Bronx, New York Real Estate Lawyers

Daniel A. Singer
PREMIUM

New York Real Estate Law Attorney with 16 years experience

Benjamin N. Cardozo School of LawNew Jersey and New York
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Daniel E. Katz
PREMIUM

Determined and Experienced Real Estate Law Attorney! Exceptional Representation!

I am a dedicated and skilled real estate lawyer. I will fight for your rights and interests in real estate law matters. Visit my website for more information and to see past case results, call for a consultation. Read More »
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Christie Tomm Addona
PREMIUM

Experienced Real Estate Law Attorney! Advocating for the Best Possible Outcomes!

I am a skilled and determined real estate law attorney. I am dedicated to providing knowledgeable advice and aggressive representation! Visit my website for information and case results, or call for a consultation. Read More »
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Adam C. Wilner
PREMIUM

New York Real Estate Law Lawyer with 19 years experience

Broad legal background with more than 15 years experience in commercial litigation, corporate transactions, real estate law, and estate litigation. Experience providing counsel to private corporations in a small firm... Read More »
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Yuriy Mava
Claimed Lawyer ProfileSocial Media
Bronx, NY Real Estate Law Attorney with 4 years experience
(347) 657-3667 2415 Arthur Avenue
Bronx, NY 10458
Free ConsultationReal Estate, Business, Construction and Landlord Tenant
Touro College Jacob D. Fuchsberg Law Center
Yuriy is an innovative real estate transactional attorney specializing in residential and commercial real estate, leasing, construction and development and investment ventures with a particular emphasis on large commercial acquisitions, sales and financings. Yuriy has extensive experience providing legal counsel to clients concerning the formation, acquisition, financing, development, sale, and leasing across all types of real estate asset classes. In addition, Yuriy has established joint ventures and other strategic partnerships for his clients, including real estate developers, owners, investors and corporate clients. Yuriy has negotiated and drafted commercial leases with nationally recognized tenants and publicly traded companies.

Yuriy’s practical approach to...
Steve Ndubuisi Okasi
Claimed Lawyer ProfileSocial Media
Bronx, NY Real Estate Law Lawyer with 17 years experience
(718) 822-6800 1106 White Plains Rd
Bronx, NY 10472
Real Estate, Divorce, Immigration and Personal Injury
Okasi & Okasi PC is a law firm serving New York City and Hudson Valley areas of New York with personal and business legal services. We offer extensive support in the areas of Immigration Services, Personal Injuries, Bankruptcy, Real Estate and Family Law. We are proud of the attorneys we have assembled with extensive experience to respond to every aspect of your legal needs. We are here to help! Call us today. 718-822-6800.
Michael Harold Maizes
Claimed Lawyer Profile
Bronx, NY Real Estate Law Attorney with 33 years experience
(718) 823-4000 2027 Williamsbridge Rd
2nd Floor
Bronx, NY 10461
Real Estate, Construction, Estate Planning and Personal Injury
Wake Forest University School of Law
We are a family owned, multi-generational law firm serving New York, New Jersey and Florida. We also have affiliated offices and counsel in Illinois and California. Our two partners have more than 80 years combined experience between them, and our firm is well-established and well-respected. Our clients are treated as family, and with respect and prompt, personal attention. Our services are efficiently performed, we communicate effectively, and our rates are reasonable and competitive. Michael is admitted to practice in New York, New Jersey and Florida and various Federal Courts, including the United States Supreme Court. He graduated from State University...
Benjamin C Rosenberg
Claimed Lawyer ProfileSocial Media
Bronx, NY Real Estate Law Lawyer with 29 years experience
(718) 689-2369 1425 East Gun Hill Road
Floor 2
Bronx, NY 10469
Real Estate, Family, Medical Malpractice and Personal Injury
Brooklyn Law School
Benjamin C. Rosenberg, Attorney at Law, is also known as the "Law Doctor" which primarily focuses on representation in Bankruptcy cases in addition to Criminal, Family, and Real Estate issues as well. After graduating from the Brooklyn Law School in 1990, Bankruptcy Attorney Benjamin C. Rosenberg became an associate at the law office of Fennell & Minkoff, which focused on commercial litigation in Federal court. This experience is what gave Attorney Rosenberg the desire to open his own practice. With over 26 years of experience in the field, Attorney Rosenberg aka "Law Doctor", prides himself on...
Christopher Paul Bilski
Claimed Lawyer Profile
Bronx, NY Real Estate Law Lawyer with 22 years experience
(718) 515-0300 2705 Eastchester Rd
Bronx, NY 10469
Real Estate, Business and Foreclosure Defense
New York Law School and New York Law School
Practice Areas:

