Second Mesa, Arizona Real Estate Lawyers

Elizabeth Westby
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Lawyer with 6 years experience
(855) 274-9529 2916 N 7th Ave
Phoenix, AZ 85013
Free ConsultationReal Estate, Divorce, Estate Planning and Family
Phoenix School of Law
Jason M. Wells
Claimed Lawyer ProfileSocial Media
Tempe, AZ Real Estate Law Lawyer with 10 years experience
(480) 635-6876 3920 S. Rural Rd. #110
Tempe, AZ 85026
Free ConsultationReal Estate and Arbitration & Mediation
Arizona State University
Jason is dedicated to providing his clients with the highest level of legal representation and real estate market advice. He focuses his practice on real estate, short sale, foreclosure alternatives, and alternative dispute resolution. Jason is a licensed Realtor committed to helping struggling home owners and investors throughout the Phoenix metro area. His hands on involvement in the Arizona real estate community sets him apart from many of his colleagues as one who deals with short sales and foreclosure alternative on a daily basis. Prior to forming Wells Law Group, PLLC, Jason worked for the Law Office of Barry...
Garrett Olexa
Claimed Lawyer Profile
Peoria, AZ Real Estate Law Attorney with 24 years experience
(602) 262-5863 16150 N Arrowhead Fountains Center Dr, Suite 250
Peoria, AZ 85382
Real Estate, Estate Planning, Landlord Tenant and Probate
Villanova University School of Law
Mr. Olexa is an AV Rated trial and business attorney currently in his 20th year of practice. His experience is extensive and diverse. Mr. Olexa has represented clients in a wide variety of lawsuits in state and federal court including defense of companies in complex product liability cases, representing both defendants and plaintiffs in catastrophic injury and wrongful death cases, representation of businesses and their owners in breach of contract, tortious interference, fraud, and trademark and tradename infringement claims, representation of commercial property owners in breach of lease claims, representation of insurers in...
Sterling Threet
Claimed Lawyer Profile
Mesa, AZ Real Estate Law Lawyer with 28 years experience
(480) 926-0500 2345 E University Dr
Mesa, AZ 85213
Real Estate, Business, Collections and Estate Planning
Arizona State University
Sterling R. Threet has over 25 years of experience representing clients throughout Arizona. Mr. Threet earned his Bachelor of Science degree in Accounting at Arizona State University in 1987, and was honored on the Deans List for academic achievement. In 1989, he successfully passed the certified public accountant’s exam. He was awarded his Juris Doctorate degree from ASU in 1990, graduating with honors and receiving special honors as a member of the International Moot Court Team. Mr. Threet was admitted to the Arizona State Bar Association and the United States District Court, District of Arizona in October,...
Maria Crimi Speth
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Attorney with 31 years experience
(602) 248-1000 3200 N. Central Ave.
Suite 2000
Phoenix, AZ 85012
Real Estate, Business and IP
Ms. Speth practices in the areas of intellectual property, internet law, and commercial litigation, representing clients throughout the United States. She focuses her practice on assisting businesses in protecting their trademarks, copyrights, trade secrets, information technology, and other intellectual property through preventative measures to avoid disputes and through aggressive measures when disputes arise. Ms. Speth has authored articles on the topics of litigation and intellectual property, published in The Business Journal, the Arizona Journal of Real Estate & Business, and the Arizona Attorney. Her profile has been featured in the Arizona Business Gazette and The Herold Report. In October of...
Marc McCain
Claimed Lawyer ProfileSocial Media
Scottsdale, AZ Real Estate Law Lawyer
(602) 604-2138 4300 N. Miller Rd., Suite 250
Scottsdale, AZ 85251
Real Estate and Personal Injury
Marc McCain has lived in the Phoenix area since 1978. He attended Arizona State University where he studied business finance and graduated with highest honors in 1991. After graduating from ASU he worked as a financial analyst with a local litigation consulting firm until he decided to follow his true passion to study law at Arizona State University College of Law. Marc graduated from law school with honors in 1995 and has been practicing in the Phoenix area since that time. In 1999, Marc co-founded McCain & Bursh PLC, Attorneys at Law with his fellow ASU graduate, Darius Bursh.
Jason Howard Forcier
Claimed Lawyer ProfileSocial Media
Mesa, AZ Real Estate Law Lawyer with 4 years experience
(928) 237-4414 1640 S. Stapley Drive, Suite 124
(co-located with West USA Realty)
Mesa, AZ 85204
Free ConsultationReal Estate, Immigration, Landlord Tenant and Social Security Disability
Phoenix School of Law
Brian Locker
Claimed Lawyer ProfileSocial Media
Mesa, AZ Real Estate Law Lawyer
(480) 788-9911 1201 S. Alma School Rd.
Suite 12750
Mesa, AZ 85210
Real Estate, Business, Construction and Landlord Tenant
Liberty University School of Law
Some of my experiences include working at the Maricopa County Attorney’s Office, where I assisted in depositions, discovery matters and trial preparation. While in law school, I competed in the Federal Bar Association Moot Court Tournament. Also, my skills in negotiation were recognized by the American Bar Association as Negotiations Competition Regional Champion and was ranked as one of the top 20 student negotiators, two years in a row. Credentials In addition to my active student body life on the negotiations front, I received my bachelor’s degree in Political Science from Arizona State University in 2007 and went on...
Mr Frankie Adamo Esq
Claimed Lawyer ProfileQ&ASocial Media
(602) 644-1403 7330 N. 16th St., Suite A310
Phoenix, AZ 85020
Phoenix, AZ Real Estate Law Attorney with 10 years experience
Real Estate, Appeals, Foreclosure Defense and Landlord Tenant
Florida A&M University College of Law
Mr. Adamo focuses on civil litigation issues, judgment collections, and appellate work. He has nine years of experience winning and settling many cases in state and federal court. Mr. Adamo represents both plaintiffs and defendants alike.

