Annandale, New Jersey Bankruptcy Lawyers

Blake Width
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Experienced & Dedicated Bankruptcy Attorney! Skilled Legal Counsel & Advocacy!

I am a skilled and experienced bankruptcy law attorney. I provide aggressive representation for bankruptcy law matters focused on the best possible results! Visit my website for information or call for a consultation. Read More »
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Britt Justice Simon
Claimed Lawyer ProfileSocial Media
Flemington, NJ Bankruptcy Lawyer with 18 years experience
(800) 709-1131 9 Main Street
Flemington, NJ 08822
Free ConsultationBankruptcy, Criminal, DWI and Domestic Violence
California Western School of Law
Britt J. Simon is licensed to practice throughout New Jersey, Pennsylvania, New York and District of Columbia, providing representation to the accused, the injured and other clients seeking quality legal services. He is guided by a commitment to the best interests of his clients and the highest standards of his profession. Offers free consultation.
Filipe Pedroso
Claimed Lawyer ProfileSocial Media
Somerville, NJ Bankruptcy Lawyer with 23 years experience
(732) 200-2300 892 US-22, Fl. 2
Somerville, NJ 08876
Bankruptcy, Consumer, Family and Foreclosure Defense
Seton Hall University School of Law
Over the years I have received many awards and recognitions for exceptional service, client satisfaction and highest ethical standards. The Legal Network has recognized me as “Top Lawyers in New Jersey” several years in a row. I have been invited to join elite Top 100 National Trial Lawyers due to strong qualifications as TOP civil/criminal defense trial lawyers. I was nominated as one of the "10 Best" attorneys in NJ by the American Institute of Family Law Attorneys. Currently, I'm the managing attorney at two successful law firms: eLAWnj.com Pedroso Legal Services LLC and...
Natalee Picillo
Claimed Lawyer ProfileBlawgsearchSocial Media
(800) 537-4154 Bedminster, NJ 07921
Free ConsultationBedminster, NJ Bankruptcy Attorney with 34 years experience
Bankruptcy, Divorce and Family
Seton Hall University School of Law
John Bracaglia Jr
Claimed Lawyer ProfileSocial Media
Somerville, NJ Bankruptcy Attorney with 43 years experience
(908) 526-0707 77 N Bridge St
Somerville, NJ 08876
Bankruptcy, Business and Real Estate
Seton Hall University
Bruce C. Truesdale
Claimed Lawyer ProfileSocial Media
Middlesex, NJ Bankruptcy Attorney with 30 years experience
(732) 302-9600 147 Union Avenue, #1E
Middlesex, NJ 08846
Free ConsultationBankruptcy
Rutgers School of Law-Camden
Eric Leinbach
Claimed Lawyer Profile
Phillipsburg, NJ Bankruptcy Lawyer with 30 years experience
(908) 859-0100 412 Ligget Blvd.
Phillipsburg, NJ 08865
Free ConsultationBankruptcy, Collections, DWI and Foreclosure Defense
Seton Hall University School of Law
Ryan Dornish
Claimed Lawyer Profile
Phillipsburg, NJ Bankruptcy Lawyer with 22 years experience
(908) 537-7975 16 Haze Way
Phillipsburg, NJ 08865
Bankruptcy, Landlord Tenant, Probate and Real Estate
St. John's University School of Law
I have successfully represented clients in litigation, probate contests, real estate transactions, both commercial and residential, was listed in Who's Who in American Law
Students, and pride myself on fair representation which keeps my satisfied clients coming back when they are in need of legal services.
I have also worked diligently on behalf of my business clients in forming Corporations, LLC's, and buying and selling commercial real estate.
Every client gets my personal attention and phone calls and emails are responded to within 24 hours or sooner.
Clinton, NJ Bankruptcy Lawyer with 27 years experience
(908) 303-0846 116 W Main St
Clinton, NJ 08809
Bankruptcy and Consumer
Flemington, NJ Bankruptcy Lawyer with 22 years experience
(908) 237-4550 5 Walter E Foran Blvd
Flemington, NJ 08822
Bankruptcy, Business, Civil Rights and Collections
Flemington, NJ Bankruptcy Attorney with 47 years experience
(908) 788-1011 63 Main St
Flemington, NJ 08822
Bankruptcy, Business and Estate Planning
Steven Robert Lehr
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New Jersey Bankruptcy Attorney

