San Mateo County Foreclosure Defense Lawyers

Compare top rated California attorneys serving San Mateo County.
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James L. Arrasmith
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James L. Arrasmith
Foreclosure Defense Lawyer Serving San Mateo County, CA
10.0Justia Lawyer Rating for James L. Arrasmith
Facing foreclosure? Get an experienced attorney on your side. Call me for help!
I’m an experienced Sacramento foreclosure defense lawyer and I represent clients who are facing foreclosure. I will fight to help you keep your home and work for the best possible outcome in your case. Read More »
Fred A. Schwartz
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Fred A. Schwartz
San Mateo County, CA Foreclosure Defense Lawyer
(650) 577-5918 1900 S Norfolk St
#350
San Mateo, CA 94403
Free ConsultationForeclosure Defense and Bankruptcy
The University of Utah S.J. Quinney College of Law
Joseph B. Angelo
Claimed Lawyer ProfileSocial Media
Joseph B. Angelo
San Francisco County, CA Foreclosure Defense Lawyer with 14 years of experience
(415) 237-6475 75 Broadway
Suite 202
San Francisco, CA 94111
Free ConsultationForeclosure Defense and Bankruptcy
Willamette University College of Law
I am a founding partner of Gale, Angelo, Johnson & Patrick P.C., and practice in the areas of bankruptcy and consumer litigation. In bankruptcy, I represent both consumer debtors and businesses in chapter 7, 11, and 13 matters. In consumer litigation, I represent consumers in litigation under the Fair Credit Reporting Act, the Telephone Consumer Reporting Act, the Fair Debt Collection Practices Act, and the Rosenthal Act and has handled cases in those areas before both state and federal courts. I also have experience with appeals, having worked on cases before the Bankruptcy Appellate Panel and the Ninth Circuit Court...
Melanie Tavare
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Melanie Tavare
Alameda County, CA Foreclosure Defense Attorney
(510) 255-4646 225 W Winton Ave, Ste 111
Hayward, CA 94544
Free ConsultationForeclosure Defense, Bankruptcy and Estate Planning
University of San Francisco School of Law
Len Watkins
Claimed Lawyer ProfileSocial Media
Len Watkins
Alameda County, CA Foreclosure Defense Attorney with 36 years of experience
(510) 788-0040 1300 Clay Street
Room 600
Oakland, CA 94612
Free ConsultationForeclosure Defense, Antitrust, Bankruptcy and Real Estate
University of San Francisco School of Law
A resident of Oakland, Len spent much of his legal career with prestigious, top-ranked, San Francisco law firms. Mr. Watkins brings the same level of expertise, and standard of excellence, to his practice in the East Bay. Focusing on consumer bankruptcy and business law, Mr. Watkins’ depth of experience and training include: A Masters of Business Administration, concentrating on finance, from the University of California, at Davis A stock brokerage license (inactive) from the National Association of Securities Dealers A California Real Estate Broker’s license Previous Experience Business Attorney Norris & Norris (now...
Keith Matthew Velleca
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Keith Matthew Velleca
San Francisco County, CA Foreclosure Defense Lawyer with 32 years of experience
(415) 293-8048 One Market Street
Suite 3600
San Francisco, CA 94105
Foreclosure Defense, Business, Collections and Real Estate
U of San Francisco School of Law
Jonathan Donald Matthews
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Jonathan Donald Matthews
Alameda County, CA Foreclosure Defense Lawyer with 20 years of experience
(415) 283-6320 13885 Doolittle Drive, #105
San Leandro, CA 94577
Foreclosure Defense, Bankruptcy, Divorce and Estate Planning
Stanford Univ Law School
Joseph Erasto Jaramillo
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Joseph Erasto Jaramillo
Alameda County, CA Foreclosure Defense Attorney with 29 years of experience
(510) 271-8443 PO Box 29435
Oakland, CA 94604
Foreclosure Defense, Collections and Consumer
UC Berkeley School of Law Boalt Hall
Mr. Samuel Luzadas Jr.
Claimed Lawyer Profile
Mr. Samuel Luzadas Jr.
