Parsippany Bankruptcy Lawyers

Compare 244 top rated New Jersey attorneys serving Parsippany.
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Experienced & Dedicated Bankruptcy Attorney! Skilled Legal Counsel & Advocacy!

I am a skilled and experienced bankruptcy law attorney. I provide aggressive representation for bankruptcy law matters focused on the best possible results! Visit my website for information or call for a consultation. Read More »
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Stuart Nachbar
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Stuart Nachbar
Livingston, NJ Bankruptcy Attorney with 26 years of experience
(973) 567-0954 354 Eisenhower Parkway
Plaza 1, Suite 2025
Livingston, NJ 07039
Free ConsultationOffers Video ChatBankruptcy, Collections and Criminal
Western Michigan University Cooley Law School
For a free initial consultation on your Bankruptcy needs
Call Stuart today at (973) 567-0954

I have been representing clients of all types for the past 25 years. We specialize in assisting persons in financial hardship by filing for Bankruptcy in Chapter 7, 11 or 13. We even do loan modifications to help you save your home from Foreclosure. In addition, I have worked on behalf of my own son and numerous others who have a disability, to make sure that they get the proper education. I am ready to assist you, with my 25 years of legal and...
Tanya N. Helfand
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Tanya N. Helfand
Whippany, NJ Bankruptcy Attorney with 28 years of experience
(973) 428-0800 575 Route 10 East
Suite #1
Whippany, NJ 07981
Free ConsultationBankruptcy, Criminal, DWI and Divorce
Pace University and Union College
Marc P. Feldman
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Marc P. Feldman
Morris Plains, NJ Bankruptcy Lawyer with 32 years of experience
(973) 267-7555 440 Speedwell Avenue
Morris Plains, NJ 07950
Bankruptcy, Arbitration & Mediation, Divorce and Family
Seton Hall University School of Law
My name is Marc P. Feldman and I am an attorney located in Morris Plains, New Jersey. I have a broad range of legal knowledge and experience and can provide you with legal services in the following areas: Family Law Bankruptcy Immigration Real Estate Wills and Estates Landlord/Tenant DWI Juvenile Law Municipal Court Expungements I will take the time to get to know you, your goals and your challenges. Your needs are important to me. I will strive to advance your goals and reach your objectives in the most cost-efficient and expeditious manner possible. I have practiced law in...
David Ast
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David Ast
MORRISTOWN, NJ Bankruptcy Lawyer
(973) 984-1300 222 Ridgedale Avenue
3rd Floor
MORRISTOWN, NJ 07962
Offers Video ChatBankruptcy, Business, Foreclosure Defense and Real Estate
Cornell Law School
Jeffrey Lanzet
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Jeffrey Lanzet
MONTVILLE, NJ Bankruptcy Lawyer with 20 years of experience
(973) 227-2249 1 CRAIG COURT
MONTVILLE, NJ 07082
Bankruptcy, Elder, Estate Planning and Probate
Brooklyn Law School
Ernest Ianetti
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Ernest Ianetti
Rockaway, NJ Bankruptcy Lawyer with 34 years of experience
(973) 324-1003 100 Enterprise Dr.
Ste 301
Rockaway, NJ 07866
Free ConsultationOffers Video ChatBankruptcy, Criminal and Family
Rutgers School of Law-Newark
Ernest G. Ianetti, Esq. has been practicing law for over 30 years, since 1986.

Ernest is a graduate of Rutgers University Law School, Newark, and a summa cum laude graduate of Fairleigh Dickinson University, Rutherford.

