCG (Ret) Immediate Past President, Prince George’s County Chapter MOAA LCDR Sealey is born and raised in Augusta, Georgia. He is a 1974 NROTC graduate of The Citadel, The Military College of South Carolina, with a BA degree in History. He led a Cadet Platoon, played on the Basketball team, achieved the Dean’s List, won the Kelly Award while a cadet Sargent in H Company, and was a member of the 1974 Summerall Guards. He was first commissioned a second lieutenant United States Marine Corps and served on active duty as a communications...
Richard Gilman
Claimed Lawyer Profile
Landover, MD Bankruptcy Lawyer with 31 years experience
(301) 731-3303 8401 Corporate Drive, Suite 450
Landover, MD 20785
Free ConsultationBankruptcy, Consumer, Foreclosure Defense and Tax
American University Washington College of Law
EXPERIENCE
*Gilman & Edwards, LLC, Landover/Rockville, Maryland
Owner/Member, April 2002-Present
Manage/operate full service law firm with a concentration in consumer and small business bankruptcy matters throughout Maryland and the District of Columbia. Handle all aspects of Chapter 7, 13, and 11 bankruptcy cases. Also, represent clients in loss mitigation/loan modification/mediation and foreclosure prevention. Also represent clients in civil tax controversy, civil litigation, commercial and real estate disputes and personal injury matters.

*United States Department of Justice, Washington, D.C.
Tax Division, Trial Attorney, July 1991-February 1998
Honors: Tax Division, Outstanding Trial Attorney 1996
*United States Department of Housing and Urban Development, Washington, D.C.
Office of the...
William C Wood
Claimed Lawyer Profile
Ellicott City, MD Bankruptcy Attorney with 15 years experience
(410) 465-6971 8289 Main Street
Suite 204
Ellicott City, MD 21043
Free ConsultationBankruptcy, Criminal, DUI and Divorce
University of Baltimore School of Law
Lawrence Holzman
Claimed Lawyer ProfileSocial Media
Greenbelt, MD Bankruptcy Lawyer with 26 years experience
(301) 876-4393 6411 Ivy Lane, Suite 112
Greenbelt, MD 20770
Bankruptcy, Employment and Foreclosure Defense
Mr. Holzman is an aggressive attorney representing individuals and commercial entities in litigation and bankruptcy matters. He has enjoyed success in trial and appellate courts representing his client in a wide range of disputes, including bankruptcy and loan workouts and reorganizations, general contract and commercial issues, banking/finance issues, employment issues, business dissolution issues, administrative proceedings,personal injury litigation and more. A former faculty member of the University of Maryland and adjunct instructor for the American Institute of Banking, Mr. Holzman has been recognized by national media such as the Wall Street Journal, Kipplinger's Finance, Money Magazine and countless other...
Lawyer Rating
Years of Experience
Language
Fees
Profile Strength

Crownsville Bankruptcy Legal Aid & Pro Bono Services

Maryland Volunteer Lawyers Service, Inc.
(410) 547-6537
Baltimore, MD


Bar Association of Baltimore City Legal Services to the Elderly Program
(410) 396-1322
Baltimore, MD

Show More

Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.