Foreclosure Defense, Loan Modifications and Short Sales, Residential Real Estate Transactions, Surrogate’s Court, Probate, Wills, Commercial Litigation, Corporate and Business Law

Admitted: 1997, New York and U.S. District Court, Southern District of New York

Law School:
New York Law School, J.D. ; Member- Law Review;
Recipient of New York Law School Academic Achievement Award and Teaching Fellowship; Top 1% of class of 1996.

Former senior associate, litigation and corporate departments of a large international law firm with offices in Manhattan, London, Los Angeles, Bucharest, Washington D.C. and Connecticut.
Jose Alberto Quesada
Claimed Lawyer Profile
Bronx, NY Real Estate Law Attorney with 40 years experience
(718) 828-2866 1424 Williamsbridge Road
Bronx, NY 10461
Real Estate and Estate Planning
Franklin Pierce Law Center
Over 35 Years Experience in Wills, Trusts & Estates; Contested Probate & Administration of Estates.
Jaime Ramirez
Claimed Lawyer Profile
Bronx, NY Real Estate Law Attorney with 34 years experience
(718) 542-6629 751 Commonwealth Ave
Bronx, NY 10473
Real Estate, Business, Divorce and Family
Seton Hall Law
Vincent Cavallo
Social Media
Bronx, NY Real Estate Law Attorney with 35 years experience
(212) 822-2203 3394 E Tremont Ave
Bronx, NY 10461
Real Estate and Estate Planning
Since 1989, Cavallo & Cavallo Attorneys has been committed to providing the people of New York City and Westchester County with the highest level of legal services in the areas of real estate, estate planning, Medicaid and personal injury law. Whether you are a young couple looking to buy your first home and plan for the future, or an elder homeowner needing to downside or transition to assisted living, our firm will provide high-quality legal services with caring, compassion, and attention to your particular needs.
Bronx, NY Real Estate Law Attorney with 40 years experience
(888) 368-4329 562 City Island Ave
Bronx, NY 10464
Real Estate, Divorce, Elder and Estate Planning
Bronx, NY Real Estate Law Attorney with 61 years experience
(718) 823-4000 2027 Williamsbridge Rd
Bronx, NY 10461
Real Estate and Business
Brooklyn Law School
Diane Mall Sammarco
PREMIUM

New York Real Estate Law Lawyer with 20 years experience

Brooklyn Law School and Binghamton UniversitNew York
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Andrea Catalina
PREMIUM

New York Real Estate Law Lawyer

Pace Law SchoolNew York
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Bronx, NY Real Estate Law Attorney with 39 years experience
(212) 931-2100 2027 Williamsbridge Rd
Bronx, NY 10461
Real Estate, Criminal and DWI
Bronx, NY Real Estate Law Lawyer with 47 years experience
(718) 931-1888 1925 Williamsbridge Rd
Bronx, NY 10461
Real Estate and Personal Injury
Bronx, NY Real Estate Law Lawyer with 31 years experience
(718) 931-1799 1913 Tomlinson Ave
Bronx, NY 10461
Real Estate, Business and Employment
New York Law School
Bronx, NY Real Estate Law Lawyer with 33 years experience
(718) 829-3207 2116 Williamsbridge Rd
Bronx, NY 10461
Real Estate, Criminal and DWI
New York Law
Bronx, NY Real Estate Law Lawyer with 29 years experience
2121 Paulding Ave
Bronx, NY 10462
Real Estate
Bronx, NY Real Estate Law Lawyer with 33 years experience
(718) 823-2600 2027 Williamsbridge Rd
Bronx, NY 10461
Real Estate
Bronx, NY Real Estate Law Attorney with 30 years experience
(718) 881-7964 2525 Eastchester Rd
Bronx, NY 10469
Real Estate, Bankruptcy, Consumer and Divorce
Bronx, NY Real Estate Law Attorney with 52 years experience
(718) 828-3070 1978 Williamsbridge Rd
Bronx, NY 10461
Real Estate, Bankruptcy, Divorce and Family
Brooklyn Law School
Bronx, NY Real Estate Law Attorney with 31 years experience
(718) 892-5846 1076 Neill Ave
Bronx, NY 10461
Real Estate and Estate Planning
Bronx, NY Real Estate Law Attorney with 44 years experience
(718) 892-5846 1076 Neill Ave
Bronx, NY 10461
Real Estate
Robert J. Howard
PREMIUM