Steven Lehr is the principal and founder of LehrLaw, a boutique general practice law firm. Read More »
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Hackettstown, NJ Bankruptcy Lawyer with 52 years experience
(908) 852-3393 119 Mountain Ct
Hackettstown, NJ 07840
Bankruptcy, Divorce, Family and Real Estate
Hackettstown, NJ Bankruptcy Lawyer
400 Jefferson St
Hackettstown, NJ 07840
Bankruptcy, Business and Real Estate
Somerville, NJ Bankruptcy Attorney with 32 years experience
(908) 722-1322 23 Maple St
Somerville, NJ 08876
Bankruptcy, Business and Real Estate
Somerville, NJ Bankruptcy Attorney
(908) 526-4900 7 E High St
Somerville, NJ 08876
Bankruptcy and Business
Phillipsburg, NJ Bankruptcy Lawyer with 25 years experience
(908) 454-3200 305 Roseberry St
Phillipsburg, NJ 08865
Bankruptcy, Criminal, DWI and Personal Injury
Middlesex, NJ Bankruptcy Attorney with 11 years experience
(732) 302-9600 147 Union Avenue, St. 1E
Middlesex, NJ 08846
Bankruptcy
Stuart Nachbar
Claimed Lawyer ProfileQ&ASocial Media
(973) 200-4888 Livingston, 07039
Free ConsultationBankruptcy, Collections and Criminal
Western Michigan University Cooley Law School
For a free initial consultation on your Bankruptcy needs
Call Stuart today at (973) 567-0954

I have been representing clients of all types for the past 25 years. We specialize in assisting persons in financial hardship by filing for Bankruptcy in Chapter 7, 11 or 13. We even do loan modifications to help you save your home from Foreclosure. In addition, I have worked on behalf of my own son and numerous others who have a disability, to make sure that they get the proper education. I am ready to assist you, with my 25 years of legal and...
Brad Jonathan Sadek
Claimed Lawyer ProfileQ&ASocial Media
(856) 890-9003 1 Mall Drive
Suite 415
Cherry Hill, NJ 08002
Free ConsultationCherry Hill, NJ Bankruptcy Attorney with 16 years experience
Bankruptcy, Family and Foreclosure Defense
Rutgers University - Camden
Proudly helping residents of the Philadelphia and Southern New Jersey region for over 14 years!

Sadek & Cooper Law Offices, LLC provides high quality legal services, including Consumer Bankruptcy Law, Business Bankruptcy Law, Divorce and Family Law, among other legal fields to clients throughout Philadelphia, PA and surrounding areas, including, Montgomery, Bucks, Chester, Delaware Counties and Southern New Jersey.

Our primary law office is conveniently located near public transportation and attractions in Center City Philadelphia, PA. Our lawyers are readily available for our clients and understand that you may not be in the most ideal situation. Our office offers...
Mr. John P. Fazzio III Esq.
Claimed Lawyer ProfileSocial Media
Hoboken, NJ Bankruptcy Lawyer with 14 years experience
(201) 529-8024 5 Marine View Plaza
Ste. 218
Hoboken, NJ 07030
Free ConsultationBankruptcy, Business, Foreclosure Defense and Tax
New York University School of Law and Brooklyn Law School
John Fazzio is an aggressive young trial lawyer who is a fierce advocate for his clients in and out of the courtroom. He lives for David and Goliath type contests. John is not afraid to go to trial and has gone all the way to verdict on varied cases including foreclosure, bankruptcy, tax, intellectual property, criminal, and personal injury. John has also prosecuted a number of appeals cases. John regularly practices in the State and Federal Courts in New York and New Jersey.
Lazaro Cardenas
Claimed Lawyer ProfileQ&ASocial MediaResponsive Law
Freehold, NJ Bankruptcy Lawyer with 2 years experience
(844) 533-3367 1 Broad Street
Suite 9
Freehold, NJ 07728
Free ConsultationBankruptcy, Foreclosure Defense, Probate and Real Estate
Rutgers School of Law-Newark
Why I became a Real Estate and Probate Attorney focusing on Protecting People’s Future Today:

Since founding the firm, I’ve had the pleasure of working with countless families. I take my job as a counselor very serious and take great pride in assisting the families that walk through our doors. Every day, I strive to become a better practitioner and to offer more options and better advice to clients. This makes me very happy and it is one of the most rewarding experiences of my life.

