Peach Springs, Arizona Real Estate Lawyers

Mohave Valley, AZ Real Estate Law Lawyer with 40 years experience
(310) 503-0728 10741 River Terrace Dr
Mohave Valley, AZ 86440
Real Estate
Loyola Law School
Kingman, AZ Real Estate Law Attorney
(928) 753-6115 730 E Beale St
Kingman, AZ 86401
Real Estate, Civil Rights and Estate Planning
Bullhead City, AZ Real Estate Law Lawyer
(928) 758-4815 1181 Hancock Rd
Bullhead City, AZ 86442
Real Estate, Business, Collections and Criminal
Kingman, AZ Real Estate Law Lawyer
(928) 753-6115 730 E Beale St
Kingman, AZ 86401
Real Estate and Estate Planning
Kingman, AZ Real Estate Law Lawyer
(928) 753-6115 730 E Beale St
Kingman, AZ 86401
Real Estate, Bankruptcy and Business
Kingman, AZ Real Estate Law Lawyer
(928) 753-6115 730 E Beale St
Kingman, AZ 86401
Real Estate and Estate Planning
Mark Chernoff
Claimed Lawyer ProfileQ&ASocial Media
Scottsdale, AZ Real Estate Law Lawyer with 23 years experience
(480) 719-7307 14300 North Northsight Boulevard
Suite 210
Scottsdale, AZ 85260
Real Estate, Business and Personal Injury
University of Arizona
For nearly two decades Mark Chernoff has represented business of all sizes, business owners, real estate investors, and individuals in dispute resolution. He has handled cases of every shape and size, carefully considering client goals, evaluating options, and developing practical strategies. Before Practicing law, Mr. Chernoff served in the United States Peace Corps in the Republic of Moldova. Outside the office he enjoys spending time with his family, running, cycling, and hiking.
Matthew Harrison
Claimed Lawyer ProfileSocial Media
Gilbert, AZ Real Estate Law Attorney with 21 years experience
(480) 988-7407 1760 East Pecos Rd., Suite 332
Gilbert, AZ 85295
Real Estate, Business, Construction and Estate Planning
Sandra Day O'Connor College of Law, Arizona State University
Matthew Harrison is the founding member of Harrison Law and has been practicing law for over 20 years. Prior to founding Harrison Law, Mr. Harrison was an attorney with a nationally-recognized surety, construction, and fidelity law firm in Phoenix, Arizona, where his practice focused on complex civil litigation. Previously Mr. Harrison was a Deputy County Attorney with the Maricopa County Attorney's Office for over seven years where he held leadership positions and mentored less-experienced attorneys. Matthew Harrison has combined these experiences into a law firm that has established itself both locally and nationally as a highly-regarded law firm. ...
Adam Studnicki
Claimed Lawyer ProfileQ&ASocial Media
Phoenix, AZ Real Estate Law Lawyer with 27 years experience
(602) 845-9090 3217 E. Shea Blvd.
Suite #301
Phoenix, AZ 85028
Free ConsultationReal Estate, Business, Nursing Home and Personal Injury
Harvard Law School and Arizona State University
Adam Studnicki has over 20 years of experience in business and law. He has recovered over $100 million for clients in personal injury cases. A graduate of Harvard Law School with Honors, Adam combines legal skills and knowledge, along with real-world experience and applied wisdom, to help find creative, pragmatic and successful solutions to problems.
Joseph Holland
Claimed Lawyer ProfileQ&ASocial MediaResponsive Law
Snowflake, AZ Real Estate Law Attorney with 12 years experience
(928) 536-3001 970 S Main St Ste A
Snowflake, AZ 85937
Real Estate, Appeals, Collections and Construction
Sandra Day O'Connor College of Law, Arizona State University
Joseph Holland comes from a family of Arizona attorneys. After graduating from prestigious Arizona State University College of Law, he opened his practice in Mesa, AZ. In 2008, he relocated his practice to the White Mountains of Arizona, where he has settled and begun to grow his family. Currently, his practice focuses primarily on real estate law, contract disputes, and collections.
Adam Martinez
Claimed Lawyer ProfileQ&ASocial Media
Phoenix, AZ Real Estate Law Lawyer
2200 East Camelback Road
Suite 221
Phoenix, AZ 85016
Real Estate, Foreclosure Defense, Landlord Tenant and Probate
Sandra Day O'Connor College of Law, Arizona State University
Adam D. Martinez is a real estate attorney and founder of Martinez Law, P.L.C., a boutique real estate law firm. Adam is an experienced litigator and handles all types of real estate issues, including foreclosures, deficiency defense, easement and property use disputes, residential and commercial landlord and tenant disputes, business and partnership disputes, contract disputes, and broker/agent disputes. Adam handles all aspects of appealing cases involving real estate issues, and has argued before the Arizona Court of Appeals. In addition to handling lawsuits, Adam structures and facilitates real estate and business transactions. Adam's litigation experience provides...
Jared E. Holland
Claimed Lawyer ProfileQ&A
Flagstaff, AZ Real Estate Law Attorney with 11 years experience