New York Real Estate Law Lawyer with 20 years experience

Touro CollegeU.S. Court of Federal Claims, U.S. District Court, Eastern District of New York, U.S. District Court, Southern District of New York and New York
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Steven Ben Gordon
PREMIUM

Queens Eviction Lawyer helping landlords evict non-paying holdover tenants.

Dedicated to helping apartment home rental providers and small property landlords successfully navigate the eviction process from start to finish. Read More »
10.0Justia Lawyer Rating for Steven Ben Gordon View Profile
Paul Christ
Claimed Lawyer Profile
Pelham, NY Real Estate Law Lawyer with 16 years experience
(914) 512-5693 200 Sparks Avenue
Pelham, NY 10803
Real Estate, Criminal, Elder and Landlord Tenant
Brooklyn Law School
Mr. Roman Aminov
Claimed Lawyer ProfileQ&ABlawgsearchSocial Media
New York, NY Real Estate Law Attorney with 7 years experience
(212) 201-9299 260 Madison Avenue
#204
New York, NY 10021
Free ConsultationReal Estate, Elder, Estate Planning and Probate
St. John's University School of Law
The Law Offices of Roman Aminov is a client centric trusts and estates practice concentrating in estate planning, elder law, and probate. We handle the drafting of wills, powers of attorney, health care proxies, and trusts of all types. Mr. Aminov's expertise lies in being able to sit down with a client and properly ascertain their current situation and plan the most effective way forward. He has successfully implemented estate plans in high net worth individuals and middle income clients with complicated family situations. Mr. Aminov also helps elderly clients structure their estates to qualify for Medicaid. Allow us to...
Russel Morgan
Claimed Lawyer ProfileSocial Media
Great Neck, NY Real Estate Law Lawyer
(212) 561-4299 5 Hillcrest Drive
Great Neck, NY 11021
Free ConsultationReal Estate, Elder, Estate Planning and Probate
New York Law School
Our founding member and principal, Russel Morgan has concentrated in commercial and contract litigation, trust and estate planning, business and personal asset protection, wealth preservation and dynasty succession planning. Russel has also assisted clients with all forms of commercial and personal transnational work, including the preparation, re-structuring and litigation of various types of contracts.

Russel Morgan was raised in Brooklyn, New York and has remained loyal to his origins as he graduated from the City University of New York Brooklyn College with a Bachelors degree in Political Science. He continued his legal journey and went on to receive his Juris Doctor...
Juliette Passer
Claimed Lawyer ProfileSocial Media
New York, NY Real Estate Law Lawyer with 27 years experience
(212) 541-3909 445 Park Ave
New York, NY 10022
Free ConsultationReal Estate, Arbitration & Mediation, Business and International
Benjamin N. Cardozo School of Law and Columbia Law School
Juliette M. Passer, currently working in Panama City, Panama, is a U.S. attorney, with over 19 years of broad international transactional experience, specializing in corporate and project finance, as well as new media transactions and e-commerce. Juliette Passer holds a JD (cum laude) from Cardozo School of Law and studied Soviet Law at the Columbia University School of Law. She practiced law with the international law firms of Debevoise & Plimpton and Patterson, Belknap, Webb & Tyler in New York, specializing in corporate and project finance. Juliette Passer is a member of the Council on Foreign Relations and serves on...
George Konstantinos Fuiaxis
Claimed Lawyer ProfileSocial Media
Astoria, NY Real Estate Law Attorney with 17 years experience
(718) 777-0223 32-02 30th Avenue
Suite 200
Astoria, NY 11102
Real Estate, Business, Estate Planning and IP
Fordham University School of Law
The Law Office of George K. Fuiaxis has built a reputation with its clients as unmatched, diligent, hands on attorneys who are always on duty. With our supreme pledge of exceptional service to our clients in the areas of Real Estate (Commercial & Residential), Corporate Law, Business Transactions, Wills, Trusts & Estates, the Law Office of George K. Fuiaxis creates solutions for the problems faced by its clients. Our office represents several various clients, including well known lending institutions, foreign and domestic corporations, sellers and buyers of residential and commercial real estate.
James George Dibbini
Claimed Lawyer ProfileSocial Media
Yonkers, NY Real Estate Law Attorney with 21 years experience
(914) 965-1011 570 Yonkers Avenue
Yonkers, NY 10704
Real Estate and Landlord Tenant
James G. Dibbini & Associates, P.C. take pride in the individual and professional attention we give to each of our clients. We are a full service real estate law firm representing and advising individuals and businesses in Real Estate, Landlord and Tenant matters, Business Organizations, Zoning, Civil Litigation and Division of Housing and Community Renewal matters. The attorneys at James G. Dibbini & Associates, P.C. zealously represent our clients and are committed to giving personalized and prompt attention to every matter. Based in Yonkers, New York, we represent clients throughout New York and Connecticut.
Elaine Shay
Claimed Lawyer ProfileQ&ASocial Media
New York, NY Real Estate Law Attorney with 29 years experience
(212) 520-2690 830 Third Avenue, 5th Floor
New York, NY 10022
Real Estate, Appeals, Foreclosure Defense and Landlord Tenant
Benjamin N. Cardozo School of Law

