Laguna Woods Foreclosure Defense Lawyers

Compare 20 top rated California attorneys serving Laguna Woods.
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Armine Singh
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Armine Singh
Glendale, CA Foreclosure Defense Lawyer with 14 years of experience
(888) 529-3111 801 N. Brand Blvd. Ste 1130
Glendale, CA 91203
Free ConsultationForeclosure Defense, Estate Planning, Probate and Real Estate
Armine Singh is the Managing Attorney at JT Legal Group and an extremely experienced litigator in the areas of foreclosure defense, real estate and probate. She has a passion for helping people and families by fighting for the rights of her clients. Working with Armine you can achieve lasting resolution to their property problems.
Robert Harold Ziprick
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Robert Harold Ziprick
Redlands, CA Foreclosure Defense Lawyer with 48 years of experience
(909) 798-5005 1233 Brookside Ave., Suite A
Redlands, CA 92373-4402
Foreclosure Defense, Business, Real Estate and Stockbroker Fraud
Univ of San Diego School of Law
Since 1976, Robert (Bob) Ziprick , a partner at Ziprick & Cramer, LLP (and its predecessor law firms), has provided outstanding legal services, while maintaining an emphasis on strategic, practical, cost-effective approaches to legal problems and solutions. Mr. Ziprick specializes in Real Estate, Litigation, Business, Healthcare Law, and Government Relations/Public Policy. He is dedicated to providing quality legal services to his clients, assertively representing clients in a professional and ethical manner. He fosters a close working relationship with his clients, whether individuals or corporations, tirelessly working in his client's best interests. Bob earned a B.A. degree in history and...
Mr. Armen Sefyan
Claimed Lawyer Profile
Mr. Armen Sefyan
Glendale, CA Foreclosure Defense Attorney with 18 years of experience
(818) 500-1882 100 N BRAND BLVD, #200
Glendale, CA 91203
Foreclosure Defense, Bankruptcy, Family and Personal Injury
Southwestern Univ School of Law
Sefyan Law Firm has acquired a reputation of prompt communications with our clients. We use aggressive and result oriented approach when it comes to negotiations. We stand behind our clients and fight for their rights. Our law firm offers an array of concentrations. We practice; Personal Injury & Accidents, Civil & Business Litigation, Probate, Wills & Trusts, Divorce & Support, and Bankruptcy.
Luis Aguilar
Claimed Lawyer Profile
Luis Aguilar
Riverside, CA Foreclosure Defense Lawyer with 33 years of experience
(951) 369-7805 3540 12th St
Riverside, CA 92501
Foreclosure Defense, Bankruptcy, Criminal and Divorce
Univ of Minnesota L S
Laurence Richard Clarke
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Laurence Richard Clarke
Glendale, CA Foreclosure Defense Lawyer with 52 years of experience
(310) 962-4632 1339 N Columbus Ave
UNIT 206
Glendale, CA 91202
Foreclosure Defense, Business, Construction and Real Estate
Southwestern Law School, Southwestern University School of Law and Pepperdine University School of Law
James Falk Lewin
Temecula, CA Foreclosure Defense Attorney with 17 years of experience
(619) 465-8200 27455 Tierra Alta Way Ste B
Temecula, CA 92590
Foreclosure Defense, Bankruptcy, Business and Collections
David S. Shevitz
Claimed Lawyer ProfileOffers Video ConferencingSocial Media
David S. Shevitz
Burbank, CA Foreclosure Defense Lawyer with 13 years of experience
(213) 863-0183 2600 W. Olive Avenue, # 5469
Fifth floor
Burbank, CA 91505
Offers Video ConferencingVideo ConfForeclosure Defense, Bankruptcy, Business and Collections
Loyola Law School, Los Angeles
Mr. Shevitz is an experienced bankruptcy attorney. He is certified as a Bankruptcy Specialist by the State Bar of California, Board of Legal Specialization. His practice focuses on business reorganizations, individual debtor representation, and creditor representation in bankruptcy proceedings and related business litigation matters. Between 2011 and 2015, David was an attorney at a boutique bankruptcy firm where he represented individuals and businesses in Chapters 7, 11 and 13 as well related business litigation matters. During law school, David served as a legal intern for the Honorable Sheri Bluebond, US Bankruptcy Court for the Central District...
William Earl Winfield
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William Earl Winfield
(805) 604-4106 5811 Olivas Park Drive,
Suite 202
Ventura, CA 93003
Ventura, CA Foreclosure Defense Lawyer with 38 years of experience
Foreclosure Defense, Bankruptcy and Business
Univ of Utah COL
William E. Winfield practices in the areas of general business law, civil litigation, real property, landlord/tenant, securities, oil and gas, bankruptcy and creditor/debtor rights.