My partners are two dedicated individuals who truly compliment me, and both have similar ethical and...
Franklin S. Montero
Claimed Lawyer ProfileSocial MediaResponsive Law
PASSAIC, NJ Bankruptcy Attorney
(973) 777-8718 245 LEXINGTON AVE
PASSAIC, NJ 07055
Free ConsultationBankruptcy, DWI, Estate Planning and Immigration
Franklin Montero has represented clients all throughout New Jersey and New York. A majority of the cases that he handles are in municipal court, and range from Title 39, Title 2C and municipal ordinance violations. He has extensive experience in negotiating plea agreements for my clients with the prosecutors. Franklin has effectively tried matters that could not be resolved with a plea bargain. As such, he has experience with trial preparation, which includes properly assessing the relevant statute, applicable case law and preparation of expert and lay direct and cross-examination questions.

The Law Offices of Franklin S. Montero provides New...
Charles D. Whelan III
Claimed Lawyer ProfileSocial Media
Watchung, NJ Bankruptcy Attorney
(908) 757-7720 475 Watchung Avenue, 2nd Floor
Watchung, NJ 07069
Free ConsultationBankruptcy, Arbitration & Mediation, Collections and Foreclosure Defense
I have been an attorney in general civil practice for more than 30 years. My firm is committed to excellence.
I get to know my clients and that makes me more effective in representing them. I am fully insured for professional liability, but have never been sued by a client in all of my years as an attorney. Initial consultations are free, and home and hospital visits are available when needed. I look forward to helping you with your legal matter.

