Volcano, California Insurance Claims Lawyers

John Albert Sullivan
Claimed Lawyer Profile
PINE GROVE, CA Insurance Claims Lawyer with 39 years experience
(209) 296-2111 13610 Redbud Lane
PINE GROVE, CA 95665
Insurance Claims, Asbestos, Business and Collections
Southwestern Univ School of Law
Jude Redkey
Claimed Lawyer ProfileSocial Media
Sutter Creek, CA Insurance Claims Attorney with 21 years experience
(916) 877-9700 105 Boston Alley
Sutter Creek, CA 95685
Free ConsultationInsurance Claims, Personal Injury and Products Liability
Univ of Denver COL
Redkey Gordon Law Corp was formed in 2014. Jude Redkey has over 15 years of experience with personal injury matters. He focuses exclusively on personal injury matters which involved informal claim resolution and court litigation. Mr. Redkey has an active civil litigation practice, emphasizing personal injury law, including but not limited to; Auto Accidents; Wrongful Death; Uninsured and Under-Insured Motorist Claims; Back & Neck injuries; Big Rig Accidents; Burn Injuries or Scars; Motorcycle & Bicycle Accidents; Bus, Boat, Train, and Ski Accidents.
John Steiner
Claimed Lawyer Profile
Sacramento, CA Insurance Claims Attorney
(888) 885-8529 1600 Sacramento Inn Way Suite 214
Sacramento, CA 95815-3461
Free ConsultationInsurance Claims, Animal, Health Care and Personal Injury
Chapman University
John Steiner is an attorney licensed to practice in California (state) and all four United States District Courts in California (federal).

John is the founder of Steiner Injury Law. Steiner Injury Law serves individuals in Sacramento and the rest of California who have been involved in an automobile accident or otherwise suffered injuries due to the actions or negligence of a third party.

"We have a no-fee guarantee for accident and personal injury clients. Accident and personal injury clients pay no money upfront and only pay a contingent fee if we recover for them."

