Espanola, New Mexico Bankruptcy Lawyers
Arun Melwani is the founder of Melwani Law, P.C. He decided to devote his practice to serving the needs of individuals and families in debt crisis after learning early on that these individuals lacked competent and affordable representation.
While in law school, he...
B.A. University of Notre Dame, 1967
J.D. University of New Mexico, 1970
State of New Mexico, 1970
State of Colorado, 1986
U.S. District Court, New Mexico 1970
10th Circuit Court of Appeals, 1981
AV rated by Martindale-Hubbell
Recognized specialist, Business Bankruptcy Law, by New Mexico Board of Legal Specialization
U.S. News Best Lawyers, 2014
Southwest Superlawyers, 2016
Member, Bankruptcy Section of New Mexico State Bar
In his time with Mr. Gooch, Jason Cline assisted numerous families in financial crisis by filing chapter 7 and chapter 13 bankruptcies.
In 2014 Jason Cline Graduated from Thomas Jefferson School of Law with a Juris Doctor. He is licensed to practice law in the State of New Mexico and practices in the fields of bankruptcy and foreclosure defense.
Attorney McCook left Comcast to attend law school and while in law school worked as a law clerk for the Law Offices of Bonnie C. Mangan, P.C. practicing Bankruptcy Law. Additionally, while in law school Attorney McCook participated in real estate internships at a real estate law firm and a title insurance company.
Bankruptcy Lawyers in Nearby Cities
Bankruptcy Lawyers in Nearby Counties
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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