Westchester County, New York Bankruptcy Lawyers

Joseph Andrew Gershman
PREMIUM

Skilled & Dedicated Legal Representation for Your Complex Bankruptcy Matters!

I am an experienced and knowledgeable bankruptcy law attorney. I am committed to aggressive representation for all of your complex bankruptcy litigation needs! Visit my website for case results, call for a consultation. Read More »
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Stephen Z. Starr
PREMIUM

New York Bankruptcy Attorney with 27 years experience

University of Southern California Gould School of LawCalifornia, District of Columbia, New Jersey and New York
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Mark S. Anderson
PREMIUM

New York Bankruptcy Attorney

University of Baltimore School of LawNew York
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Stephen Bilkis
PREMIUM

Free Consultation! Highly Experienced Bankruptcy Law Attorney! Skilled Advocacy!

I am a knowledgeable and effective bankruptcy lawyer. I am committed to providing personal service and the best possible results! Visit my website for more information about your rights, call for a free consultation. Read More »
10.0Justia Lawyer Rating for Stephen Bilkis View Profile
Natasha Meruelo
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Lawyer with 12 years experience
(914) 752-5098 99 Church St. 4th Floor
Suite 401
White Plains, NY 10601
Free ConsultationBankruptcy and Foreclosure Defense
Fordham University School of Law
As the founder of Natasha Meruelo, Attorney at Law, White Plains attorney Natasha C. Meruelo Esq. provides legal assistance in bankruptcy and other debt relief matters. Presently, Attorney Meruelo maintains active legal licenses in three jurisdictions: the District of Columbia, New York and New Jersey. She received her undergraduate degree from New York University and her Juris Doctor degree from the Fordham University School of Law. Get in touch with her firm today for your free consultation.
Todd Steven Cushner
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Attorney with 17 years experience
(914) 600-5502 399 Knollwood Rd
Suite 205
White Plains, NY 10603
Free ConsultationBankruptcy, Estate Planning and Foreclosure Defense
St. John's University School of Law
Since 2001, I have had extensive experience in the area of Consumer Bankruptcy , Chapters 7 and 13. Over the years I have help many individuals and families regain economic stability by losing their debt and keep their homes without losing their dignity. Bankruptcy is a "power move" available to all Americans who qualify.

Chapter 11 is available to business as well as individuals who cannot meet the chapter 13 requirements. We have helped many small businesses and individuals reorganize debt and get back to business and life with much improved economics.

Additionally, we have helped...
Michael H Schwartz
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Attorney with 36 years experience
(914) 997-0071 One Barker Avenue
White Plains, NY 10601
Free ConsultationBankruptcy and Foreclosure Defense
New York Law School
Michael H. Schwartz has been helping people get their lives back on track throughout the Westchester, Rockland, Putnam, Hudson Valley and New York City area for over 30 years through bankruptcy, foreclosure defense, and mortgage modifications.

As Westchester County’s leading consumer bankruptcy firm, Michael H. Schwartz, P.C., has earned a reputation for making the process as easy and painless as possible. We have helped thousands of people preserve their families, save their homes, their possessions, their jobs and their dignity.