A respected and skilled attorney with over 28 years of experience as a litigator representing clients before the Courts in the Bronx, Brooklyn, New York City and Queens. Ms. Shay is also a talented negotiator who understands her clients and works tirelessly to achieve their goals.

Her practice is primarily concentrated on real estate and housing matters, including evictions, nonpayment cases, holdover proceedings, HP cases, ejectments, partition actions, DHCR filings, PARs, commercial litigation, leasing, summary proceedings, property transfers, mortgage transactions, corporate governance, shareholder disputes and appeals.
George C. Grasso Esq.
Claimed Lawyer ProfileSocial Media
Flushing, NY Real Estate Law Attorney with 5 years experience
(347) 821-3241 25-02 Francis Lewis Blvd.
Flushing, NY 11358
Free ConsultationReal Estate, Construction, Criminal and DWI
The City University of New York School of Law
Zealous, aggressive, and effective advocacy - constantly striving to achieve the best results and peace of mind for every single client.
Eric Dinnocenzo
Claimed Lawyer ProfileSocial Media
New York, NY Real Estate Law Attorney with 17 years experience
(212) 933-1675 469 7th Ave
#1215
New York, NY 10018
Free ConsultationReal Estate, Business, Insurance Claims and Personal Injury
Boston College Law School
Robert Unger
Claimed Lawyer Profile
Great Neck Plaza, NY Real Estate Law Attorney with 39 years experience
(516) 213-4493 30 S Station Plaza
Great Neck Plaza, NY 11021
Real Estate, Business, Construction and Consumer
Fordham University School of Law
The firm has been in business for 4 decades. Recently we partnered with another trial lawyer in the practice to aggressively press those high stakes cases needing a verdict by either jury or judge. Our clients are very happy with our responsiveness and our communication. The law practice is a busy and demanding field, but we pride ourselves in not taking so many cases so that our clients do not suffer and hear from us regularly. Our mantra has been to take quality cases that we are able to fully manage. We see other firms being drowned by a volume...
Jules Martin Haas
PREMIUM

Free Consultation! New York Real Estate Attorney with Determination & Skill!

I am dedicated to aggressive advocacy for clients with real estate law needs. I will work diligently to protect your rights and interests! Visit my website to see client reviews and results. Call for a free consultation. Read More »
10.0Justia Lawyer Rating for Jules Martin Haas View Profile
Steven M. Silverberg
PREMIUM

Exceptional Real Estate Lawyer! Experienced & Knowledgeable Advocacy! Call Now!