Steiner Injury Law handles numerous types of personal injury...
Anthony Garilli
Claimed Lawyer ProfileSocial Media
Sacramento, CA Insurance Claims Attorney with 8 years experience
(888) 997-5170 401 Watt Avenue
Sacramento, CA 95864
Free ConsultationInsurance Claims, Nursing Home, Personal Injury and Products Liability
Chapman University
In 2015, Anthony J. Garilli joined Kershaw, Cook & Talley PC as a personal injury attorney. Anthony has always fought hard on behalf of his fellow citizens. He served his country as a U.S. Marine for six years and prosecuted crimes on behalf of the People of the State of California as a Deputy District Attorney for nearly four years. As a Deputy DA, he tried numerous cases to jury verdicts and has spent a significant part of his legal career litigating in the courtroom. He has prosecuted and tried cases ranging from juvenile matters...
Mr. Dennis Anthony Sommese Esq.
Claimed Lawyer ProfileSocial Media
SACRAMENTO, CA Insurance Claims Attorney with 34 years experience
(800) 782-6675 4219 ARDEN WAY
P.O. BOX 255308
SACRAMENTO, CA 95864
Free ConsultationInsurance Claims, Employment, Military and Personal Injury
University of the Pacific, McGeorge School of Law and Seton Hall University
Frederick J. Sette
Claimed Lawyer ProfileSocial Media
Sacramento, CA Insurance Claims Lawyer with 24 years experience
(888) 516-6262 1700 I St
Suite 120
Sacramento, CA 95811
Free ConsultationInsurance Claims and Personal Injury
University of the Pacific, McGeorge School of Law
For the past 20 years all I have done is represent people who have been harmed in a personal injury accident, whether that accident was a car accident or some other sort of incident such as a dangerous condition of a product or someone's property. Harm includes medical bills, loss of income, and pain and suffering.
Joseph Weinberger
Claimed Lawyer ProfileSocial Media
Folsom , CA Insurance Claims Attorney with 30 years experience
(916) 299-8131 1839 Iron Point Road
Suite 180
Folsom , CA 95630
Free ConsultationInsurance Claims, Personal Injury and Products Liability
University of the Pacific, McGeorge School of Law
For more than 25 years, Joseph Weinberger has been protecting the rights of the injured as a personal injury attorney at the Weinberger Law Firm in Sacramento. Over the course of his career, Mr. Weinberger has represented thousands of injury victims at every level of state and federal courts. He is committed to obtaining fair compensation for his clients that will secure their financial futures for the foreseeable future. Many of his cases have put him in opposition with large insurance companies and corporations. He has successfully litigated cases against behemoth corporations and their team of attorneys. While settlement is...
Barry Alan Zimmerman
Claimed Lawyer ProfileResponsive Law
auburn, CA Insurance Claims Attorney with 32 years experience
(530) 823-0705 1515 Lincoln Way
auburn, CA 95603
Free ConsultationInsurance Claims, Medical Malpractice, Personal Injury and Products Liability
Golden Gate University, School of Law and University of California, Santa Barbara
For over 30 years Barry Zimmerman has been helping victims of car accidents, truck accidents, motorcycle accidents, bicycle accidents recover millions of dollars for their traumatic injuries, wrongful death, traumatic brain injuries, neck injuries, back injuries, fractures, surgeries and soft tissue injuries for individuals in Auburn, Roseville, Sacramento, El Dorado County, Nevada County and throughout California.
David Eugene Smith
Claimed Lawyer Profile
Sacramento, CA Insurance Claims Lawyer with 43 years experience
(916) 448-9800 401 Watt Ave
Sacramento, CA 95864
Insurance Claims, Asbestos, Elder and Legal Malpractice
McGeorge School of Law Univ of the Pacific
Nathaniel Dale Sterling
Claimed Lawyer Profile
Fair Oaks, CA Insurance Claims Attorney with 17 years experience
(916) 801-4386 4790 Dewey Dr
Fair Oaks, CA 95628
Free ConsultationInsurance Claims, Arbitration & Mediation, Business and Personal Injury
University of the Pacific, McGeorge School of Law
Call attorney Nate Sterling right now for a free consult. Nate Sterling has 15+ years of experience as an attorney handling hundreds of litigations and drafting hundreds of legal documents including contracts, trusts, wills, briefs, complaints, answers, discovery, etc. Nate Sterling attained a Juris Doctor law degree from University of the Pacific McGeorge in 2001. Nate Sterling has years of experience handling mediations and has a master's degree from CSU in mediation, negotiation, and dispute resolution. Nate Sterling has a wealth of experience in both handling litigation and transactions involving contracts, business law, real estate law,...
David Michael Ingram
Claimed Lawyer Profile
Sacramento, CA Insurance Claims Attorney with 26 years experience
(916) 244-3400 2101 W Street
Sacramento, CA 95818
Insurance Claims, Construction, Insurance Defense and Landlord Tenant
University of the Pacific, McGeorge School of Law
Tennant & Ingram, Inc. is a boutique general litigation firm offering legal representation in numerous areas, including but not limited to, real estate, construction, personal injury, insurance, business, and subrogation. We endeavor to resolve our clients' disputes early before the time and expense of litigation becomes overbearing. On the other hand, we prepare arduously and stand ready for trial in the event no other reasonable recourse is available. From our office in Sacramento, we serve clients located throughout Northern California, from Fresno to the Oregon border.
Roeuth Sam
Claimed Lawyer ProfileSocial Media
Modesto, CA Insurance Claims Lawyer with 11 years experience
(916) 600-9016 9245 Laguna Springs Drive
Ste. 205
Modesto, CA 95354
Free ConsultationInsurance Claims, Medical Malpractice and Personal Injury
California Western School of Law and California State University - Sacramento
Mr. Roeuth Sam founded this firm after working for one of the biggest plaintiff’s personal injury firms in California. For the past eight years, Mr. Sam represented over a thousand injured clients. Mr. Sam worked in the pre-litigation department for several years handeling claims from the very beginning. Mr. Sam transferred into the litigation department and litigated hundreds of cases. Mr. Sam helped many injured victims navigate the complexities of litigation which included filing lawsuits, sending out and responding to written interrogatories, defending and taking depositions, retaining experts, appearing in court, arguing motions, attending mediations, arbitrations or settlement