The firm also assists businesses with filing for bankruptcy protection and represents parties to bankruptcy proceedings. Michael H. Schwartz, P.C.,...
Theodore 'Ted' Araujo
Claimed Lawyer ProfileResponsive Law
Westchester County, NY Bankruptcy Attorney with 33 years experience
(914) 206-9614 Bodow Law Firm PLLC
50 Main Street, 10th Floor
White Plains, NY 10606
Free ConsultationBankruptcy and Foreclosure Defense
SUNY Buffalo
Ted is the Chair for the State of New York (Northern and Western Districts) for the National Association of Consumer Bankruptcy Attorneys. I am the Managing Attorney for the Bankruptcy Law Center. We have offices in Syracuse and White Plains, New York. After I graduated from Cornell University with a degree in Economics I went to the State University of New York at Buffalo, where I got not only my law degree by also my Master of Arts Degree in Economics. Rather than jump right into private practice I decided to voluntarily give back to my country by joining the U.S....
Jesus A. Cachaya Jr.
Claimed Lawyer ProfileLII SilverSocial Media
Westchester County, NY Bankruptcy Attorney with 10 years experience
(800) 318-9750 203 E Post Rd
1st Floor
White Plains, NY 10601
Bankruptcy, Foreclosure Defense, Immigration and Personal Injury
Capital University Law School
Benjamin Adams
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Attorney with 24 years experience
470 Mamaroneck Avenue #306
White Plains, NY 10605
Free ConsultationBankruptcy and Real Estate
Brooklyn Law School
Benjamin M. Adams, the founder and principal of Adams Law Group, LLC, has a record of excellence that shows in his legal education and in his legal career.
Ronald S. Cook
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Lawyer with 15 years experience
(917) 464-3815 445 Hamilton Ave
White Plains, NY 10601
Free ConsultationBankruptcy, Tax and Traffic Tickets
New York Law School
Attorney Cook is an experienced attorney and has been profiled as an expert on the New York Law Journal website. He has extensive experience in resolving legal issues and has authored numerous books, articles, and videos. He has assisted thousands of clients. He has decades of expertise with debt related matters including bankruptcy, loan modifications, foreclosure defense, short sales, judgments, wage garnishments, work outs, debt elimination, debt reduction, debt consolidation, and deed in lieu of foreclosure. Attorney Cook is experienced in working with individuals, couples, business owners, Law Firms, Fortune 500 Firms, and Wall Street Firms. Attorney Cook achieved straight...
David Sheridan Waltzer
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Lawyer with 16 years experience
(888) 332-8511 99 Mamaroneck Avenue
Suite 2
White Plains, NY 10601
Free ConsultationBankruptcy
Rutgers School of Law-Newark
What makes our bankruptcy law firm (Waltzer Law Group) stand out? Why should you chose us? We believe that consumer bankruptcy is one of the very few areas of practice where you get an opportunity to improve the lives of your clients and their families. There is a multitude of reasons why people find themselves facing overwhelming debt, often it's not even their fault. Whether from the bad economy, divorce, loss of income, or medical illness, these people deserve help and a fresh financial start. Bankruptcy law gives me the opportunity to help people who find themselves in these difficult financial...
H. Bruce Bronson
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Lawyer with 39 years experience
(877) 385-7793 600 Mamaroneck Avenue, Suite 400
Harrison, NY 10580
Bankruptcy
New York University School of Law and St. John's University School of Law
Martha L. Osorio
Claimed Lawyer ProfileLII SilverSocial Media
Westchester County, NY Bankruptcy Lawyer with 38 years experience
(800) 318-9750 203 E Post Rd
1st Floor
White Plains, NY 10601
Bankruptcy, Criminal, Family and Foreclosure Defense
Terry L. Hazen
PREMIUM

New York Bankruptcy Lawyer

Benjamin N. Cardozo School of LawNew York, U.S. Supreme Court, United States District Courts for the Eastern Districts of New York and United States District Courts for the Southern Districts of New York
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Jesus A. Cachaya Jr.
PREMIUM

