Garfield, New Jersey Bankruptcy Lawyers
Dedicated, Passionate & Determined Bankruptcy Law Attorney! Skilled Advocacy!
Since founding the firm, I’ve had the pleasure of working with countless families. I take my job as a counselor very serious and take great pride in assisting the families that walk through our doors. Every day, I strive to become a better practitioner and to offer more options and better advice to clients. This makes me very happy and it is one of the most rewarding experiences of my life.
My partners are two dedicated individuals who truly compliment me, and both have similar ethical and...
The Law Offices of Franklin S. Montero provides New...
In addition to almost two decades as an experienced attorney in New York and New Jersey, Frank is also a certified public accountant and certified financial planner. This gives Frank a unique ability to see the financial tax issues in any legal matter. It also helps him get to the bottom of complex commercial cases and financial transactions, and helps businesses formulate profitable plans.
Frank is an attorney admitted to the bars of New...
Robert joined the firm during his second year of law school and has worked with us since he graduated. Robert has handled all aspects of research to arbitrations and trials, including retaliation and whistleblower protections under the Conscientious Employee Protection Act, New Jersey’s Law Against Discrimination, disability harassment, and employee-independent contractor determinations under the Fair...
Garfield Bankruptcy Legal Aid & Pro Bono Services
Northeast New Jersey Legal Services
Rutgers School of Law Urban Legal Clinic
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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