Mr. Adamo graduated cum laude from Florida A&M College of Law and earned a Bachelor of Science degree in Computer Science at the University of Central Florida. Mr. Adamo also attended Rutgers State University as part of his undergraduate studies.

Mr. Adamo worked for nearly twenty years as a computer analyst, programmer, and software trainer before becoming an attorney. Mr. Adamo approaches all of his cases...
Eugene M. Kadish
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Lawyer with 51 years experience
(480) 967-2688 4647 N. 32nd Street
Suite 135
Phoenix, AZ 85018
Real Estate, Business, Estate Planning and Probate
University of Chicago
Mr. Kadish assists individuals and businesses with a wide range of Business and Real Estate matters. He has helped organize and form dozens of business startups, including LLC's, corporations and limited partnerships. Mindful of saving time and money for his clients, Mr. Kadish promotes resolving disputes through negotiated settlements instead of litigation. In addition to serving his business clients, Mr. Kadish has extensive experience negotiating, documenting, and closing real estate transactions, both simple and complex. Mr. Kadish is often called upon to counsel with fellow lawyers, escrow officers, and other real estate professionals concerning complicated real estate transactions....
Robert Andrew Rahtz
Claimed Lawyer ProfileBlawgsearchSocial Media
Scottsdale, AZ Real Estate Law Attorney with 12 years experience
(855) 274-9529 6424 E. Greenway Pkwy
#100
Scottsdale, AZ 85254
Free ConsultationReal Estate, Foreclosure Defense, Landlord Tenant and Probate
University of La Verne College of Law
Andy is originally from Cincinnati, OH. He moved to Columbus to attend the Ohio State University and he acheived a Bachelor's Degree in History. After undergrad, Andy moved to Southern California and attended the University of LaVerne, College of Law. He now lives in North Phoenix with his wife and two daughters.
Andy's approach to practice is a combination of aggressive legal advocacy and practical real world solutions. His focus on clients allows him to tailor case strategy based on your personal goals. He has been with the firm of Platt & Westby since 2012.
Bruce R Heurlin
Claimed Lawyer Profile
Tucson, AZ Real Estate Law Attorney with 46 years experience
(520) 319-1200 1636 N Swan Rd
Suite 200
Tucson, AZ 85712
Real Estate, Appeals, Arbitration & Mediation and Construction
James E. Rogers College of Law, University of Arizona
Former Federal Prosecutor - Assistant U.S. Attorney and Criminal Division, U.S. Department of Justice (Honors Program). Mr. Heurlin now practices in the areas of complex business and real estate litigation, securities arbitration (broker fraud), federal white-collar criminal defense, and security clearance litigation. Mr. Heurlin has tried approximately 50 jury trials and argued approximately 60 appeals, many in the federal courts.
Steven Janssen
Claimed Lawyer Profile
Glendale, AZ Real Estate Law Lawyer with 17 years experience
(602) 252-9937 5622 W. Glendale Ave.
Glendale, AZ 85301
Real Estate, Business, Estate Planning and Probate
University of San Diego School of Law
Steven Janssen has been practicing law since 2002 and has extensive experience with trusts, wills, estate planning, business law, contracts and real estate. Steve is an Arizona native who lives in the West Valley with his wife and children. In addition to his dedication to his clients, Steve is involved in his church and the West Valley.
Kristi Hancock
Claimed Lawyer ProfileSocial Media
Gilbert, AZ Real Estate Law Attorney
(480) 382-9018 21811 S 158th St
Gilbert, AZ 85298
Real Estate, Collections, Estate Planning and Family
Arizona Summit Law School
