Harrogate, Tennessee Bankruptcy Lawyers
Tennessee attorney, Jonathan Sevier Cave, has dedicated his practice to serving clients' needs under both criminal and civil law specialties at both the state and federal level. Jonathan is licensed to practice law in the State of Tennessee, the Eastern District Federal Courts of Tennessee, and the Sixth Circuit Court of Appeals.
Before going into private practice, Jonathan worked as a corporate fixed income securities specialist for Wachovia Bank. He later apprenticed for the Knox County District Attorney and the Knox County Office of the Public Defender where he handled DUI's and felony matters such as first degree murder.
I began my practice in 2005 and since that time have fought for clients in jury trials, bench trials, and administrative hearings. I...
Bankruptcy law constitutes a majority of my practice. I file cases under all chapters of the Bankruptcy Code, including consumer cases under Chapters 7 and 13, farm cases under Chapter 12, and business cases. under Chapter 11.
I have a substantial litigation practice. I can be both very aggressive and calm and mild, whatever the matter dictates. I have been involved in hundreds...
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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