Port Neches, Texas Bankruptcy Lawyers
Houston, TX 77027
Mr. Black's firm currently consists of Mr. Black, two associate attorneys, two full time paralegals, and other support staff. Mr. Black was Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization in 1989, and he was re-certified in 1994, 1999, 2004, 2009, and 2014. Mr. Black served as President of the Houston Association of Debtor...
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I have also taught bankruptcy law as an adjunct faculty member for an ABA-certified paralegal studies program at San Jacinto College in Houston. I have worked for Law Office of J. Thomas Black, P.C. as a...
After years of representing thousands...
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Bankruptcy Lawyers in Nearby Cities
Bankruptcy Lawyers in Nearby Counties
Port Neches Bankruptcy Legal Aid & Pro Bono Services
Jefferson County Pro Bono Program
Bankruptcy law allows debtors, who are unable or partially unable to pay outstanding debts, to rid themselves of these debts and obtain a fresh start. Both federal and state laws can affect a debtor seeking to file for bankruptcy, and an attorney can help you understand how state and federal bankruptcy laws apply to you.
If you are struggling with high debt, receiving calls from creditors or collection agencies, or facing foreclosure, garnishment of wages, or repossession of property, filing for bankruptcy may provide you with solutions.
Bankruptcy lawyers offer legal advice and services during a financial crisis. In total, there are six different types of bankruptcy. For persons seeking debt relief, one option is Chapter 7 bankruptcy, which provides for liquidation of the debtor's non-exempt assets. Another popular option for individuals is Chapter 13, which allows for management and reduction of debt through payment plans. Corporations and partnerships filing for bankruptcy often choose to file under Chapter 11, which provides for supervised reorganization of the business.
Experienced bankruptcy counsel can help you evaluate whether you should pursue a bankruptcy as well as the Chapter under which to file. Bankruptcy lawyers can also help end harassing phone calls from debt collectors and evaluate available legal options when facing a home foreclosure.
Automatic stay: An injunction that automatically stops lawsuits, foreclosures, garnishments, and most collection activity against the debtor the moment a bankruptcy petition is filed.
Unsecured claim: A debt for which credit was extended based solely upon the creditor's assessment of the debtor's future ability to pay, rather than on a special assurance of payment.
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