Bedford, New York Real Estate Lawyers

Gerard Romski
PREMIUM

Skilled & Determined Real Estate Lawyer! Experienced and Successful Advocacy!

I provide excellent legal representation for real estate and land use matters. Expect extensive knowledge and skill in resolving your real estate concerns. Visit my website to see case results or call for a consultation.
View Profile
Katherine Zalantis
PREMIUM

Skilled & Experienced Real Estate Lawyer! Dedicated to Your Rights & Interests!

I am committed to excellent advocacy in all areas of real estate law. I provide substantial experience and skill to successfully resolve your real estate matters. Visit my website for results or call for a consultation.
View Profile
Robert J. Howard
PREMIUM

Dedicated Real Estate Law Attorney! Personal Service & Technical Knowledge!

I am an experienced and skilled real estate attorney. I am committed to providing my clients with a wide range of legal services related to real estate law. Visit my website for case results or call for a consultation.
View Profile
Bedford, NY Real Estate Law Lawyer with 27 years experience
(914) 234-6363 444 Old Post Rd
Bedford, NY 10506
Real Estate, Education and Environmental
Bedford, NY Real Estate Law Lawyer with 43 years experience
(914) 347-2213 114 Cedar Hill Rd
Bedford, NY 10506
Real Estate and Municipal
John Harris Gettinger
Claimed Lawyer ProfileSocial Media
Mount Kisco, NY Real Estate Law Lawyer with 38 years experience
(914) 666-8033 118 North Bedford Road
Suite 300
Mount Kisco, NY 10549
Real Estate
Pepperdine University
As one of the managing partners of Shapiro Gettinger & Waldinger, LLP, John Gettinger represents Westchester County clients in commercial and residential real estate transactions. He also handles landlord tenant cases for commercial leases.
Mona Shapiro
Claimed Lawyer ProfileSocial Media
Mount Kisco, NY Real Estate Law Attorney with 44 years experience
(914) 666-8033 118 North Bedford Road
Suite 300
Mount Kisco, NY 10549
Real Estate and Business
New York University School of Law
Mona Shapiro is a managing partner at Shapiro Gettinger & Waldinger, LLP. From their office in Westchester County, she handles complex business and real estate litigation cases.
Andrew Brodnick
Claimed Lawyer Profile
Mount Kisco, NY Real Estate Law Lawyer with 32 years experience
(914) 244-0060 126 Barker Street
Mount Kisco, NY 10549
Real Estate, Business, Landlord Tenant and Probate
Andrew D. Brodnick, Esq. has nearly 30 years of experience in real estate litigation (including contract disputes, title issues, easements, adverse possession, variances, landlord tenant law), real estate transaction work, general commecial litigation and surrogate's court work.
Susan Caplin
Claimed Lawyer Profile
Mt Kisco, NY Real Estate Law Lawyer with 25 years experience
(914) 244-3300 344 E Main St
Mt Kisco, NY 10549
Real Estate, Divorce, Family and Probate
Pace Law School
Robert F. Davis
Claimed Lawyer Profile
Mount Kisco, NY Real Estate Law Lawyer with 38 years experience
(914) 666-4400 120 East Main Street
Mount Kisco, NY 10549
Real Estate, Business, Construction and Estate Planning
Mr. Davis is a partner in the law firm Singleton, Davis & Singleton in Mount Kisco, New York. He specializes in the areas of zoning and real property law, as well as civil litigation and appeals in Westchester, Putnam, or Duchess Counties. Contact him for help in resolving a wide array of real property and land use matters; contract, business and construction disputes; landlord/tenant matters; adjoining property issues; and foreclosures.
Erin Kathleen Flynn
Claimed Lawyer ProfileSocial Media
White Plains, NY Real Estate Law Attorney with 9 years experience
(914) 472-6202 4 New King Street
Suite 140
White Plains, NY 10604
Real Estate, Bankruptcy, Foreclosure Defense and Landlord Tenant
American University Washington College of Law
John W. Buckley
Claimed Lawyer ProfileSocial Media
Yorktown Heights, NY Real Estate Law Lawyer with 40 years experience
(914) 962-7272 1767 Front Street
Yorktown Heights, NY 12533
Real Estate, Business, Elder and Tax
Syracuse University College of Law
Daniel Robert Tota
Claimed Lawyer ProfileSocial Media
Yorktown Heights, NY Real Estate Law Lawyer with 14 years experience
(914) 245-6060 2000 Maple Hill Street
Suite 206
Yorktown Heights, NY 10598
Real Estate, Business, Landlord Tenant and Personal Injury
Brooklyn Law School
Daniel R. Tota is a partner at the Yorktown Heights legal office, Durante, Bock & Tota, PLLC. He primarily devotes his practice to real estate and business transactions, but he also handles criminal defense cases, estate planning and civil litigation matters. Mr. Tota is admitted to the New York State Bar and the Connecticut State Bar, and is a member of the Westchester County Bar Association, the Yorktown Bar Association, and the Yorktown Chamber of Commerce. To find out more about the representation offered by Attorney Tota, do not hesitate to give the firm a call today.
Daniel A. Singer
PREMIUM