After spending 12 years traveling the country with the Air Force, Kristi and her family came back to her home state of Arizona to settle down and finish raising their three daughters. Kristi focuses on helping our first responders and military heroes in legal aspects that may arise. She volunteers her time with Women In Law, Florence Immigration Refugee and Rights Project, Wills for Heroes and other church and community organizations. Giving back to the community is an important part of her life. In her spare time, Kristi enjoys riding her horses and spending time with her family. Kristi is...
Daryl Manhart
Claimed Lawyer ProfileSocial Media
PHOENIX, AZ Real Estate Law Lawyer with 41 years experience
(602) 234-9908 (the map shown on this page is not accurate)
702 E. Osborn Rd., Suite 200
PHOENIX, AZ 85014
Real Estate, Appeals and Business
Sandra Day O'Connor College of Law, Arizona State University
Daryl Manhart is a partner (shareholder) with Burch & Cracchiolo, P.A.. His principal areas of practice are in commercial transactions and real estate, commercial litigation, and civil appeals throughout Arizona. He is the firm's principal appellate attorney. Mr. Manhart also was an adjunct professor of business law, teaching undergraduate and graduate level courses, at Grand Canyon University from 1995 - 2004, in Phoenix, Arizona. Mr. Manhart's professional engagements and experience include: * representation of buyers and sellers of both unimproved and developed Arizona real estate * representation of buyers and sellers of businesses, or with respect to sales of...
Adam Decker
Claimed Lawyer ProfileSocial Media
Mesa, AZ Real Estate Law Lawyer
(480) 779-6262 1640 S. Stapley
Suite 127
Mesa, AZ 85204
Real Estate and Business
Washburn University School of Law
Amy M. Wilkins
Claimed Lawyer Profile
Phoenix, AZ Real Estate Law Attorney with 17 years experience
(602) 795-0789 3300 N. Central Ave. Ste. 2600
Phoenix, AZ 85012
Real Estate, Appeals and Business
University of Arizona
Amy Wilkins has more than 17 years’ litigation experience. Before forming her own firm, she practiced at large national firms, including Kirkland & Ellis, Steptoe & Johnson, and Lewis and Roca, where she defended clients in commercial litigation, employment, securities litigation, and criminal disputes. Ms. Wilkins brings that big-firm litigation experience to her clients at a reasonable, small-firm cost.

Amy then continued her career as a plaintiffs’ class action lawyer at Hagens Berman Sobol Shapiro, where her passion for consumer safety led her to focus on automobile class actions. Her work included the Toyota rapid-acceleration multi-district litigation, a class action against...
Lawrence Wilk
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Attorney
(602) 248-1008 3200 N. Central Ave.
Suite 2000
Phoenix, AZ 85012
Real Estate and Bankruptcy
Indiana University Maurer School of Law
Get To Know Larry In His Own Words "I create a relationship of trust and confidence. Clients know I'm there for them and that I have a genuine interest not only in their case but also in them." "The practice of law is like a chess game. I enjoy analyzing a problem and then attempting to form a solution by anticipating the opposing party's strategy and responding accordingly-but always with reaching our client's goals in mind."
Thomas S. Moring
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Lawyer with 17 years experience
(602) 248-1000 3200 N. Central Avenue Suite 2000
Phoenix, AZ 85012
Real Estate, Arbitration & Mediation, Business and Legal Malpractice
James E. Rogers College of Law, University of Arizona
Tom Moring’s practice emphasizes complex real estate and commercial disputes, creditor’s rights, tort litigation and collections matters. Mr. Moring has extensive experience in managing and performing all aspects of litigation from initial investigation through discovery to trial. During the real estate downturn, Mr. Moring began helping lenders and owners of real property navigate the short sale and foreclosure process, including helping negotiate alternatives to protect the interests of his clients.