San Francisco County, CA Foreclosure Defense Lawyer
(415) 956-9555 564 Market St., Suite 418
San Francisco, CA 94104
Foreclosure Defense, Bankruptcy, Criminal and Domestic Violence
Golden Gate University School of Law
Tyler Elliot Hollingsworth
San Francisco County, CA Foreclosure Defense Lawyer with 18 years of experience
(415) 816-2053 605 Market St Ste 1200
San Francisco, CA 94105
Foreclosure Defense, Bankruptcy and Family
University of San Francisco School of Law
Chad Allen Schwartz
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Chad Allen Schwartz
San Mateo County, CA Foreclosure Defense Lawyer with 41 years of experience
(650) 577-5918 1900 S Norfolk St
#350
San Mateo, CA 94403
Free ConsultationForeclosure Defense and Bankruptcy
University of the Pacific, McGeorge School of Law
Scott Darrell Schwartz
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Scott Darrell Schwartz
San Mateo County, CA Foreclosure Defense Lawyer with 41 years of experience
1900 S Norfolk St
#350
San Mateo, CA 94403
Free ConsultationForeclosure Defense and Bankruptcy
University of the Pacific, McGeorge School of Law and University of California - Santa Barbara
Richard Wang Kun Suh
Alameda County, CA Foreclosure Defense Attorney with 26 years of experience
(510) 208-3109 7677 Oakport Street
Suite 110
Oakland, CA 94621
Foreclosure Defense, Bankruptcy, Estate Planning and Probate
UCLA School of Law
William Stanger
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William Stanger
Santa Clara County, CA Foreclosure Defense Lawyer with 9 years of experience
(408) 883-8466 541 Capitol Expy
#157
San Jose, CA 95136
Free ConsultationOffers Video ConferencingVideo ConfConstruction and Real Estate
University of California, Davis, School of Law
William "Bill" Stanger's legal philosophy is to provide cost-effective representation, straight-talk advice, and to keep his clients' reputations and business relationships intact. Prior to striking out on his own in 2021, Bill represented both plaintiffs and defendants in a wide variety of real estate, construction and insurance litigation throughout California with the Los Gatos law firm Sweeney Mason LLP, and the now-closed Oakland law firm Boornazian, Jensen & Garthe. Bill has been a licensed California attorney since 2014. Bill earned his JD at the University of California, Davis School of Law, where he served as Editor-in-Chief of the Business Law Journal Volume...
Andre Amin Khansari
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Andre Amin Khansari
Alameda County, CA Foreclosure Defense Lawyer with 22 years of experience
(510) 255-6840 2081 Center St
Berkeley, CA 94704
Foreclosure Defense, Bankruptcy, Business and Real Estate
University of Southern California Law School
Andre Khansari is an accomplished Southern California attorney. He represents individuals and businesses in Bankruptcy, Real Estate, Business, and Personal Injury matters. With nearly 20 years of experience, peers and clients alike have recognized Andre as an exceptional attorney.

Andre is committed to providing large firm advocacy with small firm prices. Call today to schedule a consultation to learn how he can help you.
Candace Y. Brooks
Claimed Lawyer ProfileOffers Video ConferencingSocial MediaResponsive Law
Candace Y. Brooks
(707) 421-8884 1652 West Texas Street
Fairfield, CA 94533
Free ConsultationOffers Video ConferencingVideo ConfSolano County, CA Foreclosure Defense Lawyer with 28 years of experience
Foreclosure Defense, Bankruptcy and Business
Lincoln Law School of Sacramento
Candace opened her own law practice in 1996. Candace’s law practice focuses on helping clients with their bankruptcy and business needs. For the past 27 years, Candace has devoted her law practice to assisting individuals and businesses through the difficult process of bankruptcy and reorganization after carefully examining all options with her clients. Candace helps her clients navigate through the difficult and stressful process of filing for protection under the federal bankruptcy law. Candace has fought for the rights of numerous individuals and businesses facing economic uncertainty which has required representation in the federal Bankruptcy Courts, and advising...
Michael Rinne
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Michael Rinne
Contra Costa County, CA Foreclosure Defense Lawyer with 21 years of experience
(800) 303-2964 3478 Buskirk Ave.