He is board certified in Business Bankruptcy by the American Board of Certification.

Bill has served as an arbitrator for the National Association of Securities Dealers and the Ventura County Superior Court, where he has also served as a visiting judge.

Bill is the author of “Rejection of Non-Residential Leases of Real Property in Bankruptcy: What Happens to the Mortgagees’ Security Interest” published in the April 1990 Pepperdine Law Review. Bill has been admitted...
Jenny Lynn Doling
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Jenny Lynn Doling
Palm Desert, CA Foreclosure Defense Lawyer with 23 years of experience
(760) 884-4444 36-915 Cook Street, Suite 101
Palm Desert, CA 92211
Free ConsultationForeclosure Defense, Bankruptcy and Business
California Western School of Law
Jenny L. Doling is a Certified Bankruptcy Specialist and is the founding member of J. DOLING LAW, PC, a bankruptcy and insolvency firm serving Southern California and Las Vegas, Nevada, with its main office in Palm Desert, California. Ms. Doling represents trustees, creditors and debtors in chapter 7, 11, 12, and 13 bankruptcy matters. In addition, she will be representing clients under the new SBRA - Small Business Reorganization Act (aka Sub Chapter 5) which takes effect February 2020. Ms. Doling is a serious advocate for her clients.

She is an active member of the bankruptcy bar. She...
R. Grace Rodriguez
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R. Grace Rodriguez
Chatsworth, CA Foreclosure Defense Lawyer with 26 years of experience
(818) 734-7223 21000 Devonshire St
Suite 111
Chatsworth, CA 91311
Free ConsultationForeclosure Defense, Bankruptcy, Estate Planning and Real Estate
Western State College of Law at Argosy University
My primary focus is to help the average homeowner save their house, get a fresh start on their finances, educate them on how to meaningfully budget and save money, and then help direct future investments for their future financial needs. No one sat down and explained any of this to me. I had to go out and find the information. Now I want to share it with you. Bankruptcy is not the end of the world. We will work with you to come up with a affordable legal strategy that is within your budget. ...
Sanaz Sarah Bereliani
Claimed Lawyer ProfileOffers Video ConferencingSocial Media
Sanaz Sarah Bereliani
(310) 882-5482 12100 Wilshire Blvd
8th Floor
Los Angeles, CA 90025
Offers Video ConferencingVideo ConfLos Angeles, CA Foreclosure Defense Lawyer with 16 years of experience
Foreclosure Defense and Bankruptcy
Whittier Law School
Sanaz Sarah Bereliani received her J.D. from Whittier College School of Law, with a focus on reorganization and bankruptcy. During law school, she worked as an invaluable law clerk to a prominent Superior Court of California judge and was later offered an impressive externship at the Equal Employment Opportunity Commission (EEOC).

Ms. Bereliani is admitted to practice law before all Superior and Federal Courts in the State of California, including the Southern District of California, Central District of California, Northern District of California, and Eastern District of California.

Ms. Bereliani strives to provide her clients with high quality bankruptcy representation and alternatives...
Ernest R. Macias
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Ernest R. Macias
San Diego, CA Foreclosure Defense Attorney with 39 years of experience
(408) 420-5723 1041 Market St # 129
San Diego, CA 92101
Free ConsultationForeclosure Defense, Animal, Personal Injury and Real Estate
Western State Univ
The Macias Law Firm has more than 34 years of experience in the practice of Personal Injury, Business and Real Estate law, and Civil litigation matters.

Please reach out for a free consultation, at (408) 420-5723 or email at emacias@maciaslaw.com.