Mr. Sam, a...
Christian Jason Smith
Claimed Lawyer ProfileSocial Media
Sacramento, CA Insurance Claims Lawyer with 14 years experience
(916) 569-8100 641 Fulton Avenue, Suite 200
www.smplawcorp.com
Sacramento, CA 95825
Insurance Claims, Business, Construction and Employment
McGeorge School of Law Univ of the Pacific
Lynn Margaret Sherrell
Claimed Lawyer ProfileSocial Media
Berkeley, CA Insurance Claims Attorney with 35 years experience
(510) 843-6060 2141 Emerson St
Berkeley, CA 94705
Insurance Claims, Business, Consumer and Estate Planning
Golden Gate University School of Law
Lynn Sherrell is in solo-practice in Berkeley California, following a dozen years in San Francisco law firms practicing personal injury, products' liability and worker's compensation law. Lynn has achieved a Specialization in Estate Planning, Trust and Probate Law of the State Bar of California Department of Legal Specialization. Lynn is client oriented and serves individuals, families, small businesses and small owner investors in many aspects of civil law and litigation. When you need an advocate on your side, get a woman on your case. Lynn is a graduate of Golden Gate University Law School with an emphasis in public interest...
Douglas Alan Goss
Claimed Lawyer ProfileSocial Media
Stockton, CA Insurance Claims Lawyer with 29 years experience
(209) 373-4680 3439 Brookside Road
Suite 205
Stockton, CA 95219
Free ConsultationInsurance Claims, Criminal, DUI and Personal Injury
Humphrey's Coll School of Law
I have been practicing law in San Joaquin county for over 28 years. Before becoming an attorney, I worked in San Joaquin County law enforcement for over 15 years. I have successfully resolved thousands of cases here. I know the area, and am familiar with the legal community. I provide legal representation and services ranging from major felony criminal defense, DUI defense, misdemeanor defense, personal injury, traffic tickets, expungements, and other forms of clearing your criminal record. If I don't practice in the area of law you need, I will make sure to find a high quality attorney who can...
Steven Jeffrey Mehlman
Claimed Lawyer ProfileSocial Media
Walnut Creek, CA Insurance Claims Lawyer with 39 years experience
(925) 935-3575 3050 Citrus Circle,, Suite 203
Walnut Creek, CA 94598
Free ConsultationInsurance Claims, Animal, Business and Collections
University of Michigan
Mehlman Law Group is an East Bay (Walnut Creek, CA) real estate, business, and civil litigation law firm. We practice in all San Francisco Bay Area state and federal courts. I believe all clients should have access to high-quality legal services. Many of my clients see me as their "in-house" counsel or trusted personal legal advisor. For legal advice or representation, contact me at (925) 935-3575 or steven@mehlmanlawgroup.com for a free consultation. I have thirty years of experience representing small businesses and individuals. I consult with, provide guidance to, and refer clients to other professionals, including real estate and mortgage brokers, accountants,...
Paige Simmons Esq.
Claimed Lawyer ProfileSocial Media
Brentwood, CA Insurance Claims Lawyer with 8 years experience
(925) 756-7777 131 Sand Creek Rd
#H
Brentwood, CA 94513
Free ConsultationInsurance Claims, Business, Landlord Tenant and Real Estate
Case Western Reserve University School of Law
The Simmons Law Firm is led by Paige Simmons, Esq. Paige has provided legal counsel to California and New York businesses, community associations, management companies, and building owners for close to a decade. She has also spent several years defending and suing Fortune 500 companies like Staples, Home Depot, Benihana, KB Homes and Richmond American Homes. In addition, Paige has handled hundreds of commercial and residential landlord-tenant disputes, judicial foreclosures, personal judgments, and liens.

Paige brings several years of business acumen and insurance knowledge to the firm. Prior to embarking on her legal career, Paige was a licensed all-lines...
Martin Ross Sances
Claimed Lawyer ProfileQ&ABlawgsearchSocial Media
Lafayette, CA Insurance Claims Lawyer with 25 years experience
(925) 284-2810 3736 Mt. Diablo Blvd.
Suite 300
Lafayette, CA 94549
Insurance Claims, Business, Communications and Construction
Univ of Wisconsin Law School
Areas of Expertise

Business advice and counseling
Contract drafting and review
Corporate structure and transactions
Licensing and regulation
Employment and labor negotiation
Insurance coverage and claims handling
Education

B.A., Colgate University, 1991
Phi Beta Kappa, Magna Cum Laude
J.D., University of Wisconsin Law School, 1994