Suite 1000
Pleasant Hill, CA 94523
Free ConsultationForeclosure Defense, Bankruptcy, Energy and International
Golden Gate University and Eberhard-Karls-University Tuebingen
Gurbob Singh Somal
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Gurbob Singh Somal
Alameda County, CA Foreclosure Defense Lawyer with 14 years of experience
(415) 754-0115 4000 Pimlico Dr
Ste # 114-234
Pleasanton, CA 94588
Foreclosure Defense, Bankruptcy and Tax
Lincoln University and Golden Gate University School of Law
Ryan Dewey Griffin
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Ryan Dewey Griffin
Santa Clara County, CA Foreclosure Defense Attorney with 18 years of experience
(408) 998-7211 181 Devine Street
San Jose, CA 95110
Foreclosure Defense, Bankruptcy, Business and Insurance Claims
California Western School of Law
I maintain offices in San Jose and Sacramento where I run a general practice with a focus on bankruptcy. Call for a chapter 7, 13 or 11 bankruptcy consultation, or contact us with your issues related to small business, real estate, or personal injury.
Lisa M. Edgar-Dickman
Claimed Lawyer Profile
Lisa M. Edgar-Dickman
Contra Costa County, CA Foreclosure Defense Attorney
(925) 945-1045 111 Deerwood Rd
200
San Ramon, CA 94583
Foreclosure Defense, Bankruptcy, Probate and Real Estate
I have been licensed attorney for 33 years in general practice. I am licensed in three states specifically, Illinois , Colorado and California. I am married with three grown children. I primarily practice out of my San Ramon law office however all three licenses are active.
Denise Perelli-Minetti
Claimed Lawyer ProfileOffers Video ConferencingResponsive Law
Denise Perelli-Minetti
Alameda County, CA Foreclosure Defense Lawyer
(925) 701-1718 350 Main Street
Suite H
Pleasanton, CA 94566
Offers Video ConferencingVideo ConfForeclosure Defense, Divorce, Domestic Violence and Family
Denise Perelli-Minetti practices in Northern California with her central office located in Pleasanton, California. Her legal practice focuses on areas of Elder Law, Special Education, Mental and Health Disability Issues, Domestic Violence issues and Estate Planning and Administration.

Denise is a passionate attorney that has experience with matters dealing with family issues. Denise is trained and experienced in Mediation, Victim Offender Reconciliation, and Domestic Violence Advocacy. Denise has also completed the California Minor's training and is a huge advocate for minor's rights. Denise also has substantial knowledge and experience representing children in school and she has been very successful...
Megan Dailey
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Megan Dailey
Contra Costa County, CA Foreclosure Defense Lawyer with 21 years of experience
(415) 794-4479 3478 Buskirk Avenue Ste 1000
Pleasant Hill, CA 94523
Foreclosure Defense
University of California College of the Law, San Francisco
Adam David Garcia
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Adam David Garcia
(916) 596-1018 3800 Watt Ave
Suite 255
Sacramento, CA 95821
Free ConsultationSacramento County, CA Foreclosure Defense Lawyer with 11 years of experience
Foreclosure Defense and Bankruptcy
James E. Rogers College of Law, University of Arizona and University of California, Berkeley School of Law
Adam Garcia is the founder and principal bankruptcy attorney at Sacramento Law Group LLP. Through years of practicing bankruptcy law Adam has developed a streamlined and efficient method for processing chapter 7 and chapter 13 bankruptcy cases. When contacting Sacramento Law Group LLP you will deal directly with an attorney and not a bankruptcy paralegal. From the first phone consultation to the final petition signing you will deal 1 on 1 with an attorney. Your case will not be handed off to a non-attorney at any point throughout your case. Adam's philosophy is to deliver...
Mohammad Mokarram
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Mohammad Mokarram
(916) 642-9460 1101 Fulton Avenue
Suite #150
Sacramento, CA 95825
Free ConsultationOffers Video ConferencingVideo ConfSacramento County, CA Foreclosure Defense Attorney with 16 years of experience
Foreclosure Defense and Bankruptcy
Lincoln University
Attorney Mokarram has focused on Bankruptcy Law since 2009 and has a good rapport with our local Trustees and Judges. Attorney Mokarram cares about his clients and understands the difficult process people go through during the bankruptcy process. PAYMENT PLAN: It is only $100 to hire us to start working on your case and we offer payment plans.
