Belvedere Tiburon Bankruptcy Lawyers

Compare 522 top rated California attorneys serving Belvedere Tiburon.
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David Blaise Rao
PREMIUM
David Blaise Rao

Experienced Bankruptcy Lawyer! Dedicated to Aggressive Counsel & Representation!

For over 30 years, I have been successfully advising clients with bankruptcy matters. I am committed to the best possible results for your legal needs! Visit my website for representative cases. Call for a consultation. Read More »
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Devin Jacobsen
PREMIUM
Devin Jacobsen

California Bankruptcy Attorney

Thomas Jefferson School of LawCalifornia and USDC: Northern District Of California
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Julie Hope Rome-Banks
PREMIUM
Julie Hope Rome-Banks

Dedicated & Skilled Bankruptcy Law Attorney! Over 20 Years of Legal Experience!

I provide exceptional representation for bankruptcy law matters. I am committed to obtaining the best possible outcomes for your bankruptcy needs! Visit my website for representative cases. Call for a consultation. Read More »
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Rochel Jillian Lemler
Belvedere Tiburon, CA Bankruptcy Attorney with 28 years of experience
(210) 410-5622 185 Solano St
Belvedere Tiburon, CA 94920
Bankruptcy and Appeals
St. Mary's University School of Law
Malcolm Ruthven
Claimed Lawyer ProfileSocial Media
Malcolm Ruthven
Sausalito, CA Bankruptcy Lawyer
(415) 342-4666 1 Harbor Drive - Suite 300
Sausalito, CA 94965
Bankruptcy
University of California, Hastings College of the Law
I guide people in financial difficulty through the technically difficult and emotionally charged arena of bankruptcy which allows them the Fresh Start provided by Congress. I too have had the experience of seeing my field of work (then computer application software development) shrink before my very eyes with the projects I used to get being sent overseas. People in the current economy have similar experiences and I was determined to find a way to use my legal background to help them. I decided that practicing bankruptcy law was the most direct way I could help. I'm a solo practitioner by choice and...
Len Watkins
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Len Watkins
Point Richmond, CA Bankruptcy Lawyer
(510) 237-6916 125 Park Place
Suite 210
Point Richmond, CA 94801
Bankruptcy
University of San Francisco
Colby LaVelle
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Colby LaVelle
(415) 596-6337 One Market Street
Spear Tower 36th Floor
San Francisco, CA 94105
Free ConsultationOffers Video ChatSan Francisco, CA Bankruptcy Lawyer
Bankruptcy
Santa Clara University School of Law
Colby Dean LaVelle II proudly manages LaVelle Law Offices with the personal attention of a boutique law firm but with the resources of larger law firms. An honored graduate of Santa Clara University of Law, Mr. LaVelle has dedicated his career to the pursuit of justice. He began his legal career working for the San Francisco District Attorney's Office. Following his success litigating criminal matters, Mr. LaVelle started the LaVelle Law Offices. Now with eight locations across California, The LaVelle Law Offices is an incarnation of Mr. LaVelle's desire to serve the public, as he...
Reno F.R. Fernandez III
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Reno F.R. Fernandez III
San Francisco, CA Bankruptcy Lawyer with 12 years of experience
(415) 362-0449 221 Sansome Street
San Francisco, CA 94104
Bankruptcy and Business
Golden Gate University School of Law
Macdonald Fernandez LLP focuses on business bankruptcy, reorganization and commercial litigation, including receiverships and assignments for the benefit of creditors, throughout California and pro hac vice in Delaware, the Southern District of New York. – Our clients range from enterprises with assets or amounts in controversy exceeding $100 million to small businesses, including technology companies, biotechnology companies, startups, Bitcoin-based companies, mortgage funds, national and regional banks, retail chains, medical clinics, residential care facilities for the elderly, farms, wineries, restaurants, churches, real estate developers and manufacturers. – In one example, we imposed a receivership over an operating almond reprocessing...
Richard A. Rogan
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Richard A. Rogan
San Francisco, CA Bankruptcy Attorney with 45 years of experience
(415) 398-8080 2 Embarcadero Center
5th Floor
San Francisco, CA 94111
Bankruptcy, Business and Real Estate
University of California Hastings College of the Law
I am a California Business attorney, with extensive experience in Bankruptcy and Insolvency for financial institutions. My practice encompasses banking, commercial law, corporate governance, financial transactions, real estate, and trust disputes.