Ernest is admitted to practice in the following courts:

- United States Supreme Court
- United State Court of Appeals, Third Circuit
- United States District Court, District of New Jersey
- United States Bankruptcy Court, District of New Jersey
- State of New Jersey, All Courts
- Territorial Court of the United States Virgin Island

Over the course of his career, Ernest has pushed boundaries and advanced the law. His...
James Christopher Zimmermann
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James Christopher Zimmermann
Wayne, NJ Bankruptcy Lawyer with 29 years of experience
(973) 764-1347 73 Mountainview Blvd
Route 202
Wayne, NJ 07470
Bankruptcy, DWI, Family and Foreclosure Defense
Pace Law School
Our offices are located in Vernon and Wayne, New Jersey. With a commitment to excellence we have been practicing since 1991. Having rights is no longer enough, you need to understand them before you can put them to work for you. We always offer a free initial consultation to allow you to review your case with an experienced attorney. Evening and telephone appointments available to accommodate your schedule.
Frank Patrick Nardi
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Frank Patrick Nardi
Totowa, NJ Bankruptcy Attorney with 25 years of experience
(973) 890-0004 37 Vreeland Ave
Totowa, NJ 07512
Bankruptcy, Business, Estate Planning and Tax
New York Law School
Frank Nardi is a founder of the law firm of McLaughlin & Nardi, LLC. Frank brings expertise unique to the New Jersey legal community.

In addition to almost two decades as an experienced attorney in New York and New Jersey, Frank is also a certified public accountant and certified financial planner. This gives Frank a unique ability to see the financial tax issues in any legal matter. It also helps him get to the bottom of complex commercial cases and financial transactions, and helps businesses formulate profitable plans.

Frank is an attorney admitted to the bars of New...
Robert C. Chewning
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Robert C. Chewning
Totowa, NJ Bankruptcy Lawyer
(973) 890-0004 37 Vreeland Ave
Totowa, NJ 07512
Bankruptcy, Business, Civil Rights and Employment
Rutgers School of Law-Newark
Robert Chewning is an associate at McLaughlin & Nardi, LLC. He practices primarily in the areas of complex commercial, contractual, employment, civil litigation and bankruptcy issues. Robert’s dedication, passion, and determination have helped his clients, both individuals and businesses, in achieving their goals quickly and efficiently.

Robert joined the firm during his second year of law school and has worked with us since he graduated. Robert has handled all aspects of research to arbitrations and trials, including retaliation and whistleblower protections under the Conscientious Employee Protection Act, New Jersey’s Law Against Discrimination, disability harassment, and employee-independent contractor determinations under the Fair...
Zubin Haghi
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Zubin Haghi
Cedar Grove, NJ Bankruptcy Attorney with 8 years of experience
(201) 355-0054 519 Pompton Avenue #244
Cedar Grove, NJ 07009
Free ConsultationBankruptcy, Consumer, Foreclosure Defense and Real Estate
Rutgers School of Law-Newark
Experienced, compassionate, and dedicated attorney focused on foreclosure defense, loan modifications, short sales, bankruptcy, real estate matters, and consumer protection.
Steven Robert Lehr
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Steven Robert Lehr