Brian Davalos
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Brian Davalos
San Joaquin County, CA Foreclosure Defense Lawyer with 10 years of experience
(209) 400-4517 2502 Beverly Place
Stockton, CA 95204
Offers Video ConferencingVideo ConfForeclosure Defense, Criminal, Divorce and Real Estate
University of the Pacific, McGeorge School of Law
The Davalos Law Firm is committed to providing the legal help you need by first examining and reviewing the case, understanding your needs and wishes surrounding the outcome and with honesty and integrity delivering the best possible results for you. We specialize in the following law areas Family, Civil Litigation, Criminal Defense, Landlord Tenant, Real Estate and Foreclosure Defense.
Mik  Liviakis
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Mik Liviakis
(916) 459-2364 1215 K Street
Sacramento, CA 95814
Free ConsultationOffers Video ConferencingVideo ConfSacramento County, CA Foreclosure Defense Lawyer with 16 years of experience
Foreclosure Defense and Bankruptcy
University of the Pacific, McGeorge School of Law
Sacramento Based Firm 10+ Years
I have been helping Sacramento area residents reduce their debt and protect their home ownership goals since 2008.

Outstanding Results
I am confident that our firm can solve most mortgage, credit card, and medical debt problems. We have helped thousands of people struggling with all types of debt. We use bankruptcy as a tool to rebuild a stronger financial future.

Debt Resolution Focused
We are specially positioned to help our clients with all types of bankruptcy, including chapter 13, chapter 7, and chapter 11. We also offer alternatives to bankruptcy, such as debt settlement. Our...
Marc A. Carpenter
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Marc A. Carpenter
Sacramento County, CA Foreclosure Defense Lawyer with 39 years of experience
(916) 927-4989 555 University Ave
#170
Sacramento, CA 95825
Free ConsultationForeclosure Defense, Bankruptcy and Business
Golden Gate University School of Law
Mr. Carpenter has been a member of the State Bar of California since 1985. He brings considerable legal experience with corporate, business, and financial transactions. Mr. Carpenter’s legal experience includes buying and selling of businesses, stock, assets and professional practices, commercial finance and lending transactions, licensing and regulatory franchising, employment, and labor matters. Mr. Carpenter has closed business transactions with aggregate financial value exceeding $750 million during his career with Fortune 500 companies and small businesses. Commercial transactions have included purchases, sales and leases, intellectual property, mergers, acquisitions, technology development, financing, and various other business transactions. Prior to Brooks &...
Elliot Gale
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Elliot Gale
Sacramento County, CA Foreclosure Defense Lawyer with 14 years of experience
(916) 273-7777 333 University Avenue
Suite 600
Sacramento, CA 95825
Free ConsultationForeclosure Defense, Bankruptcy and Consumer
Santa Clara University School of Law
Hi! I'm Elliot W. Gale, I am a managing partner at Gale, Angelo, Johnson & Patrick PC. I graduated Magna Cum Laude from the University of Florida in 2004 and love all things "Gators" related. Later, I earned my Juris Doctorate from Santa Clara University in 2008 which started my career in law. Prior to opening my own firm, I was a Senior Associate at a consumer bankruptcy law firm for 9+ years and oversaw more than one thousand Chapter 7, chapter 13 filings and argued before both the 9th Circuit Bankruptcy Appellate Panel and the 9th Circuit Court of...
Dennise Suzanne Henderson
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Dennise Suzanne Henderson
Sacramento County, CA Foreclosure Defense Lawyer with 24 years of experience
(916) 456-2027 1903 21st St
Sacramento, CA 95811
Foreclosure Defense, DUI, Juvenile and White Collar Crime
McGeorge School of Law Univ of the Pacific
Ms. Henderson has been representing clients in criminal and juvenile cases since 1997. Her clients have been found not guilty on all counts in over half of her trials. The focus is always to understand the personal needs of the client (obtaining employment in the future, licensing, how the case impacts the client personally, professionally, legally and emotionally.) Often times success is gauged in reducing time,protecting the client's record for the future (avoiding strikes, priors, prison) and looking at alternative sentences. The approach to criminal defendants in most counties in California is very impersonal and often times...