Throughout Mr. Moring’s career, he has been involved in a wide variety of civil litigation matters, most as lead counsel. Among Mr. Moring’s many career highlights:

-Acted as lead counsel in...
Mark Lasee
Claimed Lawyer Profile
Scottsdale, AZ Real Estate Law Lawyer with 33 years experience
(480) 429-5000 8601 N Scottsdale Road, Suite 300
Scottsdale, AZ 85253
Real Estate, Business and Construction
Hamline University School of Law
Mark offers over 25 years of legal practice affording a vast array of experience in business and real estate matters in Arizona. An "AV Preeminent" rated lawyer and a real estate specialist certified by the Arizona State Bar, Mr. Lasee's practice focuses on significant commercial real estate and business transactions. He is a member of Kutak Rock's National Pension Practice Group, which represents plans in several states, his current focus being on private equity and hedge funds investments. He is a member of the National Association of Public Pension Attorneys and has represented pension plans in placing well over $1...
David Lee Allen
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Attorney with 42 years experience
(602) 248-1082 3200 N. Central Ave.
Suite 2000
Phoenix, AZ 85012
Real Estate
Pepperdine University School of Law
My practice has spanned more than 35 years, representing both individuals and large institutional clients, in both litigation and transactional matters, with an emphasis on real estate and business related matters. I actively practice law in both Arizona and California. Additionally, I am an Arizona licensed real estate broker.

Prior to joining Jaburg Wilk in 2007, I founded and managed his own law firm in Beverly Hills, California, and later served as in-house counsel for a multi-faceted real estate company located in Scottsdale, Arizona.