Westchester County, NY Bankruptcy Attorney with 10 years experience

Capital University Law SchoolU.S. District Court, Eastern District of New York, U.S. District Court, Southern District of New York and New York
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Jeffrey Mitchell Binder
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Lawyer with 22 years experience
(914) 946-3191 68 East Post Road, suite 200
White Plains, NY 10601
Bankruptcy, Business, Criminal and Divorce
Erin Kathleen Flynn
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Attorney with 10 years experience
(914) 472-6202 4 New King Street
Suite 140
White Plains, NY 10604
Bankruptcy, Foreclosure Defense, Landlord Tenant and Real Estate
American University Washington College of Law
Andrew O'Toole
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Lawyer with 21 years experience
22 Valley Road
Katonah, NY 10536
Bankruptcy, Arbitration & Mediation, Business and Securities
Harvard University
Leslie H. Tayne
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Lawyer
(914) 301-3300 445 Hamilton Avenue, Suite 1102
White Plains, NY 10601
Bankruptcy
Touro College Jacob D. Fuchsberg Law Center
Leslie H. Tayne, Esq. has almost 20 years experience in the practice area of consumer and business financial debt-related services. She launched her law firm, Tayne Law Group, P.C., formerly Law Offices Of Leslie H. Tayne P.C., in 2001, which is one of the few New York State law practices concentrating in debt management, debt resolution and bankruptcy alternatives for consumers, small business owners and professionals who are in need of help with managing finances. Leslie and her firm deliver comprehensive consulting and support services for clients in all areas of debt including credit cards, unsecured loans, lines of credit...
Patrick W. Begos
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Lawyer with 31 years experience
(914) 961-4441 51 Pondfield Rd
Bronxville, NY 10708
Bankruptcy, Appeals, Arbitration & Mediation and Employment
Columbia Law School
Patrick W. Begos is a founding member of the firm and senior partner in the Westport office. He heads the firm's trial and appellate group. Pat brings 19 years of litigation, arbitration, mediation and negotiation experience to the firm. Prior to forming Begos Horgan & Brown, Patrick was a partner in the New York City litigation firm Molton & Meekins (1995-1998), and he was previously associated with Weil, Gotshal & Manges (1990-1995); and Lane & Mittendorf (1988-1990). He is a current member of the Trial Tactics and the Life, Health and Disability Sections of the Defense Research Institute, and a member...
Anthony J. Maiocchi
Claimed Lawyer ProfileSocial Media
Westchester County, NY Bankruptcy Lawyer with 40 years experience
(914) 347-2300 22 Saw Mill River Rd
Hawthorne, NY 10532
Free ConsultationBankruptcy, Business, Collections and Landlord Tenant
Fordham University
Manuel J.  Machado
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Lawyer with 17 years experience
(914) 949-4918 200 Mamaroneck Ave.
Ste 403
White Plains, NY 10601
Free ConsultationBankruptcy, Criminal, Divorce and Real Estate
Western Michigan University Cooley Law School
Steven Campanaro
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Lawyer with 16 years experience
(914) 686-0634 244 Westchester Avenue
Suite 410
White Plains, NY 10604
Bankruptcy and Business
Donald London
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Attorney with 36 years experience
(914) 965-7230 984 N Broadway
Yonkers, NY 10701
Bankruptcy and Immigration
Bruce Bronson
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Attorney with 39 years experience
(877) 385-7793 600 Mamaroneck Avenue, Suite 400
Harrison, NY 10528
Bankruptcy and Business
New York University School of Law and St. John's University School of Law
Mr. Bronson is a consumer bankruptcy attorney with offices in Harrison, NY and Fresh Meadows, NY. Mr. Bronson enjoys working with clients and helping them achieve financial stability. Mr. Bronson has practiced law for over 25 years. He has experience in corporate law, securities, taxation and consumer bankruptcy.
William Neville
PREMIUM

New York Bankruptcy Attorney with 34 years experience

Fordham University School of LawU.S. Supreme Court, United States District Courts for the Eastern Districts of New York, United States District Courts for the Southern Districts of New York and New York
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Demetrios K. Tsatis
PREMIUM