For over 45 years, I have provided skilled counsel and advocacy for an array of complex legal needs. I am dedicated to exceptional representation focused on the best possible results.
Robert B. Kaplan
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Robert B. Kaplan
San Francisco, CA Bankruptcy Lawyer
(415) 984-9673 2 Embarcadero Center
5th Floor
San Francisco, CA 94111
Bankruptcy, Business and Real Estate
Golden Gate University School of Law
Robert B. Kaplan is an accomplished California Bankruptcy, Business, and Real Estate Law attorney with an emphasis on creditors' rights and bankruptcy related cases. Focused on results, Bob has been providing rigorous and uncompromising legal representation for over 40 years.

Bob is a Co-Managing Partner at Jeffer Mangels Butler & Mitchell, a firm listed on American Lawyer's AmLaw 200. A highly skilled and knowledgeable attorney, he is ready to assist you in accomplishing your legal objectives.
Eric Vincent Wood
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Eric Vincent Wood
Richmond, CA Bankruptcy Attorney with 6 years of experience
(510) 978-4150 3150 Hilltop Mall Rd.
Richmond, CA 94806
Free ConsultationBankruptcy
John F. Kennedy University
Mr. Wood began his legal career with the view of developing a personally rewarding practice by working directly with individuals and families. He draws upon his financial background to apply creative approaches to complex Bankruptcy issues. Mr. Wood currently provides Chapter 7 and Chapter 13 services to his clients. Prior to establishing his firm, Mr. Wood worked at a prominate Bankruptcy Law Firm counseling clients in the areas of Chapter 7 and Chapter 13 Bankruptcy and in Consumer Litigation. Mr. Wood has also worked as a project manager for Morgan Stanley Capital International and in portfolio management at Mellon...
Yasha Rahimzadeh
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Yasha Rahimzadeh
San Rafael, CA Bankruptcy Lawyer with 16 years of experience
(415) 971-2524 4040 Civic Center Drive, #200
San Rafael, CA 94903
Offers Video ChatBankruptcy, Landlord Tenant and Real Estate
McGeorge School of Law Univ of the Pacific
I am an attorney with over 15 years of experience representing consumers and businesses in bankruptcy and debt resolution, real estate, probate (i.e. Wills, Trusts, and Conservatorships), criminal, and general civil matters.

I pride myself in providing personal service to each of my clients. Complimentary consultations are available at any of my offices throughout Northern California and the Bay Area, and I am available 24 hours a day, 7 days a week.

Please feel free to contact me to discuss your legal matter. It would be my pleasure to assist you.

I can be reached by phone at (916) 337-8066, (415) 971-2524,...
Christian Pedersen
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Christian Pedersen
Richmond, CA Bankruptcy Attorney
(707) 426-5300 3150 Hilltop Mall Road
Richmond, CA 94806
Offers Video ChatBankruptcy and Personal Injury
Arizona State University