Martin is an experienced business attorney who facilitates transactions while minimizing the risks and pitfalls facing his clients. Martin takes a “can-do” approach to legal problems that focuses on crafting deals through an integrative and value creating process rather than conflict.
Debra Ann Sitzberger
Claimed Lawyer ProfileSocial Media
Nevada City, CA Insurance Claims Lawyer with 36 years experience
(530) 349-4790 11750 Ridge Rd
Nevada City, CA 95959
Insurance Claims, Business, Construction and Real Estate
Univ of Washington School of Law
Voted the Best Attorney in Nevada County 6 consecutive years, Debra, is licensed in both California and Washington. She was admitted to the Washington Bar in 1983, While in Seattle, Debra worked for a prominent general business/real estate law firm before becoming Vice President, General Counsel, Designated Broker, and Interim Director of Human Resources for a multi-million dollar real estate development and management company. She handled all corporate, real estate, land-use, risk management, and insurance matters including airplane leasing and counseling a charitable foundation. She procured multi-million dollar settlements on behalf of the company. ...
Elaine Cerveno
Claimed Lawyer Profile
Vacaville, CA Insurance Claims Lawyer with 27 years experience
(707) 646-1178 PO Box 1873
Vacaville, CA 95696
Free ConsultationInsurance Claims, Bankruptcy, Business and Estate Planning
Boston University School of Law
David William Ginn
Claimed Lawyer Profile
Walnut Creek, CA Insurance Claims Lawyer with 33 years experience
(925) 256-4466 1981 N Broadway
Ste. 275
Walnut Creek, CA 94596
Insurance Claims, Business, Construction and Personal Injury
University of California, Hastings College of the Law
Ginn & Crosby, LLP emphasizes real property and construction law. We assist clients in public works projects and commercial development, as well as litigation.
Beth Wolf Mora
Claimed Lawyer Profile
San Ramon, CA Insurance Claims Lawyer with 19 years experience
(925) 820-8949 18 Crow Canyon Court, Suite 145
San Ramon, CA 94583
Free ConsultationInsurance Claims, Business, Civil Rights and Elder
Golden Gate University School of Law
Michael Peter Semansky
Claimed Lawyer Profile
Martinez, CA Insurance Claims Lawyer with 48 years experience
(925) 372-8766 3rd Floor
Martinez, CA 94553
Insurance Claims, Business, Criminal and Personal Injury
U of San Francisco School of Law
Attorney Michael P. Semansky has been representing clients in criminal defense and personal injury matters for over 36 years. He is dedicated to providing each client with personalized attention and strives to resolve every case efficiently and effectively. If you are in need of a settlement or recovery for your personal injury claim, or an aggressive criminal defense, he is an attorney you can trust to get results.
Cory B. Chartrand
Claimed Lawyer Profile
Turlock, CA Insurance Claims Lawyer with 25 years experience
(209) 667-2300 300 N. Palm Street
Turlock, CA 95381
Free ConsultationInsurance Claims, Insurance Defense, Personal Injury and Products Liability
University of the Pacific, McGeorge School of Law
John Frederick Cavin
Claimed Lawyer Profile
San Ramon, CA Insurance Claims Lawyer with 40 years experience
(925) 277-3580 2000 Crow Canyon Rd
San Ramon, CA 94583
Insurance Claims, Arbitration & Mediation and Real Estate
Pepperdine Univ School of Law
William Eric Blumhardt
Claimed Lawyer Profile
Walnut Creek, CA Insurance Claims Attorney with 35 years experience
(925) 930-6600 2033 N. Main Street, Suite 800
Walnut Creek, CA 94596
Insurance Claims and Appeals
University of the Pacific, McGeorge School of Law
Yvette Durant
Claimed Lawyer Profile
Truckee, CA Insurance Claims Lawyer with 28 years experience
(530) 582-8585 10037 E River St
Truckee, CA 96161
Insurance Claims, Business, Divorce and Landlord Tenant
University of Washington School of Law
Ms. Durant earned her Juris Doctor degree in 1991 from the University of Washington in Seattle, WA. She was born in Reno, Nevada and spent time at the family cabin in Truckee, CA since 1976. She returned to Truckee and started her own law firm in 1999. Ms. Durant's practice focuses primarily on family law litigation and mediation services, as well as personal injury, real property and contractual litigation.
Nick Rossi
Claimed Lawyer Profile
Napa, CA Insurance Claims Attorney
845 Jefferson Street
Napa, CA 94559
Insurance Claims, Business, Divorce and Municipal
University of California Hastings College of the Law
Born In Napa, CA - 6th Generation. Family owned businesses. General Counsel of The Hofmann Company (and all affiliates) and Personal Counsel to Ken Hofmann from 1988 to 2003, including as to the Seattle Seahawks during his ownership period. General Counsel for the Oakland Athletics and Oakland A's Community Fund from 1995 to 2005. Executive Director and President of The Hofmann Foundation from 1992 to 2003. President and Farmer of Rancho Esquon, a 6,700+ acre Rice Ranch/Dryer Facility, Almond Orchard and 1,000 acre restored Duck Habitat in Durham CA. Developer and President of Magnolia...