New York Real Estate Law Attorney with 15 years experience

Benjamin N. Cardozo School of LawNew Jersey and New York
View Profile
Adam C. Wilner
PREMIUM

New York Real Estate Law Lawyer with 18 years experience

Broad legal background with more than 15 years experience in commercial litigation, corporate transactions, real estate law, and estate litigation. Experience providing counsel to private corporations in a... Read More »
View Profile
George H. Roberts
Claimed Lawyer Profile
Katonah, NY Real Estate Law Lawyer with 56 years experience
(914) 232-2222 200 Katonah Avenue
Katonah, NY 10536
Real Estate, Education, Elder and Estate Planning
George H. Roberts, Esq. is the Managing Partner of the Firm and has been practicing estate planning and administration since 1975. His emphasis is on estate planning and administration, elder law and school law. He also provides services in real estate and assists those clients who own a family business. Mr. Roberts was a Town Justice in Lewisboro for many years, and is also a Certified Hearing Officer for the New York State Department of Education.
Peter Klose
Claimed Lawyer ProfileQ&ALII SilverBlawgsearchSocial Media
White Plains, NY Real Estate Law Lawyer with 24 years experience
(914) 948-1008 White Plains, NY 10604
Free ConsultationReal Estate, Appeals, Business and Consumer
New England Law | Boston
Klose & Associates offers various legal services to individuals and businesses, including business entity formation, contract preparation and negotiation, litigation, buying and selling personal and business assets, and wills and estate matters. Our clients have sought representation for business, environmental, insurance, intellectual property trademark and copyright), personal injury, professional malpractice (accountant, legal, medical), real estate and probate or estate matters.
(845) 727-7727 99 Main St
#206
Nyack, NY 10960
(845) 758-8871 Red Hook, NY 12571
Steven M. Silverberg
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Tarrytown, NY Real Estate Law Attorney
(914) 682-0707 120 White Plains Rd
#305
Tarrytown, NY 10591
Free ConsultationReal Estate, Appeals, Business and Construction
New York University School of Law
Steven M. Silverberg is a partner in Silverberg Zalantis LLP. He has extensive experience in representing developers and municipalities in land use, zoning and environmental law matters including litigation and appeals in the New York State and Federal Courts. Starting his career as an assistant district attorney and then working as a town attorney, providing counsel in such diverse areas as contracts, construction, telecommunications and employment law, prepared him for the services he continues to provide to businesses, municipalities and individuals. In addition to his experience with the approval process for residential and commercial developments and related litigation, he has...
Jay Golland
Claimed Lawyer ProfileSocial Media
New City, NY Real Estate Law Lawyer with 24 years experience
(845) 709-6060 254 South Main Street
Suite 500
New City, NY 10956
Real Estate, Criminal, DWI and Landlord Tenant
The George Washington University Law School
I am a solo practitioner with a general practice in Rockland County. My areas of practice include Criminal Defense, Traffic Tickets, Debt Collection, Civil Litigation, Real Estate, Landlord Tenant matters and more. I started my legal career as a prosecutor at the Rockland County District Attorney's Office. As a Senior Assistant District Attorney, I gained experience handling a wide array of criminal matters, from petty offenses to serious felonies. I also supervised drug cases and was the ADA assigned to the Rockland County Narcotics Task Force. I left the RCDA to become a...
Katherine Zalantis
Claimed Lawyer ProfileLII GoldBlawgsearchSocial Media