Visit my website at www.whelan-law.com
Derek John Soltis
Claimed Lawyer ProfileQ&ASocial Media
Jersey City, NJ Bankruptcy Lawyer with 5 years experience
(844) 533-3367 574 Newark Ave
Suite 307
Jersey City, NJ 07305
Free ConsultationBankruptcy, Employment, Foreclosure Defense and Probate
Rutgers School of Law-Newark
Derek J. Soltis, Esq. is graduate of Rutgers School of Law Newark and an admitted attorney in the State of New York. Mr. Soltis also has an MBA in Management Systems with an International Business Designation from Fordham University Graduate School of Business and a Master of Science in Information and Communication Systems where he specialized in System Dynamics. While at Fordham Mr. Soltis graduated in the top 10% of class and was enrolled in Phi Kappa Phi the Collegiate Honor Society and Beta Gamma Sigma the Business Honors Society. Mr. Soltis's undergraduate degree is a BBA from the University...
Blake Width
Claimed Lawyer ProfileLII GoldSocial Media
Westfield, NJ Bankruptcy Attorney with 16 years experience
(908) 233-6800 53 Cardinal Dr
Westfield, NJ 07090
Bankruptcy, Business, Construction and Insurance Defense
Seton Hall University School of Law
Blake C. Width has a broad spectrum of experience in the areas of bankruptcy, commercial litigation, community associations, construction, creditors' rights, employment, insurance, labor, municipal, and public safety.
Leonard R. Boyer
Claimed Lawyer ProfileQ&A
(973) 798-6131 197 State Route 18 South
Suite 3000
East Brunswick, NJ 08816
Free ConsultationEast Brunswick, NJ Bankruptcy Lawyer with 35 years experience
Bankruptcy, Divorce, Foreclosure Defense and Real Estate
New York Law School
Although my firm practices in several different fields of law, my expertise is primarily in Mortgage Foreclosure Defense,Divorce & Family Law, Bankruptcy, and Mortgage loan modification. In terms of divorce law, I have a unique prospective from both my personal and professional experience that few other attorneys can match. To me, each case is personal, each client is a person, never just a file number.
Glenn Richard Reiser
Claimed Lawyer ProfileBlawgsearchSocial Media
Hackensack, NJ Bankruptcy Lawyer with 29 years experience
(201) 498-0400 20 Court St
Suite 4
Hackensack, NJ 07601
Bankruptcy, Appeals, Business and Collections
New Jersey attorney engaged in private practice with the law firm of LoFaro & Reiser, LLP. Areas of practice include bankruptcy & creditors' rights, business & corporate law, criminal law, debt collection, foreclosure, Internet law, and complex commercial litigation in state & federal courts.
Fabiola Ruiz-Doolan
Claimed Lawyer ProfileSocial Media
Hackensack, NJ Bankruptcy Lawyer with 15 years experience
(201) 880-5563 Landmark Building 27 Warren Street, Suite 101
Hackensack, NJ 07601
Bankruptcy, Business, Consumer and Divorce
Hofstra University
Attorney Fabiola Ruiz Doolan started her legal career working in the area of Contracts and Bankruptcy law. Ms. Ruiz-Doolan opened the law firm in 2010 as a full-service legal practice. As the managing attorney for the firm, she concentrates in the areas of Business and Commercial Transactions, Bankruptcy/ Debtor’s Rights, and Estate Planning. She is part of the Roster of Mediators for Civil, General Equity and Probate Cases in the State of New Jersey and is an accredited attorney for Veteran’s Benefits with the Department of Veteran’s Affairs. Ms. Ruiz-Doolan is fluent in Spanish and is conversational in Italian...
Brad Spiller
Claimed Lawyer ProfileSocial Media
Freehold, NJ Bankruptcy Attorney with 42 years experience
(732) 338-0659 57 West Main Street
Freehold, NJ 07728
Free ConsultationBankruptcy and Personal Injury
Widener University Delaware School of Law
Since 1978, Brad Spiller has helped his clients overcome legal challenges. Over the years, he has earned a reputation as an approachable, caring attorney. Mr. Spiller assists clients in matters related to bankruptcy, personal injury, medical malpractice and workers’ compensation. His firm works on a contingency basis for personal injury cases, so they do not receive any money unless a recovery is attained in a personal injury matter.

Brenner Spiller & Archer, LLP operates throughout Central and Southern New Jersey, with offices in Collingswood, Mount Holly, Freehold and Vineland. He offers convenient appointments when necessary, as well as free initial consultations....
Virginia Elizabeth Fortunato
Claimed Lawyer Profile
Hackensack, NJ Bankruptcy Attorney with 16 years experience
(201) 673-5777 One Kinderkamack Road
Hackensack, NJ 07601
Free ConsultationBankruptcy
New England Law | Boston
Ms. Fortunato is happily married with a young son. She enjoys spending time at the Jersey shore. She loves to scrapbook when time permits. She always wanted to be an attorney because she wanted to be able to help people and make a difference in their lives.
Richard DiTomaso
Claimed Lawyer ProfileSocial Media
Cherry Hill, NJ Bankruptcy Lawyer with 25 years experience
(866) 367-5377 900 N. Kings Highway
Suite 302
Cherry Hill, NJ 08034
Free ConsultationBankruptcy, Medical Malpractice, Personal Injury and Workers' Comp
Valparaiso University School of Law
My name is Richard DiTomaso, founder of DiTomaso Law. I grew up in South Philadelphia in a working class family. Today I am a Certified Civil Trial Attorney, focused on aggressively representing injured accident victims. I have been a practicing attorney for almost 20 years and have recovered millions of dollars for these victims. I have fought for clients who were injured in all kinds of accidents – motor vehicle accidents, slip and fall, product liability, construction, workplace, bar room assaults, and dog bites. I have seen first hand the devastating effects that accidents can have on the lives of...
Andy Winchell
Claimed Lawyer ProfileSocial Media
Berkeley Heights, NJ Bankruptcy Attorney with 23 years experience
(973) 457-4710 100 Connell Drive
Suite 2300
Berkeley Heights, NJ 07922
Free ConsultationBankruptcy, Business and Consumer
University of Southern California
The Law Offices of Andy Winchell, P.C., is a law firm in Berkeley Heights, New Jersey, that handles many types of financial issues for both individuals and businesses. We focus our practice on means to help your financial situation through bankruptcy, foreclosure defense, mortgage loan modification, actions against debt collectors and insolvency issues for consumer and commercial clients. We take a personalized approach to every client who contacts our office. We understand there are various types of problems and situations, and each one calls for a different, specialized strategy based on the particular circumstances. It is our goal to...
Steven Taieb
Claimed Lawyer ProfileSocial Media
Mount Laurel, NJ Bankruptcy Attorney with 36 years experience
(856) 235-4994 1155 Rt. 73
Suite #11
Mount Laurel, NJ 08054
Free ConsultationBankruptcy
Rutgers School of Law-Camden
Steven N. Taieb, Attorney at Law, has been practicing consumer bankruptcy law since 1985, and specializes in Chapter 7 and Chapter 13 bankruptcies. In addition to helping over 7,000 clients effectively address financial problems over the last 32 years, Steven is one of only six New Jersey lawyers who is board certified in consumer bankruptcy law by The American Board of Certification, which is accredited by The American Bar Association.

