Spring Valley, New York Bankruptcy Lawyers
Skilled & Dedicated Legal Representation for Your Complex Bankruptcy Matters!
New York Bankruptcy Attorney
Free Consultation! Highly Experienced Bankruptcy Law Attorney! Skilled Advocacy!
- (800) 696-9529
- Free Consultation
Nyack, NY 10960
Brooklyn Law School
As Westchester County’s leading consumer bankruptcy firm, Michael H. Schwartz, P.C., has earned a reputation for making the process as easy and painless as possible. We have helped thousands of people preserve their families, save their homes, their possessions, their jobs and their dignity.
The firm also assists businesses with filing for bankruptcy protection and represents parties to bankruptcy proceedings. Michael H. Schwartz, P.C.,...
Chapter 11 is available to business as well as individuals who cannot meet the chapter 13 requirements. We have helped many small businesses and individuals reorganize debt and get back to business and life with much improved economics.
Additionally, we have helped...
New York Bankruptcy Attorney with 11 years experience
New York Bankruptcy Attorney with 30 years experience
- (888) 867-8165
- Free Consultation
New York Bankruptcy Lawyer
New York Bankruptcy Attorney with 35 years experience
Spring Valley Bankruptcy Legal Aid & Pro Bono Services
Empire Justice Center
White Plains, NY
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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