Tarrytown, NY Real Estate Law Lawyer with 22 years experience
(914) 682-0707 120 White Plains Rd
#305
Tarrytown, NY 10591
Free ConsultationReal Estate, Appeals, Business and Construction
Pace Law School
Land Use and Zoning, Environmental and Municipal Law Real Estate Litigation Commercial Litigation Civil Rights (Property Rights) Litigation
Gary O'Brien
Claimed Lawyer ProfileSocial Media
White Plains, NY Real Estate Law Attorney with 18 years experience
(646) 727-0038 100 Fisher Ave #93
White Plains, NY 10602
Real Estate and Business
New York Law School
As General Counsel and Senior Vice President to the Hudson River Park Trust, Gary provides legal advice and representation to the Trust and its Board of Directors on a broad range of issues related to Park development, maintenance, and operations. Gary is also the manager of the Trust's legal department staff. Since 2004, Gary has been privileged to combine legal, executive, and operational experience to collaborate with colleagues of all levels to minimize, mitigate, and manage risk, improve operational efficiency, and deliver results.
Louis Gasparini
Claimed Lawyer ProfileSocial Media
White Plains, NY Real Estate Law Lawyer with 15 years experience
(914) 304-4353 75 South Broadway 4th Floor
White Plains, NY 10601
Real Estate, Business, Construction and Insurance Defense
Albany Law School
At Lynch Schwab, we handle all legal matters in every county in New York State, and can appear throughout all of Connecticut. We provide clients with thorough, cost conscious and effective representation. All of our attorneys have previously trained at large litigation law firms, and are dedicated to providing the same services which a large firm can provide, but with the small firm personal client relationship. Our Firm handles all aspects of the legal practice, representing major insurers, municipalities, small businesses, large businesses and individuals. We also represent clients on non-litigation matters, such as real estate closings, commercial and business...
1441 Route 22 Suite 206
Brewster, NY 10509
Terrence P. Dwyer
Claimed Lawyer ProfileSocial Media
Briarcliff Manor, NY Real Estate Law Attorney with 27 years experience
(845) 849-3706 141 North State Road
Briarcliff Manor, NY 10510
Free ConsultationReal Estate, Employment, Estate Planning and Traffic Tickets
Pace Law School
20 years experience in real estate transactional law and litigation, estate planning and administration. University professor teaching law classes in Real Estate Law and Wills, Trusts & Estate Administration. Experience in land and title issues. Serving the Westchester, Putnam, Orange, Dutchess & Columbia County areas. AV Peer Review Rated, Martindale-Hubbell Highest Rating
(845) 849-3706 Post Office Box 1996
Poughkeepsie, NY 12601
(845) 849-3706 80 Broad Street
Suite 516
New York , NY 10004
Jonathan M Victor
Claimed Lawyer ProfileSocial Media
Mahopac, NY Real Estate Law Attorney with 9 years experience
(914) 263-9779 963 Route 6
Mahopac, NY 10541-1717
Real Estate, Construction, Divorce and Landlord Tenant
Albany Law School
Jonathan M. Victor, Esq. set up the Law Office of Jonathan Victor PLLC in 2012 and expanded to Connecticut in 2014. He is your Mahopac lawyer and New Fairfield lawyer happy to help with divorce law, real estate law, civil litigation, and much more!
(203) 885-0604 23 S. Main Street
Kent, CT 06757
(914) 263-9779 88 Route 22
Pawling, NY 12564
(203) 885-0604 25 Route 37
New Fairfield, CT 06812
Andrea Catalina
Claimed Lawyer ProfileLII GoldSocial Media
Peekskill, NY Real Estate Law Lawyer with 6 years experience
(914) 736-0645 1013 Brown St
Peekskill, NY 10566
Free ConsultationReal Estate, Criminal, Divorce and Family
Pace Law School
Steven M. Silverberg
PREMIUM

Exceptional Real Estate Lawyer! Experienced & Knowledgeable Advocacy! Call Now!