I provide excellent legal counsel for a wide array of real estate law matters. I am dedicated to skillfully resolving your real estate situation! Visit my website to see past case results and call for a consultation. Read More »
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Michael David Siegel
Claimed Lawyer ProfileQ&A
New York, NY Real Estate Law Lawyer with 28 years experience
(212) 721-5300 One Penn Plaza
Suite 2414
New York, NY 10119
Real Estate, Bankruptcy, Business and Foreclosure Defense
University of Chicago
Check out my background at my website, www.siegelandsiegel.com.
Gennady Litvin
Claimed Lawyer ProfileSocial Media
New York, NY Real Estate Law Lawyer with 9 years experience
(718) 504-6090 322 W 48th Street
FL 6
New York, NY 10036
Free ConsultationReal Estate, Employment and Personal Injury
University of Miami School of Law
Gennady Litvin, Esq. is an associate with Law Office of Yuriy Moshes, P.C. Mr. Litvin graduated Pace University with a Bachelor's Degree in Business Economics, and went on to pursue his Juris Doctorate at the University of Miami School of Law, where he was a proud member of the esteemed Business Law Review. Gennady Litvin was admitted into the Florida State Bar in 2008 and the New York State Bar in 2009. Also, Mr. Litvin is admitted to practice in the United States District Court for the Eastern District of New York, United States District Court for the Southern...
Lloyd Rosen
Claimed Lawyer ProfileSocial Media
Great Neck, NY Real Estate Law Attorney with 26 years experience
(516) 406-8500 1010 Northern Blvd
Suite 300
Great Neck, NY 11021
Real Estate, Divorce, Domestic Violence and Family
Hofstra University
Attorney Lloyd C. Rosen, Esq. has been a member of Wisselman, Harounian & Associates since 2005. He is skilled in all areas of family law, including separation, divorce, child custody, child and spousal support, visitation rights, domestic violence, property distribution, and pre- and post-nuptial agreements. To help families through difficult matters, Attorney Rosen also provides services in the areas of grandparent custody, visitation paternity issues, enforcements of support payments, as well as support termination. On a regular basis, Attorney Rosen serves in Family and Supreme Courts throughout Long Island and the five boroughs of New York City. Aside from...
Rafael Ariel Poltielov
Claimed Lawyer ProfileSocial Media
Forest Hills, NY Real Estate Law Attorney with 6 years experience
(718) 520-0085 118-21 Queens Boulevard
Suite 603
Forest Hills, NY 11375
Free ConsultationReal Estate, Business, Foreclosure Defense and Personal Injury
Touro College
Brian L. Ponder Esq.
Claimed Lawyer ProfileSocial Media
New York, NY Real Estate Law Lawyer
(646) 450-9461 200 Park Avenue
Suite 1700
New York, NY 10166
Free ConsultationReal Estate, Consumer, Foreclosure Defense and Personal Injury
Southern University Law Center
Yuriy Moshes
Claimed Lawyer ProfileSocial Media
New York, NY Real Estate Law Attorney with 9 years experience
(718) 504-6090 322 W 48th Street
FL 6
New York, NY 10036
Free ConsultationReal Estate and Foreclosure Defense
Touro College Jacob D. Fuchsberg Law Center
Raised in Brooklyn, New York, Yuriy Moshes remained close to his roots as he received a Bachelors of Science degree from Brooklyn College and a Juris Doctor degree from the Touro College Jacob D. Fuchsberg Law Center.

During his years of practice, Yuriy has concentrated in litigation and real estate transactions as his areas of expertise. Through the years, he has successfully helped hundreds of homeowners in New York and New Jersey remain in their homes or, in the alternative, pursue liquidation options.