Peter G. Macaluso
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Peter G. Macaluso
Sacramento County, CA Foreclosure Defense Attorney with 22 years of experience
(916) 392-6591 7230 S Land Park Dr
Suite #127
Sacramento, CA 95831
Free ConsultationForeclosure Defense and Bankruptcy
Lincoln Law School
Peter G. Macaluso began practicing bankruptcy law over 19 years ago. In that time, Pete has seen thousands of bankruptcy cases to completion and helped many individuals, families, and small businesses in the greater Sacramento area gain financial freedom. Pete's primary focus is on Chapter 7 and Chapter 13 bankruptcy cases and has a great deal of experience in bankruptcy litigation. If you are facing credit card or medical debts, wage garnishment, home foreclosure, or other debt issues, Peter G. Macaluso has the experience to develop a plan to get your life back on track. As a bankruptcy attorney, Pete...
Reginald Regan Hindley
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Reginald Regan Hindley
Sonoma County, CA Foreclosure Defense Lawyer with 34 years of experience
(707) 575-3700 718 Orchard St
Santa Rosa, CA 95404
Free ConsultationOffers Video ConferencingVideo ConfForeclosure Defense, Bankruptcy, Probate and Real Estate
Pepperdine Univ School of Law
Reginald Hindley is an attorney at law in Northern California with Hindley Law Office in Santa Rosa and San Francisco. He has been practicing law in the general Bay Area for over 35 years. Reginald was born in San Jose, California and is from a family of eight children raised in San Jose and Santa Rosa, California. Reginald received his bachelor degree from the University of California at Santa Barbara in 1986 where he studied history, business management, accounting, and economics. He graduated in 1990 from Pepperdine University Law School in Malibu, near Los Angeles, California where he...
Theodore Allan Greene
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Theodore Allan Greene
Sacramento County, CA Foreclosure Defense Attorney with 21 years of experience
(916) 442-6400 1912 F Street #110
Sacramento, CA 95811
Free ConsultationForeclosure Defense, Bankruptcy, Personal Injury and Real Estate
Lincoln Law School
The Law Offices of Ted A. Greene, Inc. was formed in 2002. We have helped many people n the years since. We currently have 3 attorneys working in the areas of Personal Injury, Bankruptcy, Foreclosure Defense, Real Estate Law and Civil Litigation. If we can't help you we will try to find you someone who might be able to by referring you to another firm. We pride ourselves on treating our clients like we would like to be treated so if you have any legal needs you should give us a call.
Peter Nicholas Hadiaris
Claimed Lawyer Profile
Peter Nicholas Hadiaris
Sonoma County, CA Foreclosure Defense Attorney with 37 years of experience
(415) 694-0052 3426 Idaho Drive
Santa Rosa, CA 95405
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Real Estate
University of Michigan Law School and Univ of Michigan Law Sch
I am a sole practitioner with more than 40 years experience practicing law. I do commercial and general litigation, and bankruptcy cases. I provide straightforward advice, effective representation, and cost efficient services. I deliver excellent results at a reasonable cost for my clients.
Scott Shumaker
Claimed Lawyer Profile
Scott Shumaker
Sacramento County, CA Foreclosure Defense Attorney with 30 years of experience
(916) 441-2199 1007 7th St.
Suite 306
Sacramento, CA 95814
Foreclosure Defense, Bankruptcy, Collections and Personal Injury
Danny Keith Byron Dunnagan
Sacramento County, CA Foreclosure Defense Lawyer with 18 years of experience
(916) 966-2260 2339 Gold Meadow Way
UNIT 101
Gold River, CA 95670
Foreclosure Defense, Business, Collections and Real Estate
Willamette University College of Law
William Earl Winfield
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William Earl Winfield
(805) 604-4106 5811 Olivas Park Drive,
Suite 202
Ventura, CA 93003
Ventura County, CA Foreclosure Defense Lawyer with 38 years of experience
Foreclosure Defense, Bankruptcy and Business
Univ of Utah COL
William E. Winfield practices in the areas of general business law, civil litigation, real property, landlord/tenant, securities, oil and gas, bankruptcy and creditor/debtor rights.

He is board certified in Business Bankruptcy by the American Board of Certification.

Bill has served as an arbitrator for the National Association of Securities Dealers and the Ventura County Superior Court, where he has also served as a visiting judge.

Bill is the author of “Rejection of Non-Residential Leases of Real Property in Bankruptcy: What Happens to the Mortgagees’ Security Interest” published in the April 1990 Pepperdine Law Review. Bill has been admitted...
David S. Shevitz
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David S. Shevitz
Los Angeles County, CA Foreclosure Defense Lawyer with 13 years of experience
(213) 863-0183 5850 Canoga Ave.