Christian Pedersen was born in Seattle and raised in Solano County. He graduated in Brigham Young University majoring in finance, and then was admitted to Arizona State’s law school and MBA program. While in school, Mr. Pedersen earned a certificate in Law, Science, and Technology from the Sandra Day O’Connor school of law, and worked in a legal clinic that provided legal services to startup businesses. Mr. Pedersen focused on entrepreneurship and solar energy technology. Mr. Pedersen worked in the solar industry performing transactional legal work and business analytics. After drafting thousands of documents, Mr. Pedersen decided...
Len Watkins
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Len Watkins
Richmond, CA Bankruptcy Attorney with 33 years of experience
(510) 237-6916 125 Park Place
Suite 210
Richmond, CA 94801
Free ConsultationBankruptcy, Antitrust, Business and Foreclosure Defense
University of San Francisco School of Law
A resident of Oakland, Len spent much of his legal career with prestigious, top-ranked, San Francisco law firms. Mr. Watkins brings the same level of expertise, and standard of excellence, to his practice in the East Bay. Focusing on consumer bankruptcy and business law, Mr. Watkins’ depth of experience and training include: A Masters of Business Administration, concentrating on finance, from the University of California, at Davis A stock brokerage license (inactive) from the National Association of Securities Dealers A California Real Estate Broker’s license Previous Experience Business Attorney Norris & Norris (now...
Joseph B. Angelo
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Joseph B. Angelo
San Francisco, CA Bankruptcy Lawyer with 10 years of experience
(415) 237-6475 75 Broadway
Suite 202
San Francisco, CA 94111
Free ConsultationBankruptcy and Foreclosure Defense
Willamette University College of Law
I am a founding partner of Gale, Angelo, Johnson & Pruett P.C., and practice in the areas of bankruptcy and consumer litigation. In bankruptcy, I represent both consumer debtors and businesses in chapter 7, 11, and 13 matters. In consumer litigation, I represent consumers in litigation under the Fair Credit Reporting Act, the Telephone Consumer Reporting Act, the Fair Debt Collection Practices Act, and the Rosenthal Act and has handled cases in those areas before both state and federal courts. I also have experience with appeals, having worked on cases before the Bankruptcy Appellate Panel and the Ninth Circuit Court...
Lisa Jane Espada
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Lisa Jane Espada
San Francisco, CA Bankruptcy Attorney with 21 years of experience
(415) 504-6195 71 Stevenson St.
Suite 400
San Francisco, CA 94105
Free ConsultationBankruptcy, Business and Consumer
Golden Gate Univ School of Law
San Francisco Bay Area law firm specializing in bankruptcy and consumer law, including FDCPA and debt collection defense.
Catherine Eranthe
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Catherine Eranthe
(415) 504-2006 4040 Civic Center Drive
Suite 200
San Rafael, CA 94903
Offers Video ChatSan Rafael, CA Bankruptcy Lawyer with 40 years of experience
Bankruptcy
New Coll of CA School of Law
Cate Eranthe is a California-licensed attorney admitted to practice in the United States District Court for the Northern District with over 20 years of complex discovery and litigation experience. Ms. Eranthe has handled chapter 7 and 13 bankruptcies from initial filing through discharge. A San Francisco native she provides practical strategies and advises on different approaches to achieve your best outcomes.

We counsel and represent consumer debtors and small businesses in bankruptcy. Our goal is to assist our clients in moving from financial overwhelm to financial empowerment.

We also counsel ways to manage student loans and resolve...
Jeffrey David Curl
Claimed Lawyer Profile
Jeffrey David Curl
San Francisco, CA Bankruptcy Lawyer with 14 years of experience
(415) 963-4004 201 Spear St.
Suite 1100
San Francisco, CA 94105
Bankruptcy
Santa Clara Univ School of Law
Jeff Curl's bankruptcy practice is dedicated to representing individuals, small businesses and families in Chapter 7 and Chapter 13 proceedings in San Mateo, San Francisco and Oakland. Jeff will take the time to analyze the circumstances unique to each client to help the client make an informed decision. He understands that clients are facing difficult choices, offering a candid and positive approach. Jeff looks forward to helping every client achieve the best possible solution.
Keith Foster Carr
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Keith Foster Carr
San Francisco, CA Bankruptcy Lawyer with 32 years of experience
(415) 935-3744 201 Spear Street
San Francisco, CA 94105
Offers Video ChatBankruptcy, Divorce, Estate Planning and Family
UCLA School of Law
Attorney Keith F. Carr has 30 years experience in Bankruptcy and Divorce. The Law Offices of Keith F. Carr has served the Northern California community since 1988. Since the business was established, we have helped clients save their homes and businesses and get their finances back on track through bankruptcy.