(928) 225-2896 15 East Cherry Avenue, Suite 203
Flagstaff, AZ 86001
Real Estate, Elder, Estate Planning and Probate
Arizona State University
Jared E. Holland is the senior partner in Holland Law Group, PLLC's Flagstaff office. A southern Arizona native, Jared moved to northern Arizona in 2007 after graduating from law school at Arizona State University. Jared is very accomplished in and has extensive experience in many areas of law, including civil litigation, probate administration and litigation, estate planning, civil, business and contract law, bankruptcy, debtor representation, and family law. Jared is also a licensed fiduciary, certified by the Arizona Supreme Court and a trained mediator. Jared is one of a handful of attorneys appointed by the Coconino County Superior Court to...
Donald W Hudspeth
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Lawyer with 31 years experience
(602) 265-7997 3200 N. Central Ave.
Suite 2500
Phoenix, AZ 85012-2445
Real Estate, Appeals, Construction and Landlord Tenant
Harvard Law School and Sandra Day O'Connor College of Law, Arizona State University
Legal Background Donald W. Hudspeth was admitted to practice law in the State of Arizona in 1988. He practiced corporate law representing financial institutions such as the Bank of Hawaii and founded The Law Offices of Donald W. Hudspeth, P.C. in January 1993. Mr. Hudspeth served as a Professor of Business Law at Arizona State University, West Campus and has conducted classes and seminars for Phoenix College, Maricopa Community Colleges Small Business Development Center, and the Arizona Small Business Association. Former Business Background Donald Hudspeth held a stock brokers license by the age of twenty-one and became a business owner by the time...
Michael N Widener
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Attorney with 36 years experience
(800) 847-9094 2325 East Camelback Road
Suite 300
Phoenix, AZ 85016
Real Estate, Administrative, Business and Employment
University of Arizona
My practice focuses largely on representing small businesses and startup companies, although I have represented major subsidiaries of publicly-traded companies such as Kroger Co. and the Hillman Group. I also have represented a number of financial institutions such as GE Capital Corporation, Colonial Bank, National Bank of Arizona, Western Alliance Bank and, more recently, Tennessee Commerce Bank. My smaller clients have benefitted from my counseling through their entire life cycles from formation through the moment they have been acquired or have filed bankruptcy, and I have represented executives in their companies' transitions to their children. More specifics...
Michael Beethe
Claimed Lawyer ProfileSocial Media
Scottsdale, AZ Real Estate Law Attorney with 22 years experience
(480) 998-7800 6720 N. Scottsdale Rd.
Suite 150
Scottsdale, AZ 85253
Real Estate, Business and Health Care
University of Missouri - Kansas City
Michael Beethe's practice focuses on corporate and healthcare law, real estate development, and commercial transactions. He is an experienced transactional attorney, with a strong litigation background in a broad range of practice areas, including negotiation and documentation of asset sales and purchases, contract drafting and negotiation, mergers, consolidations, financing arrangements, corporate governance matters, joint ventures, new entity formation and operations, and legal consultation for healthcare, real estate, retail and service entities. Mr. Beethe worked as a trial lawyer for years, giving him greater insight and perspective on risk management issues facing his clients. This is bolstered by Mr....
Matthew Mark Jones
Claimed Lawyer ProfileSocial Media
Sun City, AZ Real Estate Law Lawyer with 14 years experience
(623) 974-5585 10101 W Bell Rd
Sun City, AZ 85351
Real Estate, Business, Elder and Estate Planning
The John Marshall Law School
Matthew Jones is committed to helping the great citizens of Arizona with their Estate Planning and Probate Administration needs. Originally from Michigan, Mr. Jones went to Law School in Chicago and practiced law in Florida before settling in and bring his talents and experience to Arizona. Mr. Jones specializes in making the sensitive process of planning a will or trust progress as simple and seamless as possible.
Mallory Powers
Claimed Lawyer ProfileQ&ASocial Media
Phoenix, AZ Real Estate Law Attorney with 6 years experience
(855) 274-9529 2916 N 7th Ave
Phoenix, AZ 85013
Free ConsultationReal Estate, Business, Estate Planning and Probate
Phoenix School of Law
Mallory is originally from northern California, but fell in love with the Arizona sun and palm trees while attending the University of Arizona in Tucson, Arizona. She graduated with a Bachelor of Science degree in Public Administration in 2005 and became a Wildcat for life!

