Chaffee, Missouri Bankruptcy Lawyers
Growing up on corn and soybean row crop farm outside of Oregon, Missouri, Chris learned the value of hard work and small town values. A graduate of South...
He currently focuses on representing consumers trying to take back control of their financial lives. He is married to Rebecca and they have a rescue dog named Romeo.
Before joining his current firm, Seth worked at one of the largest law firms in St. Louis and served as in-house counsel for a commercial lender. He has represented secured...
Prior to attending Washburn, I served in both the United States Marine Corps and the United Sates Navy. My goal as an attorney is to provide you with the kind of dedication and attention to detail demanded by military service. Additionally, time in...
Skepnek's legal career took shape through advocating for his clients. He got an early start putting his analytical and communication skills to work as a litigator. By tackling diverse areas of the law, he found he enjoyed collaborating across industries to find solutions for complex legal problems. He especially enjoys the opportunities bankruptcy law...
From 2012 to 2017, Mr. Burmeister’s peers named him to the Super...
During his 12+ years of practicing law,...
Chaffee Bankruptcy Legal Aid & Pro Bono Services
Legal Services of Southern Missouri
Cape Girardeau, MO
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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