Johnstown, New York Bankruptcy Lawyers
Bob has extensive experience before both state and federal courts fighting for clients in the civil litigation arena. When Tully Rinckey PLLC’s clients have been wronged...
Prior to joining Tully Rinckey PLLC, Michael served as an Of Counsel attorney for a Schenectady law firm. In this role, he represented clients in various litigation and transactional matters. He also served as counsel for a Capital Region...
Francis Smith joined the McNamee Lochner in 1988 and has been a principal since 1994. His areas encompass appellate practice, commercial litigation, mortgage foreclosure, and bankruptcy, including administrative law as well as all forms of state and federal court litigation representing creditors and lenders. His practice also includes commercial mortgage foreclosures and representation of secured creditors in Chapter 11 commercial bankruptcies.
Prior to joining...
Peter's court admissions include the United States District Courts: Eastern District of New York, 1999; Southern District of New York, 1999; Western District of New York, 1993; Northern District of New York, 1981; United States Second Circuit Court of Appeals, 1986;...
Albany, NY 12205
Kevin practices in the areas of construction and surety law, commercial law, bankruptcy law, and creditors' rights law. In construction and surety law, he represents a diverse clientele, including architects, owners, general contractors, subcontractors, suppliers, and sureties for a full range of legal services, including: contract review and negotiation; counseling on the many issues that may arise during the construction...
Albany, NY 12211
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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