New York Bankruptcy Lawyer

Touro College and The City University of New York School of LawNew York
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Timothy G. Holden
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Attorney with 18 years experience
(914) 358-3277 445 Hamilton Avenue
Ste. 1102
White Plains, NY 10601
Bankruptcy, Business, Estate Planning and Foreclosure Defense
Pace Law School
Harold J. Johnson Esq.
Claimed Lawyer Profile
Westchester County, NY Bankruptcy Lawyer
(914) 997-9488 175 Main Street
Suite 407
White Plains, NY 10601
Bankruptcy
Mr. Robert J. Nahoum Esq.
Claimed Lawyer ProfileBlawgsearchSocial Media
Bronx County, NY Bankruptcy Lawyer with 18 years experience
4137 White Plains Rd.,
2nd Fl.
Bronx, NY 10466
Free ConsultationBankruptcy, Business, Collections and Consumer
Albany Law School of Union University
ROBERT J. NAHOUM has extensive experience in all areas of litigation before federal and state courts from preliminary injunctions to trials to appeals. He handles complex disputes in a wide variety of fields representing both individuals and businesses. CLIENT WORK In his Individual Practice, Robert has acted as a zealous advocate protecting the consumer protection rights of his clients including those afforded under the Federal Fair Debt Collection Practices Act, the Fair Credit Reporting act and other laws. Robert is devoted to protecting the consumer protection rights of his clients including stopping illegal debt collection practices and keeping distressed...
Stephen Bilkis
Claimed Lawyer ProfileQ&ALII GoldBlawgsearchSocial Media
(800) 696-9529 903 Sheridan Ave
#F
Bronx, NY 10451
Free ConsultationBronx County, NY Bankruptcy Lawyer with 22 years experience
Bankruptcy, Consumer, Criminal and Divorce
Touro Law School
Free Consultation | (800) 696-9529 | Call 24/7 | Stephen Bilkis is the managing Partner of the New York Law firm Stephen Bilkis & Associates, PLLC. Aggressively representing clients in their legal needs.
Jayson Lutzky
Claimed Lawyer ProfileQ&ASocial Media
Bronx County, NY Bankruptcy Lawyer with 35 years experience
(800) 660-5299 1740 Hone Ave
Bronx, NY 10461
Free ConsultationBankruptcy, Divorce, Family and Medical Malpractice
Benjamin N. Cardozo School of Law
I am a Bronx, New York attorney with over 32 years of experience practicing law. I handle family law, contested and uncontested divorces, bankruptcy, accidents, medical malpractice and personal injury cases. I offer free in-person initial consultations. I enjoy explaining the law and helping each client understand his or her rights in each personal situation before starting the case. While I emphasize cooperation, I am a tough negotiator in court. Over the years, I have represented many satisfied clients and have helped recover millions for victims of accidents. One of my staff members has been with me for over...
Steve Ndubuisi Okasi
Claimed Lawyer ProfileSocial Media
Bronx County, NY Bankruptcy Lawyer with 18 years experience
(718) 822-6800 1106 White Plains Rd
Bronx, NY 10472
Bankruptcy, Divorce, Immigration and Personal Injury
Okasi & Okasi PC is a law firm serving New York City and Hudson Valley areas of New York with personal and business legal services. We offer extensive support in the areas of Immigration Services, Personal Injuries, Bankruptcy, Real Estate and Family Law. We are proud of the attorneys we have assembled with extensive experience to respond to every aspect of your legal needs. We are here to help! Call us today. 718-822-6800.
Kevin Jay Kohn
Claimed Lawyer ProfileSocial Media
Bronx County, NY Bankruptcy Attorney with 28 years experience
(718) 409-1200 1200 Morris Park Avenue
Bronx, NY 10461
Free ConsultationBankruptcy, Divorce, Landlord Tenant and Personal Injury
Western Michigan University Cooley Law School
A General Practice Law Firm with an emphasis in personal injury, car accidents, slip & fall accidents, nursing home cases, and elevator cases. Also handling divorce, real estate, landlord/tenant, and bankruptcy. In The Bronx; Serving The Bronx.
Benjamin C Rosenberg
Claimed Lawyer Profile
Bronx County, NY Bankruptcy Lawyer with 29 years experience
(718) 689-2369 1425 East Gun Hill Road
Floor 2
Bronx, NY 10469
Bankruptcy, Family, Medical Malpractice and Personal Injury
Brooklyn Law School
Benjamin C. Rosenberg, Attorney at Law, is also known as the "Law Doctor" which primarily focuses on representation in Bankruptcy cases in addition to Criminal, Family, and Real Estate issues as well. After graduating from the Brooklyn Law School in 1990, Bankruptcy Attorney Benjamin C. Rosenberg became an associate at the law office of Fennell & Minkoff, which focused on commercial litigation in Federal court. This experience is what gave Attorney Rosenberg the desire to open his own practice. With over 26 years of experience in the field, Attorney Rosenberg aka "Law Doctor", prides himself on...
Mark S. Anderson
Claimed Lawyer ProfileLII GoldBlawgsearch
Bronx County, NY Bankruptcy Attorney with 7 years experience
(800) 696-9529 901 Sheridan Ave
Bronx, NY 10451
Bankruptcy, Collections, Consumer and Foreclosure Defense
University of Baltimore School of Law
Kathleen G. Cully
Claimed Lawyer Profile
New York County, NY Bankruptcy Attorney with 36 years experience
(212) 447-9882 180 Cabrini Blvd., #128
(Mailing address)
New York, NY 10033
Bankruptcy
Yale Law School
Vildan Erturk Starr
PREMIUM