Website: www.maciaslaw.com
Linked in: ernest r. macias

Shab David Kerendian
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Shab David Kerendian
Los Angeles, CA Foreclosure Defense Attorney with 27 years of experience
(844) 914-4143 11755 Wilshire Blvd., 15th Floor
Los Angeles, CA 90025
Foreclosure Defense, Arbitration & Mediation, Business and Real Estate
California Western School of Law
Shab D. Kerendian founded the firm and started it as the Law Offices of Shab D. Kerendian. Since 1996, Shab has been practicing law and representing clients before judges in state and federal courts. Due to client satisfaction and referrals, he expanded this firm into a multi-lawyer firm known as Kerendian & Associates, Inc. Shab represented dentists, doctors, over 35 hospitals, small and large businesses, corporations, limited liability companies, partnerships, trustees, executors, non-profit organizations and individuals.

Shab has significant experience in all facets of business, real property, and dental and medical litigation, particularly trials. Shab has also given lectures to various...
Ali Reza Nader
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Ali Reza Nader
Woodland Hills, CA Foreclosure Defense Lawyer with 27 years of experience
(818) 446-1334 21800 Oxnard Street
Suite 720
Woodland Hills, CA 91367
Free ConsultationForeclosure Defense, Bankruptcy and Tax
University of West Los Angeles Law School
Ali R. Nader is a partner attorney at Cal West Law and dedicates his practice to helping individuals and families overcome financial difficulties. Ali initially studied to become an electrical engineer before pivoting to become a lawyer. He experienced and overcame tremendous financial challenges early in life and realized he wanted to spend his life helping others combat debt and its consequences. Ali is licensed to practice law by the State Bar of California and is admitted to the California Supreme Court. He is a member of the National Association of Consumer Bankruptcy Attorneys, California State Bar Association, and the...
LaToya Shontae Redd
Claimed Lawyer ProfileOffers Video ConferencingSocial MediaResponsive Law
LaToya Shontae Redd
(619) 259-5559 501 W. Broadway
Ste. A297
San Diego, CA 92101
Offers Video ConferencingVideo ConfSan Diego, CA Foreclosure Defense Attorney with 22 years of experience
Foreclosure Defense, Appeals, Business and Real Estate
University of California College of the Law, San Francisco
LaToya S. Redd, Esq. and her office can help you with the aggressive representation of your civil litigation or business matter. Over 21 years experience in civil litigation, real estate law and litigation and business law and litigation, where we fight hard, have been largely successful, and are very results driven. We take each case or matter with an approach that fits your end goals and we put you first as the client. We fight VERY hard for our clients and care about what happens to you. We can handle those cases where other attorneys may decline to...
Yelena Gurevich
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Yelena Gurevich
Studio City, CA Foreclosure Defense Lawyer with 13 years of experience
(213) 534-7769 3940 Laurel Canyon Blvd.
Suite 800
Studio City, CA 91604
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Real Estate
Thomas Jefferson School of Law
I am the principal attorney at YG Legal Firm. I am a graduate of the University of Southern California with a Bachelors in Philosophy as well as a Minor in History and Communications and obtained my Juris Doctorate from Thomas Jefferson School of Law.

I have been a licensed California attorney since 2010 and am licensed to practice in the Central, Eastern, Northern and Southern California federal courts.

As an active member of CAALA and NACA, I partner with other attorneys that fight for the rights of every consumer to help achieve the best results possible for my clients.

I offer free...
Sasan Mirkarimi
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Sasan Mirkarimi
San Diego, CA Foreclosure Defense Lawyer with 15 years of experience
(619) 663-4533 501 W Broadway STE 800
San Diego, CA 92101
Free ConsultationForeclosure Defense, Business and Real Estate
California Western School of Law
Sasan Mirkarimi is a real estate litigator and transactional attorney, specializing in commercial and residential real estate. Mr. Mirkarimi has significant experience handling business and real estate transactions, commercial and residential lease negotiations, business formation, and business contract disputes across a broad spectrum of industries. Mr. Mirkarimi has also represented numerous healthcare related businesses with real estate and business acquisitions, contract negotiations and compliance, and currently serves as in-house counsel for a San Diego based Skilled Nursing Facility Hospitalist Group. Before entering into private practice and co-founding Equity Legal, Mr. Mirkarimi was an associate at law firms where he represented...
Luiey Ghaleb Haddad
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Luiey Ghaleb Haddad
San Diego, CA Foreclosure Defense Attorney with 19 years of experience
(619) 663-4533 501 W. Broadway
Suite 800
San Diego, CA 92101
Free ConsultationForeclosure Defense, Business, Real Estate and Stockbroker Fraud
Indiana Univ Bloomington School of Law and California Western School of Law
Luiey G. Haddad is an aggressive trial attorney with over a decade of experience in real estate law and civil litigation. Mr. Haddad has represented individuals and businesses of all sizes with real estate transactions, commercial and residential lease negotiations, landlord-tenant dispute, corporate formation, contract disputes, and a wide array of real estate and business-related litigation. Mr. Haddad has successfully represented numerous high-profile clients in state and federal courts, including government officials and large national corporations.