I provide excellent legal counsel for a wide array of real estate law matters. I am dedicated to skillfully resolving your real estate situation! Visit my website to see past case results and call for a consultation.
View Profile
Jules Martin Haas
PREMIUM

New York Real Estate Law Lawyer with 39 years experience

New York University School of Law and New England Law | Boston2nd Circuit, U.S. District Court, Eastern District of New York, U.S. District Court, Southern District of New York, New York and U.S. Supreme Court
View Profile
Benjamin Adams
Claimed Lawyer ProfileSocial Media
White Plains, NY Real Estate Law Attorney with 23 years experience
470 Mamaroneck Avenue #306
White Plains, NY 10605
Free ConsultationReal Estate and Bankruptcy
Brooklyn Law School
Benjamin M. Adams, the founder and principal of Adams Law Group, LLC, has a record of excellence that shows in his legal education and in his legal career.
1133 Broadway
Suite 406
New York, NY 10010
145 Main Street
Floor 2
Nyack, NY 10960
Melanie Finkel
Claimed Lawyer ProfileSocial Media
White Plains, NY Real Estate Law Attorney with 29 years experience
(914) 328-1836 11 Martine Avenue
12th Floor
White Plains, NY 10606
Real Estate, Business and Foreclosure Defense
Benjamin N. Cardozo School of Law
Melanie Finkel has over 25 years of commercial and real estate litigation experience in New York. She represents clients in connection with commercial and business litigation matters and real estate litigation including mortgage foreclosure and alternatives to foreclosure. Melanie also represents clients on real estate transactions including residential closings.
Martha L. Osorio
Claimed Lawyer ProfileSocial Media
White Plains, NY Real Estate Law Lawyer with 37 years experience
(800) 318-9750 203 E Post Rd
1st Floor
White Plains, NY 10601
Real Estate, Bankruptcy, Criminal and Foreclosure Defense
Anthony J. Maiocchi
Claimed Lawyer ProfileLII SilverSocial Media
Hawthorne, NY Real Estate Law Lawyer with 39 years experience
(914) 347-2300 22 Saw Mill River Rd
Hawthorne, NY 10532
Free ConsultationReal Estate, Bankruptcy, Business and Landlord Tenant
Fordham University
Mary Frances Kelly
Claimed Lawyer ProfileSocial Media
White Plains, NY Real Estate Law Attorney with 46 years experience
(914) 631-2657 399 Knollwood Rd
White Plains, NY 10603
Real Estate, Divorce, Estate Planning and Family
New York University School of Law
Mary F. Kelly, a founding member of Kelly & Knaplund, has practiced family law in Westchester, Putnam, Rockland, Dutchess, and New York counties since 1978. Her achievements in the legal community include service as a charter member of the New York State Permanent Judicial Commission on Justice for Children, which has advocated for court reform in the family law arena since 1988, and she has been a member of the Ninth Judicial District Gender Fairness Committee since 1994. A leader throughout her career, Ms. Kelly has served as President of the Women’s Bar Association of the State of New...
Frederick Turner
Claimed Lawyer ProfileLII Bronze
White Plains, NY Real Estate Law Attorney with 37 years experience
(914) 885-9300 305 Old Tarrytown Road
White Plains, NY 10603
Real Estate, Administrative, Appeals and Municipal
Syracuse University
Turner and Turner was established in 1996 and has provided high-quality legal representation to clients in the business, real estate, environmental and municipal community ever since. Turner & Turner is dedicated to staying at the leading edge of emerging issues and trends providing our clients unparalleled scholarship. Our record of achievement speaks for itself.
Conrad Evan Pollack
Claimed Lawyer ProfileSocial Media
Peekskill, NY Real Estate Law Attorney with 33 years experience
(800) 223-2814 906 South Street
Peekskill, NY 10566
Real Estate, Appeals, Immigration and Personal Injury
Brooklyn Law School
CONRAD E. POLLACK is the Managing Partner of Pollack, Pollack, Isaac & DeCicco, LLP. He heads the firm’s immigration department. He graduated from New York University in 1981 and from Brooklyn Law School in 1984 with great honors. He was admitted in New York in 1985. Over the course of his career, Mr. Pollack has acquired experience in all aspects of immigration law, including deportation & removal matters, work, trainee and seasonal visas, family-based visas, political asylum and citizenship matters. He is a member of the New York Court Lawyers Association, ILW.com, American Bar Association...
(800) 223-2814 225 Broadway, 3rd Floor
New York, NY 10007
Frances A. DeThomas Esq.
Claimed Lawyer ProfileSocial Media
Rye, NY Real Estate Law Lawyer with 19 years experience
(914) 967-2114 150 Purchase Street
Suite 4
Rye, NY 10580
Real Estate, Business, Divorce and Estate Planning
Pace Law School
Carolyn L. Weiss Esq.
Claimed Lawyer ProfileLII SilverBlawgsearchSocial Media
White Plains, NY Real Estate Law Attorney with 26 years experience
(914) 328-6100 1 Barker Ave
Third Floor
White Plains, NY 10601
Real Estate, Business and Estate Planning
Case Western Reserve University School of Law
Hillary M. Nappi
Claimed Lawyer ProfileBlawgsearchSocial Media
White Plains, NY Real Estate Law Attorney with 4 years experience
(877) 377-8666 188 E Post Rd
White Plains, NY 10601
Free ConsultationReal Estate, Business, Criminal and Family
Pace Law School
Megan Gardner
PREMIUM