Legal services are not always affordable. I take pride in working closely with...
Carolyn Tatkin
Claimed Lawyer Profile
Phoenix, AZ Real Estate Law Lawyer
(602) 277-8449 40 N. Central Ave.
Suite 1400
Phoenix, AZ 85004
Real Estate, Bankruptcy and Business
Cleveland-Marshall College of Law
We are a full service law firm with a focus in the areas of personal and business bankruptcies including Chapter 7, Chapter 11, and Chapter 13. We also provide a full range of legal services to businesses.
Beth Cohn
Claimed Lawyer ProfileSocial Media
Phoenix, AZ Real Estate Law Lawyer
(602) 248-1030 3200 N. Central Ave.
Suite 2000
Phoenix, AZ 85012
Real Estate, Estate Planning and Tax
Arizona State University and Certified Specialist, Tax Law, AZ Board of Legal Specialization
Beth S. Cohn, after practicing in a small boutique tax and commercial practice, joined Jaburg & Wilk in 1995. As both a Tax Specialist certified by the State Bar of Arizona - Arizona Board of Legal Specialization and a Certified Public Accountant, she has expertise in business and real estate transactions as well as tax planning for businesses and their owners. She has represented clients from the start-up phase of their business to growing into multi-million dollar companies. These are long time clients and Beth has been an integral part of that growth. She has assisted them with mergers, acquisitions...
Thomas M Parsons
Claimed Lawyer Profile
Tucson, AZ Real Estate Law Lawyer
(520) 623-5466 340 N Main Ave
Tucson, AZ 85701
Free ConsultationReal Estate and Estate Planning
University of Arizona
David Thomas Bonfiglio
Claimed Lawyer Profile
Scottsdale, AZ Real Estate Law Attorney with 25 years experience
(480) 970-0974 4356 N Civic Center Plaza
Scottsdale, AZ 85251
Real Estate, Collections, Landlord Tenant and Probate
University of Wyoming College of Law
Brian Harlow
Claimed Lawyer ProfileSocial Media
Tucson, AZ Real Estate Law Attorney with 20 years experience
(520) 352-0008 4007 E. Paradise Falls Drive
Suite 212
Tucson, AZ 85712
Real Estate, Business, Estate Planning and Foreclosure Defense
Michigan State University
Business law attorney specializing in business transactions, to include supply and vendor contracts, manufacturing and distribution contracts, commercial and residential lease transactions, intellectual property protection, strategic business development consulting, corporate structure and governance and business succession planning. Practice also incorporates commercial litigation and estate planning. I work hand in hand with my clients to identify and assess the legal risks associated with all business transactions and implement strategic initiatives to accomplish identified business objectives.
Robert Pecharich
Claimed Lawyer Profile
Prescott, AZ Real Estate Law Lawyer with 45 years experience
(928) 445-0122 125 N Granite St
Prescott, AZ 86301
Real Estate, Business, Health Care and Municipal
James E. Rogers College of Law, University of Arizona
Rob has practiced law in Prescott and Yavapai County since 1974. His practice focuses on representation of businesses and governmental entities. Rob graduated from Northern Arizona University with a bachelor’s degree in Political Science in 1971 and earned a juris doctor degree from the University of Arizona College of Law in 1974. Rob has practiced with the law firm of Boyle, Pecharich, Cline, Whittington & Stallings since 1974.
Douglas K Cook
Claimed Lawyer ProfileSocial Media
Mesa, AZ Real Estate Law Attorney with 48 years experience
(480) 461-4660 40 N. Center St. #110
Mesa, AZ 85201
Real Estate, Business, Elder and Estate Planning
University of Utah
Board certified specialist in taxation handling estate planning, business, real estate, and other tax law-related matters.
Russell Krone
Claimed Lawyer Profile
Phoenix, AZ Real Estate Law Attorney with 24 years experience
(602) 258-4559 2400 East Arizona Biltmore Circle, Building One
Suite 1140
Phoenix, AZ 85016
Real Estate, Arbitration & Mediation, Business and Construction
University of Arizona
Russell's practice focuses on the needs of businesses and individuals in the areas of commercial/business law, real property and land use law and construction law.
Dorothy Baran
Claimed Lawyer Profile
Phoenix, AZ Real Estate Law Lawyer with 32 years experience
(602) 252-0300 Chase Tower 22nd Floor
201 North Central Ave.
Phoenix, AZ 85004
Real Estate, Arbitration & Mediation, Business and Employment
Rutgers School of Law-Camden
Bert D. Millett
Claimed Lawyer Profile
Mesa, AZ Real Estate Law Attorney
(480) 655-7440 1930 N Arboleda Rd
Ste 201
Mesa, AZ 85213
Real Estate and Business
Arizona State University
Bert focuses his practice primarily on business law, real estate law and contract issues. He prides himself on his ability to advocate effectively for his clients with an eye for detail and precision in the matters he handles. Bert is dedicated to giving each one of his clients the type of personal attention and service they expect.
Carol Lynn de Szendeffy
Claimed Lawyer ProfileQ&A
Cave Creek, AZ Real Estate Law Lawyer with 40 years experience
(480) 488-2100 7005 E Cave Creek Rd
Ste 201
Cave Creek, AZ 85331
Real Estate and Business
Syracuse University
Ms. Rebecca A. Reed
Claimed Lawyer ProfileSocial Media