Yuriy has also assisted clients with all forms of commercial and residential transactional
work, including the preparation of various types...
Richard Jon Sobelsohn
Claimed Lawyer ProfileSocial Media
New York, NY Real Estate Law Attorney with 20 years experience
(212) 590-5234 750 Lexington Avenue
28th Floor
New York, NY 10022
Real Estate, Business and Construction
Brooklyn Law School
RICHARD J. SOBELSOHN IS VICE PRESIDENT, LEGAL PROVIDING A MYRIAD OF LEGAL SERVICES RELATING TO THE COMPANY'S PORTFOLIO OF PROPERTIES. RICHARD HAS PRACTICED LAW FOR MORE THAN 20 YEARS, MAINLY IN THE AREA OF REAL ESTATE AND SUSTAINABLE DEVELOPMENT. RICHARD IS AN ADJUNCT PROFESSOR OF LAW AT BROOKLYN LAW SCHOOL, BENJAMIN N. CARDOZO SCHOOL OF LAW, FORDHAM UNIVERSITY SCHOOL OF LAW AND NEW YORK LAW SCHOOL WHERE HE TEACHES COURSES IN SUSTAINABLE BUILDING LAW, REAL ESTATE TRANSACTIONS/PRACTICE, CONDOMINIUMS & COOPERATIVES AND COMMERCIAL LEASING. RICHARD IS A GREEN GLOBES PROFESSIONAL, LEED ACCREDITED PROFESSIONAL, A MEMBER OF...
David Lacher
Claimed Lawyer ProfileQ&ASocial Media
New Rochelle, NY Real Estate Law Attorney with 41 years experience
(914) 355-5900 270 North Avenue
8th Floor
New Rochelle, NY 10801
Real Estate, Business and International
Syracuse University
Sergey Mekhtiyev
Claimed Lawyer ProfileSocial Media
New York, NY Real Estate Law Lawyer with 4 years experience
(212) 203-6974 551 Fifth Avenue
616
New York, NY 10176
Free ConsultationReal Estate, Business and Family
Western Michigan University Cooley Law School
Mr. Sergey Mekhtiyev is a preeminent New York City attorney specializing in real estate, working on complex commercial, multi-use, and residential projects. He is extremely valued by his clients for his vast knowledge and for always being accessible. Mr. Mekhtiyev is a recipient of AVVO Client's Choice Award for the years 2014 and 2015.
Andrew Matthew Lieb
Claimed Lawyer ProfileSocial Media
Manhasset, NY Real Estate Law Attorney with 11 years experience
(631) 878-4455 21 E. Shore Road
Manhasset, NY 11030
Free ConsultationReal Estate, Business, Foreclosure Defense and Landlord Tenant
Maurice A. Deane School of Law at Hofstra University
Andrew M. Lieb is the Managing Attorney of Lieb at Law, P.C., with a practice focus on real estate and corporate litigation / compliance.

Mr. Lieb has offices in Smithtown and Manhasset, New York, and provides a wide range of legal services throughout the New York / Connecticut Metro area.

Practice areas include real estate brokerage license law, contractual litigation, fair housing and discrimination, estate disputes, residential and commercial landlord / tenant needs, business entity structuring, premises liability, ownership disputes and more.

Mr. Lieb is admitted to practice law in New York, Connecticut and Colorado as well as the Federal Courts for...
Steven Cramer
PREMIUM

Premier Real Estate Attorney! Experience and Results! Dedicated to My Clients!

I am a knowledgeable and trusted real estate attorney. I am committed to assisting clients in all areas of real estate law matters. Visit my website for more information and to see case results. Call for a consultation. Read More »
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Joseph Andrew Gershman
PREMIUM

Skilled & Dedicated Legal Representation for Your Complex Real Estate Matters!

I am an experienced and knowledgeable real estate attorney. I am committed to aggressive representation for all of your complex real estate needs! Visit my website for verdicts and settlements, call for a consultation. Read More »
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Real Estate Lawyers in Nearby Cities

Real Estate Lawyers in Nearby Counties

Bronx Real Estate Legal Aid & Pro Bono Services

Neighborhood Association for Intercultural Affairs
(718) 538-3344
Bronx, NY


Northern Manhattan Improvement Corporation
(212) 822-8300
New York, NY

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Buying, selling, or renting property?

Real estate refers to land, as well as anything permanently attached to the land, such as buildings and other structures, and covers more than just the drafting of contracts for the purchase and sale of property. Both federal and state laws regulate real estate transactions. The Federal Fair Housing Act, for example, prohibits discrimination in real estate transactions on account of race, color, religion, sex, or national origin. Many states have enacted similar legislation that prohibits discrimination on the basis of certain characteristics.

Attorneys in this field may handle leasing issues, landlord-tenant disputes, eviction proceedings and homeowner association (HOA) problems. Other matters within this practice area include title disputes, mortgages, covenants, easements, and equitable servitudes. Many real estate issues can affect both commercial and individual renters and landlords. Real estate lawyers who represent commercial interests may also focus on land use, zoning, environmental law, or eminent domain issues.

Some states provide a certification for lawyers who have demonstrated experience and competency in the practice of real estate law. These attorneys must meet certain educational, experience, and examination requirements to receive the certification as a specialist.


Deed: The legal document that transfers the ownership of real property from one party to another.

Mortgage: A mortgage is a document signed by a borrower when a loan is made that gives the lender a right to take possession of the property if the borrower fails to repay the loan.