New Jersey Bankruptcy Attorney

Steven Lehr is the principal and founder of LehrLaw, a boutique general practice law firm. Read More »
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Scott Jonathan Goldstein
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Scott Jonathan Goldstein
Denville, NJ Bankruptcy Attorney with 15 years of experience
(973) 453-2838 280 West Main Street
Denville, NJ 07834
Free ConsultationBankruptcy
Duke University School of Law
Don’t know how you are going to pay your bills? A Morris County bankruptcy lawyer from the Law Offices of Scott J. Goldstein may be able to help. Mr. Goldstein represents both business and individual clients throughout New Jersey and New York as they go through the bankruptcy process. Mr. Goldstein is a cum laude graduate of the Duke University School of Law, and he holds memberships with several legal organizations, including the National Association of Consumer Bankruptcy Attorneys and the American Bar Association. He has been a lecturer on bankruptcy law matters on online continuing legal education...
Steven Robert Lehr
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Steven Robert Lehr
West Caldwell, NJ Bankruptcy Attorney
(973) 575-8002 33 Clinton Rd
#100
West Caldwell, NJ 07006
Bankruptcy, Estate Planning, Personal Injury and Real Estate
New York University School of Law and American University
Steven Lehr is the principal and founder of LehrLaw, a boutique general practice law firm.
Jeffrey Ian Bronson
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Jeffrey Ian Bronson
Dover, NJ Bankruptcy Attorney with 37 years of experience
Street level entrance
Dover, NJ 07801
Free ConsultationBankruptcy, Immigration, Municipal and Real Estate
Over 30 years general practice of Law in the State of New Jersey. Concentrating in, but not limited to Immigration & Naturalization Law and Bankruptcy Law.
Mr. Scott Jonathan Goldstein
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Mr. Scott Jonathan Goldstein
Denville, NJ Bankruptcy Lawyer with 15 years of experience
(973) 453-2838 3175 Route 10 East, Suite 300C
Denville, NJ 07834
Bankruptcy, Business, Foreclosure Defense and Health Care
Duke University School of Law
Daniel Hymowitz
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Daniel Hymowitz
Morristown, NJ Bankruptcy Attorney with 13 years of experience
(201) 680-0800 55 Madison Ave
Suite 400
Morristown, NJ 07960
Bankruptcy, Business, Criminal and Divorce
Member of HYMOWITZ LAW GROUP, PLLC
Ifeoma Odunlami
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Ifeoma Odunlami
Morristown, NJ Bankruptcy Lawyer with 25 years of experience
(973) 993-1900 22 North Park Place
Suite 200
Morristown, NJ 07960
Bankruptcy, DWI, Immigration and Traffic Tickets
Mark J. Scancarella Esq.
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Mark J. Scancarella Esq.
West Caldwell, NJ Bankruptcy Attorney with 6 years of experience
(973) 575-8002 33 Clinton Rd
#100
West Caldwell, NJ 07006
Bankruptcy, Business, Estate Planning and Real Estate
New York Law School
Stuart Gavzy
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Stuart Gavzy
Little Falls, NJ Bankruptcy Lawyer with 34 years of experience
(973) 256-6080 163 E Main St
Little Falls, NJ 07424
Bankruptcy, Business, Consumer and Real Estate
Rutgers University - Newark
Robert M. Rich
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Robert M. Rich
Verona, NJ Bankruptcy Attorney with 49 years of experience
25 Pompton Ave
Verona, NJ 07043
Bankruptcy
Rutgers School of Law-Newark
Charles D. Whelan III
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Charles D. Whelan III
Watchung, NJ Bankruptcy Attorney
(908) 757-7720 475 Watchung Avenue, 2nd Floor
Watchung, NJ 07069
Free ConsultationBankruptcy, Arbitration & Mediation, Collections and Foreclosure Defense
I have been an attorney in general civil practice for more than 30 years. My firm is committed to excellence.
I get to know my clients and that makes me more effective in representing them. I am fully insured for professional liability, but have never been sued by a client in all of my years as an attorney. Initial consultations are free, and home and hospital visits are available when needed. I look forward to helping you with your legal matter.

Visit my website at www.whelan-law.com
Franklin S. Montero
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Franklin S. Montero
PASSAIC, NJ Bankruptcy Attorney
(973) 777-8718 245 LEXINGTON AVE
PASSAIC, NJ 07055
Free ConsultationBankruptcy, DWI, Estate Planning and Immigration
Franklin Montero has represented clients all throughout New Jersey and New York. A majority of the cases that he handles are in municipal court, and range from Title 39, Title 2C and municipal ordinance violations. He has extensive experience in negotiating plea agreements for my clients with the prosecutors. Franklin has effectively tried matters that could not be resolved with a plea bargain. As such, he has experience with trial preparation, which includes properly assessing the relevant statute, applicable case law and preparation of expert and lay direct and cross-examination questions.