Mr. Haddad received a Bachelor of Arts degree in Management and Communications from the University of Michigan, Ann Arbor. He earned his Juris Doctor from...
G. Thomas Martin III
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G. Thomas Martin III
Los Angeles, CA Foreclosure Defense Lawyer with 22 years of experience
(310) 882-5482 12100 Wilshire Blvd
8th Floor
Los Angeles, CA 90025
Foreclosure Defense, Bankruptcy and Consumer
Loyola Law School, Los Angeles
G. Thomas Martin, III (Tom) is a successful Bankruptcy, Foreclosure Defense and Consumer Law attorney. His practice focuses on consumer advocacy in Los Angeles County and the surrounding areas.

Tom has handled thousands of cases, affording him invaluable experience and knowledge. Further, he has unique insight acquired from prior work in insurance defense litigation. Tom is dedicated to providing personal attention and quality representation at reasonable prices.

Tom has received many honors and awards. He has been named among the Top 15 and Top 10 Most Active consumer law attorneys in the United States. Additionally, he has been recognized as a Southern...
David McCarthy
Claimed Lawyer Profile
David McCarthy
San Diego, CA Foreclosure Defense Attorney with 15 years of experience
(858) 876-2141 325 W. Washington Street
Suite 2631
San Diego, CA 92103
Foreclosure Defense, Landlord Tenant and Real Estate
California Western School of Law
The Law Office of David L. McCarthy only represents Tenants (renters) and can help you with almost any landlord/tenant situation or dispute. Writing demand letters, resolving disputes, defending evictions, motions, default judgments, writs and stopping lockouts are just a few of the services that I provide. I charge affordable, flat rate fees. Most issues can be resolved with a consultation and a demand letter or phone call to the landlord if necessary.
Andre Amin Khansari
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Andre Amin Khansari
Encino, CA Foreclosure Defense Lawyer with 22 years of experience
(818) 650-6444 16133 Ventura Blvd
Suite 1200
Encino, CA 91436
Foreclosure Defense, Bankruptcy, Business and Real Estate
University of Southern California Law School
Andre Khansari is an accomplished Southern California attorney. He represents individuals and businesses in Bankruptcy, Real Estate, Business, and Personal Injury matters. With nearly 20 years of experience, peers and clients alike have recognized Andre as an exceptional attorney.