Dedicated & Skilled Real Estate Attorney! Attentive & Aggressive Advocacy!

I am an experienced and knowledgeable real estate law attorney. I provide exceptional legal representation for your real estate matters. Visit my website to see case settlements and verdicts, or call for a consultation.
View Profile
Andrea Catalina
PREMIUM

New York Real Estate Law Lawyer

Pace Law SchoolNew York
View Profile
Peter Howard Tilem
Claimed Lawyer ProfileBlawgsearchSocial Media
White Plains, NY Real Estate Law Lawyer with 27 years experience
(877) 377-8666 188 E Post Rd
White Plains, NY 10601
Free ConsultationReal Estate, Criminal, Family and White Collar Crime
Pace Law School
Joshua H. Klapper
Claimed Lawyer ProfileBlawgsearchSocial Media
White Plains, NY Real Estate Law Lawyer with 40 years experience
(914) 287-6466 170 Hamilton Ave
White Plains, NY 10601
Free ConsultationReal Estate, Business, Collections and Landlord Tenant
Maurice A. Deane School of Law at Hofstra University
John Manning Crane
Claimed Lawyer ProfileSocial Media
Port Chester, NY Real Estate Law Lawyer with 21 years experience
(914) 937-7272 342 N Main St
Port Chester, NY 10573
Free ConsultationReal Estate, Business and Probate
Pace Law School
We are a law firm that focuses on real estate transactions. We enable busy professionals, celebrities, and entrepreneurs to focus on what they do best and provide them with a way to effortlessly buy and sell real estate. By entrusting the entire process to us, you eliminate all of the things typically required of a buyer or seller that cause most people stress! Our process allows clients to minimize their involvement and enables them to use this time saved to engage in more profitable activities without the fear of missed deadlines. Many of our past clients have found that...
(212) 748-9477 295 Madison Avenue, 12th Floor
New York, NY 10017
Eric Weiss Esq.
Claimed Lawyer ProfileLII SilverBlawgsearchSocial Media
White Plains, NY Real Estate Law Lawyer with 27 years experience
(914) 328-6100 1 Barker Ave
Third Floor
White Plains, NY 10601
Real Estate, Business, Foreclosure Defense and Landlord Tenant
Fordham University School of Law
Ira Michael Emanuel
Claimed Lawyer Profile
New City, NY Real Estate Law Attorney with 37 years experience
4 Laurel Road
New City, NY 10956
Real Estate, Estate Planning and Municipal
Albany Law School
Ira M. Emanuel is an attorney with more than thirty years of experience in real property and land use law, estates and trusts, and mediation. He is a graduate of the University of Rochester and Albany Law School, and holds a certificate in mediation from Harvard Law School. Mr. Emanuel has a private law practice in New City, New York, where he has been involved with some of the most important land use projects in Rockland County, including the redevelopment of the Nanuet Mall in the Town of Clarkstown, a 500 unit active adult community proposed for the former Letchworth...
Michael Harold Maizes
Claimed Lawyer Profile
Rye Brook, NY Real Estate Law Attorney with 33 years experience
(914) 251-1112 800 Westchester Avenue
345N
Rye Brook, NY 10573
Real Estate, Construction, Estate Planning and Personal Injury
Wake Forest University School of Law
We are a family owned, multi-generational law firm serving New York, New Jersey and Florida. We also have affiliated offices and counsel in Illinois and California. Our two partners have more than 80 years combined experience between them, and our firm is well-established and well-respected. Our clients are treated as family, and with respect and prompt, personal attention. Our services are efficiently performed, we communicate effectively, and our rates are reasonable and competitive. Michael is admitted to practice in New York, New Jersey and Florida and various Federal Courts, including the United States Supreme Court. He graduated from State University...
(718) 823-4000 2027 Williamsbridge Rd
2nd Floor
Bronx, NY 10461
(561) 999-0988 1200 N. Federal Highway
Suite 200
Boca Raton, FL 33432
Jared Altman
Claimed Lawyer ProfileSocial Media
Montrose, NY Real Estate Law Attorney with 36 years experience
(914) 737-0200 2125 Albany Post Rd
Montrose, NY 10548
Free ConsultationReal Estate, Business, Criminal and Landlord Tenant
Maurice A. Deane School of Law at Hofstra University
Jared Altman has nearly three decades of experience in the legal field. While still in law school he worked in the District Attorney's Office assisting with the prosecution of matters such as driving while intoxicated or impaired, assault and larceny. He also represented disabled persons seeking Social Security Disability benefits. Upon graduating Hofstra University Law School with distinction in 1981, he entered the litigation field with positions at law firms emphasizing personal injury and commercial litigation. There he was exposed to cases involving automobiles, buses, subways, false arrest, infantâs claims, burns and animal bites, to...
Frank Catalina
Claimed Lawyer ProfileSocial Media
Peekskill, NY Real Estate Law Lawyer with 36 years experience
(914) 736-0087 1013 Brown St
Peekskill, NY 10566
Free ConsultationReal Estate, Criminal, Divorce and Family
University of Bridgeport
Daniel A. Fass
Claimed Lawyer ProfileLII SilverBlawgsearchSocial Media
White Plains, NY Real Estate Law Lawyer with 40 years experience
(914) 287-6466 170 Hamilton Ave
White Plains, NY 10601
Free ConsultationReal Estate, Business, Construction and Landlord Tenant
Maurice A. Deane School of Law at Hofstra University and University of Wisconsin Law School
David Howe
Claimed Lawyer Profile
Upper Nyack, NY Real Estate Law Attorney with 33 years experience
(845) 624-7474 328 North Broadway
Second Floor
Upper Nyack, NY 10960
Real Estate, Appeals, Business and Criminal
Brooklyn Law School
Joseph Andrew Gershman
PREMIUM