New York Bankruptcy Attorney with 29 years experience

University of Ankara, Faculty of Law and Georgetown University Law CenterRepublic of Turkey (Istanbul Bar) , California and New York
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Martha L. Osorio
PREMIUM

Westchester County, NY Bankruptcy Lawyer with 38 years experience

Colombia and New York
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Mr. Roberto Antonio Reverón
Claimed Lawyer Profile
New York County, NY Bankruptcy Attorney with 12 years experience
(917) 687-4278 710 West 190th Street
Suite D
New York, NY 10040-2903
Free ConsultationBankruptcy, Criminal, Divorce and Foreclosure Defense
Brooklyn Law School
Welton Kemilious Wisham
Claimed Lawyer ProfileSocial Media
Bronx County, NY Bankruptcy Attorney with 22 years experience
(718) 924-3557 1200 Waters Place, Suite 105
Bronx, NY 10461
Bankruptcy and Civil Rights
Joseph Cruz Perez
Claimed Lawyer Profile
Bronx County, NY Bankruptcy Attorney with 32 years experience
(718) 918-0327 216 Pennyfield Avenue
Bronx, NY 10465
Bankruptcy
Mr. John P. Fazzio III Esq.
Claimed Lawyer ProfileSocial Media
New York County, NY Bankruptcy Lawyer with 13 years experience
(201) 529-8024 305 Broadway
7th Fl., Ste. 19
New York, NY 10007
Free ConsultationBankruptcy, Business, Foreclosure Defense and Tax
New York University School of Law and Brooklyn Law School
John Fazzio is an aggressive young trial lawyer who is a fierce advocate for his clients in and out of the courtroom. He lives for David and Goliath type contests. John is not afraid to go to trial and has gone all the way to verdict on varied cases including foreclosure, bankruptcy, tax, intellectual property, criminal, and personal injury. John has also prosecuted a number of appeals cases. John regularly practices in the State and Federal Courts in New York and New Jersey.
Derek John Soltis
Claimed Lawyer ProfileQ&ASocial Media
New York County, NY Bankruptcy Lawyer with 4 years experience
(844) 533-3367 276 Fifth Avenue, Suite 704
New york, NY 10001
Free ConsultationBankruptcy, Employment, Foreclosure Defense and Probate
Rutgers School of Law-Newark
Derek J. Soltis, Esq. is graduate of Rutgers School of Law Newark and an admitted attorney in the State of New York. Mr. Soltis also has an MBA in Management Systems with an International Business Designation from Fordham University Graduate School of Business and a Master of Science in Information and Communication Systems where he specialized in System Dynamics. While at Fordham Mr. Soltis graduated in the top 10% of class and was enrolled in Phi Kappa Phi the Collegiate Honor Society and Beta Gamma Sigma the Business Honors Society. Mr. Soltis's undergraduate degree is a BBA from the University...
Seni Popat
Claimed Lawyer ProfileSocial Media
Queens County, NY Bankruptcy Attorney with 8 years experience
(718) 343-8888 260-14 Hillside Ave
Ground Floor
Glen Oaks, NY 11004
Free ConsultationBankruptcy, DWI, Medical Malpractice and Personal Injury
Touro College Jacob D. Fuchsberg Law Center
Dedicated and compassionate attorney seeking to help those in need of strong legal representation.
Naresh Menghraj Gehi
Claimed Lawyer ProfileSocial Media
Queens County, NY Bankruptcy Lawyer with 24 years experience
(718) 263-5999 118-21 Queens Blvd
Queens, NY 11375
Free ConsultationBankruptcy, Business, Family and Immigration
The University of Georgia School of Law and New Law College
