Gowen Collections Lawyers

About half of my practice consists of local government representation. The remainder is real estate, estate planning, probate, collections and general business matters. We strive to provide prompt and professional services with personal attention and care.

B.A., International Relations, James Madison College, Michigan State University. J.D., University of Michigan Law School, 1986. Practice concentrated in bankruptcy, commercial law, business law, workouts, real estate and complex situations.

Originally a teacher, W. Jay Brown became a lawyer in 1998 and has been in practice in the Great Lakes Bay Region ever since. Mr. Brown graduated first in his law school class and joined Midland’s largest law firm as a litigation associate. While with the firm, Mr. Brown embarked on his litigation career and was soon promoted to member of the firm. In 2009, W. Jay Brown left the law firm to start his own practice based on his vision for the practice of law – where technology and innovation are leveraged to provide clients superior customer and...

Ray's practice is mainly involved with divorce, custody, alimony and collections. Raymond Pater was born in the Netherlands and is one of eight children. After his family immigrated to the United States, and although of modest means, six of his siblings attended college and two went on to obtain PhDs, later becoming college professors. An older sister never attended high school, but was admitted to college because of a nearly illegible transcript and ironically went on to become a high school teacher. While attending grade school and high school, Ray worked in the family business selling eggs and chickens...