Watercraft

Coverage for damages resulting from the operation of motor boats too large to qualify for insurance under ordinary homeowners and small business policies. Coverage exists whether the boats are leased or owned by another party who operates them in the benefit of the business exposing them to liability. This covers the actual boat, engine, propellers, and permanently attached equipment in and out of water while boating, launching, towing and storing.

Source: Missouri Department of Insurance

Last reviewed October 2023