When you come to Taieb Law for help with filing for Chapter 7 or Chapter 13 bankruptcy, you can count on advocacy from a seasoned lawyer whose financial knowledge is recognized...
Jennifer N. Weil
Claimed Lawyer ProfileBlawgsearchSocial Media
Hoboken, NJ Bankruptcy Attorney with 21 years experience
(201) 676-0722 Grand Street
Hoboken, NJ 07030
Free ConsultationBankruptcy, Consumer and Tax
William H. Bowen School of Law
Jennifer N. Weil, Esq. is a New Jersey debt attorney. She helps individuals and businesses with a variety of debt problems, including student loans, IRS tax debt, and credit card debt. Jennifer will provide you with a customized debt resolution road map tailored with your goals in mind. If you're facing debt collectors, the IRS, student loans - even if you have been sued - Jennifer can help. Call Jennifer now at (646) 932-1053 or (201) 676-0722 for your customized debt solution.
Warren Levy
Claimed Lawyer ProfileSocial Media
Edison, NJ Bankruptcy Lawyer with 30 years experience
(732) 253-7630 340 Route 1 North
Department of NJ Family Law & Divorce
Edison, NJ 08817
Free ConsultationBankruptcy, Consumer, Divorce and Foreclosure Defense
Temple University
Attorney Warren D. Levy is one of the original key founders of the law firm and is the head attorney behind the Law Offices of Kasuri & Levy, LLC. With over 20 years of experience in various fields, primarily in Divorce & Family Law: (Child Custody, Child Support, Domestic Violence, Domestic Partnerships, Collaborative Law, Protection Orders, Restraining Orders, Men/Father Rights, Female/Mother Rights, International Divorce, Invalid Marriages, Fraudulent Marriages, Legal Separation, Non-Paternal Custody, Adoption, Paternity, Pre-Nuptial Agreements, Post-Nuptial Agreements, Cohabitation Agreements, Name Change, Jewish Gets (religious divorce), Annulments, IVF Donor & Surrogacy Agreements, Family Law Mediation, Parenting Plan Agreements,...
Edmund Fitterer Jr
Claimed Lawyer ProfileSocial Media
Red Bank, NJ Bankruptcy Lawyer with 19 years experience
(732) 842-6500 54 Shrewsbury Avenue
Red Bank, NJ 07701
Bankruptcy, Business and Real Estate
Seton Hall University School of Law
With more than fifteen years of litigation and transactional experience, Mr. Fitterer provides highly skilled representation in legal matters involving business law, civil litigation and real estate. Mr. Fitterer’s proactive and strategic approach to representation is of great value to his diverse clientele and has led to many notable successes.