Mallory moved to Scottsdale shortly after graduation and became a legal assistant at a civil litigation and bankruptcy law firm in Phoenix. After learning what it was like to work with experienced attorneys, Mallory decided to become an attorney herself. She attended the Phoenix School of Law and obtained her Juris Doctorate degree in 2010....
Garrett Olexa
Claimed Lawyer Profile
Peoria, AZ Real Estate Law Attorney with 24 years experience
(602) 262-5863 16150 N Arrowhead Fountains Center Dr, Suite 250
Peoria, AZ 85382
Real Estate, Estate Planning, Landlord Tenant and Probate
Villanova University School of Law
Mr. Olexa is an AV Rated trial and business attorney currently in his 20th year of practice. His experience is extensive and diverse. Mr. Olexa has represented clients in a wide variety of lawsuits in state and federal court including defense of companies in complex product liability cases, representing both defendants and plaintiffs in catastrophic injury and wrongful death cases, representation of businesses and their owners in breach of contract, tortious interference, fraud, and trademark and tradename infringement claims, representation of commercial property owners in breach of lease claims, representation of insurers in...
Maria Crimi Speth
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Attorney with 31 years experience
(602) 248-1000 3200 N. Central Ave.
Suite 2000
Phoenix, AZ 85012
Real Estate, Business and IP
Ms. Speth practices in the areas of intellectual property, internet law, and commercial litigation, representing clients throughout the United States. She focuses her practice on assisting businesses in protecting their trademarks, copyrights, trade secrets, information technology, and other intellectual property through preventative measures to avoid disputes and through aggressive measures when disputes arise. Ms. Speth has authored articles on the topics of litigation and intellectual property, published in The Business Journal, the Arizona Journal of Real Estate & Business, and the Arizona Attorney. Her profile has been featured in the Arizona Business Gazette and The Herold Report. In October of...
Dale Rycraft
Claimed Lawyer ProfileSocial Media
Tempe, AZ Real Estate Law Attorney with 23 years experience
(480) 459-7018 2177 E. Warner Rd., #107
Tempe, AZ 85284
Real Estate, Business and Probate
Gonzaga University
AV-Rated by Martindale Hubble. I am a civil litigator handling cases involving real estate, probate and trust, and business law. For over 22 years, I have been representing and assisting developers, contractors, subcontractors, homeowners, landlords, lenders, title insurance companies, small business owners, trustees, beneficiaries, testators, and executors in disputes involving, among other things, real estate titles, real estate transactions, commercial lease agreements, mechanic's liens, construction defect claims, insurance coverage, surety claims, ownership of closely-held corporations, business agreements, wills and trusts. I also have substantial experience drafting, revising and negotiating a variety of contracts, including construction contracts,...
Steven Janssen
Claimed Lawyer Profile
Glendale, AZ Real Estate Law Lawyer with 17 years experience
(602) 252-9937 5622 W. Glendale Ave.
Glendale, AZ 85301
Real Estate, Business, Estate Planning and Probate
University of San Diego School of Law
Steven Janssen has been practicing law since 2002 and has extensive experience with trusts, wills, estate planning, business law, contracts and real estate. Steve is an Arizona native who lives in the West Valley with his wife and children. In addition to his dedication to his clients, Steve is involved in his church and the West Valley.
Jeffrey A Schoen
Claimed Lawyer ProfileSocial Media
CHANDLER, AZ Real Estate Law Attorney with 32 years experience
(480) 820-4505 333 North Dobson Road, Suite 5
CHANDLER, AZ 85224-4412
Real Estate, Business, Construction and Estate Planning
Arizona State University
Jason Wells Esq.
Claimed Lawyer ProfileSocial Media
Tempe, AZ Real Estate Law Lawyer with 10 years experience
(480) 428-3290 2800 S. Rural Rd. #102
Tempe, AZ 85282
Free ConsultationReal Estate, Arbitration & Mediation, Estate Planning and Probate
Sandra Day O'Connor College of Law, Arizona State University
David Lee Allen
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Attorney with 42 years experience
(602) 248-1082 3200 N. Central Ave.
Suite 2000
Phoenix, AZ 85012
Real Estate
Pepperdine University School of Law
My practice has spanned more than 35 years, representing both individuals and large institutional clients, in both litigation and transactional matters, with an emphasis on real estate and business related matters. I actively practice law in both Arizona and California. Additionally, I am an Arizona licensed real estate broker.