The Law Offices of Franklin S. Montero provides New...
Filipe Pedroso
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Filipe Pedroso
Newark, NJ Bankruptcy Lawyer with 24 years of experience
(973) 522-1100 8 Wilson Ave, Fl. 3
Newark, NJ 07105
Bankruptcy, Consumer, Family and Foreclosure Defense
Seton Hall University School of Law
Over the years I have received many awards and recognitions for exceptional service, client satisfaction and highest ethical standards. The Legal Network has recognized me as “Top Lawyers in New Jersey” several years in a row. I have been invited to join elite Top 100 National Trial Lawyers due to strong qualifications as TOP civil/criminal defense trial lawyers. I was nominated as one of the "10 Best" attorneys in NJ by the American Institute of Family Law Attorneys. Currently, I'm the managing attorney at two successful law firms: eLAWnj.com Pedroso Legal Services LLC and...
Blake Width
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Blake Width
Westfield, NJ Bankruptcy Attorney with 16 years of experience
(908) 233-6800 53 Cardinal Dr
Westfield, NJ 07090
Bankruptcy, Business, Construction and Insurance Defense
Seton Hall University School of Law
Blake C. Width has a broad spectrum of experience in the areas of bankruptcy, commercial litigation, community associations, construction, creditors' rights, employment, insurance, labor, municipal, and public safety.
Andy Winchell
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Andy Winchell
Berkeley Heights, NJ Bankruptcy Attorney with 23 years of experience
(973) 457-4710 100 Connell Drive
Suite 2300
Berkeley Heights, NJ 07922
Free ConsultationBankruptcy, Business and Consumer
University of Southern California
The Law Offices of Andy Winchell, P.C., is a law firm in Berkeley Heights, New Jersey, that handles many types of financial issues for both individuals and businesses. We focus our practice on means to help your financial situation through bankruptcy, foreclosure defense, mortgage loan modification, actions against debt collectors and insolvency issues for consumer and commercial clients. We take a personalized approach to every client who contacts our office. We understand there are various types of problems and situations, and each one calls for a different, specialized strategy based on the particular circumstances. It is our goal to...
Dean Sutton
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Dean Sutton
Sparta , NJ Bankruptcy Attorney with 40 years of experience
(973) 729-8121 18 Green Rd
Sparta , NJ 07871
Free ConsultationBankruptcy
Rutgers School of Law-Camden
I’ve been committed to helping people in financial distress for over 40 years. My staff and I try to provide the best possible representation at a reasonable cost. I am one of the few Board Certified Consumer Bankruptcy Attorneys in New Jersey. I’ve taught bankruptcy, written about bankruptcy and handled thousands of bankruptcy cases, both simple and complex. If you need protection from your creditors, call my office. The consultation is free.
Jay L. Silverberg
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Jay L. Silverberg
Hackensack, NJ Bankruptcy Attorney with 33 years of experience
(888) 355-0666 2 University Plaza Dr.
Ste 100-1026
Hackensack, NJ 07601
Free ConsultationOffers Video ChatBankruptcy, Business and Real Estate
Boston University School of Law
Jay Silverberg is a seasoned business, bankruptcy and personal injury attorney. Before founding his present practice, he was been associated with, or a partner at, several major firms in New York city, most recently as a partner in a firm of 175 attorneys. Jay has been recognized in national publications such as Super Lawyers and Marquis Who’s Who and has spoken on bankruptcy law issues at such prestigious forums as the American Bankruptcy Institute, the New York Institute of Credit, Columbia University MBA program, Fordham Law School and the New York City Bar Association. He...
Fabiola Ruiz-Doolan
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Fabiola Ruiz-Doolan
Hackensack, NJ Bankruptcy Lawyer with 15 years of experience