Skilled & Dedicated Legal Representation for Your Complex Real Estate Matters!

I am an experienced and knowledgeable real estate attorney. I am committed to aggressive representation for all of your complex real estate needs! Visit my website for verdicts and settlements, call for a consultation.
View Profile
Diane Mall Sammarco
PREMIUM

New York Real Estate Law Lawyer with 19 years experience

Brooklyn Law School and Binghamton UniversitNew York
View Profile
Lawyer Rating
Claimed
Years Experience
Language
Other Filters

Real Estate Lawyers in Nearby Cities

Real Estate Lawyers in Nearby Counties

Bedford Real Estate Legal Aid & Pro Bono Services

Empire Justice Center
White Plains, NY


Pro Bono Partnership
(914) 328-0674
White Plains, NY

Show More

Buying, selling, or renting property?

Real estate refers to land, as well as anything permanently attached to the land, such as buildings and other structures, and covers more than just the drafting of contracts for the purchase and sale of property. Both federal and state laws regulate real estate transactions. The Federal Fair Housing Act, for example, prohibits discrimination in real estate transactions on account of race, color, religion, sex, or national origin. Many states have enacted similar legislation that prohibits discrimination on the basis of certain characteristics.

Attorneys in this field may handle leasing issues, landlord-tenant disputes, eviction proceedings and homeowner association (HOA) problems. Other matters within this practice area include title disputes, mortgages, covenants, easements, and equitable servitudes. Many real estate issues can affect both commercial and individual renters and landlords. Real estate lawyers who represent commercial interests may also focus on land use, zoning, environmental law, or eminent domain issues.

Some states provide a certification for lawyers who have demonstrated experience and competency in the practice of real estate law. These attorneys must meet certain educational, experience, and examination requirements to receive the certification as a specialist.


Deed: The legal document that transfers the ownership of real property from one party to another.

Mortgage: A mortgage is a document signed by a borrower when a loan is made that gives the lender a right to take possession of the property if the borrower fails to repay the loan.