Andre is committed to providing large firm advocacy with small firm prices. Call today to schedule a consultation to learn how he can help you.
Dinesh Ravindra Badkar
Claimed Lawyer Profile
Dinesh Ravindra Badkar
Los Angeles, CA Foreclosure Defense Attorney with 22 years of experience
(213) 703-4228 2934 1/2 Beverly Glen Circle, Suite 594
Los Angeles, CA 90077
Foreclosure Defense, Business, Construction and Real Estate
University of Minnesota Law School
Deborah Schrier-Rape
Claimed Lawyer Profile
Deborah Schrier-Rape
San Diego, CA Foreclosure Defense Attorney with 37 years of experience
(214) 732-6441 945 Fourth Ave.
Suite 305
San Diego, CA 92101
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Real Estate
Stanford University
Highly experienced in commercial litigation and general corporate matters. Has been both partner in AM Law 50 law firm and General Counsel of corporation. Great courtroom, negotiation and client relation skills.
Nicolette Glazer
Claimed Lawyer ProfileSocial Media
Nicolette Glazer
Los Angeles, CA Foreclosure Defense Lawyer with 24 years of experience
(310) 407-5353 1875 Century Park East, 7th Floor
Los Angeles, CA 90067
Foreclosure Defense, Consumer, Employment and Immigration
Pepperdine Univ School of Law
Leonard Jack Cravens
Claimed Lawyer Profile
Leonard Jack Cravens
Indio, CA Foreclosure Defense Lawyer with 23 years of experience
(866) 223-0353 45902 Oasis St. STE C
P.O. Box 2714
Indio, CA 92202
Foreclosure Defense, Bankruptcy, Criminal and Real Estate
Lincoln Law Sch of San Jose
John David Sarai
Claimed Lawyer ProfileOffers Video Conferencing
John David Sarai
Encino, CA Foreclosure Defense Attorney with 15 years of experience
(818) 732-4400 15910 Ventura Blvd., Suite 710
Encino, CA 91436
Offers Video ConferencingVideo ConfForeclosure Defense, Bankruptcy, Consumer and Personal Injury
Shepard Broad Law Center, Nova Southeastern University
Attorney John D. Sarai has obtained countless dollars in settlements and judgments for his personal injury clients that were involved in accidents ranging from car, truck and motorcycle accidents, as well as slip and fall cases and dog bite cases. He has also discharged millions of dollars through successful business and consumer bankruptcies that have helped his clients eliminate their debts, save their homes and businesses, resulting in clear and bright financial futures. In addition, John has been an advocate for his clients that have been harassed by their creditors and collection agencies, and has obtained thousands upon thousands of...
Hong Shen
Claimed Lawyer ProfileQ&A
Hong Shen
Westlake Village, CA Foreclosure Defense Attorney with 13 years of experience
(805) 491-4005 5707 Corsa Ave., #106
Westlake Village, CA 91362
Foreclosure Defense, Appeals, Bankruptcy and Civil Rights
Concord Law School
I am a patent prosecution attorney who has been working in the semiconductor industry for many years. I am also an inventor who has more than 10 patents issued/pending. In addition, I could be glad to help you in dealing with other legal matters.
Anthony D. Thompson
Claimed Lawyer ProfileBlawg Search
Anthony D. Thompson
San Diego, CA Foreclosure Defense Lawyer with 19 years of experience
(619) 615-0766 945 4th Ave
Suite 301
San Diego, CA 92101
Foreclosure Defense, Consumer, Elder and Real Estate
University of San Diego School of Law
Thomas Lee Watkins
Claimed Lawyer Profile
Thomas Lee Watkins
Banning, CA Foreclosure Defense Attorney with 32 years of experience
(951) 849-0326 12 S San Gorgonio Ave
Banning, CA 92220
Free ConsultationForeclosure Defense, Bankruptcy, Business and Divorce
Western State Univ COL
Denise M. Fitzpatrick
Claimed Lawyer Profile
Denise M. Fitzpatrick
Beverly Hills, CA Foreclosure Defense Attorney
(424) 218-1120 9440 Santa Monica Boulevard, Suite 301
Beverly Hills, CA 90210
Free ConsultationForeclosure Defense, Bankruptcy, Business and Consumer
Leslie Lohelani Abrigo
Claimed Lawyer Profile
Leslie Lohelani Abrigo
Chula Vista, CA Foreclosure Defense Attorney with 21 years of experience
(619) 422-7722 737 3rd Ave
Chula Vista, CA 91910
Foreclosure Defense, Bankruptcy, Business and Divorce
California Western School of Law
Paul N McCullum
Claimed Lawyer Profile
Paul N McCullum
Santa Monica, CA Foreclosure Defense Lawyer
(747) 444-2889 P.O. Box 3011
Santa Monica, CA 90408
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Real Estate
Paul McCullum is a hands-on consumer bankruptcy and is a tax attorney with a focus on both strategic tax planning and tax controversy. He is a zealous advocate for his clients in resolution of matters against the IRS, FTB, and for debt workouts with various creditors. With an extensive business background, he enjoys helping clients come out of bankruptcy with not only a fresh start, but a clear plan going forward. He has a special focus on tax planning for troubled borrowers in and out of the bankruptcy setting. Paul has specialized in bankruptcy law since he was a...