Suite 400
Woodland Hills, CA 91367
Offers Video ConferencingVideo ConfForeclosure Defense, Bankruptcy, Business and Collections
Loyola Law School, Los Angeles
Mr. Shevitz is an experienced bankruptcy attorney. He is certified as a Bankruptcy Specialist by the State Bar of California, Board of Legal Specialization. His practice focuses on business reorganizations, individual debtor representation, and creditor representation in bankruptcy proceedings and related business litigation matters. Between 2011 and 2015, David was an attorney at a boutique bankruptcy firm where he represented individuals and businesses in Chapters 7, 11 and 13 as well related business litigation matters. During law school, David served as a legal intern for the Honorable Sheri Bluebond, US Bankruptcy Court for the Central District...
Aaron Michael Lloyd
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Aaron Michael Lloyd
(909) 854-4958 15437 Anacapa Rd.
Victorville, CA 92392
Free ConsultationOffers Video ConferencingVideo ConfSan Bernardino County, CA Foreclosure Defense Lawyer with 8 years of experience
Foreclosure Defense, Bankruptcy, Collections and Personal Injury
California Western School of Law
PHONE CONSULT AVAILABLE. I have personal experience with hundreds of bankruptcy cases, ranging from simple chapter 7 cases to complex chapter 13 cases. I work with the majority of the bankruptcy trustees in this district and have appeared in the 341a hearings hundreds of times. I know the process and the nuances of bankruptcy law. Few attorneys possess my background and extensive experience in this area of the law.

EXCLUSIVE PRACTICE. My practice is limited to bankruptcy cases only. I keep up to date on all the laws related to bankruptcy to make sure I give you the best representation...
Gregory Mark Shanfeld
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Gregory Mark Shanfeld
Los Angeles County, CA Foreclosure Defense Attorney with 30 years of experience
(661) 669-7102 45024 10th Street West, Suite 101
Lancaster, CA 93534
Free ConsultationForeclosure Defense and Bankruptcy
University of Southern California Gould School of Law
As a founding partner at the firm Wadhwani & Shanfeld, Southern California lawyer Greg Shanfeld offers counsel to debtors from all walks of life. Mr. Shanfeld began his legal career in the year 1994, and has practiced in both California and Texas. On the website Avvo.com, he has been recognized with a rating of 8.6 Excellent. He is a graduate of UCLA and the USC Law School. To learn more information about his firm, contact the firm today.
Ahren  Tiller
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Ahren Tiller
Los Angeles County, CA Foreclosure Defense Attorney with 16 years of experience
(800) 551-7922 11500 Olympic Blvd., 4th Floor
Los Angeles, CA 90064
Free ConsultationForeclosure Defense and Bankruptcy
Thomas Jefferson School of Law
I focus my law practice on Bankruptcy. I have worked on over 10,000 bankruptcy cases and personally handle complex litigation matters faced by the clients of the Bankruptcy Law Center. I am one of only three Certified Consumer Bankruptcy Law Specialists in San Diego County and I am recognized by the American Board of Certification as a Specialist in Consumer Bankruptcy Law. At my law firm, Bankruptcy Law Center APC, located in San Diego, Vista and Los Angeles, California, we have an experienced and professional team of lawyers whose sole mission is to help people facing tough financial times—overwhelming credit card debts,...
Ching K. Chiao
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Ching K. Chiao
Los Angeles County, CA Foreclosure Defense Attorney with 17 years of experience
(626) 698-0088 600 S. Lake Avenue
Suite 303
Pasadena, CA 91106
Foreclosure Defense, Bankruptcy, Business and Real Estate
Southwestern University School of Law
As one of the firm’s founding attorneys, Ching K. Chiao is a respected and prominent member of the Southern California Real Estate and Business Law community. Mr. Chiao represents various individuals and businesses, including major real estate developers in the Greater Los Angeles Area with portfolios in excess of $500,000,000. His representation includes notable deals with Home Depot, Office Depot, Food-4-Less, Rite Aid, Ross Dress-for-Less, JC Penny’s, McDonald’s, Wendy’s, Starbucks, Seattle’s Best, Foot Locker, Gymboree, AT&T, Sprint, Verizon, MetroPCS, and many more. Mr. Chiao prides himself on delivering exceptional results in a cost-effective manner. Companies who utilize...
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