Fort Eustis, Virginia Bankruptcy Lawyers
Newport News, VA 23606
I live in Yorktown with my husband, a retired Navy veteran, with our two young children. We keep busy with church activities and family!
If you need assistance or have a question, please give me a call at 804-554-4444.
Business and Consumer Bankruptcy, Business Planning, Commercial Litigation, and Creditors’ Rights.
J.D., Washington & Lee University School of Law, 2005
B.A., University of Michigan, Honors College, Double Major in Political Science and History, 1999
Selected by Super Lawyers in 2012 – 2016 as a Virginia Rising Star in the Practice Area of Bankruptcy
Rated 10 out of 10 by Avvo.com, 2015 – 2018 Avvo Clients’ Choice Award
Virginia State Bar
District of Columbia Bar
Board of Governors, Virginia State Bar General Practice Section (2013 – Present) (Chair 2018 – Present)
Richmond Bar Association, Bankruptcy Section
American Bankruptcy Institute
Virginia State Bar Young Lawyers Conference, Chair First Day...
Prior to joining Schempf & Ware, Chad served on active duty with the United States Air Force. He graduated from Regent University School of Law and began private practice and then joined the Newport News Commonwealth's Attorney's Office as...
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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