(201) 880-5563 Landmark Building 27 Warren Street, Suite 101
Hackensack, NJ 07601
Bankruptcy, Business, Consumer and Divorce
Hofstra University
Attorney Fabiola Ruiz Doolan started her legal career working in the area of Contracts and Bankruptcy law. Ms. Ruiz-Doolan opened the law firm in 2010 as a full-service legal practice. As the managing attorney for the firm, she concentrates in the areas of Business and Commercial Transactions, Bankruptcy/ Debtor’s Rights, and Estate Planning. She is part of the Roster of Mediators for Civil, General Equity and Probate Cases in the State of New Jersey and is an accredited attorney for Veteran’s Benefits with the Department of Veteran’s Affairs. Ms. Ruiz-Doolan is fluent in Spanish and is conversational in Italian...
Andrew M. Wolfenson
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Andrew M. Wolfenson
Union, NJ Bankruptcy Lawyer with 28 years of experience
(908) 686-7230 2414 Morris Avenue
Suite 104
Union, NJ 07083
Free ConsultationBankruptcy, Divorce, Family and Real Estate
Fordham University School of Law
Andrew M. Wolfenson specializes in Divorce and Family matters, Bankruptcy, Civil Litigation, Real Estate, Municipal Court, and Expungements. A 1991 Graduate of the Fordham University School of Law, he is also the author of two fiction novels, "In His Own Defense" and "Deadly Fantasy: A Baseball Story", and serves as the Chairman of the New Jersey chapter of his college's Alumni Association.
Marvin Wolf
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Marvin Wolf
Newark, NJ Bankruptcy Attorney with 24 years of experience
(973) 735-2740 744 Broad Street
16th Floor
Newark, NJ 07102
Free ConsultationBankruptcy
Brooklyn Law School
I am a solo attorney with a bankruptcy, consumer, foreclosure defense, matrimonial and small business concentration. Because I am admitted in NY, NJ and PA, I can handle multi-jurisdictional issues - helping clients with problems in different states. Bankruptcy and divorce involves finding creative solutions to sometimes unique problems and personalities. I am very straightforward and cut through the bull to get to the heart of the matter and try to save clients money. I provide discounted legal services to union members through Union Plus, and Local 32B-J.
Melinda Dee Middlebrooks
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Melinda Dee Middlebrooks
Springfield, NJ Bankruptcy Lawyer with 35 years of experience
(973) 218-6877 841 Mountain Avenue, First Floor
First Floor
Springfield, NJ 07081
Bankruptcy and Collections
Seton Hall University School of Law
Middlebrooks Shapiro & Nachbar, P.C. provides our Bankruptcy Clients (Chapter 7, 13 and 11) with large firm experience and effectiveness with the attention and affordability that only a boutique bankruptcy firm can offer.
Glenn Richard Reiser
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Glenn Richard Reiser
Hackensack, NJ Bankruptcy Lawyer with 29 years of experience
(201) 498-0400 20 Court St
Suite 4
Hackensack, NJ 07601
Bankruptcy, Appeals, Business and Collections
New Jersey attorney engaged in private practice with the law firm of LoFaro & Reiser, LLP. Areas of practice include bankruptcy & creditors' rights, business & corporate law, criminal law, debt collection, foreclosure, Internet law, and complex commercial litigation in state & federal courts.
Jeffrey Thomas Massaro
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Jeffrey Thomas Massaro
Hackensack, NJ Bankruptcy Lawyer
(201) 880-8989 3 University Plaza Dr
#503
Hackensack, NJ 07601
Free ConsultationBankruptcy, Business, Family and Real Estate
Pace Law School
James Castiglia
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James Castiglia
Oak Ridge, NJ Bankruptcy Lawyer with 42 years of experience
(973) 697-1676 5561 Berkshire Valley Road
Oak Ridge, NJ 07438
Bankruptcy, Divorce, Elder and Real Estate
Seton Hall University School of Law
V. James Castiglia, A Professional Corporation, is a full service law firm serving individuals, families and small businesses since 1977. Additional information can be found at our website: www.vjamescastiglia.com