The Law Offices of Keith F. Carr has helped spouses get through the emotional pain of divorce and has advised and represented them in all family law and divorce proceedings. Attorney Keith F. Carr will take the time to listen to your concerns and work diligently to champion your rights...
Tobias McCabe Lester
Claimed Lawyer Profile
Tobias McCabe Lester
San Francisco, CA Bankruptcy Lawyer with 18 years of experience
(415) 230-5365 201 Spear Street
Suite 1100
San Francisco, CA 94105
Free ConsultationBankruptcy and Estate Planning
University of San Francisco School of Law
OUR MISSION Personal bankruptcy is what we do. We help people get their lives back. Even good and hardworking people sometimes experience financial difficulties, often through no fault of their own. We provide protection and support for our clients to help safeguard them and their assets, and enable them to get a fresh start and move on with their lives. NEED A FRESH START? WE ARE HERE TO HELP. Many people believe that due to new bankruptcy laws they are not eligible for debt relief or that they will lose their home if they file for bankruptcy. ...
Hermin Adella Dowe
Claimed Lawyer Profile
Hermin Adella Dowe
San Pablo, CA Bankruptcy Lawyer with 31 years of experience
(510) 233-7700 13925 San Pablo Avenue
Suite 203
San Pablo, CA 94806
Bankruptcy and Immigration
Michael Andrew Papuc
Claimed Lawyer Profile
Michael Andrew Papuc
San Francisco, CA Bankruptcy Attorney with 33 years of experience
(415) 773-1755 807 Montgomery St
San Francisco, CA 94133
Free ConsultationBankruptcy, Collections, Employment and Insurance Claims
UC Hastings COL
Michael Papuc is an attorney licensed in California for 25 years. He specializes in insurance bad faith litigation, business disputes, employment discrimination, and representation of tenants for wrongful eviction under San Francisco Rent Control Ordinance. He has a long track record of successful settlements and judgments, including judgments after trial, and favorable results on appeal.
Ms. Lucy Zheng
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Ms. Lucy Zheng
San Francisco, CA Bankruptcy Attorney with 8 years of experience
(408) 638-7006 201 Spear Street, Suite 1100
San Francisco, CA 94105
Free ConsultationBankruptcy, DUI, Divorce and Family
Loyola Law School, Los Angeles
Lucy Zheng is a California licensed attorney, experienced in individual tax debt relief, DUI law, family law, personal bankruptcy filings, and tenant evictions. Prior to forming her own practice, Lucy worked at a law firm handling multiple client cases all throughout Northern California. She witnessed the strengths and weaknesses of a larger law firm, and thus determined she could best provide her clients with the personalized attention and service that they deserve by starting her own practice. Lucy received her Bachelor of Arts degree in Political Science with an emphasis on Public Law in only 3 years, from the University of...
Heather A Cutler
Claimed Lawyer Profile
Heather A Cutler
San Francisco, CA Bankruptcy Lawyer with 18 years of experience
(415) 493-8415 201 Spear Street, Suite 1100
San Francisco, CA 94105
Bankruptcy
The Catholic University of America Columbus School of Law
After working for a small bankruptcy firm, Macdonald & Associates, for 6 years, I've just recently opened my own bankruptcy practice. I represent individual and small business debtors in chapter 7 and chapter 13 cases. I personally handle every aspect of each case, from preparing the bankruptcy petition and schedules, to responding to creditor calls, to attending the creditors' meeting, and to ensuring that the debtor receives his or her discharge.
Tina Phan
Claimed Lawyer Profile
Tina Phan
San Francisco, CA Bankruptcy Lawyer
(415) 230-5388 201 Spear St.
Suite 1100
San Francisco, CA 94105
Free ConsultationBankruptcy and Family
University of the Pacific
John Lyster Fallat
Claimed Lawyer Profile
John Lyster Fallat
(415) 457-3773 68 Mitchell Blvd.
Suite 135
San Rafael, CA 94903
San Rafael, CA Bankruptcy Attorney with 35 years of experience
Bankruptcy, Collections, Consumer and Estate Planning
California Western School of Law
The Law Offices of John L. Fallat are dedicated to serving our clients throughout the Golden State of California in the highest ethical manner while achieving the best result possible under the totality of their circumstances, whether it be through an early resolution or a jury trial. We understand that we are here to serve you first and not our own interests. We want you to have every confidence that from the very beginning of our representation, you made the right choice in hiring our firm, and your faith in the American legal system was renewed.