Tucson, AZ Real Estate Law Lawyer with 14 years experience
(520) 884-0024 3573 East Sunrise Drive
Suite 125
Tucson, AZ 85718
Real Estate, Business and Energy
University of Arizona
I represent businesses and individuals, handle legal issues, and facilitate business and real estate deals in: - Sales, acquisitions, leasing and ground-leasing - Solar energy facility development (ground leasing, PPAs) - Non-disclosure and confidentiality agreements - Business and real estate transactions - Real estate development - Business agreements and trademark matters - Employment issues and conflicts - General Counsel Services for Businesses
John P. Welty
Claimed Lawyer Profile
Phoenix, AZ Real Estate Law Attorney
(602) 368-8167 940 E Marconi Avenue
Phoenix, AZ 85022
Real Estate, Bankruptcy, Business and Estate Planning
University of Minnesota Law School
Alex C Hairston
Claimed Lawyer ProfileSocial Media
Mesa, AZ Real Estate Law Lawyer
(480) 463-3475 2651 W Guadalupe Rd.
Suite 110
Mesa, AZ 85202
Free ConsultationReal Estate, Consumer, Estate Planning and Social Security Disability
University of Wisconsin - Madison
INTRODUCTION Alex Hairston brings broad experience to his litigation practice. Over the years, Alex has worked in various settings including a Family Law practice in his hometown and a Consumer Law practice in Madison, WI. Alex has worked on a wide spectrum of legal issues, including criminal, civil, and family law cases. His private practice includes cases ranging from complex civil litigation to child support and custody modifications. PHILOSOPHY Alex believes that his job is to resolve problems for his clients as efficiently and effectively as possible. Alex counsels his clients to understand their...
Carl R Sammartino
Claimed Lawyer Profile
Tucson, AZ Real Estate Law Lawyer
(520) 623-5466 340 N. Main Ave.
Tucson, AZ 85701
Free ConsultationReal Estate, Appeals and Municipal
University of Arizona
CARL R. SAMMARTINO graduated in 2002 from the University of Michigan with a Bachelor of Arts in Political Science; in 2006 he received his Juris Doctor from the University of Arizona. He joined Stubbs & Schubart, P. C., in 2008.
Victor A. Garnice
Claimed Lawyer Profile
Scottsdale, AZ Real Estate Law Attorney with 43 years experience
(602) 485-5800 4835 E Cactus Rd
Scottsdale, AZ 85254
Real Estate, Divorce, Family and International
Hunter Lewis
Claimed Lawyer Profile
Snowflake, AZ Real Estate Law Attorney with 6 years experience
(928) 536-3001 970 S Main St., Ste. A
Snowflake, AZ 85937
Real Estate, Business and Criminal
Widener University Commonwealth Law School
Herman Zickerman
Claimed Lawyer Profile
Tucson, AZ Real Estate Law Attorney
(520) 790-7337 310 S. Williams Center, Suite 250
Tucson, AZ 85711
Real Estate, Business and Personal Injury
David P Gordon
Claimed Lawyer Profile
Cottonwood, AZ Real Estate Law Attorney
(928) 649-8609 850 Cove Pkwy
Suite A
Cottonwood, AZ 86326
Real Estate, Business, Collections and Construction
David P. Gordon grew up in Camp Verde, Arizona. He is a graduate of Northern Arizona University. David Gordon received his law degree from Western New England College of Law in Springfield, Massachusetts in 2000. Prior to forming Gordon & Gordon, PLLC, David Gordon worked for the law firm of Boyle, Pecharich, Cline, and Whittington, PLLC in Prescott, Arizona, then as a prosecutor for the Maricopa County Attorney’s office, and finally as assistant attorney for the City of Glendale. Practice Areas: Criminal Law; Real Estate; Municipal Law; Business Law; Contracts; Zoning; Education Law; Litigation; Construction law; Juvenile...
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Buying, selling, or renting property?

Real estate refers to land, as well as anything permanently attached to the land, such as buildings and other structures, and covers more than just the drafting of contracts for the purchase and sale of property. Both federal and state laws regulate real estate transactions. The Federal Fair Housing Act, for example, prohibits discrimination in real estate transactions on account of race, color, religion, sex, or national origin. Many states have enacted similar legislation that prohibits discrimination on the basis of certain characteristics.

Attorneys in this field may handle leasing issues, landlord-tenant disputes, eviction proceedings and homeowner association (HOA) problems. Other matters within this practice area include title disputes, mortgages, covenants, easements, and equitable servitudes. Many real estate issues can affect both commercial and individual renters and landlords. Real estate lawyers who represent commercial interests may also focus on land use, zoning, environmental law, or eminent domain issues.

Some states provide a certification for lawyers who have demonstrated experience and competency in the practice of real estate law. These attorneys must meet certain educational, experience, and examination requirements to receive the certification as a specialist.


Deed: The legal document that transfers the ownership of real property from one party to another.

Mortgage: A mortgage is a document signed by a borrower when a loan is made that gives the lender a right to take possession of the property if the borrower fails to repay the loan.