Taleed El-Sabawi
Claimed Lawyer Profile
Taleed El-Sabawi
San Diego, CA Foreclosure Defense Attorney with 12 years of experience
(619) 399-3366 5703 Oberlin Dr.
Suite 201
San Diego, CA 92121
Foreclosure Defense, Bankruptcy, Business and Estate Planning
The University of Texas School of Law
Harold D. Thompson
San Diego, CA Foreclosure Defense Attorney
(619) 615-0767 945 4th Ave
Suite 301
San Diego, CA 92101
Foreclosure Defense, Bankruptcy, Estate Planning and Real Estate
University of San Diego School of Law
Kathleen Sophia Box
San Diego, CA Foreclosure Defense Lawyer with 11 years of experience
(619) 471-2756 110 Euclid Ave
San Diego, CA 92113
Foreclosure Defense, Bankruptcy and Consumer
Gonzaga University School of Law
Daniel Lee Hembree
El Cajon, CA Foreclosure Defense Lawyer with 18 years of experience
(619) 590-1300 525 E Main St
El Cajon, CA 92020
Foreclosure Defense, Bankruptcy, Collections and Real Estate
Adam David Garcia
Claimed Lawyer ProfileQ&ASocial MediaResponsive Law
Adam David Garcia
(916) 596-1018 3800 Watt Ave
Suite 255
Sacramento, CA 95821
Free ConsultationSacramento, CA Foreclosure Defense Lawyer with 11 years of experience
Foreclosure Defense and Bankruptcy
James E. Rogers College of Law, University of Arizona and University of California, Berkeley School of Law
Adam Garcia is the founder and principal bankruptcy attorney at Sacramento Law Group LLP. Through years of practicing bankruptcy law Adam has developed a streamlined and efficient method for processing chapter 7 and chapter 13 bankruptcy cases. When contacting Sacramento Law Group LLP you will deal directly with an attorney and not a bankruptcy paralegal. From the first phone consultation to the final petition signing you will deal 1 on 1 with an attorney. Your case will not be handed off to a non-attorney at any point throughout your case. Adam's philosophy is to deliver...
Susan Ann Hemb
Claimed Lawyer ProfileSocial Media
Susan Ann Hemb
Clovis, CA Foreclosure Defense Lawyer with 20 years of experience
(559) 241-7050 420 Bullard Ave., Suite 105
Clovis, CA 93612
Free ConsultationForeclosure Defense and Bankruptcy
San Joaquin COL
Since 2004, Susan Hemb has developed a successful bankruptcy and family law practice based on her commitment to providing top-tier legal services to her clients. Whether her clients are facing financial crisis or the difficulties associated with family law matters in California, they can rest assured that she will protect their rights and interests. Whether you need diplomatic negotiation or aggressive trial advocacy, Ms. Hemb is a compassionate attorney who takes the time necessary to tailor her representation to meet the unique needs of each client.
Mohammad Mokarram
Claimed Lawyer ProfileOffers Video ConferencingSocial MediaResponsive Law
Mohammad Mokarram
(916) 642-9460 1101 Fulton Avenue
Suite #150
Sacramento, CA 95825
Free ConsultationOffers Video ConferencingVideo ConfSacramento, CA Foreclosure Defense Attorney with 16 years of experience
Foreclosure Defense and Bankruptcy
Lincoln University
Attorney Mokarram has focused on Bankruptcy Law since 2009 and has a good rapport with our local Trustees and Judges. Attorney Mokarram cares about his clients and understands the difficult process people go through during the bankruptcy process. PAYMENT PLAN: It is only $100 to hire us to start working on your case and we offer payment plans.
Mik  Liviakis
Claimed Lawyer ProfileOffers Video ConferencingSocial MediaResponsive Law
Mik Liviakis
(916) 459-2364 2377 Gold Meadow Way
Suite 100
Gold River, CA 95670
Free ConsultationOffers Video ConferencingVideo ConfGold River, CA Foreclosure Defense Lawyer with 16 years of experience
Foreclosure Defense and Bankruptcy
University of the Pacific, McGeorge School of Law
Sacramento Based Firm 10+ Years
I have been helping Sacramento area residents reduce their debt and protect their home ownership goals since 2008.

Outstanding Results
I am confident that our firm can solve most mortgage, credit card, and medical debt problems. We have helped thousands of people struggling with all types of debt. We use bankruptcy as a tool to rebuild a stronger financial future.

Debt Resolution Focused
We are specially positioned to help our clients with all types of bankruptcy, including chapter 13, chapter 7, and chapter 11. We also offer alternatives to bankruptcy, such as debt settlement. Our...
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