Our firm specializes...
Mr. Brent D. Meyer
Claimed Lawyer Profile
Mr. Brent D. Meyer
San Rafael, CA Bankruptcy Lawyer with 10 years of experience
(415) 765-1588 4040 Civic Center Drive
Suite 200
San Rafael, CA 94903
Free ConsultationBankruptcy
University of the Pacific, McGeorge School of Law
Mr. Meyer is a founding partner of the Meyer Law Group and oversees the daily operations of the firm. He primarily practices in the area of consumer bankruptcy, with a focus on debtor rights in Chapter 7 and Chapter 13. While in law school, Mr. Meyer was a full-time judicial extern for the Honorable Michael S. McManus, Chief Bankruptcy Judge in the Eastern District of California, Sacramento Division. He also received the prestigious American College of Bankruptcy Award as the Distinguished Law Student in the Ninth Circuit, received the Loren S. Dahl Scholarship for Excellence in Bankruptcy Law, was selected for...
Matthew Dake Metzger
Claimed Lawyer Profile
Matthew Dake Metzger
San Francisco, CA Bankruptcy Attorney with 15 years of experience
605 Market Street, Suite 505
San Francisco, CA 94105
Bankruptcy
UC Davis School of Law King Hall
Sheila Gropper Nelson
Claimed Lawyer Profile
Sheila Gropper Nelson
San Francisco, CA Bankruptcy Attorney with 42 years of experience
(415) 362-2221 260 California St
Ste 1001
San Francisco, CA 94111
Free ConsultationBankruptcy and Business
U of San Francisco School of Law
Focused on bringing resolution for clients' legal matters throughout the San Francisco Bay Area for more than 30 years. Bankruptcy Law Specialist certified by the California State Bar for nearly 20 years. Personalized attention treating every case as if it is the only case.
Merle Cooper Meyers
Claimed Lawyer Profile
Merle Cooper Meyers
San Francisco, CA Bankruptcy Attorney with 44 years of experience
(415) 362-7500 44 Montgomery St
#1010
San Francisco, CA 94104
Bankruptcy and Business
University of California, Davis, School of Law
Karen Alicia Davis
Claimed Lawyer Profile
Karen Alicia Davis
Richmond, CA Bankruptcy Lawyer with 27 years of experience
(510) 233-1011 P.O. Box 2203
Richmond, CA 94801
Bankruptcy, Divorce and Immigration
Georgetown University Law Center
Kathy Quon Bryant
Claimed Lawyer Profile
Kathy Quon Bryant
San Francisco, CA Bankruptcy Lawyer with 19 years of experience
(415) 362-7500 44 Montgomery St
#1010
San Francisco, CA 94104
Bankruptcy and Business
University of San Francisco School of Law
Kent O. Kirmaci
Claimed Lawyer Profile
Kent O. Kirmaci
San Francisco, CA Bankruptcy Attorney with 9 years of experience
(415) 956-0999 447 Sutter Street Suite 532
San Francisco, CA 94108
Bankruptcy, Business, Collections and Divorce
Golden Gate University School of Law and University of California - Santa Barbara
Paul Edward Manasian
Claimed Lawyer Profile
Paul Edward Manasian
San Francisco, CA Bankruptcy Attorney with 32 years of experience
(415) 730-3419 1819 Polk St
No 405
San Francisco, CA 94109
Bankruptcy and Business
University of California Hastings College of the Law and UC Hastings COL
Tina Nhu Nguyen Phan
Claimed Lawyer Profile
Tina Nhu Nguyen Phan
San Francisco, CA Bankruptcy Lawyer with 13 years of experience
(415) 230-5388 201 Spear Street
San Francisco, CA 94105
Bankruptcy
McGeorge School of Law Univ of the Pacific
William Lucius
Claimed Lawyer ProfileOffers Video Chat
William Lucius
San Francisco , CA Bankruptcy Lawyer
(415) 843-4815 649 Mission St.
5th Floor
San Francisco , CA 94105
Offers Video ChatBankruptcy and Estate Planning
William Webb Farrer
Claimed Lawyer Profile
William Webb Farrer
San Rafael, CA Bankruptcy Lawyer with 40 years of experience
(415) 578-2102 100 Smith Ranch Road
Suite 107
San Rafael, CA 94903
Bankruptcy, Arbitration & Mediation, Business and Collections
UC Hastings COL
Gary Kaplan
Claimed Lawyer Profile
Gary Kaplan
San Francisco, CA Bankruptcy Attorney
(415) 954-4900 235 Montgomery Street
18th Floor
San Francisco, CA 94104
Bankruptcy
Cassie Rubald
Claimed Lawyer Profile
Cassie Rubald
San Francisco, CA Bankruptcy Lawyer
459 Fulton Street Suite 301
San Francisco, CA 94102
Bankruptcy
Mr. Samuel Luzadas Jr.
Claimed Lawyer Profile
Mr. Samuel Luzadas Jr.
San Francisco, CA Bankruptcy Lawyer
(415) 956-9555 564 Market St., Suite 418
San Francisco, CA 94104
Bankruptcy, Criminal, Domestic Violence and Foreclosure Defense
Golden Gate University School of Law
Manuel Alzamora Juarez
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Manuel Alzamora Juarez
Berkeley, CA Bankruptcy Lawyer with 21 years of experience
(510) 206-4492 2143 Cedar St.
Suite 200
Berkeley, CA 94709
Free ConsultationOffers Video ChatBankruptcy, Landlord Tenant and Personal Injury
San Francisco Law School
Engish Spoken! - manueljuarez.com