Dominic Gerardo Flamiano
Claimed Lawyer Profile
Livermore, CA Insurance Claims Attorney with 29 years experience
(925) 493-7500 2575 Collier Canyon Road
Livermore, CA 94551
Insurance Claims, Insurance Defense and Personal Injury
University of California - Berkeley
Michael Pierce Singsen
Claimed Lawyer Profile
Berkeley, CA Insurance Claims Attorney with 29 years experience
(415) 552-1177 1404 Summit Road
Berkeley, CA 94708
Insurance Claims, Business, Consumer and Personal Injury
UC Hastings COL
James Struck
Claimed Lawyer Profile
Modesto, CA Insurance Claims Attorney with 38 years experience
(200) 574-1440 1120 13th Street, Suite K
Modesto, CA 95354
Insurance Claims, Business, Personal Injury and Probate
University of the Pacific, McGeorge School of Law
Richard Alexander
Claimed Lawyer ProfileSocial Media
San Jose, CA Insurance Claims Attorney with 48 years experience
(408) 289-1776 99 Almaden Blvd.
Suite 575
San Jose, CA 95113
Free ConsultationInsurance Claims, Asbestos, Personal Injury and Products Liability
The University of Chicago Law School
Richard Alexander is the very definition of an experienced personal injury lawyer. With over 40 years of experience helping accident victims receive just settlements throughout California, rest assure that you are getting the best representation possible with Richard on your side.
Justin R. Heim
Claimed Lawyer ProfileQ&ASocial MediaResponsive Law
(760) 658-9075 201 8th Street
Suite 100
Seal Beach, CA 90740
Free ConsultationSeal Beach, CA Insurance Claims Lawyer with 6 years experience
Insurance Claims, Asbestos, Personal Injury and Products Liability
Thomas Jefferson School of Law
The Law Offices of Justin R. Heim is located in the historic Old Seal Beach City Hall building from where it serves personal injury clients involved in car accidents throughout Long Beach, Seal Beach, and Huntington Beach.
Alex Ozols
Claimed Lawyer ProfileQ&ABlawgsearchSocial Media
Newport Beach, CA Insurance Claims Attorney
4000 MacArthur Blvd.,
Suite 600 East Tower
Newport Beach, CA 92660
Free ConsultationInsurance Claims, Criminal, Domestic Violence and Personal Injury
Thomas Jefferson School of Law
Ozols Law Firm is not like any other legal experience. Alex Ozols is a lawyer that is not afraid to stand up to anyone else in the courtroom. He is a born trial lawyer and will always fight for your case until the very end, making sure you get the best possible result.
Randall R. Walton
Claimed Lawyer ProfileQ&ABlawgsearchSocial MediaResponsive Law
(866) 607-1325 Riverside, CA 92501
Free ConsultationRiverside, CA Insurance Claims Lawyer with 22 years experience
Insurance Claims, Nursing Home, Personal Injury and Products Liability
California Western School of Law
Randy Walton was born and raised in Southern California native, and while is law firm is based in Northern San Diego County, he takes cases in all Southern California counties. Walton Law Firm represents individuals and families in a variety of personal injury and wrongful death matters, including motor vehicle accidents, work injuries, property injuries, and injuries to the brain and spine. No matter the size of the case, or the magnitude of the harm, Mr. Walton believes strongly that those harmed by the negligence or carelessness of others deserve justice for their injuries. As a result, he has collected...
Angelina Maria Plumtree
Claimed Lawyer ProfileSocial Media
San Luis Obispo, CA Insurance Claims Attorney with 19 years experience
(805) 888-7872 3450 Broad Street Suite 101
San Luis Obispo, CA 93401
Free ConsultationInsurance Claims, Business, Construction and Insurance Defense
California Western School of Law
Plumtree & Associates is a boutique construction law firm specializing in representing general contractors, custom homebuilders, 8a contractors, remodelers, subcontractors, suppliers, engineers and architects in both California and Nevada. The firm represents clients in public, industrial, commercial and residential construction. Area of representation include, contract litigation, mechanics liens, bonded stop notices, delay claims, differing site conditions, change order negotiation/litigation, disgorgement, California Home Improvement Contract Issues, contract drafting/negotiation, CSLB license issues, business formation, expansion and dissolution, zoning, code enforcement, etc.
David Kent Cohn
Claimed Lawyer ProfileBlawgsearchSocial Media
Bakersfield, CA Insurance Claims Lawyer with 44 years experience
(661) 323-4000 1731 Chester Ave.
Suite 100
Bakersfield, CA 93301
Free ConsultationInsurance Claims, Civil Rights, Elder and Personal Injury
Southwestern Univ School of Law
David K. Cohn is the managing partner of Chain | Cohn | Stiles and is one of the most highly regarded trial lawyers in California's Central Valley.