Prior to joining Jaburg Wilk in 2007, I founded and managed his own law firm in Beverly Hills, California, and later served as in-house counsel for a multi-faceted real estate company located in Scottsdale, Arizona.

Legal services are not always affordable. I take pride in working closely with...
Jonathan A. Millet
Claimed Lawyer ProfileSocial Media
Prescott, AZ Real Estate Law Lawyer with 11 years experience
(928) 445-0122 125 N Granite St
Prescott, AZ 86301
Real Estate, Business, Estate Planning and Probate
James E. Rogers College of Law, University of Arizona
Jonathan graduated from the University of Arizona College of Law in 2007. He focuses on estate planning and business matters.
Riley Snow
Claimed Lawyer ProfileSocial Media
Scottsdale, AZ Real Estate Law Attorney with 13 years experience
(480) 477-6311 14362 N. Frank Lloyd Wright Blvd.
Ste. 1000
Scottsdale, AZ 85260-8847
Real Estate, Business and Estate Planning
The University of Utah S.J. Quinney College of Law
Riley Snow serves clients in Arizona and Utah on matters relating to business formation and compliance, property and resource development, and civil litigation. Riley represents small businesses, professional entities, partnerships, cooperatives, publicly traded companies, government entities and individuals. Specialties Business/Corporate Representation Real Property Acquisition Water and Mineral Development Estate Planning Civil litigation
Kristi Hancock
Claimed Lawyer ProfileSocial Media
Gilbert, AZ Real Estate Law Attorney
(480) 382-9018 21811 S 158th St
Gilbert, AZ 85298
Real Estate, Collections, Estate Planning and Family
Arizona Summit Law School
After spending 12 years traveling the country with the Air Force, Kristi and her family came back to her home state of Arizona to settle down and finish raising their three daughters. Kristi focuses on helping our first responders and military heroes in legal aspects that may arise. She volunteers her time with Women In Law, Florence Immigration Refugee and Rights Project, Wills for Heroes and other church and community organizations. Giving back to the community is an important part of her life. In her spare time, Kristi enjoys riding her horses and spending time with her family. Kristi is...
Mr Frankie Adamo Esq
Claimed Lawyer ProfileQ&ASocial Media
(602) 644-1403 7330 N. 16th St., Suite A310
Phoenix, AZ 85020
Phoenix, AZ Real Estate Law Attorney with 10 years experience
Real Estate, Appeals, Foreclosure Defense and Landlord Tenant
Florida A&M University College of Law
Mr. Adamo focuses on civil litigation issues, judgment collections, and appellate work. He has nine years of experience winning and settling many cases in state and federal court. Mr. Adamo represents both plaintiffs and defendants alike.

Mr. Adamo graduated cum laude from Florida A&M College of Law and earned a Bachelor of Science degree in Computer Science at the University of Central Florida. Mr. Adamo also attended Rutgers State University as part of his undergraduate studies.