Manuel Juarez es el Abogado de Derechos de Inquilinos en el area de la Bahia. Defiende a inquilinos contra el abuso de propietarios propotentes. El Abogado Juarez es litigador de problemas de viviendas inhabitables, casas sin calenton, incendios de apartmentos, casas, edificios, apartmentos sin calefaccion y mal mantenidos, viviendas defectuosas y evicciones retaliatorias. Si Ud. tiene problemas con su calenton, ducha, o ha sufrido una caida en el piso de su ducha. O su vivienda esta infestada con ratas, cucarachas o chinches, llame al Abogado Defensor de Renteros, Manuel A. Juarez. El defendera sus derechos de inquilino.en...
Sally J. Elkington
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Sally J. Elkington
Oakland, CA Bankruptcy Lawyer with 30 years of experience
(510) 465-0404 409 13th street, 10th Floor
The Historic Tribune Tower
Oakland, CA 94612
Free ConsultationBankruptcy
New College School of Law of California
Sally Elkington and James Shepherd are partners at Elkington Shepherd LLP. We file chapters 7, 11, and 13 bankruptcies. We represent Creditors on a case by case basis. We prosecute and defend lawsuits that are filed in Bankruptcy Court. Both of us are "hands on" attorneys. You will deal with us directly on your matter. Between the two of us we have over 40 years of bankruptcy experience. Our office is located in downtown Oakland with ample parking and 1/2 block from BART. Remember, Bankruptcy is not an end, it is a...
Victor J. Yoo
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Victor J. Yoo
Oakland, CA Bankruptcy Lawyer with 26 years of experience
(888) 553-8000 1300 Clay St #600
Oakland, CA 94612
Bankruptcy, Business, Estate Planning and Tax
Southwestern University School of Law
Mr. Yoo's practice focuses on tax and bankruptcy litigation. He has represented clients in both criminal and civil cases against the California Franchise Tax Board, State Board of Equalization and Employment Development Department and Internal Revenue Service (IRS). He has handled matters including IRS and sales tax audits, tax fraud investigations, Report of Foreign Bank and Financial Accounts (FBAR) and innocent spouse claims. Mr. Yoo also represents debtors and creditors in Chapter 7, 11 & 13 bankruptcy proceedings, including tax bankruptcy cases.

Belvedere Tiburon Bankruptcy Legal Aid & Pro Bono Services

California Lawyers for the Arts
(888) 775-8995
San Francisco, CA


Bar Association of San Francisco Volunteer Legal Services Program
(415) 982-1600
San Francisco, CA

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Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.

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