He has been recognized in the "Best Lawyers in America" program, which is the oldest and among most respected attorney ranking services in the world. He has also been voted in the Best Lawyer in Kern County by The Bakersfield Californian Readers' Choice Poll, as well as a "Top Attorney," as reviewed be peers in Bakersfield Life Magazine. David has also been named a Super Lawyer in Southern California, an honor bestowed upon only...
Nina G. Shapirshteyn
Claimed Lawyer ProfileSocial Media
San Jose, CA Insurance Claims Lawyer with 11 years experience
(408) 289-1776 99 Almaden Blvd.
Suite 575
San Jose, CA 95113
Free ConsultationInsurance Claims, Asbestos, Personal Injury and Products Liability
Pace Law School
Nina Shapirshteyn has devoted her career to fighting for victims who have suffered serious injuries due to the negligence of others.

Nina litigates wrongful death, product liability, motor vehicle, and insurance bad faith cases against powerful corporations, insurance companies, and individual defendants.

Ms. Shapirshteyn's representation has resulted in numerous multimillion-dollar recoveries for her clients with traumatic brain injuries and other catastrophic injuries.

San Francisco trial lawyer of the year for the largest defective product verdict in California $79.8 Million vs. Johnson & Johnson - Trial verdict against a zero offer
George Chakmakis Jr
Claimed Lawyer ProfileSocial Media
(310) 550-1555 301 N Canon Dr
Suite 315
Beverly Hills, CA 90210
Free ConsultationBeverly Hills, CA Insurance Claims Attorney with 26 years experience
Insurance Claims and Personal Injury
Southwestern Univ School of Law
I have handled personal injury claims for over 26 years. Injury cases are ALL WE DO, and we do them VERY WELL. We get MAXIMUM SETTLEMENT VALUES, and we get them QUICKLY.
Nicole H. Dolle
Claimed Lawyer ProfileSocial Media
Irvine, CA Insurance Claims Lawyer with 5 years experience
(949) 335-7337 19700 Fairchild Road
Suite 350
Irvine, CA 92612
Free ConsultationInsurance Claims, Consumer and Personal Injury
Chapman University Fowler School of Law
Orange County attorney Nicole Dolle dedicates 100% of her practice to personal injury cases, focusing on catastrophic injury cases like TBI, broken bones, and permanent disfigurement from serious car and truck accidents, premises liability cases, and dog bites, among many others. She has deep roots in our local community, having grown up in North Tustin before attending the University of California, Berkeley for her undergraduate degree, and then returning home to receive her Juris Doctor from Chapman Law. Her success in law school led Nicole to follow her passion and pursue a career as a plaintiff’s trial lawyer. Since then...
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The Justia Lawyer Directory is a listing of lawyers, legal aid organizations, and pro bono legal service organizations. Whether you were injured, are accused of a crime, or are merely engaging in everyday affairs that affect your legal rights or property, an attorney can help you resolve problems or prevent new ones from arising.

Here are just a few situations where you might want to seek the advice of an attorney:

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