Mr. Adamo worked for nearly twenty years as a computer analyst, programmer, and software trainer before becoming an attorney. Mr. Adamo approaches all of his cases...
Mark Lasee
Claimed Lawyer Profile
Scottsdale, AZ Real Estate Law Lawyer with 33 years experience
(480) 429-5000 8601 N Scottsdale Road, Suite 300
Scottsdale, AZ 85253
Real Estate, Business and Construction
Hamline University School of Law
Mark offers over 25 years of legal practice affording a vast array of experience in business and real estate matters in Arizona. An "AV Preeminent" rated lawyer and a real estate specialist certified by the Arizona State Bar, Mr. Lasee's practice focuses on significant commercial real estate and business transactions. He is a member of Kutak Rock's National Pension Practice Group, which represents plans in several states, his current focus being on private equity and hedge funds investments. He is a member of the National Association of Public Pension Attorneys and has represented pension plans in placing well over $1...
Clint S. Dunaway
Claimed Lawyer ProfileSocial Media
MESA, AZ Real Estate Law Attorney with 8 years experience
(480) 246-8033 3707 E. SOUTHERN AVE.
MESA, AZ 85206
Free ConsultationReal Estate and Immigration
University of Dayton
Clint Dunaway, Esq. received a Bachelor of Arts in Political Science from Brigham Young University in 2005. He then earned a Juris Doctorate from the University Of Dayton School Of Law in 2010. During law school Mr. Dunaway was an active member of the J. Reuben Clark Law Society Student and served on its national Student Chapter Board's Membership, Technology, and Finance committee. Since graduating from Law School, Mr. Dunaway has been admitted to the Arizona state bar, the United States tax court, and the United Stated District Court, District of Arizona. Additionally, Mr. Dunaway is an active member...
Deirdre M. Digrande
Claimed Lawyer ProfileSocial Media
Scottsdale, AZ Real Estate Law Lawyer with 21 years experience
(480) 658-2268 6619 N Scottsdale Rd
Suite D
Scottsdale, AZ 85250
Free ConsultationReal Estate, Business, Construction and Insurance Defense
Santa Clara University School of Law
Deirdre Digrande is a litigation attorney with 15 years of experience in a wide breadth of practice areas including commercial disputes, intellectual property, real estate and construction law. In her construction practice, Ms. Digrande has represented property owners, developers, general contractors and subcontractor cross-defendants. Ms. Digrande obtained her undergraduate degree at the University of California at Berkeley and her J.D. at Santa Clara University School of Law. Ms. Digrande has worked in some of the most prominent San Francisco law firms; most recently, the Pittsburgh-based law firm of K&L Gates, LLP.
David Thomas Bonfiglio
Claimed Lawyer Profile
Scottsdale, AZ Real Estate Law Attorney with 25 years experience
(480) 970-0974 4356 N Civic Center Plaza
Scottsdale, AZ 85251
Real Estate, Collections, Landlord Tenant and Probate
University of Wyoming College of Law
Stephen J Gonzalez
Claimed Lawyer ProfileQ&A
Tucson, AZ Real Estate Law Attorney with 38 years experience
(520) 293-4440 268 East River Road
Ste. 250
Tucson, AZ 85704
Real Estate, Business and Probate
University of Arizona
Arizona Real Estate, Probate and Business Attorney. Trusted legal services, statewide, since 1980.
Robert Andrew Rahtz
Claimed Lawyer ProfileBlawgsearchSocial Media
Glendale, AZ Real Estate Law Attorney with 12 years experience
(855) 274-9529 20325 N 51st Ave
#134
Glendale, AZ 85308
Free ConsultationReal Estate, Foreclosure Defense, Landlord Tenant and Probate
University of La Verne College of Law
Andy is originally from Cincinnati, OH. He moved to Columbus to attend the Ohio State University and he acheived a Bachelor's Degree in History. After undergrad, Andy moved to Southern California and attended the University of LaVerne, College of Law. He now lives in North Phoenix with his wife and two daughters.
Andy's approach to practice is a combination of aggressive legal advocacy and practical real world solutions. His focus on clients allows him to tailor case strategy based on your personal goals. He has been with the firm of Platt & Westby since 2012.
Melissa A. Wurster
Claimed Lawyer ProfileSocial Media
Scottsdale, AZ Real Estate Law Lawyer with 21 years experience
(480) 658-2268 6619 N Scottsdale Rd
Suite D
Scottsdale, AZ 85250
Free ConsultationReal Estate, Business and Construction
University of Southern California Gould School of Law
Randy Nussbaum
Claimed Lawyer ProfileSocial Media
Avondale, AZ Real Estate Law Attorney with 38 years experience
(623) 882-0017 12725 W. Indian School Road
Suite E-101
Avondale, AZ 85392
Real Estate, Bankruptcy, Construction and Foreclosure Defense
Sandra Day O'Connor College of Law, Arizona State University
Randy Nussbaum is a shareholder with the law firm, Sacks Tierney P.A. With more than 35 years’ experience Mr. Nussbaum represents individuals and businesses in bankruptcy protection, transaction and litigation matters. Well regarded for his innovative approach to resolve complex, high-value issues that require superior insight, experience and knowledge, Mr. Nussbaum’s clients especially value his ability to align legal strategy to achieve case objectives.