He earned a Bachelor of Arts Degree in Criminal Justice from Monmouth University in West Long Branch, New Jersey. As a student, he was a member of Alpha Phi Sigma, the National Criminal Justice Honor Society, and was able to extend his studies abroad to London, England. Mr. Fitterer...
Jeffrey R. Brown
Claimed Lawyer ProfileSocial Media
East Brunswick, NJ Bankruptcy Attorney with 22 years experience
(732) 613-0066 80 Brunswick Woods Dr
East Brunswick, NJ 08816
Bankruptcy, Criminal, Divorce and Family
Benjamin N. Cardozo School of Law
Born in 1973, Jeffrey R. Brown grew up in East Brunswick and continues to both work as well as reside there with his wife and son. Jeffrey R. Brown began his legal career in 1998 as a law clerk to Superior Court Judge Vincent LeBlon when Judge LeBlon was assigned to the Middlesex County Family Court. Jeffrey R. Brown went on to practice family law and municipal court law at another East Brunswick law firm until 2002, when he established his own practice. Jeffrey R. Brown’s practice has expanded over the years to include both residential real estate closings as...
Tanya N. Helfand
Claimed Lawyer ProfileSocial Media
Whippany, NJ Bankruptcy Attorney with 28 years experience
(973) 428-0800 575 Route 10 East
Suite #1
Whippany, NJ 07981
Free ConsultationBankruptcy, Criminal, DWI and Divorce
Pace University and Union College
Leslie Ann Farber
Claimed Lawyer ProfileSocial Media
Montclair, NJ Bankruptcy Attorney with 28 years experience
(973) 509-8500 33 Plymouth Street, Suite 204
Montclair, NJ 07042
Bankruptcy, Divorce, Employment and Family
Pace Law School
Leslie A. Farber, Esq. has been practicing law since 1991. She received her undergraduate Bachelor of Arts degree in Political Science from Drew University, and her Law Degree from Pace University School of Law. In law school, she was an editor of the Pace Law Review and participated in Pace's Appellate Litigation Clinic. For the past 20 years, she has represented both individuals and businesses in many areas of litigation in state, federal and municipal courts from initial consultation through discovery, mediation, arbitration, trial and appeal, when necessary. Ms. Farber has lectured and published works in a variety...
Frank Patrick Nardi
Claimed Lawyer ProfileBlawgsearchSocial Media
Totowa, NJ Bankruptcy Attorney with 25 years experience
(973) 890-0004 37 Vreeland Ave
Totowa, NJ 07512
Bankruptcy, Business, Estate Planning and Tax
New York Law School
Frank Nardi is a founder of the law firm of McLaughlin & Nardi, LLC. Frank brings expertise unique to the New Jersey legal community.

In addition to almost two decades as an experienced attorney in New York and New Jersey, Frank is also a certified public accountant and certified financial planner. This gives Frank a unique ability to see the financial tax issues in any legal matter. It also helps him get to the bottom of complex commercial cases and financial transactions, and helps businesses formulate profitable plans.

Frank is an attorney admitted to the bars of New...
Justin M. Gillman
Claimed Lawyer ProfileQ&ASocial MediaResponsive Law
(732) 661-1664 770 Amboy Ave.
Edison, NJ 08837
Free ConsultationEdison, NJ Bankruptcy Lawyer with 22 years experience
Bankruptcy and Foreclosure Defense
William & Mary Marshall-Wythe School of Law
Justin M. Gillman, Esq. has practiced in the area of consumer and small business bankruptcy law, foreclosure prevention and related matters since 1997. He is admitted to the New Jersey and New York State Bars, the United States Supreme Court, the United States Court of Appeals for the Third Circuit, and the United States District Court for the District or New Jersey. Mr. Gillman received his B.A. degree from Trinity College, Hartford, Connecticut and his J.D. degree from the Marshall-Whythe School of Law at the College of William & Mary, Williamsburg, Virginia. Mr. Gillman serves as a member in...
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Bankruptcy Lawyers in Nearby CitiesBankruptcy Lawyers in Nearby Counties

Annandale Bankruptcy Legal Aid & Pro Bono Services

Legal Services of Northwest Jersey
(908) 782-7979
Flemington, NJ

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Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.