Thank you for your consideration in using our firm for your legal needs.
Jeremias Batista
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Jeremias Batista
Clifton, NJ Bankruptcy Attorney with 15 years of experience
(973) 340-9600 417 Clifton Avenue
1st Floor, Suite 1
Clifton, NJ 07470
Free ConsultationBankruptcy and Personal Injury
Western Michigan University
Since 2005, Jeremias E. Batista, Esq. has offered comprehensive legal services to clients throughout New Jersey and New York City area. We provide personal individual attention to clients who have been injured in Accidents, Slip and Falls, Work related Injuries and Bankruptcies . Mr. Batista personally works on every case to assure his clients receive the highest quality service possible. Mr. Batista looks forward to the satisfaction of helping clients to change their life for the better.
Leonard R. Boyer
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Leonard R. Boyer
(973) 798-6131 1000 Clifton Ave
Suite 200
Clifton, NJ 07013
Free ConsultationOffers Video ChatClifton, NJ Bankruptcy Lawyer with 35 years of experience
Bankruptcy, Divorce, Foreclosure Defense and Real Estate
New York Law School
Although my firm practices in several different fields of law, my expertise is primarily in Mortgage Foreclosure Defense,Divorce & Family Law, Bankruptcy, and Mortgage loan modification. In terms of divorce law, I have a unique prospective from both my personal and professional experience that few other attorneys can match. To me, each case is personal, each client is a person, never just a file number.
Justin M. Gillman
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Justin M. Gillman
(732) 661-1664 23 North Avenue E
Cranford, NJ 07016
Free ConsultationOffers Video ChatCranford, NJ Bankruptcy Lawyer with 22 years of experience
Bankruptcy and Foreclosure Defense
William & Mary Marshall-Wythe School of Law
Justin M. Gillman, Esq. has practiced in the area of consumer and small business bankruptcy law, foreclosure prevention and related matters since 1997. He is admitted to the New Jersey and New York State Bars, the United States Supreme Court, the United States Court of Appeals for the Third Circuit, and the United States District Court for the District or New Jersey. Mr. Gillman received his B.A. degree from Trinity College, Hartford, Connecticut and his J.D. degree from the Marshall-Whythe School of Law at the College of William & Mary, Williamsburg, Virginia. Mr. Gillman serves as a member in...
Britt Justice Simon
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Britt Justice Simon
Morristown, NJ Bankruptcy Lawyer with 18 years of experience
(800) 709-1131 55 Madison Avenue, Suite 400
Morristown, NJ 07960
Free ConsultationBankruptcy, Criminal, DWI and Domestic Violence
California Western School of Law
Britt J. Simon is licensed to practice throughout New Jersey, Pennsylvania, New York and District of Columbia, providing representation to the accused, the injured and other clients seeking quality legal services. He is guided by a commitment to the best interests of his clients and the highest standards of his profession. Offers free consultation.
Edward David Smith
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Edward David Smith
Clifton, NJ Bankruptcy Lawyer with 24 years of experience
(973) 365-2770 1135 Clifton Ave.
Clifton, NJ 07013
Bankruptcy and Business
Tulane University-LA
E. David Smith, Esq., is principal of Smith & Associates, and serves as outside general counsel for US and foreign companies, family enterprises and family offices. Guiding his clients in the creation and growth of their wealth, he positions business entities for growth opportunities and for mitigating risk, including asset preservation. Combining his experience in corporate transactions, capital raising and financing, corporate governance, corporate litigation and intellectual property, he provides strategic guidance, identifies and addresses core issues, and quarterbacks companies’ and family offices’ legal needs. He is a graduate of the University of California, Berkeley, and the Tulane University School...
Leslie Farber
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Leslie Farber
Montclair, NJ Bankruptcy Lawyer with 28 years of experience
(973) 509-8500 33 Plymouth Street
Suite 204
Montclair, NJ 07042
Bankruptcy, Divorce, Employment and Family
Pace Law School
Leslie A. Farber, Esq. has been practicing law since 1991. She received her undergraduate Bachelor of Arts degree in Political Science from Drew University, and her Law Degree from Pace University School of Law. In law school, she was an editor of the Pace Law Review and participated in Pace's Appellate Litigation Clinic. For the past 20 years, she has represented both individuals and businesses in many areas of litigation in state, federal and municipal courts from initial consultation through discovery, mediation, arbitration, trial and appeal, when necessary. Ms. Farber has lectured and published works in a variety...
Marc Gary Alster
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Marc Gary Alster
Hackensack, NJ Bankruptcy Attorney with 33 years of experience
(201) 883-1190 2 University Plaza
Suite 311
Hackensack, NJ 07601
Bankruptcy, Business and Foreclosure Defense
American University
Do you have questions about what is involved in automatic stay provisions? Are you searching for credit counseling and debt education that you can rely on? You should seek out help from a trustworthy and knowledgeable attorney. Come to The Law Office of Marc G. Alster and secure the representation of a lawyer you can trust! When you come to this law firm, a Hackensack bankruptcy attorney can come to your assistance and fight for the resolution that you desire. You can receive professional assistance in making mortgage loan modifications or in going through the Chapter 13 process. Perhaps you...
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Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.

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