Mr. Nussbaum is a Certified Bankruptcy Specialist (Arizona Board of Legal Specialization) and a Certified Business Bankruptcy Specialist (American Board of Certification). He has been honored with multiple peer rankings and accolades for his...
Jason M. Wells
Claimed Lawyer ProfileSocial Media
Tempe, AZ Real Estate Law Lawyer with 10 years experience
(480) 635-6876 3920 S. Rural Rd. #110
Tempe, AZ 85026
Free ConsultationReal Estate and Arbitration & Mediation
Arizona State University
Jason is dedicated to providing his clients with the highest level of legal representation and real estate market advice. He focuses his practice on real estate, short sale, foreclosure alternatives, and alternative dispute resolution. Jason is a licensed Realtor committed to helping struggling home owners and investors throughout the Phoenix metro area. His hands on involvement in the Arizona real estate community sets him apart from many of his colleagues as one who deals with short sales and foreclosure alternative on a daily basis. Prior to forming Wells Law Group, PLLC, Jason worked for the Law Office of Barry...
Carl R Sammartino
Claimed Lawyer Profile
Tucson, AZ Real Estate Law Lawyer
(520) 623-5466 340 N. Main Ave.
Tucson, AZ 85701
Free ConsultationReal Estate, Appeals and Municipal
University of Arizona
CARL R. SAMMARTINO graduated in 2002 from the University of Michigan with a Bachelor of Arts in Political Science; in 2006 he received his Juris Doctor from the University of Arizona. He joined Stubbs & Schubart, P. C., in 2008.
James L. Pak
Claimed Lawyer ProfileSocial Media
Scottsdale, AZ Real Estate Law Lawyer with 21 years experience
(480) 444-9999 8930 E. Raintree Dr.
Suite 100
Scottsdale, AZ 85260
Free ConsultationReal Estate, Business and Personal Injury
Gonzaga University School of Law and University of Washington School of Law
Hunter Lewis
Claimed Lawyer Profile
Snowflake, AZ Real Estate Law Attorney with 6 years experience
(928) 536-3001 970 S Main St., Ste. A
Snowflake, AZ 85937
Real Estate, Business and Criminal
Widener University Commonwealth Law School
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Real Estate Lawyers in Nearby Counties

Buying, selling, or renting property?

Real estate refers to land, as well as anything permanently attached to the land, such as buildings and other structures, and covers more than just the drafting of contracts for the purchase and sale of property. Both federal and state laws regulate real estate transactions. The Federal Fair Housing Act, for example, prohibits discrimination in real estate transactions on account of race, color, religion, sex, or national origin. Many states have enacted similar legislation that prohibits discrimination on the basis of certain characteristics.

Attorneys in this field may handle leasing issues, landlord-tenant disputes, eviction proceedings and homeowner association (HOA) problems. Other matters within this practice area include title disputes, mortgages, covenants, easements, and equitable servitudes. Many real estate issues can affect both commercial and individual renters and landlords. Real estate lawyers who represent commercial interests may also focus on land use, zoning, environmental law, or eminent domain issues.

Some states provide a certification for lawyers who have demonstrated experience and competency in the practice of real estate law. These attorneys must meet certain educational, experience, and examination requirements to receive the certification as a specialist.


Deed: The legal document that transfers the ownership of real property from one party to another.

Mortgage: A mortgage is a document signed by a borrower when a loan is made that gives the lender a right to take possession of the property if the borrower fails to repay the loan.