Naresh Gehi is too experienced Immigration attorney licences in the Eastern and Southern district of New York and Connecticut. Mr Naresh Gehi practiced in New York and Connecticut, the US Southern and Eastern District courts of New York. Attorney Gehi holds a master of laws from the University of Georgia, especially sophisticated in Immigration laws. Naresh Gehi successfully challenged many Immigration and deportation cases and helping the Immigrants to get out of the legal problems for the last 13 years in New York. Along with the other Immigration lawyers launched an Immigration law firm called Gehi & Associates. This...
Michael David Siegel
Claimed Lawyer ProfileQ&A
New York County, NY Bankruptcy Lawyer with 28 years experience
(212) 721-5300 One Penn Plaza
Suite 2414
New York, NY 10119
Bankruptcy, Business, Foreclosure Defense and Real Estate
University of Chicago
Check out my background at my website, www.siegelandsiegel.com.
Raymond D. Radow
Claimed Lawyer ProfileSocial Media
(516) 338-7800 1010 Northern Boulevard
Suite 304
Great Neck, NY 11021
Free ConsultationNassau County, NY Bankruptcy Attorney with 26 years experience
Bankruptcy, Business, Foreclosure Defense and Real Estate
Benjamin N. Cardozo School of Law
Ray Radow is a founding partner of the Radow Law Group, P.C. His practice concentrates on Real Estate and Commercial Litigation with a focus on Foreclosure Defense Litigation and Real Estate Transactions, as well as Personal Injury and Criminal Law.

Since the onset of the housing crisis, Mr. Radow has represented countless borrowers faced with the looming prospect of foreclosure and has regularly obtained loan modifications for eligible clients, resulting in significant reductions in monthly mortgage payments and, most importantly, keeping families in their homes.

Mr. Radow is a former Brooklyn prosecutor and has years of experience in private practice...
Anthony J. Gallo
Claimed Lawyer ProfileSocial Media
New York County, NY Bankruptcy Attorney with 22 years experience
(646) 201-9100 777 Third Avenue
22nd Floor
New York, NY 10017
Bankruptcy, Entertainment & Sports and Real Estate
Hofstra University
Anthony J. Gallo, a Partner in Tully Rinckey PLLC’s New York City office, focuses his practice on real estate law and bankruptcy law. In addition to his extensive background in real estate and general civil litigation, Anthony brings an added dimension of experience in entertainment law matters with a particular expertise in music industry affairs. He is licensed to practice in New York State, the U.S. District Court (Southern and Eastern and Districts of New York) and the U.S. Second Circuit Court of Appeals.

Prior to joining Tully Rinckey, Anthony was a managing member of AJ Gallo Associates, PC, where he...
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Westchester County Bankruptcy Legal Aid & Pro Bono Services

Empire Justice Center
White Plains, NY


African Services Committee
(212) 222-3882
New York, NY

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Considering Bankruptcy?

Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.

If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.

Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.

Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.


Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.

Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.